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<br /> TOOETHER W1TH all the fmprovemcnt�naw or hereafter eractod on the property.+utid�Il�r�ents;7P�r�l�.�nd
<br /> flztura now or hereafle� � put af the praperty. All repl�ameots �nd dditioro �hall dw be caverod by thit Secudty
<br /> _- - Ia�trumeet.All o!the forc�ofn�ii rcterred to in thi�Security Inurumetu s�thc"Propeny "
<br /> BORROWER COVENANTS tfut Borrowe�i�lawfully rehed af the ahte heneby oonveyed md iut�the risht ca�r�nt ud
<br /> convey the Prapeny u�d thrt the Propecty i�uaet�cumbeted. exccpt fcx encumDnncer of rornrd. Borrowu wuruus md will
<br /> defetid�enerally the dtle to dx Pmperty�inst�ll clairra and dem+�nd�c,wbjoct to any oncumbnncu af roc�nf.
<br /> THIS SECURITY INS'fRUMENT wmbineY uniform covenants for nuderwl usc wx!ix►n•unifium wven�uu�wlth Iimlted
<br /> vuiuionr by ju�i�dictian to cor�titutc a unifartn security instrument ooverin�real propeny.
<br /> ��_------ ----�--� UNIFORM COVENANT'S.Born�wer and L.endcr rnvmant e�d agrcc.ew fnlirnvx:
<br /> - - l. PqmeAt ot Pr(ncip�l �od Iata+ati �P�Ymeat a�d I.�te Ciuirea. Bormwer xt�ll pn�mpt�Y PAY When due tho
<br /> principal of uid incerest an thc debt evidencod by the Nate�nd any prcywyment nnd late rlwrge►due uider tho Nae.
<br /> 2. Func6 for Taxa and Inweana. Subjoct ta applic�eble law or tu a wrltten wAivGr by I.enJer, Borrower stwll pay to
<br /> Lendu on the day monthly payments arc due undcr the Nota. until thc Nate i►pYfd in full.A sum("Funds")for:(8)yearly tues
<br />- u�d assessments which rnny pttain priority over this Securiry Inurument as u licn an the Property:(b)yearly leasehald paymenta
<br />•_� _ or ground c�ents on ttie Property, if any;(c?yearly hazard or pre�erty insurnnce premiums;(d)yeady fload insurance prcmiums,
<br /> if any; (e)yearly mortgage insurance premiums, if any:and (�any sums payable by Bormwer to Lcndor, in xrnrdancc wlth
<br /> the provisions of paragraph 8, in liw of the pxyment of mortgage insurance prcmiums.'Il�ese items are caUed"Ercrow Items."
<br /> Lender may, at any time. collxt and hold Funds in an umount not to excad the manimum anwunt a lender for u foderally
<br /> relAtod �nortgage loan may roquire for Borrower's escmw account under the federal Iteal Estate Settlement Procedurcs Act of
<br /> 1974 as amended from time to time, 12 U.S.C. Section 2601�r seq. ('RFSPA"),unlcss another law that applics to tho Funds
<br /> sets a lesser amount. If so, Lender may,at any time, collect and hold Funds in an amaunt nat to excood tlia lesser amount.
<br /> -- - _ -- -- Lender may cuimate the amount of Funcls due on the twsis uf current Jxtx w�d reasoru+bie estimates of expenditures of fiirore
<br /> -_-- --- Fscrow Irems or dherwise in accordancc with applicable law.
<br />��� The Funds shal! bc held in an institution whasc deposits arc insurcd by a federul agency, insttumentality, or entity
<br /> --i=— (including Lender,if Lendet is sur,h an institution)ar in any Fedcral Home Loan Bank. I.endcr shall Apply the Funds to pay the
<br />- - Escmw Items.i.ender may not charge Borrowec for halding and applying the Funds.annually anelyzing the escrow eccount,or
<br /> _° verifying the Escrow Items,unless Lcndcr pays Barrawer intorest on the Funds and appli��able law pennits i.ender to make such
<br /> - �chargc. However, L,ender may rcquire Banower to pay a at�c•tinte clurgc for an independent reul estata tax rcpaRing service
<br /> used by Ler�der in connection with this loan. unless appiicable law provides atherwise. Unlcss xn agreement is made or
<br /> applicable law requires interest to be paid,Lendcr shall not be requirod to pay Borrower any interest or earnings on the Funds.
<br />�� Borrower and Lender may agree in writing. however, that interost shall be paid on thc Funds. L.ender shull givc to Borrower.
