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I —_ -—.:_x,�,d� �� .....ry)`f" ADJUSTABLE RATE �DER �3�10M�'� (1 Y�uTtMUUtYludac•Rat�Gp�) - -- - - *!!s.rnp�.w��!��s�!+!�!t��!M• 4TH�.ror NOUEMBER i9 �.3... a�d b Inoa'Pa��d into u�d rh W b�dNw�d to aaMSd Md wopNnwat tlw ManWt�Wd ot Trwt.or�wltY D»d(tMt••�wriiy butrwMnt")ot ' the wia�dn�qwa bY tM ua��ii��d(�•��ocrowK"1 to wcun ionow�r'�AdJwt�k Rate Nott lt1N"IVou"1 to �Q ttM�'1.Mda�•)ot tM wm d�n�ed eovaia{@►�propnY daailvd ia tlw SKwitY butrw�M wd toc�ad Y: r-=,�..,�...__�...� � 551 WEST LOitIRY ROAD, UONIPHAN NE 68832 - ----- (Ptoperty Addres�) 7MIs wte cor�atr prorWoa �MowUt ror ehulta i� � I�Nntt nM �M oy rortMly My�u.Y'W�ote dio HMlls IY�aanN�t wy Irt�n�l nt�ea�eY��t�oM t!��M .I�o w.wwr..nt�M.au�l�arw�sw 1 a�r�r• ��"'- ADDITIONAL COVENANTS.Ia�ddtUon w the mvenanta and aRramenu msdo In eho Saurity lasttumeat.Borrowet�nd laader further covenant snd�i��e�t folktwt: A. tNTEitE87 RATE AND MONTHLY lAYMENT CHANGE9 71rc Note provida for an inttial intore�t rRte of 4.875 M�.Section 4 of the Note p�ovWes for chaaja in the imaest rus aud the ww�thiY WY��.+�s tolbwc: -- - �. lNTEREST RA7'�ANO MONTNLY PAYMEhT CNANGES --�� (A) �D�Ms 'I'i1eZntu�t rate I w0l pay may chanie on tho first day oi �CEMBER „,�g 94 ,,tndoa thtt dayevery � — months therafter.Each drte on which my interat rAte could chanae is caliod�"Chwn4e Date.•' _- t�) TrelNac � Besinnins with the first ChanQe Ikue,my interat rate wUi be based on an Index.Thc"Index"is the wakly avera�e yleld on United States Trca:ury securitia�djusted to a constant maturity of 1 year,u made nv�il�ble by the Federal Raave Houd.The most racent Indac ti�ure - .- avdtabk+u ot the date 4f dayi before cach Chanae Date is called the"Current lndex." ' It dK Index u no Ion�er avdlable,the Note Holdcr will choae a naw indez w6ich i�baKd upon compivable informttion.The Nae Holder wW�ive me aotia of thic choice. t� C�kMMqo�otCi�u &toro ach Chan�e D�te,the Note Holder wili a►Iculate my new interac mee by addiry�_I�i1Q�W� ��-4;At� �"=��IIt - ? ��p� 2.5 �)ro the Curcent Indea and roundin4 to the neArest 1/8th of 1�,subject to the limiu�tated in Section 4(D)6dow. . •�,�;,;.�. This roundod unaunt will be my new interat race untii the next Change Datc. �'=�' ::�:7 � The Nota Holder witl then determ[ne the amount of the monthly payment ti►�t woutd be sufficient to repay tn full the principal l wn � ' expocted to owe on that Chan�e Date in substnntiully equat paymentc by tho mnturity date at my new Interat r�te.The rault of thb cakv4don � ,4��' wip be the new unount of my monthly psyrt►ent. (D) L�M4 a Irkrost R�te Cba�a � � �:ar'�,5;;:'?t= The interat nte I am required to p�y tt the first Change pate will not be grcater than 8.875 � a las than - -?�_qi.Thereafter.my intcresc nte wfli never be Incrcaud or decreased on any sinQle Ch�nQe Uttte by more than TI�IfI �r.:ss•._..,�. —_ _jz..a�L—from thc rate of fnterest 1 have been p�yina for the preceding twelve monthc.The minimum Interat r4te a►thitlosn will never be =t� `.„:w•:; �•��, �� 2_875 .hi and the maximum interat r�te will never be areatcr than 9.875 S�, .,_. '�da.y.....� e'r_ � . .lk•:.