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' �_ .�; .�..�. � . �"' p \ . 'f•�. _'_�.c._ .. `;` .,..0.. , 1 .. <br /> ': '.< _: <br /> ' .�'. <br /> 1 a. . G .. } .. . _ .' _' '' <br /> c' <br /> ! . . <br /> ' .�T �.��'* ... .�: OU. . ..�. .. �J .�..f?�r P�^�`�^"' MC+ � �,,,�2�n_ti. <br /> .. ��.,�-._ _ ' _ _ _ _ ' �: .. . -___ <br /> �vAr-�t'. _; � . :: �S_� _ ___ <br /> ? ._�� _..._.._. �.�---_." �.a+a' �-. <br /> ��'�n�� rA�O �0�3�.1 �- <br /> � <br /> � __� . . .- _ K = <br /> _� � 4: , !R•.'�'4 periods that i.ender irquiirs. The inswancr caRier providing the insurance shaq be chosen try�orrawer.sudject to Lender� _ <br /> ° approval which shail not he urmea�anably withheld. tf Bormwer fails to maint�iq coverage descriEed abovc.f�ader may.nt — <br /> � I.ender�s apiion.oDtain c�vetY►ge ro pmtert�.endes's rights uti u'�Ril�riy in ac�r�nve wit6 paragiapb 7. <br /> � " ��t�� Ali insurance policies ond renewsls sAal!be acceptable to Lcnder and shalf iaclude a standard mort�age ciause. Ler►der <br /> — � `"� c`�° = ? shall have tAe rigAt to hold the policies enci tencwals. if Lender requin�s.Bormwer shall promptiy give to Lendcr all ceceipts <br /> • ° ` q ' `. �� of paid premiums and renewul nodces. In the event of loss.Borto�ver_shall give prompt not�ce to ttte insu�cce catrier ssad <br />_ . . ;: �.�,2j;`u � ` Lender. Lender may make praof of toss if not made pmmpdy by Bomower. <br /> _ ,.,'.o : . . Urtless Lertder and Borrowtr othetiwise agree in writing,insurance procceds shall be applied to restotation oi repair of <br />-• ;:_��" _ the prope�ty damaged if the restoradon or repair is eoonomically feasible and i.ender�securiry is Qot tessened if ihe <br /> -� `-_`- _:�"'_�-'T�.. nestoration or�+epair is na!economicalty feasib2e or Lender�security wouid be tesseaed,the insuiance proceeds.shalt be <br /> �.� - <br /> � '` applied to the sums se�ured by this Securitar [nsWment, whether or not then due.with any exoess paid to Homower. 1f <br /> � <_. <• _`� — <br /> _. `' � Borrower abandons the Pmperty,or dues not answer within 30 days a nodce from Lender tLat tfle insureace cazrier has - - <br /> '� �`' � �•�. • , offered to settle a claim.then Lender roay collect t�e insurauce praceed�. Lender may use the pmcceds to repalr or restore <br /> �: . <br /> . i. � � ' �� the Propeny or to pay sums secured by ttus Security Instniment,whether or not then due. The 30-day Qeriod will begin whea► <br /> � 1�.,':. �<: : ::;�;`�: the notice is given. <br /> �- =�'�� `� Unless Lender and Borrower otheta+ise agree in writing,�►Y apPlicatEon of gmceeds to Principa�sbal�not exCead or <br /> S.,L�..'n,�.':a •..i:'°..�{. <br /> - t(,�. � ; . posqsoae the due date of the mondily Qayments refemed to in pan�nphs 1 and 2 or change the amount of the paytne�ts. If <br /> : - uader paragcaph 21 tl�ee Pcoperty is acquimd by Lender,Boao�s's nght to any insurauce,�ss�Icies aud ptuceeds�esuItmg <br /> � `��:::.:?-.``� - from damage to t6c PtoF�Y 9rior to the acquisitioa shatl pass io'$;easter to the ext�t uf t��susns setunad�by this S�2y: <br /> f ` Insuumeu immediately prior to tfre a�q�sition. ' �• <br /> ' -. :'��; 6. Uccu�aaacy.Ps�servati�: NII�inteaam�e am� Pco3ectioa of.khe Prm�erty, 36am�twer's I,�t A�g�ca4iaa;- <br /> '�_ ,r • ::•. �.eass��c�s.:Bo:rower shai�occupy.estabtish,aad use the Property�Bozrower�s prii�a�resi�ce witivasii�.p days a3�es. <br /> ' Y ` �'� ._ i�e��ec�ion o€this Security Iasu�iu and sBra�t conf►mue to��the�eity as Ba�uw?ec'g�PmlciPai.it+esiue��o�at: <br /> � ��� F:�.