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<br /> ca�dcmnation or dher Wcln�of�ny part of�he PmpeAy.or for convcyrnca in lieu of condemnulwt,�rc tere y�w �nd
<br /> _— — —_ sluii bo pxid to iender. _
<br /> In the event of a t�td taking of the P�vperty,the proceedx shrll be Applied to the sum� �ecured by thix Securi�y
<br /> In�uument.whether or nat then due,wi�h+�ny exceav p�id to Borrawer. (n the evcnt of r p�niwl akin�of�he Roper►y in
<br /> which the fair muket vduc of the Pa►perty tmmediotely bcf<me the takiny is eyuwl w or�rcYtcrthan the�►naunt af'the Kum�c
<br /> socured by thic Security Instcument immedistely befooe thc t�king,unlc�r 8omuwcr and l.cnder othorvvisc ugrcc;in writiny�,
<br /> the sumr securod by thia Security Instrnmeot shall 6e �duced by the�nwunt of the procoed�multipliaf by the fullnwln�
<br /> fniction: (a)the total wnount of tlx sumx securcd immediYtely beforc the taking,divideci by (b)the fair madcet value af the
<br /> _ — — --— f'rupecty immaliately before the taking. Any batance chall be paiQ to Borrowcr. In the evrnt of a panial takin}� of thc
<br /> Property in which the fair market value af the Property immodiately before the t�;ing is Icxs than the amaunt of tha swmr
<br /> secur+ed immediately befonc the teking.unless Borrower and Lciuler ahcrwise ugoee in writing cx unless�ppllcAblo law
<br /> otherwlse providcs,tha procads shwll be applied to the sums secured by this Serurity Inbwment wt�ether or not thc sums aro
<br /> then dua.
<br /> — — If the Pnoperty is abandoned by Bomower,or jf,after natice by Lender ro Borrower that the candemnor offers to mAlce
<br /> � an awud or settle a claim for damages.Borrower fails to respond to Lender within w days ofter the duta the notice is glven,
<br /> 4ender js authoriud to colloct and apply thc proceedti,at its option,either to restoration or apair of the M+opeRy or to the
<br /> sums secured by thts Security lnrtrument,wh�ther or not then due.
<br /> Unless Lender und Borrower othecwise agree in writing,uny applicutian of proceeds to principal shall aot extend or
<br /> pc»tpone the duc date of the monthly paymsnts referred to in purngraphs 1 and 2 or change the�m�unt af suah payments.
<br /> 11. Ba�rower Not Rekasedi ForbeArance By l.endcr Not a Waiver. Extension of the time for payment or
<br /> modification of amonization of the sums�ecural by ihis Security Instrument granted by l.endcr to any successor tn intarcst
<br /> --- af Borrower shall not operate to rclease the liabflity af the original Borrower or Borrower�successars in interrst. Lender
<br /> = �;., �� shall ncx be.required to commence proceedings against any succrssor fn interest or refur.e to extend time far payment or
<br /> � otherwise modify amortixutian of the sums secured by thit Securiry Insuument by reason of nny demand made by the ori�inul
<br /> Bomower or Batrower?c successors in interest. Any forbearance by Lender in exercising eny right or remedy shall not be a
<br /> �} ; waiver of or pr�eclude the exercise of any right or rcmedy.
<br /> 12. Successors and Assi�ns Bound;Jotnt and Sever�l I.tabiltty;Casigners. The covenants And AgteemenG+of this
<br /> � Security Instrument shall bind and lxnefit ¢he successo�s nnd assignx of Lender and Borrower,subject to tho provisions of
<br /> paragraph 17. Borrower's covenants and agreeme�ts shall be joint and several. Any Borrower who cc}signs this Security
<br />- Instrument but das not execute the N�te: (a)is co-signing thig Security Instrument only to moctgage,grant and convey that
<br />. , ti��;?. Borrower's interest in the Property undcr the terms of this Security Instrumenr, (b}is nat personally obli�ated to pay the sums
<br /> °�*' secured by this Securiry Instrument:and(c)agmes that Lender and any other Borrower muy agree to extend,modify.forbear
<br />�=�� �� ' t� or make any accommodations with regard to the terms of this Securlty Instrument or the Note without that Borrower's
<br /> : r,, caisent.
