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<br /> � ��- -;- � ,--�: 'i'D(3 E t i i E R W I T H aU tfle im prove�nents now or ttec+eafter erected on the property.end ap��en a�ureenances: - _:. �YV°�4�„a'� -
<br /> �� _.- �� . ts aad a�[tions sAsit ntsc►!s�rov�i Dy tDu St�ssrity ` •
<br /> and fi-xtui+es aow or tieteafter a part of th�property. A��epia�men !s . �,� k �� . -
<br /> � � � E�,� ,� . � Instrumenf. All of We foregoing is refemed to in this Security Insin�ment as the"Praperty." ��
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<br />—:,,, ,.-;S: :., B O R R O W E t t C Q V E N A N T S t t t a t B o r r o w e r i s t a w f W i y seised of the sstate heceb y conve yed aad has the rigAt to g,iraat , . :i- .�. �,`:,�; }" _
<br /> �'�`��'� r :��:�� and ooavey the Ptopeny snd Wat the Pcoperty is unencumbe�ed,except fur encumbiances of record. Bmrower warraats and „� S`� b , =
<br /> " ��•'�:��.. ,-`;.<� will defeud generally the dde to the Frope�ty against a 1 1 c i a�m s an d d eman d s.su tiject to any eac u m 6 r a n c e s o f r e c o r d. ` °f. �°'
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<br />- ` �;` �.� THIS SECqJR1TY.IN51Rt3MENT combines uniffi�an covenants for narional use and non-anifaan rnveaants witb : -
<br />-..�. ';'�•.,, °� _''•:� ' limited variatioas�y jurisdiction to constitute a unifotm�ty inuniment rnverin real ro •, `e`� � -
<br /> �� r ��' �.,��:�: u �► g P PenY• .=„z �
<br /> < ��_..' ..,�,�` UN�OBM COYENANTS. Bom�wer aad�ender co,v�nant aztd agnee as follaws: �: -
<br /> • r �' 1. PBymeat of Prindpat and Interest;Pcepayti�elut an�Late Charge� Bmrower shati promptiy pay arhea due the - � ��` �
<br /> �`� '�• " .._ �`• ,r� principal of and interest oa the debt evidenced by the Nat,�and any prepayment and late c�arges due under We Note. - -
<br /> '�t � '�`'� �.` ' 2, FLnds for'ihaes aad Insueanc� Subject to sppkrabte taw or to a written waiver by�Lender.Bamower shall pay to �� ~ �°�
<br /> .,. .,. -
<br /> � ``," . . Lender on the day montHly payments ace due aader die.Note,nntil the Note is paid.in fuli,a s�un("Funds")for.(a)yearlY ' ` `
<br /> • ,.. ,
<br /> ' taxes and a�sessments which may attain priority over t1u�Sec�rity Instrumeat as a lien on the Property;(b?Y�Y leasehold � � -- ,: :>..`' .-
<br /> .: , ' payments or ground rents on the Ymperty.if any;(c��yeaziy hazznd or pmgeity uLC�rance premiva� (d) yearly flaod . .
<br />�'��.° :".. � ` insuranoe piemiwms:if aay; (e)YeaziY mortgage insu�ce piemiums. if anlr.and (�anY sums payable by Boirower to '` .
<br /> j•'�•: a�< f Lender,in a000r�ance wish tlte pmvisions of paragraptr,8,in lieu of the pay�ueat of mortgage insuranoe premiums. T[iese , � t
<br /> -. o ' ��,��d'��� '� items are called"Fszrc>w Items." l.ender may,at any dabe collect and hotd T�ads ia an amount not to exceed the maximum .
