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<br /> 7'�B'niBR wm!.0 t�+aapow.Nw no�►a l�..n�r.roa.a aa me�y,.aa.�u.r.m..u..pvwwn.�o., . �
<br /> _ -- ---- ----- - .�w.�.�..wnw ae Iwwhc a prt af Nr rtio0alY. IW�o��wl additioos�U�iw b�oovMwl by W�S�tY
<br /> Ipw�out All of We fan�oin�!�nfirred�o fa d�is S�cudry In�onutiau�tb�'Ptuperty."
<br /> BC1itROWiBR COVENANI'S th�t Barawar is InvtY�lly Mei�ed of the eaWe he+�eby c+anveyed�ad has d►e ti=ht to�nnt
<br /> uid cwnvey the and dwt tht Propaty is w�an�;umbeird,except for m�cumbau�ce�of t+ecotd. Harower w�rantt u�d
<br /> wW d�lt�d r�dtle b the PropeAy a�aiort d!cl�iaas�qd demrod�.wbjxt to aay a�cun�bnnoe�d recad.
<br /> ' THIS SF.CIJRt'I'X INSTRUMBNT cnmbines uniform covenants for n�drxu�l we �ad noa-udfarta covawMa witb
<br /> Wniled wrWlons by juti�dlctk�a w c�onuliute+t nalforin security instrument coverin�real property.
<br /> _ UNIPORM COVBNANTS, Bon+ovra�nd I.endrr covotunt and a�c+ee�s foUowi:
<br /> 'l. AqYa�ent otlrioelpN�ad lntec�+rti PnWya�euut�pd Late C6�r�a. Barrower ahall promptiY f�Y whea due the
<br /> �o[�nd intcnst on the debt evldencdd 6y the Note�nd anY P►'�MYment ud Lte ch�e�due undec the Note.
<br /> �Modt Goe'lM�te��pd Iowr�noa SubJect to�pplicable law or eo a wdtten waiver by Lender.Harowes ahall pay to
<br /> L�de�on tl�e d�y ux�thly p�ymenu�re due w�der Iha Note,unQl the Note ia paid i�full,a sum("Puncls")foc:(a)yearly .
<br /> tua uid aasessmente which may att�n alarity over thi�Securlty In�uument a�a lien on the Property:(b)Yearly lexsehold �. ,
<br /> payrpenW or gmuad reatt on the Propaty. lf u�y:(c) Yearly twzard or Prq�ertS' inauranco premiums: (d) YeartY flood
<br /> inwr�nca pvur�iume� if aay: (e)YeAdY moctg�ge lnsurance prcmiu�ns, if any:and (fl anY sums payable by Borrower W
<br /> Lendar,in accordance with the provisioas of pu�gr�pt�8,in liau of tlw payment of moztgage insurance premlums. 'lt�eRe
<br /> ltem�+arc calkd"F.�crow Iums." Lender may,at any Wne,coUect and hold Fi�nds In�n amount not to excad the msueimum
<br /> urwuat a land�r Pa R federaUy relrted mortgage loan may require for Borrower'c escrow acccwnt under the federal Iseul
<br /> BsUttc Scttleme�t gncedures Act of 1974 ts suneaded from time Ro timc,12 U.3.C.�2601 et seq.("RESPA"),unless another
<br /> law Wut epplioa to the Hrnd�sets a lexser unounG ff so�Lender may.at aay tlme,collect and hold Purids in an araount not to
<br /> �-��- eacoal tha lossor amuunt. Lender mc►y estim�te the amuunt af Punds due on the basIs of cutrent data and reasonAble
<br /> eatiaot►tea of expenditures of fuWre Escrow Iums or otherwise in accordance wlth applicable law.
<br /> Tho Punds ahall be held ia an institution whose dcposits are iasured by a fedrial agency.insuudwntality, or andty
<br /> (lnoluding i.ender.if L.endcr ls such an ins6tution)or in any Federal l-lome I.oan Bank. I..ender sha11 apply thc I�nda to pay
<br /> � tho Escrow Items. Lender may not ch�rge Hotrower for holding aisd applying the Funds,ennually analyzing the escrow
<br /> account, or ve�ifying the Escrow Items,unloss L.ender pays Borrower interest on the Punds and appllcable law permits
<br /> L.endcr to make such a charge. However,I.ender may require Borrowcr ta pay a one-time:charge for en indepandant real
<br /> estate tax reporting service used by Lender in connecdon whh this loan,unless applicabje law provIdos otherwjse. Unless an
<br /> � agreement is made or applicable law roquires inu�cst tu be paid,Lender shall not be required to pay Horrawer any inurest or
<br /> ! eamingc on the l�nds. Borrower and L.cndcr may agrce in wr�dng,however.that intcrest shall be paid on�he Funds. L.ender
<br /> shall give to Borrower.wlthout charge.an annual accounting of the Funds,showing crcdits and debits ta tha Funds and the
<br /> purpose for which each debit w the Wnds wus made. The�nds are pledged as additional security for alt sums aecur�ed by
<br /> --••--- ---..,_,__ , this Secur�ty Instivrncnt.
