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<br /> � TO(3SfH8R WITH �II the tmprovementa noM or heraitar erected on the pcoperty�1' �Il ea�emeno,
<br /> --�---- �ppurtenanae,�nd tiYturos now or haratur a part of tho property.Ail roplacements and additione ah�ll�I�o be coverad
<br /> _ - - by this Securlty Instrumant.Al1 of the toteeoin�i�rotorred to in this Security Insuument se the wPfO(�0lLy,"
<br /> BOR1ZUWiiK CuVfiNAiJT�that Horrower is i�Nfully seised ot the est�te hereby conveyed and tus the ri�ht to
<br /> ��� �rant and convey the Prapetty md thst the Property is wioncumbered.oxcept ior encumbrancas ot ra;ord. Borrowrer
<br /> Marranta and Nip defend�enarally tha title to the Property��ainst all al�ima and dem�d�,eubject to�ny encumbni►ca
<br /> '" of record.
<br /> THIS SECURITY INSTRUMENT combinee unifarm cavensnts for national uee and nonvnlform covenanta rvith
<br /> '' Ilmtted variatfon,s by juriediction to oonatitute a unfiarm eecurity inatrument coverin�rul property. � _
<br /> °. . _ " UNIPORM COVBNANI'S.Borrower md Londer covenant and a�ree as tol lowa ---
<br /> �' � 1.Payment of Psincipal and Intereit;Prop�ymeat iad I.ate Ch�rse�. BomoNer sh�ll promptly pay when due
<br /> _ '—°'—'`'`—`r�r�'' the princIpl ot and inurost on the debt evidenced by the Note ind any prepayment and late char�es dua under the Nou. —
<br /> ���'"""""`� 2. Fuads for Ta:es and Insursnce.Subjoct to applicable law or to a wrltten wsiver by Lender. Borrower shdl
<br /> _ �����.�� Qay to Let►der on the day monthly paymenta sre due undec the Notc,until the Noto is pid in full,a sum("Fuads")for.
<br /> - �� ',,,�"'''^`�'�"� (a)yarly taxea and aesessmente wtuch msy attaia priority over this Security Instrument ss a lien on the Property: (b�
<br /> ' `"'=` �' yearly leasehold psymcnts or�round renus an tha Property,if any;{c?yearly hazerd or property inaurance premiums; --
<br /> _'��.�.. :•'...�:-'=
<br /> _ . . __.. (d)ye�cly tlood insurance prem�ums,if any;(e)yeuly mort���e insurance�xemiums,Ii any;and(f)any sums p�yable
<br />� "��� •� � f�° by Borrower to Lender,ia�ccordance with the pro�isions of p�r��caph 8,in lieu of the payment of mortg��o insurance
<br /> �� �'�1w�_ .'� :� premiume.These items are called Fecrow Iteme. Lender may�et any time,collxt and hold Funds in an amount not
<br /> _ ' to exceed the maximum amount a lendor for� fedeally rel�ud mort�age loan may require tor Borrower's eecrow
<br /> - --�-- sY•�.•.�i,�:�., account under tha tederal Ral Bstau Settlemant Procedures Act of 1974 as smrndod from time w time, 12 U.S,C. -----
<br /> �._. ,...y�r,�;3k�Ft�.R. " • I.endec rtta ,
<br /> �` , �,a Section 2601�t asq.( RESPA ),unleae anothac isw that appltes to the Funds sets a leeeer amount.I!so, y _._
<br /> � �"f•'�°:� "�.`:t�:'��. et any ttme,callect and hold Funde in an�mount not to e�cceed the leesor smount.Lei►de�mey e�timau the amount of =:_
<br /> � ��°�'?'''` Funds due on the b�sis of cument d�ts md rasomble estimates ot expenditwes of futw+e F�crow Itoma or othec�iae in ��""'°
<br /> . • �,:r... . —-.