<br /> �1����,�� amounc a leader for a federally�elated mortgage loau may cequire for Borrower3 es�ow acoount under the federal Real `� ` � '
<br /> - ;�r'.� ;r<;,�,�� Fatate 5ettlemea�t Praoedw�s Act of 1974 as amended fro�n vme to time.l2 II.S.G$26t?I et seq.("RESPA").untess anoffier .`
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<br /> . :.;• .„_.;.:.. �:�s,,.,., !aw�applies to the f�nds sets a lesser amount If sa.•I:ender may.at any time.oollect a�d huid.Fimds in an amount noi to ;-. �;;;�:.r. ._
<br /> - -�' :r;•:,!�.�'.._:: i' �-..-..�� ��`.'�?��
<br /> �,. ,-.' exceed the lesser amouni. Lender may estimate the.amount of Funds due en the hasis.of curreut data and reaso»able , . �k4�; _
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<br /> . : �. r�; estimates of expeaditunes of futuce Esemw.Itenss ar4t�wise in accordance witb apptirabte t�w. r•` ��� {�; � ,
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<br /> - a ,:,� • '@he Fhnds shall be held in an HnstituaoQ�os�deposits are insured by a fedeiat agency.instrumentality.or entity . ,,`��r
<br /> �`_�- °�,��'.�:?���:w; �(�cH`W�g l.ender,if L.ender is sucTnan institurion)or i�aay E�detal Home Loan Bang. Le:idet s h u ll app lp t he£w t d s m pay `'-�`e`�;�`� _ �':
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<br /> _ . ..;..�,�y����_.�� the�'�s¢sow Items. I.eader map not cltar�e Bom�wer�far hoIding and aPP�Y�g the E3u►ds.annieally anatyzing the escrow ,,r;�f���,::',,:"t`-
<br /> - �� ' :., ��:�'; accoimG or v the Escrow Items.unless I.eMCr a s 8omower interest on the I'wcds and Itcable law ertniu . :`w.°� ,�:���:. .
<br /> :,, ,' erifying p y, �,P P ��,.,c�;�;,,'`.:-?�`:
<br /> .'`� •� Lender w make such a charge. I�iowever.L.ender may.�+eqwre Borrower to pay a one-time ct�aarge far a�independent real ��•_
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<br /> - ,`:, ',.�.-�-.-`.`Y="'•�y esrate tax�poning secvice vsed by Lender in connecti�with this loan.unless applicable law provides cA..�rwise. Unless an ,. • Y ':•�� �_
<br /> ° � ��a t: - ag[eement is made or applicabta law requires interest ta be paid.Lender shall not be requimd to pay Borrnwer any inte�est or , ` ' �,'`.:
<br /> �.,�,` � ` _ : ,. .,.;.;,-;:�±' eamings on the 1'vnds. Bom�wer and i.ender may agree.ia writing.however,ihat interest shall be paid on the Funds. Lender ,,., ,'��a r. _���._
<br /> ^ " ' shalt give to Borrower.without charge.aa annual accounting of the f�nds.showing credits and debits to the Funds and tt►e �'
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<br /> , ;s. .•�; ':•` �:.� p�rgose for whicb each debit to the Funds was made. The Funds aze pledged as additionai securiry f�r al sums secured by .�`�"��,�
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<br /> �Y� '. , � •.If�ce Faniis�eld by i.ender exceed the anmowus pertnitted to be held by appl�cable law. F�e�shall account to . �. `'�t��}��
<br /> , `vr(Aii� :
<br /> � �f� Bom.sm�fcir zhe eacess Funds in a000rdance with the;ieqnirements of applicable taw. If the amva�of t�e Funds held by •. •�l,f�.�, *�a�;�N
<br /> � ` ,xT'.}�'._ ,� I,eader at any time is not sufficient ta pay the EEs+ccravu,items when dae.Lender may so no�ty.Somu�ver in writing.and.in = �:��t�;�•�4'�`�?�c�
<br /> � :.;;.� • . c.;3.,:y�:. � - • .
