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<br /> � 6. iWtwi K r1�sNr1y Lwnrra. Horrowet �lulf keep tlw Imp�+ovariaMs now � or h81l�Nif� au tlM
<br /> Property inurod�ia�t{on by An, iwand�lacluded witbin tda unn'extaded oover�e" �nd any othar h�aodti indadiOi
<br /> - !!�ar�leo�!!�; �w��L.�dr�rquioe�i�o�.Thlr Lrannaa i1►�11 M�!4�r4ss::!!n s!��:x::ss��!�t!!!�;!�•
<br /> th�t I.e�dex tequira.'11�e inutinre cartiee pravWin�the itwnooe rhNil be t�ho�en by Barmwer eubJect to I.ader's�provd
<br /> whicb sbdl rot be unrarornbly withheid. lf Horrower tdis to m�int�ln oovaa4e descdbed amve, Lander m�y. �t Lad�r'�
<br /> qxion.obtain voven�e to prota�t I.aKkr's riBhu ie thC Pn�erty in A000rd�nce with prta�raph 7.
<br /> All inwr�noe potici� �od Terow�lt�Fall be�oeoptable tn L.andor and ihali incl+�d�+��rd moR�e cl�uu. Lender
<br /> _. ��..F..� stull tu�ve the dght w IioW the policla��ud renewd�. If L�ender requircs.Borrower�hall PranptlY Q.ve to i.eeder aU reoeipu of
<br /> pid'praniun�uid ronewd notloa.In the eveM oi Iow.Borrower�iWll�ive pcompt aotia to the inwrancc wrrier snd Lorder•
<br /> L,pider may rtuke proof of lou if not made promptly by Hormwa.
<br /> Unleu L,ender�rd Borrower aherwise aaroe ia wridng.iruuranoe procoo�th�ll be applied w re�wration or repair of the
<br /> propeKy dany�ed.!f the rostorrtion or t+epRtr i:a�onotnjc�lly fpaible ad I.a�der's�ea+rity is rwt lea�ened.If the ratoration or
<br /> rep�ir is not evoncxnic.�tly fe�ibte or I.enlar'��ecur�ty wauld be les�ened. the inauranoe procoeds dull be appliai to the wmt
<br /> saured by thlp Secadty Itustrumet►t.whether or not then due. with�ny excac paid to Horrower. If Borrowor abiudau the
<br /> Property, or doos not�nxwer within 30 d�ys a iwtica from L�eMee thet the lnsurance cArrier hsc offuaf to�ettle a cl�in, then
<br /> I.qdet may collut the i�eurat�co procoods. I.ender may use the procaeds to rep�ir or restor�e the Property or to pay sums
<br /> sa�ured by thi:Secu�ity Icwtiument,whether or not then due.The 30-day period w111 b�Hin when the notice is given.
<br /> Unleas Lender and Borrower othorwloe agra in wdting�any spplication of proc�xda to principal �twll not extead or
<br /> _ po�tpone the due dute of the mont�ly pryment�referred to in paragrAphc 1 and 2 or ctwnge thc amounc of the p�yments. If
<br /> under p�r�graph 21 the Propercy is wcquired by Lender�Borrowu'�rlght to any insurat�ce policies a�nd proceeda result�n�fran
<br /> damage to the Property pdor ta the�oquisition�hali pacs w L�er�der to tho extent of the wrr�socurod by this 3ecurity Insuument
<br /> `- immediuely prlor to the Acquisition.
<br /> 6.Oocupwncy,Pra�ervatlou,Maintawna aad ProtdMlon o!tl��'roperty;Bortnwer's Loan AppUcatioa; I.e�seholds.