<br /> . �:,.�.,:•:;:,_.;.:9. accordanceaithapplicablelaw_
<br /> . �� . Tt�e Funds stuli be held in an institution whaee deposits�re inaured by t iederal sgee�cy,instrumentality,or entity _
<br /> �;. . : ,�. � (inctuding L.ender.iP I.erWer is such an institution)or in any Federal Home I�asn Banlc.I.ender shell epply tho Funde tn
<br /> pay the Fscrow Items.I.ender may not charQe Burroaer for hotding and applying the Funde,snntuilly�nalyzin� tha _
<br /> . , • � er,crow account,or verifyinE the fiscmw Itema,unl�s I.ender piys Borrowat interest on the Funda end applimble!aA
<br /> . , , �:�� permits Lender to mako such a ch�cYe. However, I.ender mey requin Bomower to piy a ona-time char�o fur an
<br /> t � � independent real eetste tax reporting service used by Lender in connxtion with this lwn,unlese appliaable law provides �
<br />-_ othorwise.Unlese an agreement is made or applicabie law roquires interest to be paid,Lendec sht�ll�nat be required to
<br /> '^•' ; �`� �, pry Borrower�ny interest ar earninQs on the Funde.Borrower and I.ender mey a�ree in writin�,hawever.that intereat __
<br />: :;� ' . shall be psid on the Funds.Lender shall give to Borrower,without ch�rge,m mnwl accounting of,tha Funds.ehowing !t�:�,�;;
<br />�:� ____ �..L.��—�.11.,;_, credits and debits to the Funds and the purpose for which ach debit to the Funds was mede.The Funda are pled�ed�s w' `
<br /> ' ' ' "� additional secucity for aU sums sxured by this Security Instrument. _ ._
<br /> • j I[the Funds held by Lender exoeed the amounts permitted to be held by applicable law,L.�nder ahall account to
<br /> .� � Borrower for the excess Funds in accordance with the requiremenu of applicable law.If the amount of the Funda held
<br /> . " ' . ; by Lender at any time is not sutiicirnt to pay the Bscrow Items when due,Lender may so notify Botrower in writinQ, �;:_.
<br />, • ^ ",' ' and,in auch c�se Borrower ahall pay to I.cnder thc amount necessary to make up the deficiency.Borcower shall mske �-'��
<br /> • up the deficicnay in no moro than twelve monthly payments,at Lender's sole discretion. �_
<br /> Upon payment in full oi all sums secured by this Security Instrument,Lendar shaU promptly refund to Borrowar --
<br /> sny Funds held by Lender. If, under psr�graph 21, Lender shall acquire or sell the Property, Lender, prior to thc =__.
<br /> ' a'`°"�' ' �' ' acquisition or ssle of the Property,shall apply any Funds held by Lender at the time of acquisition or sale as a credit =.__
<br /> , ��a ,n,.,,....,�„ .��a�L'µ�` a�ainst the aums socured by this Security Instrumeni.
<br /> �:�, , � 3. Application of Yayments. Unless applicable law provides othcrwis�,all payments received by I.endor under ���
<br /> F, i panYaphs 1 �nd 2 shaU bc ipplicd:first,to any prepayment charges due under the Note;second,to amounts payable ��
<br /> , � , , under pca�raph 2,;�pird.to intercst dua;fourth,to princip�l due;and last,to any 3ate charges due under the Note. ��
<br /> �� , ` 4.�C6lr�es; Liens. $orrower shnll p�y all taxes,asse�ments,cherges,fines and impositions attributable to the �—�-
<br /> . i :��: . . �' Property which may attain priority over this Security Instrument,and leasehold payments or �round rents, if any. _-
<br /> • ' Borcower shall pay these obligations in the manner provided in paragnph 2,or ii not paid in that manner. Borrower -
<br /> `�'�' • . shall pay them on time diroctly to the person owed payment.Borrower shal l promptly furnish to Lender all notices of ° `-'
<br /> amounts to be paid under this paragraph.If Borroaer makes these psym�ntsdirxtly,Borrower shall promptly furnish �
<br /> '�, � to Lendcr rxeipts evidencing the payments. ;�_
<br /> - "� � Borrower shall promptly discharge any licn which has priority over this Security Instrument unless Borrower. (a) �'�;,--
<br /> ���:, a�rces in writing to the p�yment of the obligation sxurod by the lien in a m�nner acceptable to Lender;(b)contests in 4��•
<br /> �Y°,' ' � .t Qood faith the lien by,or detends against rnforcement of the lien in,legal proceedings which in thc Lender's opinion �'.�T
<br /> � :,,, operau to prevent the enforcement of the lien;or(c)secures irom the holder oE the lien an egreement satisfactory to ' `
<br /> . � Lender subordinatinQ the lien to this Secuaty Instrument.lf Lender determines that any psrt of the Property is subject F�:..
<br /> Ld N� r to a lien which may attain priority over thia Security Instrument.I.ender may give Borroaer a notice identityine the
<br /> �.�.. _'�..�.; .:._. . 1ien, Borrowec shall satisty the lien or take ona or more of the actions set torth above within 10 days ot the Qivin�of :._—
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