�` ' teatit aae year.afr�the;daze of azavpancy. �nle�s�.ender�o2t�e¢wise agcees..ut�wrat�g.:wt�ich ccrose�.s3�aII �a��� � ; � <br /> .� �.�.,��� t -�,:�� unneasonably witt�6eYst,ar wiless extenuating cirs-w�.`stanoes exist which ar�6eyo�d Ba�.z►a+�i�s co�tro�_,lBa�w'�r s4ra��X`; <br /> ` destroy,ctamage or the Pro aUow the Pro ro deteriorate,or�f aiast,e on the �oirower s&all <br /> - -' ��=�:a�.�.::`.� �°� � FertY, PenY Pc'°�e�g'. ' . <br /> :�+?, `"�����:�.:'.'"�°`�-:-�' be in defaWt if ap for£�'ture action or eedin whether civii or criminal,is be that in Lendes's faith jttdgmeat .. <br /> .�, .,�;..,.... . .., �,_,�t Y P� 8� � g°°d� <br /> •��:".�� ;.. could result in forfeitcue of the Frnperty,or otP�envise materially impair the lien created 6y tLis Secunty Instntt�sent or <br /> , � , '� �`� ```::V• l.ender's secucity•interest. Bortower may cure such a default and reinstate.as pmvided in paragtaph 18.by causIng the action <br /> ` `` �� or piaceeding to be dismissed with a ntling Wat,in Lender�gaod faith detemunation.precludes farfeiwre of the Rotsowerls <br /> i l.. . �- .� . r <br /> �:-�°� .;'.,_ interest in the Ptoperry or other material impairmeat of the lien created by tAis Secunty insWment nr Lcnder�t seatrity <br /> {>�: ` , intenesK. Boirower shall �Iso be in default if Bormwer.dwing the loaa applIcation process, gave mateaially faise or � <br /> , inascurate information or statements to Lender(or failed ta provide l.ertder wtth ar�y material infomtation)in connecdon witb <br /> _ �, ; � ' '� ;:�•. the toan evidenced by the Note, including. but not limited to.representations conceming $omuwerS�occupancy of tlte <br /> _� 4 • propecty as a principal residence. I�this Seouriry Instnunent is on a leasehold.Borrower shall comply with aU dte pmv{sions � <br /> ����' . . of the tease. If Borro�rer a�quires fee��itle to the Property.the lea�ehotd and the fee titte stwll not merge unless l.ender ag�+ees <br /> '` � to the mer�er in writing. <br /> � �' ' °, . � 7. Mrotection oP I.ender'e Rtghts in the PropeHy. IP Bomower f,uls ta pedortn the covenants and ugreements <br /> �' ;�.� .. cont3ined in this Security Instrument, or there is a legal proceeding that may sisn3ficandy effect Lender�s rigttts In tha <br /> i. � . ' Ftnperty(such sis a praceeding in bankruptcy,pro�ute.for condemnation or forfeiture or to enforce laws or[egulations).then <br /> ; ;. l.ender may do and pay for whatever is necessary to protect the vulue of tAe Property and l.ender�s rigdts in the Froperty. <br /> � Lender's actions muy include ps�yins any sums secured by e lien which bas priority over this Securtry Instrunten�appearing <br /> � !