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<br /> w�, '� TOOBfglEft�il1TH Wl t�e impruveraents aow ar SereaRer erectc++s ou�lt��propeny.umd u11 estserrscnts.appurteiiaaces, �
<br /> ---_,_.,---a+,a 43.h��awar_ar�he�fter agacc of tM�:._Ai!�e»Iso�menta and addittop�_�p1��S.Q.��by this_Se�ustty_==--
<br /> = InsnuRCen� Alt of tho fotegoing ts referred w in thta Security instrument as tiie�t�ope�ty�-- T— � _
<br /> ce
<br /> = BaR�tOW�t_COVBNANrS tUat Bo�wer is lawfWly seised of thc estate Gemby ornveyed Qitd Qas dte tigAt ta gro�at
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<br />-_ aud convey the Praptrty and thst the PivpeKy is uaencumbezed.except for encumbrances of record. 8�rrower wa�ratus and
<br /> s. . tQ.� —
<br />_, . wiU defend geaeralJy th�tiit�t+a tde Pno�etty agaidst aU claims a¢d damands.sub�ect to eny eacumDrances ot`neco .
<br />== z�i�� TFIIS.SECUItPi'Y 1NSTRU11�tvT combines unifmm oovenants for national use and noa-uniform covenants with
<br /> � . ---_
<br /> '' .x;..T timited veriadons by�Jurisdiction to consfitute a unfform securiry instrument covering reaf P�P�nY•
<br /> �""''" ' UNiEEURMt���NAN'I'S. Borr�wPrand Leudet covenant aad � av fo�Ilows: � � `
<br /> U a$iee
<br /> � r} � �S 1. P�pmeat ui PNnsipa!and Interesh,Pre�aqptent and t.�te CQarges. Bomower s4a11 promp8y pay v�Aen due the �,.r;�,.--
<br /> Y. _ _.-'°_._.
<br /> f ` principa]of atiid interest oa the debl evidenoad by tke Note and any prepayueent and tate rLarges dpe under We Nate:
<br /> '3� 2. �adator'i�a�aud I�arane� Subject to applicabie law or.to a wdtten waiver by Leader,Boaower shall pay to - _ _ -
<br /> .°':'- ��. =''� �' <'- Lendet on the.day amnihIg payments a�e due under ihe Note.untll the Nate is paid in fuU.a sum C'�tds")for.(a)yearly —_--
<br /> ""``�' Y Pn tY P�Y�(b)Yearly IeasehoId -----
<br /> �_�.�:���:';;<'<Q`'`` taxes aad assessments which wa attain ani over tdis Secutity Insuttment as a lien on the Pm
<br /> � .�;�F;.�:�:"F': .�� _� paym e a i s or gmua d ren t s oa t he P r o p e rt y. i f any; te) Y e a r ly L a 7 a r d o r p m p e rt y i n s u r a n c e p r e m i u m s: (� Y e a r i 9 t t a o d
<br /> .:�`��y_;',�'.:;;..:.::� i n s w u n c c p r e m i u�n s,if a a y:(e)Y e a r l y.mo rt g a ge insurance p m m i u m s,ff a n y; and(�an y su�s pa yabte b y Sorrower�to
<br />- � i' Leader.in accordance with We provisions of paragtaph 8,in lieu af the payment of mortgage iasurance preauums. These
<br /> f ,,:,a•;.:�� , items are ralied"Fsceow Itea�.".Lender may.at any teme,coltect aad hold FUnds in an emouat not w exceed the maximum
<br /> - ��"'.``Y`?' ''=' �moynt a Ieuder for a f�derally relate�}murtgage loan may reqnue for Bomower�escmw account nnder the federai Real
<br /> ` ` ��f:.'.. . _
