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<br /> . �ad i�iadorporaim into�eh�11 bodsaned tn smead aad euy�lgacst the MongaBe.Dad of 7lruit or Se�vriiY aed(tho"Se�vriyr tnstcumem'9of ��C=���-=-
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<br />_=--- -- - _ tIIa ame due Qivm Ey th�und�ed(the"8orcowe�"�eo a�$o�.na��ece t�e rcoee t�ne.��Nete"1 to O{O�A �4LAqAND s ,;_ e�:�_�:--_,---
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<br />°- ' 919 S�UTH KI�iBALL. GRAND ISLANO NEBRASKA_ 68801' _ � = .;ro'� �s:
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<br /> � _ - - -- - - tor es in i�t rate aa�wt� : -
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<br /> .� Y�.� ,"�; ADD1T[ONAL COVBNAN'iS.In addiaon to the coveaanss and agreeme�us made ia the Security Iastnuaent.Boaowcr oad Lcadar '�
<br /> � `� �rtheroovenaatandegrmasfoltows: �
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<br /> - �-`t�� t ` The.Nnte p:ovtda[or`an iaitial intenst rate of 5.8?5 �_�tion 4 of the Nou pravides for chauges in tne intaesc rate aad the `�'�,�c ;;,;�
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<br /> � • :" a nvrEe�sr,��av�a�a�t�ir pa��nrr ctrANC�s . , ��`
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<br /> _"` ` ''°;'�' 77teUUenai�at�twlltgaymayd�angeonctiefustaayaf � . �1QVE�'t�#i 94 eec�arda ev `� �'`�� °`
<br /> � �`�' • !9 ami Y aY �4��.'`r`i==� ,
<br /> f:,���-.�.+�;��r� 12 qsont��ter:Each date oa which c?s iix��t cace oon?d�lscalled a"C4ange Date.•' � � ``"�'�' ``-: ` �-'�'
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<br /> -, `�-�n}i��' Beginnin8 a3fi2he t'�rst Chatl�e Date,mY�erzst rate will be based oa aa L�dcn�.The"Index"is tLe week[y avetage yieid on Uaited Srates _ ,��� I�,;� �-: _
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<br /> ' ^<�..�.•, . �..�° 'tYea,"urY ieauides ad1usted to a constant matu�t7�oi 1 year.es made ava�a6[e�tde Federal Reserve Board.The aiast reoeat Ind�x figure � • :4,�'���
<br /> , . _ .... , .
<br /> n _ .':r� avaitabteaaof thedate45 daysbrf4�eachCt�ange Dateis called tIle"Ciurent Iadac" �.
<br /> It ths Indsx b na touger a��'taEle.the Nou Holdec wIll choose a new index w�ich is based npoa compara6le infa:mation.'Phe Nou '"�
<br /> _ . :`�`�. Holder wiU gtvemenaticeoft�schaisY. . .,�,�t.�' ��-
<br /> ` - '�-ti��4 �Cl CYli91��+Rf�et . ,e� ,�! N����
<br /> � THR�R�[� 0 -Ef F � ��
<br /> ° ,� ` �;F�i'� Before eac6 Ckan,ge bate;the�ete 8at3er w31 ca�cnlase my new inter�c iaq�e�syadding F Q I�. Af �� .. �j ��°�� �
<br /> , , i '� .�"e poiQts�_ �-S %)to che amnt Jrt�xs rand rouadia8 to the uearat 1!�of t%,su6ject to tLe IimiLs s�ted`m Sactioa d(U)Ddow. � . `+�,N��
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<br /> i � , � ; 7BtsrouadedamountwID6emynewinterestcateuntUthenex�Ct�wgeDate. �.� ::`
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<br />-_ �^:�i'•��i;i:t.:..'.�r;`=' The Note HoL�ter adU then determine the emouat of the moAthlY Payment th3t wot�d be auffictent to re�ap 9n full the priacipal I am , ;•. ._-.�
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<br /> - �ar:,�,�-: •.;:,.�.'•• ,';., a�pocted w awe on chat Change Date in substanBatly eqnal payments by the macu�date at my new interest ra�'CRe re+utt of this calculation ` .,,.;,;:�:y'_�,
<br /> wtUbethenewaranua�ofmymonthlypaymeat. r r • � :��- :-
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<br /> '� s �'•,,� The interen rate 1 am rcquired to pay at the first CAange Date wiU no� be gceater than �-975 °lo or less than �
<br /> � ' C � ;-87�- %.lltereafter,my iuterat rate witl never be incrraced or decreased on any singte ChanBe Date by mora than T���� - '�1�
<br /> �.:• : •. : . •. .. _ ;-. :
<br /> �� �,?r0�i�,_.from the rate of interest 1 have beec►Aaying for the preceding twelve months.The minimum incerest rate on this loan wili never be ::,;:1�. ;?