<br /> 13. Loan Charges. If the loan secured by this Security lnstrument is subject to u law which sets maximum loan
<br /> � •''��"����t?� withghe oan exceed thetpermytted IPm ts�,thenh(a)any chtloan i harge shall be reducediby he amountin ces�sury to reduce .
<br /> �' �`� the char e to the rmitted limit;and(b)un �ums alread collected from Bamower which exceeded rmitted limits will be
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<br /> '�'�':• ' •' '� ' � �' refunded to Borrower. I.ender muy choose to make this refund by mducing the princip•rl owed under the Note or by making a
<br /> ��,, direct payment to Borrower. If u n�fund reduces principal,the reduction will be treuted as u partiul prepayment without any
<br /> • ':s...`� ' �'�.°"� � prepayment charge under the Note.
<br /> ;x ''.�!�.�'''~'�}�'•`"�`` '� 14. Notices. Any notice to Borrower provideQ far in thi� Securiry In,trument shall be given by delivering it or by
<br /> - zyy;.;��.,.,.•.. -.; . ,�' muiling it by first class miiil unless appliciible law rcyuin:s u�c uf unother metiuui.The notice shull be directed to the Piroperty
<br /> . �.,;,.,,:. Addc�ss or any other address Borrower design�tes by noticr to Lender. Any notice to Lender shall be given by fint clutis
<br /> - , . . mail to L.ender's•addr��s sts�ted herein or any othrr uddress Lrndcr dcsigautes by notice to Borrower. Any notice provided for
<br />= ^ . in this Security Insttument shaU bc deem�d to h�vc t�een given to Burrower or [.ender when given as provided in this _
<br /> .tr' ';.��.�.,.. paragrnph.
<br /> '-�•�! _��'° ' '� 15. Gaverning I.aw;Severability. This Security Instrument ,hnll bc govemed by fedcral law and thc law of the -
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<br /> ?;� , ••.n--���•' � � jurisdiction in which the Prope�ty is loc:utcd. In the event ih:tt uny provision ur cluuk of thiti Security Inxtrument or the Note
<br /> "'. • conflicts wlth npplicable law.such contlict�hall not aFfrrt other provi�iom of this Security Instrument or thc Nate which cnn
<br /> �•�'����ti' .:: �� ' be given effect without thr conflicting provision. To thi.cnd the provitiions of thi+Security Instrument and the Note are
<br /> �,�;�;;;;,;�:„,;�,,,h.�• dcclared to bc sevcrablc.
<br /> " 'A . 16. Borrower's Copy. Bonower shall be given one confonned copy�if thr Notc mid nt'this Seeurity Instrument.
<br /> ;�-a�:��•��• 17. 'llransfer of the Property or a Benefrial lnterext in Borrower. p'ull or any part of the Property or any intercst in
<br /> • it is sold or tr.lnsferced(or if a bcneticial intere,t in Bormw�r i,tiold or tran.frrced and Borrower is not a natural person)
<br /> without Lender's prior writtcn conticnt,Lcnder may.�it it+optian,rcyuirc immediucr paymrnt in t'ull of ull xums secumd by
<br /> ., .;, '' 'Y. this Security Instrument. Huwever,lhis optiun tihall not be excrcikd by Lendcr if excrcixc is prohibited by federal law as of
<br /> �.h;�;_ � �. the date of this Security Instrument. °
<br /> If Lender exercises thi�option,Lendrr shall give 8arrower notice of accrlcration. The noticr shall provide a period af —�
<br /> �� not Iess thun 30 dnyc from the date the notice is delivered or mailed within which Bormwer mu+t pay all sums secumd by this
<br /> 1•:•� �` Securit Instrument If Borcower fuils to a thesc .umx rior ai the ex �rutiun uf this rwd. Lender mu invoke an
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<br />�g;•,,;• .•`��'.•� •.�_•.-�• ' remedies pctmitted by thi�Securiry Instrument without furthcr notirc or Jrmand on Borrowcr. _
<br />�:��:: 18. Borrower's Right to Relnstate. If Borruwer mret� ccrtain randiti�ms, f3orrowrr shull have thc right to have �
<br />= '��=;{�.=,'.,.: . i enforcement of this Security Inswment discontinued at uny timr prinr to thr rarlicr ot': (a) S days(or such other pericxl as '
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