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<br /> - : � �•` pm;aals t�c Lmder:oq�es. 'tbc i,seur�ax arrirc�pc�ding u�e insun.,c�s1�t�be 'chasen ey��er.�ect.w Le�er'� : .
<br /> - ` �pp�pvsT vrlrich sMll not be maaroa�biy wi�eld. U Barower fails to m�int�ue rnverage described'above.[.a�der may.ai < .
<br /> L�endec�s optiao.ob�Q cwa�e taptota�t.endes is riglKs ia�be Pc�erty m accard�oe wi►h Pa�raph'i. < ' ,
<br /> . Ail insur�fot�oltcies�ad�newals sli�ll be xapt�Me to 1.e.?der and shalt iactud�a st�tdaud martgage zt��.st. Lender ,
<br /> ," � sha]i havt the rigM t�l�old�he policies and�enewaTs.'if L,rnder roquires.Bocrawa simtl�P�P�Y S�ve to Lender ail receipts .
<br /> � . of P�Pemi�and renewal notices.'in ctx e�ent of loss.Bacmwer sl�l[give�pt ntxioe ro�he;^�•••�.�ca�eies and < ,
<br /> (,ender. I.eoder may i�aalce proaf of Ias�if not m�de P[ompth+;�Y�!�• �
<br /> , • � tlnkss i,et�er arid Botr4w.a.vtheivrise agree in-wripng;"u►swance pcoceeds shatl be apptied ta�estoratia�a rcpanr of
<br /> t6c ptopec�Y dan{�Led�if;bc 1�ia�-�ceFair_is eca�omi�dliy.fe�s,ibl�ac�d lxnders s�rnrity is t�ot [esse�t. ff tite
<br /> testa�tian a�ep�ir iF�wt!ecvnom�c�tY feasi6le or Lrender's security woutd be lesse�ied.the insuran��e prac�eeds sbalt bt
<br /> applied to the smnF:,�bY,this Security instrument,whett�er or aot thea due.with a�ry excess paid m Borrowes .If ,
<br /> Bonawer a�r�m�s:p�e?:Pre�erty.or does uot ansWrer within 30 days a nocice from Lender ti�.t�e mwranc�caniet fas
<br /> --`� offe�ed to seale a ctaiut,�i�Lendet ri��y collect the insurance p�oceeds. Lendec may use the proceeds ta apair or restvice
<br /> __ t6c Ragesty or to pay sums s�con.d by this Security.!ns.�^�^�.wheUsec or aot tt�q d�-7'h�3M�Y Peri�d vmitt.be�in when . i---
<br />- - tde notice is givrn. . � ,. .
<br /> � 1Tnkss�.ender�d Hq►pw'�'.��'�se agne.in writing,any application of p�ocoMs to pri�cipat shall m4 extend or
<br /> � postpone thc due duc,pf tl�e:monthly PaS!ments zefe�red to in paraSraPhs 1 and 2 ar ct�ange the amaunt of the payrtia►ts.,if
<br /> iujder paragr�fft 21 tit�Ptog�Al�,is�cqpuesf.hY Ixnder.Bornnwer's righ1 to apy insurance policies and pnoceeds tesulttng.
<br /> -_ from.damage to the i�vpprlg,lm!?F�9��l�itinn shatl pas�to I.ender to the exiem of tt�e swrss sec�tted 6y this Security .
<br /> - tnstrumen[immediuety grio�.tt►tlt�acqaisition.
<br /> ' f�.:O�upa�cy. Pre,savallon,,,Maiah�ct.and PrWcetiou.of tbe ProperRl; Borrm�er's i�o� Appl�::.
<br />- Le�el�oNK. Sarnwer,shall accupy.estabtish.and use the Ptoperty as Borrowers principal residence witGin sixty days after
<br /> �,.' , the'e�[ecutian of this.�rrityi:lnst�unent and shall cvntique ta acca�y.the PnspeAy as Borrowec s priricip,al ceside�e for at
<br /> =-- - - . ]east one year'after;.tp,e•d�e:..of oecupancy.uc[�ss I.endcr�osl�rwis�e�agree.s in wtiting, which consent shall twt be
<br /> _ _ • ua�rasanably witliheW.�ac unle.ss e.ctenuating.ci�r4unslances eXi..�Y-Rtticfi are beynnd Barmarer's conuvt, �arrower shall not
<br /> " -_- - � : desttc►y.dam�8e or impair the Ptop4cty,allow the Pmpertyi tp det,esivsate,or cammit waste on t�e PtoL�ertY. Fiomnwer s6a11 ;
<br /> -�- be in defauit if any forfeiture actia+ir.�gcoc,eediag,whethec civit dr erimmal:is begw that in Lender�gond faith judgmein4 �
<br /> _ '• ., cauld resptt in forfeittua of the Prnp�rty or otJ�ee�ise materially impair the lien c[�eated by this Secanty lnstrument a� -
<br /> �• .� , � Lender's securiry inte�est Bomowermay,cvte:susi�Y�3,efautt and reinstace.as pmvided inparag�apFt 1$.by causing.theaction ���
<br /> ' or praceeding to be dismissed_with a mling tha�.i�e�Ffet►der's good faith detennination.preciudes forfeiture of the Bumnwec's �.--=•—
<br /> -� interest�in 1he Roperty orotherm..,�at impa�cnie�tt ofthe,tien created by this Secarity Instn�rnent o►[.endet�•security:: ; �''=�-
<br /> 'Y.., , interest, Borrower shall also 6e ia,default if Borrower, dutiFC�the loan appfication prucess, gave materially false•aF. • .��,_
<br /> inaecr2'rdfe,infom�ation or statements to L.ender(or faited to prab id�Lender with any maierial infortnatiop�in connection afth . �
<br /> � . the.Epafi�;yidenced by,the Note. inctnding.but not limited•m.`representations conceming Harower's occupancyr of tfie'�� -'�`=--�
<br /> ,' FKVp��y��s a prineip�t,*.�sideace. If this Securiry Insuument is on a leasel�old.Bocrower shal!comply with alt the pmvisoc�s.. �_
<br />' ' a���'�raa.se. If Bom?�c;.�.aCqai�s�fee title ta the Property,the leasehold and the fee title shall not merge unle�&�fder 3�e..°s �_� -
<br /> '- ta x!'te`r�Cger in wriring:<.� - • .. '- :• �-.