<br /> i' Borrower ahall occupy,estabiish.and use the Property es Borrowor's principal residence within sixty days after the exceutton of
<br /> ' this Security Instrument and shall aontinue to occupy the Property as Borrower's principal residence for at least Qne ye�r after
<br /> � • the date of occupancy,unless Lender otherwise a8rees in wdsing, which consent shall not be unreasonably witl�held.or uriless
<br /> � extcnuating circumstances exist which ue beyond Borrower's control. Borrower shAll not desuoy. damage or impoir the
<br /> Property, allow the Property to deteriorate. or commit weste on the Property. Borrower slw(l be in default �f any farFeIture
<br /> action or proceeding,whether civil or cdminal, is begun that in I...ender's good faith judgment could rxsult in forfe9ture of the
<br /> -e;S� Property or otherwlse materially impair thc lien create�by this Secudty Instrument or Lender's socurity Intenst.Borrower may
<br /> � �cum cuch a default aul reinswte.as provided in paragraph I8,by causing the action or procading to be dismissed with a ruling
<br /> thet, in i.�nder'c g�d feith determination, prxludec forfetture of the Borrower's intercat in the Property ar other rns�te�al
<br /> � F���''� �.,� `��' impairment of the licn crcated by this Secudty Instrument or Lcndcr's secudty fntemst. Borrower shall also be in defiuit if
<br /> t '.:fr.,"',:i °; t...•,...�
<br /> � Borrawer,during the loan appl)cation process.guve materlally false or inaccurate inforn�ation or statements to Ltnder(or feilai
<br /> . .. � ..„ ' �• �� • . to provide Lender with any material inforn�ation)in connoction with the loan evidenced by the Note,including,but not limited
<br /> � � to,representations concerning Borrower's occupancy of the Property as a principul residence.If this Security Insttument is on a
<br /> - , ` leasehold, Bonower shall comply with all thc provisions of the Icase. If Barrower acquit+es fa title to th¢ Propetty. the
<br />= , ��+'"�"' � " ' leasehold and thc fee titic shall not mergc unless l.ender agrecs to the merger in writing.
<br /> -- • 7.Protertlon of Lender's Rights M the Property.If Borrower fuils to perform the covenants and agraments contained in
<br />�� thiF Securlty lnstrunxnt, or there is a legal pracecciing that may significuntly affect I.ender's rights in the Property (such as a
<br /> , proceeding!n bankruptcy,probate,for condemnation or forfciture or to enforce laws or regulations),then Lender may do and
<br /> � f, pay for whatever is nccessary to protect the valuc of the Property and I..cnder's rights in the Property. L.ender's actions may
<br /> include paying any surns secured by u lien which has priarity over this Security In�trument, appearing in court. paying
<br /> � reasonable attorneys'fees and entering on tho Property to make repAirs.Although Lendcr may take action under this paragraph
<br /> ' . • 7,L.ender does not have to do so.
<br /> Any amounts disbursed by Lcndcr undcr tliis paragrAph 7 shall becomc additional debt of Borrowcr secured by thls
<br /> , ' , ' Sccurity Instrument, Unlcss Borrower and I.�:nder ag�ec to othcr terms of payment, thesc amounts shull bcar interest from the
<br /> date of disbursement ut thc Note rate :►nd shall bc payublc, with intcrest, upon notice fram l.ender to Harrower requesting
<br /> � paytnent.
<br /> � 8.MoMRage Insurance. If L.ender reyuired m��rtgagc insurancc as a condition of n�rking the loAn secured by this Security
<br /> lnstrument, Borrower shull pay the premiums required tn muintuin thc mortgage in�urance in effect. If, for any reason. the
<br /> • mortgAge insurance coverage rcyuircd by l..cnde► lapse+or ceascs to be in cffert, Borrowcr shull pu�•the premiums required to
<br /> : � ' obtain coverage substuntiul ly eyuivulent to the mortguge insurance previausly in effect,at a rost ,uN,tuntially equivalent to the
<br /> � cost to Bormwcr cif thc mongage in�uranrc prcvi��us{y in cff'cct, from xn altcrnate mortgagr insurcr upproved by Lender. If
<br /> .. substuntinlly equivalent murtgagr insurunce ravcrage is not uvailuhle. Borruwrr�hall pay to Lender euch month u sum eyual to
<br /> onc-twclfth of the ycarly mort�agc insuranrc premium being paid hy Bnrrawcr when thc insurance rnverage lap.sed or rcaticd to _
<br /> � bc in effect. l.ender will urrept, use unJ retain tlicse puymentx us a loss rcscrve in lieu nf mortgage insurance. Lass reserve
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<br /> form 3028 8J�0
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