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<br /> �'`'�- � 't�Q�3ErH�ti WITH all the vementa Bow oi hereafter erecred on the ro
<br />-- ` T . � �mpm P. �ertl+.aad all easements.aPP��'+
<br /> ''' �' �' � s�C�i�?��ie�!+��� �f�+ . A!��ent�w�„pntc���ii�,s:shall aLso�onve:e►16F_tbis S�dt}' -- - -- —
<br /> �` � Insuument. AU of the fore �femed to�in�this S u ment aa tttz"Pto "
<br />_ ' ,,��.-.�..��� � � ��6� tY P�nY• . • -- -_ —
<br /> ��'`' BORROWER COYENAN['S that Boyrowec is tawfully seised of the estate heseby canveyed and has the�igGt to grent -
<br /> � ' �:�_.� .
<br /> ,>' z �= x ; h e �gnt
<br /> F.;. � ��,`�_� � ' a[ed caa►vey the Yt�perty and that the Raperty is uaencumbereQ eacept for encumDiances of netord. Bormwer warrants artd . ---
<br /> _ . �h ��,. . �vID defena gPaerally t�e titte to the Pmpe�ty against all ciaims aud demarids.sub,(ect w any encumbranoes of rernM. ., -- --
<br />= e-a F�< ` e;�" ; .THIS SECURTfY MSTRUNff.NT wmbines aniform covenants for national use end noa-�mifonn oovenants with �� _�u
<br /> -�: � �� r � � ; lhnired variatTons by jurisdlctFon o0 oonstltute a w�foan securicy insuvment rnvering real pmperty.. � r�s
<br /> :f � �- a IJNI�ORM GOVENANTS. Bu�rower and l.eader covenant and agcee as foltows:' -���'�� �;`
<br /> " £--- �-t � #. Pey�t eg�ct�aad�rte�Pee�aymeut snd t.ate CQ�ge� $oirower shali P�mP�Y PaS�wfeea dne dte ���a� � ��"'
<br /> : ,z ,�,� ¢ •
<br /> �,; � '. ,� "�{t,��° Principat of aad intesest on dte deDt evidenced 4y tt�e Note and aaY prepayment and iate chatges due underthe Note. _;"� �r� }�.-
<br /> a K'��;_' 'Y 2. F1.L�ads for 7�x��est a�td Iasaraac� Subject w applIcable taw or to a written waiver by Leadsr,Bmmwer st�aU pay m �:��� �
<br />_. .-.- J .. ±u ��1 � 1+CU��Yle�y��YL ��. ��<.. .�••�t.s L '
<br /> Y PaYments are due under t6e Note.uat�the Note is paid in fW1,a sum("�adg")fm:(a)Y�Y �.,.�._,
<br /> '�.>, ..�t .. :::�, • ,�.,:���,��
<br />_ -�• �` _ t a x e s a n d a s s e s s m e n t s w h i c 6 m a y a t t a i n p r i a r i ry o v e r t h i s S e a�u i t y I n s tr u m e n t a s a t i e n o a t h e P i ro p e n y;�(b)Y e a r i y l e a s e h o t d :F;:�:;��?- �,_
<br /> �' :�' : � ��' �i..:���: :,-��;";,':.> '��a=�"
<br /> . � payments or,grouad rents on tRe Pro�eCty.if aay: (c) Yearly hazurd or OmPenY Insurance premiums: (d) Yeaziy Qood .., _. t.
<br /> . nx Y''�•`•.�;a°r�;`�``:�:`� insurance pnemiums.if any, (e�Y�Y��Se insurance premiums,if any;and(fl any sums payabte by Bwrower ta E.t::}:. . 'r`�
<br /> }'� ; '" . Lender.in accordaace with the pmvisions of paragraph 8.in lieu of tee payment of mortgage insuranre premiums. 'lUese k ;��:���_°
<br /> : �`��; r����-�-.�.:-��.�.
<br /> 'c`� , � :._ ite�are calied"Escrow Itetns" l.ender may.at any time.coltect and aotd Ru►ds in an amannt aot to excee�the maximum . �; ���z ts...,,;,�_�:.
<br /> �'- y�� �, •� :.� amoune a tenQer fot a federaliy retated mongage[oan may requina for Borrower�escrow acceuni under che federat Real ,:•;>Q.; ����..., .
