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<br /> _ ._ and fuwresan�r-qr Lesra�er a pats,o�,t�:�. All LeplacernAnts qad addWons sAall.also 6e.aove�blr @--Secutttft. - -- _-. ��_
<br /> - ... . . ;. - - Iasuumen� All of the foregoiag is�ta�tEa this Smuiry Iasaument gs the°Ptop�ty." — -- —
<br /> : r ', BORROWEft COVENAIVT�t�&t�er is iawfuUy seised of the estaLe�mby�waveyed and has the rigQt w gcaat.._ `=`--�__�_
<br /> t:��',"�:.�:'�' . :` aud coavey the R�npeity aad tIlat tae:Rv��is unencumbered.except for encumbiaaces Qf reoo:d. Bmmaer waaants aud•: �-�~
<br /> � aill defwd geaera]Iy the tit2e tatlte.�ro�sy,against aU clsims�td demaads.subject to aay ensum6rances of reoord.. �-' �
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<br /> _ '�`���—- p TfIIS SEG�JRITY INSTR1II1�8�19`:ocspibines uaifom� oovenant�for national use and aon-unifaim oovenania witb c• ; v��'�_
<br /> - �`��t;: :� limited vaeiatians by jurisdictioa m caast�U�t��naifoim security instrument wvering real pmperty. �., ..� :
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<br /> �' � iJMFORMC�OYEIVANTS_Baaowcr�fdi.enderoovenaatandogceeasfollows: ' � k"-^. "`
<br /> :�... �: : L .Yqy�eut otPdndpal�E�r��'�+epayment and Late Cbsrgss. Hotmwer sttall Pro�Y FeY when da$tLe. �t -- _ --
<br /> : � ::�; piincip�al of and iate�est on the debtev�dst�t�6y the Note and anY P�P�nt and la�diatges due aader the Note. , � '�
<br /> �� , 2. Ftmds for liases and�:5nj�ect to appiicable taw or w a wutten waiver by l�ndec.Boaowet s�all pay m -
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<br /> . : ` ,� Lender on the day manthiy paymanc�at�.dua:�nder the Note.�mtt'1 the Nou is paid in fu1l.a srom("FYmds'�for.(a)Yeazly s •.: . �-
<br />-.':�� .�"`�,:'`.•°`� .,"� _ mxes and assessments wiuch may�eitai��i�'by,over tisss Seauity Inst�ument as a lien on the Fmgerty;�i qea�y�enoia.. �� . _
<br /> � payments or gmuad rents on the Plapps0y::if�any. (c)Yearly ha�a�or Pt'oPertY iasuraace premiums; (d)Yearly IIood�. � _--a--.-, `
<br /> s;<, � ' � � imgocaace premium�.if any:(e)Ye�y:mpr.gpge.insuranoe piemiums.if any:and(�aaY su�ac PaYable by Boiroarer to f;._'�.`;:r.: .. .,�
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<br /> � :;��•..,:•=<r;:... � L.ender,in a000tdaaoe�vith tl� v�stans�of� h 8,in lieu of tLe yment of mort iasurance ums TAese
<br /> a•Y�` • P� � P�P Pa 8� P� j'`..;;� ,' :
<br /> :�;:"i;�=�'..::� �� ° '� item4 ate calIed"Fscmw I�ms." I�ertd��mtt,+��at aay tit�,coitect and hold I�mds in an amotmt not to exceed the maximum 't
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<br /> �, � - amoimt a tender for a fede�aIIy,setatr.�'mattg�ge.2oaa aaay require for Bmmtuer�escmw acoonat under tbe fedeial Real :.�.-:.- -_: .
<br /> � r - Fstate Settlement Procedures A�t of i9?4 asam�nded itom time W time.l2 U.S.C.§160t et seq.("RF.SPA"),uatess aaathet � '2
<br /> ��- '' �"� �� law that applies to We F�mds seis a Iess�c amarm� It so.Leuder may,at any time.collect and hold[v�nds in an amount not m =: � .'
