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<br /> 'i'O(�S'I'HBR W�7'F{A���P���W'a hMwlkr erechd on the pna�ctY�md�ti�.�p1R��°M
<br /> fixwrot aow or I�ratte�4 • P+K � � P'�P°�Y. All nplaw�rou �ad �ddlllar sh�l! da b� aovared by.tl� �ao1�LY
<br /> Ie�o�at�.All_Qt.�;,�'a/�n1 is r�l�end b ia t6b�itY ia��the"Pebp�rtyrY
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<br /> _ NORRA�W$R�AId!'31MM Hoe�nrr�r u iawiaiiy iwea or�nc�•■o.w.j w�:����!�!!!!!�M k►e�,..c W .
<br /> aom,ey ths prp�fty.� thrt the Ptopaty it utbncumbaed� mcapt tor�aunbta�e�of record. Botrower w�rran4 aad avW
<br /> dwiod ja+m.ur the WIa���Y��+�►cwm�.rd a�wd...ubjecc w any encumbnr�oe�ot reomd.
<br /> THIS SE�URtTI�tNSTitUM8N7'oombjno�un�form covenpnts for n�tiaul�ue and can-unifo�n oovauuM�with 11mio�d
<br /> v�riMiaa by juri�dkt�ull W contidite a unitona�oauily i�pumant aovr�ir�real propertY•
<br /> � —�-@� UNIFQRM CQYF,I!I.�N1'5.Sorro�rer�eid Lender rnven�nt�ncl�troe iu fdlow�:
<br /> 1. ltiy�,�t.�pd a�d Iats�+ati Pwp�aw�t �ad Lds Chs�a. Horrower �11 promP<<Y P�7 wha�du� �ho
<br /> P�P�of�nd i�NS�cst pn 4hC debt evida�oed by the Nde�nd iu►Y P�I�Ym�t and I�te chtr�a due under the Note.
<br /> 2.b�ude to1',,Ts�+W11���. �bJ��+PPlic�ble law or to s wdttcn w�iver by l.ander, Horrower�hal1 pay to
<br /> t.ender on the d�monthlY p�YA���due under the Nntc.until the Nate is paid in tbll,a sum("Pund�")for:(�l yarly taue�
<br /> aad assess�t�t,wh�Ci�msy.�tt#i�(i P�ority over thia Secudty Insuument;u a lien an the Prop�rty�(b}yeuly leasehold p�ymatt�
<br /> ar growx!te��pn She�aperty,�if anY:(c)Ye�rly ha�ard or pruperty insuranoe Premiuma:(d)YeulY flood inwra�oo premlunu.
<br /> if any:(e�,yesri��moartgpge irqu�anx preri�ums. if�ny;and(�any aum�p+�yabla,by Harrawa to L.ender.in�cdsnce wIW
<br /> the provisia�,of.paragtuph.$.in.{ieu of the payment of rno�tgage Ineunwnce pcemiums.These items are callod'Pacrow Itr,m�."
<br /> L.ender mry, �t.any:ti�, calk�t and ho�d Funds in an amount not to exooed the maximum amaunt n lendor for a feder�lly
<br /> re�ated mortg,��g{o;ut,.tnay,.roqu��o for Barrawer's escrow account under the foder�l Real F.etate Settlement Prooedures Act of
<br /> 1974 as ac►�nd�d imta,li��,Fd�time, 12 U.S.C. Soction 2601 a scq.("RFSPA'), unless Anothe[law that applia to the Fund�
<br /> _- — �ets A laser unowM,•,if s�v� �.onder mny, at�r►y time, collcct ind hold Funds In an amo�nt not to exoeod ttw lesser uiwunt.
<br /> l.ender rtury escicAate.che u►�unt of FunJs due on the basis of curnent dua and�asonable cstirtutea of expe�nditurei of fuwoe
<br /> ' Eicrow Items or otherwis�in acoordance with wpplicuble IAw.
<br /> � 11u Funds chall be held in an 1nstltutlon whose deposits ero insured by a f�l pgency. instiumontality. or e�tity
<br /> � (including Lender.if Lender is such s�n institution)or in uny Foderal Home Loan Bank•1.eoder shall apply the Funda to pay the
<br />- Escrow Items. I.,ender may not charge Borrower for holding ar�d applyin�the Funds,a�ually analyzing the cacrow ucount,or
<br /> ver;fying the 8scrow Items,unless I.ender pays Bottower intereet on the Funds and�ppllcable law permits Lender to make such
<br /> _a:,. � a charge. However. L,ender may reyuire Borrower to pay a ane-time charge for an indcpendent real e�tace tex reporting servioe
<br /> usa! by I.e�xler in connoction with this loan, unless appllrable law provides otherwise. Unless �n agroement is made or
<br /> applipble law rtquires interest to be paid.l.cndec shall not be requited to pay Borrower any inter�est or earnings on the Funds.
