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<br /> _—����� TOOE'1'HL�It WI'1'H all thn lmprovementa now or hereaftar erocted on tha property, �nd all aaementa,
<br /> -_— -- �ppurten�ncca,and fixturea now or h�rcatta a part of the propeny.All ropl�cemente�nd additione ahall alea be covered
<br /> - - by this Security Inetrument.All of thn toregoin4 is referrod to in this Sacurity Inatrument se the"Proporty." �
<br /> � - -- jsU1tKUW�N CUVBNAIV7'S th�t�orrower is lawfully aeised oi the eatau horoby conveyad �nd h�e the ri�ht
<br /> . � �cant and convey the Property and that the Property is unencumbered, excopt for encumbrancae of rncord. Borcowe
<br /> , �anmts�nd will datend�enerally the titlo to the P'roperty i�ain�t all el�ims and dem�nda,subjeet to sny enoum bnnc
<br /> �'` v.��`� f,;;. o[record.
<br /> 'fHIS SECLJRII'Y 1N3TRUI�lENT combines uniform covenmte fo�n:ttoml t�ee and nan-uniform covonmts wit
<br /> `': �_�°� limited varistions by jurisdtcti�n to constituta s uni[orm security instrument coverin�real proporty.
<br /> - i�`�:°` '��+�.�'� UNIFORM CUVBNAN'1'S.}3orrowor md Lendec covenant and a�roe ae tullowa: ____.._�:_� ---'-
<br /> 1. Payrnent of Princip�l snd Iatere�t; Prep�yment and I.ate Cd�r�es.Borrower ehsll promptly pay when d� ^
<br /> _ - � °' '' the principal of and inurest on the debt evidencod by the Note and any propayment snd late char�es due under the Note. �:__-;_,_,.,K,�:�...
<br /> — • �F 2. Fuada tor Taxes�nd It►suranca.Subject to applieable law ar to a written waiver by Lender, $ntrower sholl - • ••- �
<br /> ��:.~-��#�'�`- '` y to I.ender on tha day monthly peyments are due under the Note,until the Note is pnid in full,a sum ("Funde")for: - -�;.,._
<br /> '�'�"�`�'%�.�`�`�'�W�}�, �a) yarly taxes and a�ments which may attain priority over this Securlty Instrument as i lien on the Praperty;(b) ���'"��ti'`�'°
<br /> �,� �,.,,,, ....•.�,.,:,. —
<br /> �i,�,.vo �� .. yearly leasehold payments or ground ren�g on the Property,if any;(c)y�rly hezard or praperty tnsurxnce premiums; �. ___y _ _
<br /> (d)yearly flood inaurance premiums.if any; (e)yearly mort�age inaurance premiums,if eny;and(f)eny sums payable Q-
<br /> ...�� .' ,., by Borrower to L.ender.in accordanca with tha provieions a[pangraph 8,in lieu of the payment of mortga�e insurance _
<br /> �`'� �,v.:�.,::•;�,:.;.:=`� premiuma.These items are called"Escrow Items."Lender may,at any time,collect and hold Funds in an amaunt not ` �'�":="''°:
<br /> -��i '•r� ' _ � to exceed the maximum amount a lender for a federally related mortgage loan may rdquire for Borrower's escraw :.•.,,:,.:,::,�„„.
<br /> �:��..�,,;,,. ;,�'~� account undar the federal Resl Estate Settlement Procedures �1ct ai 1974 as amended iram time to time, 12 U.S.C. ---_'" "'"'�'.
<br />. � ' '•_- Sxtion 2601 et seq. ("RESPA"),unless another law that appliea to the Funds sets a lesser amount.If so,Lender may, � 1�--..-��;
<br /> ' .:..`�Ni' � at any ttme.collect and hold Funds in an amount not to exceed tho lesser amount. Lender may estimate the amount of �_ �:.. ..�
<br /> . Funds due on the ba�is of current data and reasonable estimatea of expenditures of tutuce Escrow Items�r otherwisa in ;f�;;,F;�;-,;:T
<br />' �j'' , ' ' uxordance with applicable law. •:�:ii�.+"��..'.��y
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<br /> . � � '� The Funds ahall be held in an inatitution whose deposits are insured by a federal a�ency,instrumentelity,or entity �`. _,_'
<br /> � ,i,•:;�,, :, :�:j:��r�" (including L.ender,if Lender is such an institution)or in any Federal Horne I.c�an Bank.I.endec shall apply the Punds to .��;+
<br /> �' • �• �'• � •� pay the Escrow Items.Lender may not charge Barrower for holding and applying the Funds, annually analyzing the ,,.• ;;s,�y.