<br />_ � ,` � • . �� . exoeed the lesser aatouat. lea�der�mAg�:es�mate the amnmrt of�nds due on the basis of c�m+ent data and reasonabla ' .v�'- , ; "_'',.•`'.�`����
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<br /> �� : , k :� estimates of expeadidues of�Citue Escro�:t�tns or othernise in acco:dance aith applicable Iaw. t � ;�, �.�°
<br /> � �' ' 'Itie�mds shall 6e heT�ia au iastil�it�a�c whose deposbs ace insured by a federal agency.inst�umentaliry.or entity � ��.
<br /> F � =� C�ncluding I.endc�if Lcuder is snch wr inst�tnoa)or in any Federal Home Loan Bank. Lender saalt apply the�ads to pay ` �. • "���-
<br /> _ � " =� ;�`.<_, the Escrow Ioems. Lender may.aot s�o:Borrower far hotding and aPP�9�g the I�nds.aaat�ilY anatytin�the escra�u �..•:� �:;'
<br /> �'�.'-- - .� ��;� account,or verifjting ihe Fscrow.Ioetna..w�tnss Lead..�r pays Somnvr�interest on the Fvnds��slicable t aw pennits . ; • �-'�
<br /> -�,'�s,`;i;,.F� Lender to make such a chacg� Howevcr:�ndcr may ceq�e Bmi+ower to pay a one-time charge�Crcan indepeuacnt real ,�' . ,��
<br /> •• �4'=��=�' • � estate tax teparting service crs�d by 7.�nd�i eu caanectioa wit6 this loan.unless applicahle law provi�oihenvis�, tTnless an }
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<br /> ,' ;�'` • � agteement is made or applicabts Iaau�mqyi�s:iIItecest to 6e paid,Lead�shall trot be tequired to pay Bortower airy inteiest or ,�.:- � � ;_
<br />_ :; �`•<<:`:.��;r�,ti�., _'`-,: eamings on the F�adc. Borrower and.�x�dai may sgcee in writing,�i�,tl�at interesC sha116e gaid on the Funds. Leadet ���" ., . -`-,—
<br /> ': # • -�:�� shall give to Bomnwer.without ch�trgc,atesmuual accoun6ng of t�e,C�a�,showing credits and dehits to the Funds aad the ' :� �' ��.
<br /> � ,'• , , ' se for which each debit to tha E�atda wus•made. The F�nds ar� 1 ed as additional securi for all snms secu:ed b � �� �
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<br /> :; �..'���•:�"��;�q< . - thisSecusi Inshument : • 1: ., :�"
<br /> .,-`�'`�s;``:. • `� If We Fnnds held by.E�emder•e�attl�.amouats�araitted to be hetd by applicable law,Lender shall accuunt�to. ��M1�t'�a��::.• . .�,�`
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<br /> � .• ,.:;��.?.N:� :.::;...;: . Bouower for the eaoess Funds iar accosd�nce witb t�e r�elaeau of applicable law. If th�amount of the l�ntds beld�by� s�'; i:'�.. ,:��"
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<br /> Lender at any time is not sufflclenroa.puytt�:Escroa��svheo cA�l..ender may so aotify Bomswet in writing,and,.in �.���{;:::' -. ,:.���_
<br /> s ,r�_`� such case Bo�saR�er sball pay to.Lendrs th�smouat trac�s.�+ttt aia�up the deftciency. Brnzawer shall make up�tha F t ,�L'��;
<br /> f� , ` • defictency in co�re than twelvc monttil j��uy�aants.at L.as.�ers sofe di�don. . i '�$;,:_ _�':;;�'�
<br /> Upon payment in fui1�o�alI suma�secuard;by t6is Sea�,c3r tasurr�ent,l.endecsTia11 i�romptly�+efund to.Sc�m�wer.any ; e.,,,k:. . .'1l.� , :
<br /> • � �" ' ' Funds held by Lender. If.�snder p�graph 2l:•I.ender shatE acgutre ar sell the Pra�e�ry.Lender.prior ta the acqwisition or . l .