<br /> If the Punds held by Lender excad the amounu permitted to be heid by applicabie iaw, Ixnckr �iuill accaunt to
<br /> - Bonower for the excess Funds in accordance with the requ�mments of applicable Isw. If the amount of the Fuad.c held by
<br />"�,.' Lendar at any time is not sufficient to pay thc Fscrow Items when duc,Lender may so notify Borrower in wridng,and,in
<br />±.�� � such case Borcower shall pay to Lcnder[he amount necessary to make up tho dcficiency. Horrawer shall make up the
<br /> _'� ; deficiency In no more thnn twclvc monthly paymentfi,at I.ender's solc di:�cretton.
<br /> � Upon puyment in full of ull sums secured by this Secudty Instrument, Lendcr shall prompdy refund to Borrawer any
<br /> Funds held by Lender. If.under paragraph 21,Lender shall acquire or seU the Propotty,Lendesr.prior to the acquisition or
<br /> sale of the Properiy,sholl Apply any Furnis held by Lendcr at the timo of acquisition or sale as a credit stgainst the sums
<br /> secured by this Security Insuumcnt.
<br /> 3.� Applicatbn ot Wyment9. Unless applicuble law provides othcrwisc, ull puyments received by l.ender under
<br /> ,,��� � pnrugraph� 1 and 2 shall be applied:first,to uny prepayment ch:uges duc under thc Note;sccond,to amounts puyable under
<br /> ; .� parugcaph 2;third,to intcrcst duc;fourth,to principal duc;and last,to any latc churgcs due undcr dic Notc.
<br /> 4. Charges; Llens. Borrowcr shall pay all taucs, assessments,charges, fines and impositions attributable to the
<br /> Property which muy uttnin priority ovcr this Securi�y Instrument,und teasehold payments or ground rents,if any. Boaower
<br /> I`�t• shall puy thcse abligatians in the munner provided in puragraph 2,or if not puid in that manner,Borrower shall pay them on
<br /> .,, time directly to the person owed payment. Borrower shall promptly furnish to Lendor all notices of amounts to be paid under
<br /> �,;;�,;; a;�, , � this psuagraph. If Borrower malces thcse payments directly,Borrower shall promptly fumish to l.ender recoipts evidencing
<br />�' �' �u��1}�;.Y. 'r° the paymcnts.
<br /> • ��•'"" Borrower shall prompdy dischurge uny licn which has priority over this Security lnstrument unless Borrower:(a)Agrees
<br /> � ��~�r �~ �' in writins to the payment of the obligution secured by the lien in u m:►nner ucceptabie to Lender:(b)contests in good faith�he
<br /> _,.',",'�"�,.
<br />_ '^-� -'-" I lion by.or defends against enforcement af the lien in,Iegal pmceedings which in the Lender ti opinion operate to prevent the
<br />'���, enfoccement of the lien;or(c)secures frum the holder of the licn Un agrcemem satisfactory to Lender subordinat9ng the lien
<br /> '" to this Security lnstmment. If Lender detennines that any pan of the Property is subject to a lien which may attain priority
<br />�- ��,f;,�,;�• •. over this Security instrument.Lendcr m•ry give Bocrowcr a no►icc identlCying the licn. Borrowcr shaU satixfy the lien or take
<br /> � ,,,-.., , ono or mare of the actions set fonh ubove within(0 days of the giving of notice.
<br /> .� :�:..." �,�. � S. Hsv,�rd or Property Insurance. Borrowcr shall kcep thc improvemcnts now existins or hereafter emcted on the
<br />-, , • .4-.; .
<br />_ • • x: Property insured against loss by tire,hcuards included within the term"extended caver•rge"und any other hazards,including
<br /> - floods or flooding, for which Lender rcquircs insunu►ce. This insurunce shull bc muintaincd in the amounts und for the
<br /> `=,i :'�' „ .
<br /> v.. �'""R':�se,`"' Fwm 3077t 9/9Y (PnRe 2 oJb pages)
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