<br /> . :�',: .�,°,... ,. such case Bomnwer shall pay�to ixnder the amowminecessacy to make up the deficieac�. Bormwer shall make up the . . . :���_ .,;.:�"
<br />- <�."`. ;��. �°�`���'��;:.�, . . _.: . .,
<br /> •;r.;� • deficiency in no mota dmn twelve monWy payments,at Leader�s sole discretion. , ; � '= ,
<br /> E� � • Upon payment in full of all sums secut+ea 6y this Security Instrumen�Lender s6a1!promptly refund to Boirower any , �` T;
<br /> " i" Runds held by L.endec If.tutder paregtaph 2 t,Lendor shall acquire or sell the Property.Lender.prior to the acquisiuon or ;;� rt__
<br /> �'; •• :,�_ . .
<br /> - � ' �� sate of the Property.shall apply any Funds heid by�Lender at the time of acquisirion or sale as a credit againu the sums � ,_ _
<br /> , �� ' �� sec�ued by this Security Insuument • ' � ,(
<br /> � i � , , ' .' � ' . .�4:�
<br /> s•:,.,. 3 Appllcatloa of Payme�a¢s. Unless applieabfe law �vvides othenvise.all payruents ceceived by Lender under . f
<br /> ; .::..�. -: . �
<br /> - . � _ paragzpas I and 2 shall be applid:fus�to any pr�payment charges due tuider the Note;sernnd.to axaounts payable under �•:{ i�'
<br />_ � , • paragraph Z;third,to interast due;fourth,to pci�ci�sa3 due:and tas�to any late charges due under the I�.�ce. . �':�<�-
<br /> � . � 4. Cttarges;Uea� Boirower shalt�av ait��ta�ces,assessments,ct�c�es.flnes and impositiv�.v atuibutable to the '
<br /> ' � ptope�ty which may attein priwirj over this S�t*.ry Insuument,and teasehatd paymenrs or ground mm��,if any. 8ortower _
<br /> Y � � •'��'�' shall pay these obligations in the manner pmvided in paragraph 2,or if not pxid m thaz��r.8orrower shall pay them on . �.
<br /> `-�` �''�.:;��st;'?''+ � wne directiy to We�ersOn owed p�}a�ent. Bmcrower shall promptly fumish to t,e�Cder aIF rc��s of amflunts to be paid�nder •, •
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<br /> .„ ,"-•"T� $Ii5 p3iSgCdph, If�4omower ma[ces these payruenrs directly,Borrower shall promptly facsusli to Lendw receipis evidencing �,:�;�,
<br /> � ��'' : ' . . the paymenu. • _ .
<br /> •• � Botmwer shall promptly discharge any lien which has Qriority over this�ecvrity Inswment unless lRorrower.(a)agrees � ^�
<br /> � �� ;�. � � tn wridng to the payment of the obligation secured by the lien in a manner acceptable to Leader.(b)contcsts in gaod faiih the : . - ,
<br /> lien by.or defends against enforcement of the lien in,legal praceedings which in the Lender's opinion operat�to pm�rent the
<br /> `��. � . «� enfoioemeni of the lien:or(c)secures ftom the holder of the lien an agreement satisfactory to Lender subotdinating th�lien . °, •
<br /> � -. -�- ��.• to this Seauity Inst►umen� If Lender determiaes that any part of tho Ptoperty is subject to a lien whictt may attain priority • : . •
<br /> • over this Security Insuument,Lende►may give Boirower a noticc identifying the tien. Botrower shall sati�y the lien or take ° .?. _ .
<br /> ''� •'�'�• . one or moie of the actions set forth above within t0 days of the giving of nouce. ' �!� • �
<br /> . � 5�'`� . ..
<br /> i f ., • � S. Harard or Peoperty Insaranoe. Boirower shall keep the improvemenu now eaisting or hereafter erected on the , �
<br /> �. Ragecty insured against loss by fire,hazards incIuded within the tetm"extended wverage"and any other harards.inctsdirrg •
<br /> �.z � . • , floQds or ftoading.for whicli t ender requites insut�nce. This insurance shall be mnintained in the amounts artd for the �'
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