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<br /> 						TQ�3BTHBtt WITH alp the �mprov�r�nents r�ow or l�a+edter a�eated on tb,e propertY� and dl weenante.
<br />   					sppuef�w�w,ia►d�irtvices now or horMl'tK a prt o[ttw pruprty.All rePtaoement�ud�ddldoM afuU vw b�aownd
<br />   					bdr tlds iwaurlty Inrteumrn�A11 ot rd�eloaepini is niardd to in ttit�Security Ir�ttu�n�►er tlM"P1r�pmrty."
<br /> 						�,n.L.'CD'�:BR(x:dF.I`I!.rlT�t4�:A=rs+��r iR t.Mhilty adrd a�tha artate lMnbv oonvwr�d and 1�dr rtehc to 	-
<br />      		-.  		�rane�nd aonvey the Propertr and th�t she Frop�reY i�uaenoumhee+ed,e:o.pc ta a�cumbrnnoes ut reooad. Bori�o�
<br />   					waaenti ud wil!debud�erwinlly tbs atle to V. ,'�+�1.'*KY+�Pirut dl olaime tnd d�mand�„�ubj�at to�ny a�uumbnnoM
<br />   					u�r000rd.
<br />    			—		THIS SECURI`I'Y IN�'I�itJM�3NT or�  _.��as tmiform oovaunta for nadon�l ure and non-wufo+rm oovawnt�Nith
<br />      	-  -   --  --    	Itmitsd v�c9�tlauby�ctian tcs oon��cute�w�Iform�ecurlty inatrumentooverin�twl prop�ny.
<br />    - ��.-�----_    ,		UNIFORM CO ENAN�'S.Aom` .�r and I�endar oovenant�nd��tee as follo�r:      					.,.._.
<br /> 						1.Payment ot Peluaipyl�nd Iw.oreet;Proprym�nt wd I.ate Char�ae.Borroxcr ehall promptty p�y when due    	-
<br />   					t1w peincipal of md intec�st on the debt evidesaed by the Note and�ny prepaymant and late char�as due under tha Note.
<br /> 						2.Punds tor Ta:a aad Insunaoa.Subjeat to appltcaWe Iaw or W+�wdtten M�tvec by L�e�der. Borrowar sh�ll
<br />						to Lender on the day monlhly paymenta are due uncbt the Note�until the Note i�p�td in tu1i�n�um ("Pw�da')for.
<br />    		---�   	��yeariy tuee and Zaeeesmazta MhIch may atuin prIotity over thio Sncurjty Inetrument ae a lten on the Property;(b)
<br />   					yarly leuehald paymente or�round ronta on the PropertY�If u+.y: (o)Yeu'ly hsurd or propertY Insursnve premiuma;
<br /> �""'� 				(d)yauly ilood insunrkx pcemiums.if any;(e)yerrly mort�a�e Ine�uanw premiume�It any;and(f)any sume p�yable
<br />   					by Borro*�er to Lender,in i000rdance Mitn the provlsione oi paca�aph 8,in lieu oi the paymont of moctQa�e Insuranco
<br />    					ptemiume.Theee itemo u�e callod'EecmN Itema"Lender may,at any time,collect and hold�unda In�n amount not
<br /> •.;,       				to excned the maximum amount a lender for a federdly related mortQa�u loan may require tar BonoMer's eecrow
<br />    					acwuut under t}:e foae�al Re41 Betate Settloment Proceduros Aot of 1974 aa amended imm time to time, 12 U.S.C.
<br />				=   	Soatton 2601�t�q.("1tffiPA").unleas�nother l�w that applias w the Funda seta a leseer�mavnt.It eo,Lender m�y. 	-
<br />--       	--=	-  	at�ny tlma,colleat and hold Punde in ar�amount not to excoed the leseer amount.Landar m�y estimite the amount oi
<br />    					Funde duo on the bssis of eurnnt data ar►d raso�n�ble eetimatae of e:pendituras of futuro F,som��toms or othenvi�e in 	�--- _
<br /> :�F,					acoordance Mlth applicabla law.													__
<br />   -     					The Punds ehall be held in an institutton Mhc�ae depoetta are insured by a fedetal a�ency,it�ttuxneattlity,or entity
<br />_		"---�1;°'=�.'u  �   	(inclutiin�Lender,lf Y.endor is auch an InstItutionj or in sny Federal Homo Loan B�nk.Lender sheil�;+riy the Piu►da to 	�__
<br />'�  					p�y tho Eecrow Items.Lender msy not char�a Borrower foc holdinQ and�ppiyIn�the Fwida, uu�uslly analyztn�tho
<br />   •      		•-;'       	oecrow�a�ount,or veritying tha Bxmw Iteme,unlaes[.oncior paya Barrowret intereet on the Fut►ds end applicaWe law
<br /> '											However Lendet ma     uire Borrowar to     a one-time char e for an 	—
<br />      									1 Ct11t
<br />						mits L.endcr to make euch     		.     	Y �1    		PaY  		�
<br />     										�•
<br />-. .					�n�dependent real esut�ttx reportin�service usod by I.ender in connxtion with thIs lwn,unlese appitcable 1Rw provtdes
<br />    					otherwiee.Unlees an a�roement is made oc�pp1 icable laa requirea interest to bo p�id:Lender shell not be required w 	_
<br /> 3�,,,,�       				pay Borrower any interast or earnings on tho Funu:..Borrower md I.�ndor may a�roe in writtn�,howave�.that interest 	-�
<br />  �.,      	.  .