<br /> >•• �` '��: •:7:.. Fstate�eulement P�aoefiaes Act of i974 as ataended from time m tim�,12 t�.S.C.�2601 et seq.("ttESPA"),tuiless aao�iet
<br /> '��;:::..:� law t�t hes to'.t�i�mds seu a iesser amou�. If so,Le¢der ma
<br /> ���- ;:�,�...•,v aFP� y.at aulr�te,coltect arid hold Fuads in an amount not to
<br /> y�� �A�;a�� exceed the l�sser�a�mmt I�s�may es�ase the amonnt of l�mds�due�n the 6asis of auienE data and�easonable
<br /> �:�k r ;�S ���{ � es�ara�t�esr��exgenc9itcaesof fwure�sc�oaf Items orot�erarisz�ra accorda.�oe�ridd�applicable law. '
<br /> � •ri
<br /> �„'� �--��i�'�.'�,�,�� `� . �: , '1�;�ds s�i.6e;i�eld ia an.ansi�miam s��se t�eposits arx in'scu�my a fede�al agency,insrt�eentafity.or�tity _-
<br />����~j�`,.s��` �` � ' (i�aeludimg t..e�deir,#f�.ender is ssich as inss�v�a►n}oria any Federat Hoa�el;oaa Baak. l.ettder shaYi 2�+.t.�e�8s�co pay
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<br /> . �:,,�.:•. �;- ti��Escmw I�em�...�ndet may not c'naige Botzower for halding aad apglying rhe�n�s,annuaEEy�eTie�w -
<br /> �.�� r•'�;��``�'� � aocoimt,'�r.�g the��row�teu�s,unl�ss Y.ender pa}!s;$arrawer interesc an¢Hte l�ds ansd apQlicable Ia�r.��it� • --
<br /> - ;���;�t`.;�>F F' �' Leader ta make sueh a cb�nge �3�owever,Lender inay nyniie Bocrower tb pay a vn�s c�aYge for an iadepen�pi'real . � --_-
<br /> �:°„�_t� �` : est�taa r�port'sng sesvice used.i�3r i.eiider in connecdoa with this ioa�;untess applicabte iaw provides othemise. Unless an
<br /> �r;,p,�tn�� ?F '
<br />=_� i�.��:�:•�..'`�;<:::"•:; agc�eement is made er applicahIe iaw requnes idterest to be paid.Lender shat[nat be c�eq�ired tu.AaY Bormwer any interest or
<br /> _. , r�, .r .... __... ��s on the f�nds. BormwPr and Ixnder may agre�in writing.however,�ait inf�er..st s1�a11 be paid on the Fuads. Lcader
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<br /> � :�4��' °'�`:. sbaU give to Boimwer,witttont charge,an annual accow►ting of the Funds.sflow3ng credits and debits to tha Funds and the
<br /> . ,. �.4.�i�: '� -;cY �
<br /> . � �.�ti:: �`�;�:• puipose for wlnch each debit to the t�mds was made. 1he Funds a�pledged as additional secwity for ali sums secuned by
<br />-, ''_`� . ' r':,��c. t1dS SP.CUiIty IAShUIiICnt.
<br /> -; , � If the EUads hekl by Leader exceed ihe amounts permitted to be held by applicable taw. Lender shall account to
<br /> ''� ` � Horcower for the ezcess Fimds in accoNance with the requirements of applicable taw. If the amount of the Ftmds held by
<br /> � ;; :� Lender at any time is not su�cient to pay the Bscrow Items when due.Lender may so notitj+Botmwer in writing.and.in
<br /> ,,��, suc6 case Homower ehall pay ta Lertder the amount necessar�to make up the deflcIency. Bomower shall make up the
<br /> � ' def ciency in tio mo�e than twelvc monthly payments.at l.enderk sole discretion.