<br /> ' T.:,;P�atection o�Lend�s.Ri��s in the Property. (f Hc�srower fails to perform the covenants and a�-.� ��..�
<br /> �. . `' . �:conGtined.in this Seeurity Is�str�ine,�.,%�[here. is a teg�l Qivice�..'�g that may signifiepntiy affect Lender�ri„�s in tt� ��� -
<br /> . ., .. property fsneh as a pcoeeeding in har�p[cy.prc�:°�,for eonde��:,.�ian or forfeitur�e os ta enforce laws or regriLzcio�sy,utien �.:�-�
<br /> �'-� i.ender may do and pay.�ai what�i:r.is.necess�,ro pratect the valuc af ihe Praperty and Lender't rights i�t�.Pioperty. �.9';'�'
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<br /> Lender's actions may inslude payi�g,�y sums secured by u Qen w,hich has priatiry c�ver this Security Instrumen.�.�appearing �'�"°���-�..
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<br /> _ '� �',,. . in court,paying reasotrable attnpieys�'fees and entefin�on the properry to malce repairs.Althou�Lender may take act'rac� _
<br /> ?` �` urtder this parsgraph 7.Lender daes�no¢have to do so. .' . _
<br /> • -;�- .� Any amodnts disbuned by l.ender under this paragrsph.7.�i�atl become additional debt of Borrawer secured by xhis. . � -_
<br /> � _ Sewrity Instrument. Unlesc Born,wer and Lender agrce to other aerms of payment.thete amounts shall bcar interest from cKe� _-
<br /> dute af disbursement at thc Note ratc and sha11 bc payable,with interes[.upnn natire from l.ender to Barrower reyuestins ; , __
<br /> ' payment. , �"'`_
<br /> S. Mort e Iosuranee. (f�nder r u�red mort age irssurance ati� conditian of makin the loan seeurec!by this i.� • ' ':"�•`
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<br /> Seeurity Instrument.8orrower shat�auy the premiums reyuire�C r'.n maintain �he mact�age.insurance in effec�t. ff.for any , . =�::�,�;.
<br /> reawn, the modgage insurance cov:.�ge requ�red by Lender (�:es or ce�a�eti ta be in effect. Borrowet shull pay Ihe . . -} ���
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<br /> .. � " premiumc required w obtain wverage substante�ly.eyui�•aterr ro the maCtgage insuranre prcviously in effert. at a ratit '�`�`�"`'
<br /> " �, : �;ti• substantialiy equivalent t�the cast co gorrower of rI�moag�;�insurance pr�iously in effec�,from an alternate martgage �: : .
<br /> =_ � insurer approved by Lea:�:s�.�f`4b�ansially equi�:4;;�:�*_mort�;?insurance crs�cn,„;e is not uvailable.Borrower shall pay ta
<br /> ;:� Lender eacb month a s:urc��.{ts�w.ta ou;.-twelfth af the yeady mor-��e inwrar_c��remium t+ei^a paid by Borrower when thc ` �
<br /> � • insurar�`.�soverage laptied ar ceased�n tx in effert. Le�d�r witi aux�t.use an�i tctain the�c�~ajrments ac a tass rcrcrve in[Ew �- � � . -
<br /> of moz;�;�insurance.: Loss re.u�n•�payment�maf na tanger T�teyuired.aT the�>peian af l.endcr.ii mortgage insurance � • � __
<br /> •��, covera�e{in the am_mnt.and fm th�.Deriocllhut Leader reyuirest prov�ded by�"c�surer approved by Lender ugain becornes �• .
<br /> �* j availablC and is obrair�?.Borrower shalf pay the premiums required ta maincaiit r��rtgage m+ur.mce in effect,or to provide a � .
<br /> . iass re+ecve.umil lhe�-e,c�uiremeni�os r�.ottgage insurance ends in accotdance u'sii any ari[ten agreement hetwcen Bc�rrower € �' �
<br /> ;�` � and Lerr3:c or applicable law. ' • ' ..
<br /> �`:„� .,,. 4 �nspeeNon. Lcndcr or its,^;ent may mt�ke rea.�on:�Ate���tric�upon aad inrpcctinm of thc Pr�perty. I.cndee shal! � �
<br />. .v.•' `� give Bo�rnwer nmice at the time of ar pri�r t�>un intipectian�pecctyin�;rru��ana�le��iu�e fi�r the impeetiun. f
<br /> ''°�- -"-� 10 Coademnatimn. The praceeds��f any:�ward or claim far cfamage�.dimet or cameNuenti:�l,in cartnection with any � •
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<br /> : �••#'�,. ' tiinglc F�unily-Fannk�fat/Ereddie�lac G�IFUN�11�%1'Nl�1F:Yf-- t'nifumi Cnvcn�na A�!b �pnce 3 o/n puce..i ` ' . .
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<br /> � • � tn.a lateu 9ulnro Form+.tec.■ . .
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