<br />    			�       	shall be ptid on tho Funds.L.en�er shsll give w Borrower,without ahugo,an annual acoountinQ of the Punds,showing
<br />;,,�•��     	�F i ��'� k      	credits and debits to the Punds and the purpoee for which each debit to the Funds w�s msde.The Funds aro pled�od as
<br />'_.'-    		f,,�,,  -   	�dit�ana!�curiL�iar all soms�urr1 by ihie Se!�urtty IR�!n�mant. 								—
<br />    	���r.},.�•"�'.,''� 		I f t he Fun d s he l d by L ender�xceed the amounie p ermitted to be held b y a p plicsble law,L.ender sholl account to 	_
<br />    	.��i.   :.•T,,.'  . �    	Horrower for the excess Funds in accordance a•ith tha cequiremente oi applicabte law.If the amount of thc Funds held
<br />, ,  	;�.:,�.: ' .      ;  't    	by Lender at any ttme is not sutficient to pry the Escrow Items when duo,Lender may so notity Bornawcr in writin�,
<br />     	"     			and,in such cas�Borrower sh�ll pay to Lender the amuunt necessary to rnake up the deiiciency.Borraw�sr et►all m�lce
<br />  �  	"'�  '�     "'�  '��"`    	up the deficiency in no more thtn twelve monthly paymenta,at I.endor's solo discrotion.
<br />.;� �		�  �';:�;-},,,�i=� 		L.'pon payment in tull of all sums secured by this Security Instrument,I.ender shall pramptly refund to Borrower
<br />    	�,�:;.:.  .   .   •. :,;    	any Funds held by Lander. Ii, under paragraph 21, Londer sMll acquiro or sell the Property, I.ender, prior to the
<br /> ;`." ;�      �;.,. .	,,r  `     	acquisition or sale of ihe Pinpecty,shtll apply any Funds held by Lender st the time oi acquisition ot salc es a credit 	_
<br />�•:>	:'�}�     	'  •    	a�ainst the auma secured by thie sxurity Instrument.
<br />'��•  �      -�-      .�-• ''��  		3. Application ot PaymCnts. Unless applicsble law provides otherwisa,all payments roceived by I.ender under 	�:�:
<br />-		.  • �  ' "''�``     	paragraphs] and 2 shall ne appliod: firat,to any prepnyment charges duo under tho Note;:�econd,to amaLnts payablo 	L�•
<br /> '  					under psragraph 2;third,to intcrest due;fourth,to principel due;and I�.st,to any late charges due under tt�e Note.  		�...
<br />  '    		'  			�. C6�r�es; Llens. Borrower shall pay all texes,assessments,charges, tines and impositions attributable to the 	�  �•
<br /> 			, .I�,  �    	Property which may attein priority over shis Sa:urity� Instrument, and leasehold payments or graund rants, if any. 	�°`�
<br />  	'  '' �    			Borroaer ahall pey these obligstions in the manner provided in paragraph 2,or if not paid in thut mpnner,Borrower 	=Y-
<br />    					shall pay them on tine directlj to the per.+on owed payment.Borrower sha11 promptly furnish to Ixnder aI1 noticesof 	�*��
<br />      	•	• �,      �   	amounts to be paid under thig paragraph.If Bocrower makes these payments directly,Borrawer ah»ll prampt3�furnish 	j,,.,s.
<br /> 				,    																		r..:..
<br />				.i   	to Lender roceipts evidencing the payments.   											.ir,.-
<br />       	,  .      	�		Borruwe+r shall promptly discharge any lien which has priority ovcr this Security Instromcnt unless Borrower:(a) 	';.,•_
<br />   	�				agrees in writing to the paym�nt of the�bligation secured by tha lien in a manner acceptable ta Lendar;(b)contests in 	I�  `
<br /> .�	�= �   .   	'    �   	good f�ith the lien by,or defends agsinst eniorcement of the li�n in,legal proceedines which in the L.ender's opinion 	�
<br />   	��••:•,  .''  	�   S  	operate to prevent the enforcement of the lien;ar(c)s�cures from the holder of the lien an agreement satis[actory tu 	,
<br />   	� ,. �t,,,       	�   	I.ender aubordinating the lien to this Security Instrument.If I.�nder determin�s that any part of th�Property is subject 	,
<br />   	� 				to a lien which may attain prinrity over this Security Instn�ment,Ixnder may give $orrawer a notice identifying the
<br />    					lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of th�givin�of
<br />   	, '1'' 		1    																		.
<br />     	�      			notice.
<br />    																			F�rw !0Y{  !!!0
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