<br /> - ' '�=` Upon payment in full of al!sums secured�y this Securiry Instrument.Lender shatl pmmpdy refund to Borrower any
<br /> � ' ���A' Furtdt held by Lender. If,under parag�aph 21.Lender shall acquice or sell the Property:l.ender.prior w the acquisition or
<br /> . _ sale of the Property.shall apply any Fl�nds held by I.ender at the time of acquisition or sale as a credit against tAe sums �
<br /> ` ' - secured by this Security�Instrument. � �
<br /> � '. J. Appitcation of Pnymenta Untess applicable taw provides otherwise,all payments received by Lender under .;'`:'--;.;.,—:
<br /> ` � ��� ' paragraphs 1 and 2 sha11 be applied:firs�ta any p�payment charges due under the Nate:second,to amounts paya6le uader ° a•�=��-
<br /> :; �. ..:. -'�., " paragtapd Z:tbird,to interest due;fouKh,to principal due:and last,to aay late charges due uader the Note. '��_ '��=�;`°--
<br /> 'L.._. �:
<br /> ;. •: � Q. C6arges; I.tens Boraower shaU pnp all taxes,assessments,charges,fines and imposidons atuibutable ta the , . �= h5�_-
<br /> ' �� '° propetty whtch may attain priority over this Securiry Insmrment,and teasehold payments or g�und c+�nts,if aay. Horrower `�. � ..�:�in-
<br /> S .i. -•-�1:. .. � ��-�-_
<br /> � �� � �. • � . shall pay these obligadons in the manner provided in paragraph 2,or if not paid in that manner,Borrower shall pay them on , ,-.��;�__=.--
<br /> ; _ • time direcdy to the pecsoa owed payment. Borrower shall promptly fumisb to Lender a!t notices of amounis to be paid under , '� , _
<br /> , 1' �. � . this paragraph. ff Borrower makes these paymenu direcdy.Horrawer shall promptty fiunish to Lender receipts evidertcing . t,`��,��y,q ' ;�,'�-
<br /> ' the payments. ,h<':�,� -
<br /> `• � � Sotrower shall prompily discharge any lien which has priority over�'eis Security lnsuument unlsss Horrower.(a)agrees ;, �'qi)r
<br /> �.�� • � i n w ri t i n g t o t h e p a y m e n t o f t h e o b l i g a t i o n s e c u r e d b y t h e l i e n i n a m a n ne;.*a ace p t a b l e to L e a d er.(b?c o�ss t s in g o o d f a itt�th e ! ,,; �,,.,��;�.
<br />_ � �- • '' ���� lien by.or defends against enforcement of the lien in.legal proceedings A�ish�in the Lender�opinion operate to pmvent ttie ''�'�L�; : ��`'�'�"�
<br /> , .,�.,v,,;:.
<br /> �' �� ;"ii;". .- enforcement of the lien;or(c)seraues from the hotder of the lien an agreement sa6sfa�cta►y to Lender subordinating the lien •�`'�y:�. '"' .-��:;`"
<br /> ' �?;�, � to this Security Instrumen� if II.ender detemiines that any part of the Property is subjert so a lien which may attain priority ����,'�,�� ' ''
<br /> . `�;si', � �;. , �,;:_t . . ,
<br /> over tttis Securlty Instrument,Lender may give Borrower a notice identifyin�the lien. Bortower shall satisfy tlte lien or take
<br /> '...r... ...,. . ,: � ' td.��. ::, .,':
<br />--•.F _':�r�'ti,::.�. ; one or mone of the actions set forth above within 10 days of the giving of notice. •, � • .,,. �- •.,
<br /> ;������` � � � S. Ha7ard or Properly Iusuraace. Borrower shall keep the improvements now eaisting or hereafter erected on the �'��� '' '-�'���"'� ' • ��
<br /> ��: . ' Piroperty insured against loss by fire.hazards inctuded withtn the term"extended coverage"and any other hazards,including .• '
<br /> �� ' floods or floading, for which Lender requues inswgnce. 'l4�is insurance shall be malntained in the amounts and for the - � ' �
<br /> r��', . ,.-- .. : . ���: • • ,
<br /> �_s .. ;; , Form 3028 9l90 /page 2 oJ6 pageal .
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