<br /> , �•�"• '����'' �� escrow account, or verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and applicable law ;. . :,; __
<br /> � � � rmits Lender to make such a charge. However, Lender may re�uire Horrower to pay a one-time charEe [or an +,"'••'"'�"``� u
<br /> • 1 '� �ndependent real estate tax reportin�servica used by Lender in cannection with this loan,unless applicable Isa provides �''�� --_;
<br /> „ .: `' otherwise.Unless an a reement is made or a licable law r uires interest to be id.l.ender shaU not be r uired to "'' '"'{'�' �
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<br /> ` , � . pay Borrower any interest or earnings on the Funds.Borrower and I.ender may agra in writing,however, that interest _ , ..;, �_
<br /> shall be paid on the Funda.Lender shall give to Borrawer,without charge,an annual accounting of the Punds,showing � �'i � �•;�
<br /> credits and debits to the Funds and the purpose for which each debit to tho Funds wes made.The Funds are pled�ed as ��::.,::;�.., h.
<br /> � idditional socurity for all sums secured by this Security Instrument. � <,�.;y;c;'��_
<br /> If the Funds held by I..ender exceed the amounts permitted to be held by applicable law, Lender shall account to ��'••
<br /> + ,�.,; . Borrower for the excess Funds in accordance with the requirements of applicabla Iaw. If the amount of the Funds held ti,�•:, ,-.�-:. ��
<br />' ". � b y Lender at any time is not sufficient to pay the Fscrati�- Items when due,Lendesr may so notify Borrower in writing, � ,
<br /> : �:�;�:;? and,in such case Borrower shall pay to L.ender thc amount necessary to make up the deficiency.Borrower ahall make ; �I�:;;;:'�
<br /> , up t he de ficiency in no more than twrlve monthl y p a yments,at L.ender's sole discretion. � ,� •-°-
<br /> ;"i;; ., , � Upon payment in full of all sums secured by this Security Instrument,I.ender shall promptly refund to Borrower �':���-.'� �i f.�
<br /> '.+'�. any Funds held by L.ender. If, under pxragraph 21, I.ender shall acquire or sell the Property, L,ender, prior to the • ��
<br /> _ � tcquisition or sale of the Property,shall apply any Funds held by Lender at the time of acquisition or sale as a ctedit �;:
<br /> .� ., .,._ ..,__:. •� against the sums secured by this Security Instrument. � " , . �• �;.
<br /> _� 3. Application of Yyyments. Unless applicable law provides otherwise,all payments received by L.ender under � -�
<br /> ,� ; ., paragrsphs I end 2 shall be appliexi: first,to any prepayment charges due und�r the Note; second.to amounts pxyabte � - a���
<br /> . under paragraph 2;third,to interest due;fourth,to principal due;and last,to any Iate charges due under the Note. , '. �
<br /> 4. Char�es; Liens. 13orrowrr sh�all pay all trxes,asse.sgments,charges, fines and impositions attributabl�to the , �.'����'
<br /> . . .,.1- ,
<br /> ; . • . � � ��• Property which may attain priurity uver this Sec;urity Instrument, and leasehold payments or ground rents. if any. , . ,
<br />)_ • • � Borrower shaU pay th�se obligations in th� manncr provided in paragraph 2, or if not paid in that manner,Borrower �
<br />•-t ' shall pay them on time directly to�he person owed paJ�ment. Borrower shall promptly furnish to Lender all notices of �
<br />� amounts to be paid under this paragraph.If liorrower makes these payments directly,Borrower shall prnmptly iurnish
<br /> . .;';.� , ..,.
<br /> , to Lender receipts evidencing the payments. : �
<br />`� Borrower shall promptly dischargc any lien which has priority over this Sec;urity Instrument unless$orrower: (a) ;...,�,�,�:.��
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<br /> agras in writing to the payment of thG obligation seeured by the lien in a manner accepteble to Lender;(b)contests in ,.
<br /> � +� ;:,:� ;. .:, . good faith the lien by,or defends against enforcement of the lien in. legal prac;eedings wk�ich in the I.enders opinion �.`'�;,� ,�-
<br />� operate tu prevent the enforcement of the lien;or (c)secures from the holder of the lien an agreement satisfactory to , '� • �' �r
<br />- � :: ��-�." Lender subordinating thes lien to this Security Instrument.If I,ender determines that any part of the Propecty is subject .
<br />- -`' %:L+%•�� ' ° • t(i a lien which may attain priority over this Security Instrument,Lender may give Horrower e notice identifying the ' ' .
<br /> , lien.BoFrower shall satisfy the lien or take one or more of tlie actions set forth above within 10 days of the eiving of `
<br /> ,�_ . notice. . . .
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