<br /> �," �r�. , Borrower and Lender may agree in wridng,howcver, that interest shall be paid on the Funds. Lender shall give to Borrower.
<br /> without charge. an annunl accounting of the Funds, showing credits and debits to the Fu�ds and the purpose for wbich e�ch
<br /> - . .. ;!�� •:., ciebit to ti�e FmK35 wa;i:rade.Tl�c Fussds arc pledgtd as sdditlonal setstity for nll st�mF xecnrecl My d»s Security Lutrumatt.
<br /> :����7:;� �`?•`����= If the Funds held b I.ender exceed the amounts permitted ta be held by applicable luw,I.ender shull eccount to Borrowet
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<br /> . '''�"�`�.`.` '_ �"' for the excess Funds in accordance with the requirements of upplicable Iaw. If the anwunt of tha Funds held by Lender at any
<br /> - � - � .� time is not sufficient ro pay the Escrow Items when due.l.ender may so notify Borrower in writing.and, in such case Borrower
<br /> , shell pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the de6eiency in no moce ttun
<br /> � • twclvc monthly payments,at L,endcr's zolc discretion.
<br /> • ,� � ' Upon pnyment in full of all sums secun;d by tl�is Security Instrument, i.ender shall promptly refund to Borrower any
<br /> � � �=� .�•' Funds held by Lender.If,undcr p•rragrnph 21. I.endcr shnll acquire ar scll the Property.I.ender,prior to the acquisition or aale
<br /> = of tha Propeny,sh�►11 upply nny Funds hcld by Lender at the time of ucquisitian or sale as u credit against the sums secured by
<br /> �+ „ th�s 53�.Applicati�of Payments.Unle+s•rpplicublc luw providcs otherwisc,all payments rcceived by Lender under paragraphs
<br /> 1 and 2 shell be uppliod: first, to any prepuynknt charges due undcr thc Note;second,to Amounts payable under parrgraph 2;
<br /> third,tn interest duc:fourth,t�i prinripal duc:and lust,to any latc churgcs due under the Note.
<br />. 4.Charg�.v: Lien.s. &irruwcr sh�ll pay all tuxes, ussessmcnts,churFel, finer und impositians attributable to the Property
<br /> which may atwin priority over this Security Imtrument, and leusehold payment. or ground rents, if any. Borrower shall pay
<br /> these obligution�in the manner providcd in pxragraph 2.��r if rx�t paid in that manner. &xrower xhall puy them an time directly
<br /> to the penc�n owed pay ment. &n•ruwer tihull prc►mptly furnish to l.ender all notices of umuunt,to be puid under this parugraph.
<br /> • If Barrower make�thc�c payments direcdy.B��rruwer+hall prum�tly i'urnitih u�l.endrr rccciptti evidencing the payments.
<br /> Borrower shall prompdy dischargc uny lien whirh ho.prinriry over this Security [nstrument unless Borrower: (u)agrees in
<br /> � writing ti�the payment of the abli�!utiun secured hy thr lien in a manner acceptable to I.ender;(b)conterts in gaxi fuith the tien
<br /> by, or defends uguinst enti�rccnum uf the lirn in. Icgul prcxeedingti which in Uir Lendcr't upinion ��per:�te tu prevent the
<br /> enforeemrm of the licn:��r(c),rcurc�frum the h��lder of thc lirn an agreement�aui.factory ti� I.ender wtxirdinating the lien to
<br /> _ this Security In.trument. IT Lrnder determinr� lll:ll:tl)y �lAil u1'tUe Pro�xity i�suhjert to .t IIl•Il�l'I1tCI1�11Ay :11I:U11 priority over
<br /> ' this Secu�ity Instrument. LrnJcr may give Burrua•�r a nutirr identifying thc lien. Aurru�v�r�hall.ati,ly thc licn or tukc one or
<br /> � .' more of thc artions sct tiirth atx�ve within IU day+oT the giving��f natirc. -
<br /> i . Fam 3028 9/�0
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