<br /> M ` • ` saie of tha Property.shatl appiy an�nFUnds�hatd.by l.ender at the time of acquisition or sale as a cmdit agains��te at�: �
<br /> j . - . secured by this Security IpstNraenG� �_�� . • -
<br /> �- � 3. Appllcatton oP P�ymenm. Unloss•applicable law provides a�envise.aU payments re¢eived by Leader under ��' '� ` -
<br /> _ ;:_� ,` � paragcaphs 1 aad 2 shati 6e applied:fir�.�:to�anyprepayment chazges due under the Note:second.to amounts payable undei � , ' =--
<br /> pa�agraph Z:third,to inte�+est duo;fa�urth.fiQ.principal due:aad las�to aay late charges due under the Note. �f � --
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<br /> � ; � Y,,_ 4. Chatiges;Ueas. Borcower•shsdl�pay all taxes,assessments, charges.fines and impositions attributable to the '
<br /> E �• PmpeRy wfuch may attoin priority uver aitis Security Insmunent.and leasehotd payments or ground�nts.if any. Bomower i -� ���
<br /> ' 3� � � �`�� ' shall pay these obliga6ons in tha munner pro�ided in paragraph 2,or if noi paid in that manner.Bocrawer shall pay them on •;�:���;;s:
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<br /> • � .. .. ,;� _, time directly to the person owed puyment.�Botrower shail prompdy fivaisfi to Lender all nntices of amauats to he paid undet ; � . .
<br /> � • . this ParagtaPh. If 8orrower mttkes thes�.pAyments directiy.$arrawer�fra[t promptty fumish to l.ender receipt�evidencing � �. �'�=�'_:
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<br /> � ��-�, � , thepayments. - � :,,:,,-
<br /> ' ` ' � ���;�'.�; ':: Bomower shaU rom tl disch o an �lien which has .ari acer this Securi Insuument unless Borrower.fa) `i`�-`` �' -' `�`"'"
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<br /> �'��..,; . � ' in writing to the payment of[ha obli�uri�m secumd by the lien in a mar�rcer.acceptable to Lender.(b)contests ia good faiW We �.::�':;" �..: ;
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<br /> • -� :��:. � lien by.or defends against enforcement of�he.tien in.legai proceediccgs afaich in the Lenders opinion aperata to prevent ttie ' �� � ;:.,,,;:•
<br />-1. � '' enforcement of the lien:or(c)secums fn�m the holder of the lien art agme�ent satisfactory to Lender subordiaaUng the lien � � �� `:��`':`:��:��,�
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<br /> :. ,.{� ;� to ttus Security Inswmen� If I.cnder dQtetmines that any part of the Ftopetty is subject to a lien which may attain priority .'�;�„'•�•.•_;,. :- -
<br /> �' ..<�'�i;;�,, � overthis Securlty lnsuument.t.�adccmuy•give Borrower a nauce idenufying the lien. Holrower shull satisfy the lien or take ' '��.�.._:, • -�` �;`��'��
<br /> ' '� � �;��':�>` � oae or more of the actions set farth abnup wfthin 10 days af d�e giving of nodce. -' • `�'' ' �
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<br /> _� ����4.�� 5. Haanrd or Property ta�nranr� Borruwer shail keep the impcuvement�Raw e�isting or hereafter erected on the : .�,:;,r.;
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<br /> • �.:..; �;:;,, Ptopetty insured agaiiut loss by fue.huaaNs incladed within the term extended coverage"and any othcr ha�ards,including ;. . . ... , . 1,.,� .,,
<br /> . ��:,,,��. ,° tlaods or flo�ding.for wh}ch Lender requi�s insurance. This insurance shall be maintained in the amounts and for tha . °�::� .
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