<br /> ;._ .�_,:�;'� �'- .�-�::���::;s :
<br /> ° ...,.-�;.::.::.s-�•:i_��- Eslate Setitement 8coced�aes Act of 1974 as ameuded from time to time,12 U S.C.§2601 et seq.(°RESPA"),uniess another -:-�`�� _�,,�,�;,._
<br /> , . taw tAat applies m the F�ads sets a lecser amovnt If so,Lender may.mt any time,collett and hold Funds in aQ aaaouni not to . R"�':
<br /> _ x�;,. �� ` � • . eaoeed the tesser amaunt. Lender may esdmate the amount of FLnds due on the Dasis of cument data aud irasonabie � �: °,-,_—
<br />_ <`-�"''.";." -•...� }. � estimates of expenditures of future Esccaw Items or otherwise in accordance witD applicabte law. ��, �
<br /> ��`�-���` �,°. F��. 'fiie Pi�nds sf►all be held in an institution whose deposits are iasured by a federal agency,insuvmeniality.or enaty . �``�=
<br /> *s - �,a,' (inctading.Lender,if Lender is sucd an instimuon)or in any Fedeial Home Loa�Bank. Leader shall apply the l�nds to pay -_ �'�`-�_--.-,
<br /> 4;.. the Esrtow Itenu. Lender may not charge Bosrower for holding and apptying the I�nds,annually analyzing the esaow _
<br /> �•` " : account,or vedfying the Fscraw Itenas. unless Lertder pays Eomawer inu�rest on Me f�utds artd appllcabte !aw peimits ' .-
<br />" �,�, �`.� Lender to make sucir a ctiarge. However,Letcder may require Borrower to pay a one-time charge for aie independen3 real � '�
<br /> - �•• o•�� , �r$ -�- estate taa re mn servicc used b Lender in connection witR ttus loan.unless a Iicable taw rovides othenvise. Unless an �� •s-�'��
<br /> .,. . .;;<.'_,��. Po � � Y PP P < .s�_-
<br /> - , agreement is made or applicable taw�equii+es intemst to be paid,Lender shaU not be required to pay Bmrower any inteiest or � • •�
<br /> . �
<br /> " � :�: ;,��_� ., eamiags on ttte Pbnds. Boaower�d Lender may agree in writing,however.that intecest shall 6e psud on the Funds. Lender °` --- _
<br /> °:� t��= ' �=""�.: �: � sl�all give to Borrawer.without dr�e,an annual accountin of the FLnds.showin credits and debits to the�unds aad the �
<br /> q �� . • , 8 8 . -�.�. ��':
<br /> �` � putpose for which�eadrdebit oo f�e Funds was made. Tlte E�nds are pledged as addidonal securiry for all sums secuned by y'�' .�r-��:
<br /> �' � ' . .: thisSecurity Instrumen� _.• _.''��.;,:
<br /> '+' ; ° • ��� �`�.. If the I�nds held by Lcnder exceed the amounts pertniued to 6e held by applicable taw, Lender shall accouat to ' ~` � ;'�'-
<br /> - _ � ± e,� Bmmwer for the excess Funds'va�rdance with the requirements of applicabte law. If the amaunt of the l�ucds heid by -:, •,M1,,.,, �: . _ -
<br />-""' '' ?^ � ,t�'`"•��`" Lender at any time is no[sufficne�c csr pay the Fscrow Itaus gisen due,Lender raay so norify Borrolver in writin�aad,in � �.;` "� .`r�`
<br /> neG
<br /> ; ' ?'''��`�;�.' s a c h c a s e B o m n w e r s h a l t p a y t o�E�d e r t h e a m a u n t a e re s s z c i�t o m a k e u p t h e d e fi c i e n c y. B o m n w e r s h a U m a k a u p t h e .
<br /> deficien in no moie than twelve rreonthl ��. -
<br /> �`+�� cy y pay�ss� azL��er's sole disc�+eiion. _ � s L�
<br /> .•�� Upon paymeat ia fi�ll of alt sums seciued 6g.tki�Sea�city Instrument,I.ender shall prompdy refimd ta Borrower any r�
<br /> �''��.. ' � . : -
<br /> i.�h ` . � �.':; 6Lnds heid by Lendcr. If,under paragtaph Z�;E�sis�[�kc�ire or sell the Property.I.ender,prior to the acquisition or . ; '
<br /> : i 1✓`t`' ` ` �{ . .