�� .. _ • in courb paying reasonctble attomeys'fees artd entering on the Property tu make repairs.A�Ithougb l.eader may take action <br /> ` •� under this paragaph 7,Lender dces not have to do so. <br /> ', ; ' � My amounts disbursed by Lender under this paragraph 7 shall 6ecome additional debt of Bomower secured by tDis ___ <br /> • • Security Instrumen� Untess Borrowcr and Lender agree to other terms of payment,these amounts shall bear intenest from the o- <br /> date of disbu�sement at the Note rate and shall be payable,with interes�upon notice from Lender to Borrower requesting =` <br /> �' payrnent. <br /> ' � � 8. Mortgage tusurance. If Lender required mortgage insuraace as a eor�dition of making the loau secured by this <br /> ` �1��•"� Security Instrument,Bctssower shall pay the prerci;u�s required to maintaiu t6:mortgage insurance in effe�t. If,for any — <br /> �.:�1;�=, <br /> , reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effecti Borsower shaU pay the <br /> � � ' premiums required to obtain roverage substantialty equivalent to the mortgage iacurar[ce pr�viously itt effect,at a cost <br /> '„; � . = � substantially equivatent to the cost to Borrower uf ihe mo»gage insurance previously in effect.from an altemate mortgage <br /> '`;�;• , insuter approved by Lender. If substantially eq�3va)ent mortgage insurance coverage is not available.Bmsower shall pay to <br /> • .' :.`:'sr�� • L.ender each month a sue�s equal to one-twelfth of�he yearly mortgage insurar�ce premium being paid by Boimwer when the <br /> •`'��:r��',�. � ' insurance coverage tapsed or ceased to be in effect. Lender will acrept,use and retain these payments ns a toss ceserve in lieu <br /> � t�A... . . ' .. . <br /> . of mortgage insurance. Loss reserve payments may no longer be reyuired.at the aption of Lender.if mortgage ins�rance <br /> � : ;�-: �� coverage(in the amount And for the periad that Lender requiresf provided by un insurc•approved by l.ender again�+�m�s <br /> ' � ' avaitable sutd is obtained.Boaower shall pay the premium+requimd to maintain mortgage insurance in effect,or to pre��a7C a <br /> su <br /> � �;;'-' losc reserve,until the reyuirement for mortgage insur.�nce ends in accordance with any written a�rcreement between Baarowet � <br /> '"=• , and Lender or applicable law. <br /> 9. Inspectton. Lender or its agent may make rcasonabte entries upon and inspection.q of the propeRy. Lender sh�l1 . <br /> � • give Borrower notice ut the timc of or prior to un inspection specifying reasonable cause for the ins�ection. <br /> : �< 10. CondemnAHon. The proreed.of any awurd or claim fo:damages,direct or conseqnent�al.in connection with a�ty <br /> � , � • ' Singlc Family•-Fannle Slaeh'reddie�tac G�TFQ1Rt+J I`STRU1fENT-•Uniform Covmants 9J90 (page3 ojb pagea) <br /> �.f ((�tat� �a me.■ <br /> ; , � . To Ocda 1�t�,�Ci G Y11�8f8�79t4f3t <br /> . : .� : <br /> : f . .. .-.. - - - <br /> „C .. �� _ . ..-......_ _. .. _ .. -,. —��';-�-_ . . , o .. . - � - - <br /> `l �1� .'. . . ', ., - � � � • � . �.. , :V - .. ... . � . ,,. ♦�•� .- <br /> t� 1� , . . . ., . . . . . . - ." ;1 -[{ i4 ,�^•�` <br /> �j ' .. . , � ' . . . ' � . - �-. . '� f� _ <br /> t � . � . • .- . � ' . t'S��- �t � -x- �'. " -. u i <br /> - ' �,E; t ,� - :t.' _ . . . . .1 � •_{ �'� '���1_�•. -. � `.: . (�A?�: . <br /> : � � � �°I a , t "�_„ .t 4yi ti�l-til�'El,�t - <br /> �. � ,tc `� � � , . .. . a - , t���jl(rl. ��� �5( } ; i <br /> ,'' .�'11. . _ - ' - .. . -1 � r - t � - � . 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