�.j�. tEl F.ttecdve Ikie oi CYa�es : ��F� ' � �ti�.�:� My ncw intere�t rrte wlp become effective on each Chan4e Date.l wili pay thc amount of my new monthly piyment beQinnins on the Cirst ' .;� monthly p�ymcnt d�te�Rer theChRnQe Datc untii theamount of my monthty paymenc chan�es a�ain. - : (� Not{ceotCluMra The Note Holder will m�il or deliver to me a naice before each Chun¢e Date.The notice will advise me of: -° . ,�„ � (i) the new interest rate on my loan as of the Change Date: -�: •;, � (if) the amount of my monthly payment fopowin�the Change Date; - (iiq any additional matters which the Note Holder h required to disctose;nnd �•_� (iv) the address of the associ�tion you coutd contact reQardine any questtons ahout the adjustmmt notice. �,�. S. CHARGFS=LIBNS � Unifam Covenant 4 of the Security Instcument Is amendM to rtad as folbws: ��tgS, __��,�:' 1. CMr�ts;l.ieM.Borrower shYll pay aU taxes,asussmrnts.and other charges,fina,wnd impositions attdbutable to the Properry which may -- atain a pr(ority ovcr this Security liutrument,and leasehold payments of ground rents,il'uny,in the m�naer provfded under pra4nph 2 hercaf _.� a.if not paid in s�.kh manner,by Bortower makinQ payment,when dur,directly tu the paya thcreof.Borcower shalt promptly fumish Lender °-= di notkes o[amounts due under thia para�raph,and in Ihe event Barrower shall make payment dircctly,Bc>r.ower slull pcomptly furntsh to "11=��' Lender rtceipes evidencin�such paymentr. Borrower sh�ll promptiy dischar4e any tien which has priority over this Saurity Instrwnent; :: -_= however,Porrower sh�ll not be rcyuired to disch�rge any such tirn so long as Borrower.(a1 shall a�ra in wtitinp to the p�ymmt o[the pbliRadon securad by:uch lirn in the manner acceptable to Lender;(b)sholl in Sood fnith contest such Ikn by.or defend t�aia�t enforcaaent of wch Itea in.k�al proceedirys whkh in the opinion of Lender operate to p¢vent the enfacement nf the lie�or torkiturc of tAe Property or�ny put thereot;or(c)slyli secure from the hoider of tuch lien on a{reemrnt in r fam saasfacttxy to l.ender subordinufry such Ika a thit Sectuity Itutrumcnt. It I�ender detmn{aa th�t ati or any p�rt of the Property is subjat ro a lien which may attafn a prfority over this 5aurity Instrumc�t, _. I.epde��hW{ive Bottowe��notlCe 10er►tltymj surn iien.lfortowa sttaii�tit"ry sucit iirn or t�icc onc vr mv�c vi inc icii�iwi oc.w.�'.�.a.� �iWill tql d�ys of tbe{IvUo�ot the notict. G r10'M1(.'E Urtfa�r Co�at 14 at the Security iacuuamat b ameodod to rad u fdlows: 11. NMloe.Except far�uy noUce requirad under�ppticabk kw ta be atvrn in u�ocher nunner.(�)aaY notice to Honowes provided tor in thb Sec�u{qr��uumqt shalt be{iwa by ddive�in=U a Ay�a�ilin�it by Ont ciw mul to 8orrower�t the Propeny Addrw or a�sucA aher�ddceu a�Ilwrower mar daiW�r bY ndioe to I.ender�povtded hnein,uW(b)�ny notia tu Lenda sh�U be�iven by tint clw m�il to Leeder's �dd[e�t tt�ted hereio a to wch ather�ddtat a L.ender m�y dnlpaate by notioe to Borrower a provWed hertin.Aay notiot prorided far lo tAit Srw�eitY launu�nt slrU bt d�t�ed to 4ve Eua�ivea w Bortower ot Lendet wbea�ivea ia tha an�naer daf�nwd henis.