<br />'�!. without ciwrge, en annual eccounting of the Funds, showing crodits and debits to the Funds and the }wrpose for which exh
<br />- _ W•u,�: �i3t ta ti�e rancts was�nada.Th�Tuncis�rc picdgcd ae additinn�! sccurity for�!!sums:,tcura!by this Securit�instsvment.
<br /> ,�j�•�� If the Funds hetd by L.ender exceed the amounts permitted to be held by applicable law,I,ender shaN account to Borrower
<br /> ''`'%�. for the excess Funds in accordance with the rcquirements of applicable law.If the amount of the Funds held by Lender at any
<br /> ; '����' time is not sufficient to pay the Escrow[tems when due,l.ender may so notify&�rrower in writing,and.in such caec Borrower
<br /> }' c`",°R i F�� shal( pay to Lender the amount nxes�ary to make up the deiictency. Bornower shall make up the deficieacy in na mare thnn
<br /> � ' �•::•''•• twelve monthly payments,at Lendor's u�le discretion.
<br /> �� � 1-,;°. '�' : :.
<br /> , �j��{�,S:i,,1k�3`;ty Upon payment in fuil of all sums secured by this Security InstNment, Lender shall promptly refund to 9orrower any
<br /> -+��+•��'•� •�•-��• � Funds held by I.ender.if,under parngraph 21, Lcnder shall ucquire or sel l the Propeny,l.ender,prior to the ucquisitian or�lo
<br /> '°���"�'.�� of the Property, shall apply eny Funds held by Lender at the time af ucquisition or cala us a crr,dit against the sums secured by
<br /> �.i :��•�:,- this Security Instrument.
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<br /> �,��, ..:, ; 3. Apptication of Poymen�s,Unless applicable law providec otherwik,all payment�received by Ixnder undcr paragraphs
<br /> '� + 1 and 2 sh�ll be upplied: first, to any prepaymcnt charger due under thc Note: secund,to umounts puyable under paragraph 2;
<br /> ��•��'��'�'���r' , thicd,to interest due; fourth,tn principal due;und last,to any lute char�ec due undcr the Notc.
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<br /> � : 4. Clwrges;Liens. Borrower shall pay all taxes,nssessmcnts,ch•rr€es,tines und impositions attrihutable to the Praperty -
<br /> '�'"��_�;.i::,,.•...
<br /> ��' which ma uttain riorit ovcr this Securit Instrument, and Ieaschnld a ments nr mund rents, if an BoROwer sh�ll a
<br /> :L��v�'�f�,�,.,�,a�_ Y P Y Y P'Y F Y• P Y
<br /> �s x;,�, � these obligations in the manner provided in prragmph 2,or if nnt paid in that manncr.Borrawcr shali pay them on timc directly
<br /> w�:i',:,:S��'�' to the person owcd pdyment. &irrowcr,hall promptly furnish to Lcndcr all notires of amountti to be paid under this parugraph.
<br /> �, i`.��� "� !f Borcower makes these payments dircctiy, &+rrower.hall prompely fumish to Lendrr receipts evidencing the payments.
<br /> ,;k•;.,,,;,`:.., Borrower shall prompdy discharge any licn whirh has prinrity��vcr thi�Securiry In�lrument unlr��Borrower.(a)agrces in
<br /> i;, ,,;,`•,•-=� writing to the payment of the obligation serund by the lien in a manner ucceptable tu Lender:(h)ronteslc in ga►d faith the lien
<br /> "4-`��� by, or defends against enforcenxnt of thc licn in. Iegal prcxeaiing,whidi in the Lender'ti opini�m operate to prevent the _
<br />_- _I�RY.`_ -
<br />-_ ,Yr..: enforcement of the lien;or(c)Kcures from thc holder iif thc lien an agreenknt wti,factc�ry to lxndrr�uborJioating the lien to
<br />_ -;��'�:.
<br /> - •>�t?.��,��-�.' this Serurity Instrument. If Lcnder determinec th�t an��part of thc Pm�ny is .uhj�rt to u licn which may attain priority over =
<br /> "�"+`?wr"i+"""''.'�'•� this Security Instrument, Lcnder mAy givc&�rrower a notirc iJcntifying thc lien.&�rrowcr shu11 wtisty thc licn or take one or -
<br /> __ .. ,,. x,;.•��<,
<br />;.. ° � ''��^.��;� more of the actions set forth abovc within 1 O duys af thc giving of rnitice.
<br /> '�'` Fam 3028 81f10
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