<br /> } L. �,a=,.o. sale of ihe Property.shalt apply any Fimds hetd by Le�az ttte time of acquisitioa ox sale as a credit agaiast the sums . t,�,.��.,?
<br /> t ' �4�s.��,. _ secured by this Security I�strument. .•,.. t.`��,
<br /> , t:/1:�`..,S � :
<br /> .� } ,. . � ti .. 3. Appltcatton of Payments. Unless applicable law provides otherwise, aIt payments received by Lender under 4< . 'S}�`�'�` } '-
<br /> `_ �. . ::':�'��!': : ara hs 1 aad 2 shall be hed:first,to an . ,
<br /> . t: :;i�' ,, .F�zs., p grap app' y prepayment charges dae under tfie Note;second,to amounts payabie under . , ��'. ':-�.::�;��
<br /> ,, .; '• �t�••,,..... ard h P�� Y �8es due under the Note. �:.�<.•.;
<br /> _ . �<<.,:.,��. ,. p grap Z:third,to interest dae:fourth.to due;and las�to an late
<br /> � .�°�'�����. - 4. Cdarges; Lfena Bomower shalt pay aIl ta�ces.acsessmenu. charges,fines aAd imposidons atdibutable to the `� �
<br /> <.... . .- ,
<br /> �•:�,�Fa:�:.,;.:s<<�. •,�t;;,,,.. : �.',�. :
<br /> ., .. ,,..,�.�,,:,.,� Plnperty wiuch may attain priority o�er this 5ecarity Instrument.and leasehold payments or g r ound rents,if an y. Borron�er ; '�,;;�;
<br /> - •'��:t".::�1p.: .�,�„.� _ • :
<br /> .k��.•; shaU pay these obligations in the ma�-,ner provided in paragra�I:2.or if not paid in that m�mer.Borrower shall pay tfiem on ••.:��a�:4�'•�:� ° ::�•
<br /> �r���':;; =:. umed�mctl tothe rsonowed a `. . ;4"�Y�'.• �.':
<br /> i . _ y pe p yment. Bormcser sliaU pror�tly fumish to Lender all notices of amounu to be p�aid nnQer • -
<br /> " � �. •: this paragraph. If Borrawer makes these ga}�nec�ts uF'recUy,Boirower shall pmmptiy fumish to l.end�rereipis evIdencing ��� �;�`
<br />_ �.' ' ' . . . the payments. ..
<br /> . , , Boirower shall pro�pfly discharge any iiece�,i�ich ha.4 priority over this Securiry Instrument unless�orrower.(a)agrees .
<br /> - .�.�; �' • in writing to the paymene o€t➢te obtigation secured by the lien in a manner acceptable to Lender.(b)contests in good faith the � � • •
<br /> �. ':' �:���`i�� lien by.or defends against enforcem�nt of the tien in.legal proceedings which in the Lender's opinion operate to prevent the • ' " �
<br /> :�,�'�..: �. -.,.«
<br /> :ti' iyy...... .::. :.::��� � ` enforcement of the lien;or(c?s��ues from the holder of the lien an agreement satisfactory to Lender subordinating the Gen � ,; ;�,'� .
<br /> ' to this Securi InstrumenG If Lender determmes that an art of the Pin ert �s sub'ect to a lien which ma attain nori �`'' �� �
<br /> '�hi>.,:::,..�_ � " , .' over this Secunty[nswment,Lender may give Bonower a notice identify,n�the lien 18orrower shalt sa�s�the tien or take •• �• ,!�� '.
<br /> : t;•:.,
<br /> � ��r����--. �� �.;s,�' one or more of the actions set for�h above within 10 days of the giving of notice. ,.. •-.- ' �
<br /> _ �`� � °'����:�;�� � 5. Ha�ard or Property IImSm�ance. Borrower shall keep the improvemenu naw exist"sng or hereafter erected ast the ��:� �
<br /> ;t'. .,.. :�:.1;*�}`t;�r. .:';� ;',.`,F; '. .,
<br /> Property insured aga�nst toss by fire.hazards included within ct�e term"extended coverage"aad any otfrer hazards.incIu�ng • '.,:',;+,:.-:,:� :'.
<br /> ; r.� . ` . ,'.' �� • ` t�oads or ftooding.for whIch Leader requires�nsurance. This insurance shall be mainrairted in ti�e a.rr.mu:ts aad Por the �., �.� " �
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