<br /> }.° ��ih�� les�tlian '�_87G �lo and the maximum iote�st rate will never be greacer chan '1.11-975 %. . , '���,',f�
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<br /> '� � +.� l61 EI�2s.."ve�!!IIt!OtCCi11gC9 , ;'+
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<br /> ���' My new in=xr�t rate arill 6ecome effective oa each CAange Date.1 will pay the ftmount of my new monthly paymeat be�nning on the first �;�;''_' 'z
<br /> , ��r.�s���`" ��': mont4Ty paymersndate aPter MeCdange Date w:a'�c3�e amonnt of my monthlY paymem changes a3a:n- :',;^'`'���`•��;`..,�`•�.,,�� `•
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<br /> The Note�tolder witl mail or detiver to me a morice hefore each Change Date.The notice wil!advise me of: ( �� �.'.'���;;`
<br /> �'1'-� - t . .. 1}, - . .
<br /> �,._.i,. .` {`1.ly.�T'j�.l��. � .:.. .
<br /> � ;,.,`,�. . . (i) tAe nexr lnterest rate on my loan as of the Change Uate; �;�
<br /> , � t` �• � �� (ii) theamount of my monthty payment folloair�thrCt�ange Date; �' ��` • -
<br />-�., `�.' .,�' • . ��\''� , .
<br /> , ;; - , • '.�t� (iii) any additional mattera which the Note Holder is ra�uired to disclose;aed '�l�,. � �
<br /> .� ` .ti..;; -:\ �� (iv) theaddressoftAeassaciadony�uc�ldwntactregardinganyQuenionsaboucc�:a�justmenenccice. .�.,
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<br /> ,>� � Umtorm Covenantd of the SecudUr instrument is amcnded to read as toltows: `''"� . �
<br /> ,:� �:� •• 1.CRarges:Ilea�.Borrower stiall pay all�axes.assessmenc+,ertd othe�charga,tiaes,and i���i:�ons attrlbutaC�'E to the Property whicA may 1�.�.`��... ,• ; __ �
<br /> ��i � atteln a D�a�ri aa+������Y���ent.and teasehoid payments of ground rents,if any.ih:Ae manrer prc+i�rai under paragaph 2 Aercof '`"� .
<br /> } �` '� � or.it not paid in such manner,Ey Bonower making payment.when due.directiy to the payee thereof.Bortower r�i!yrompily furnisb Leader ,t•� • .'
<br /> � !• a!1 aofices of amounts due under this paregraph.and in the event Bonower shall mahe payment diracNy,Bcrncr+er shaU promptly fumish to , �
<br /> La�r reaipu evidencIflg such payments.Borrowa sha0 promptly discharge any lien which trss pciority over this Stcurity lnstrument: •: - � .
<br /> i,.'�. • hVwever,Sorroarer ahall aot be requircd to discharge any sudf lien so long as Borrower:(a)shatl agree in wrlting to the payment of the ''�;',�
<br /> `;' o0ligation sacured by such tien in the manrter acaptable to Lender.lb)shall in gaod faitD wntest such tien by.or defrnd against enforeement ot ����_, ' ,
<br /> .. .' ''4, "..
<br /> - ',� ` .' aucd iien tn.tegal proceediags wNch in the opinion of Lender operate to prevent�he enforcement of the lien or forfature of the Propaty or any `��.;
<br /> , pazt thereof:or(c?s�atl secure from the holder of such 8en an agreemem in a form satisfactory to Lender su6ordinating such Uea to th3s , . •
<br /> •L� � . . Secudty Iaswment. '
<br /> :�;�
<br /> ' . ��= , If lsndet Qetetmiaes that aU or any part of tha Property is subject to a�ten whtch may attriin a pdodty over this SauNty Instrument. ,
<br />_-,�t " . � � LtnQu sha11 g[ve Bortowu e notIee idendiying such lien.Borrower sAall satisty such lien or take one or more ot the actlonv set(ottb above
<br /> ;, within undaysof thegivleg olthe no8ce.
<br /> ,-_ �•-- ' C. NO'1ICE
<br /> • . ' � • �.:. �. UaiformCoveoant t0 ot tAe Socurity laswmmt is amended to read as foltows:
<br /> . • ' 11. Naike.Eacept[or any notice reyuired under epplirdble law to be givrn in another mannu.(a)anY noNce to Bonower provided fo:in tMs ,
<br /> .. Stcudry Iasuument sNall he given by delivering it or by maIDng it�y Cnt class mail to Bonox�er at the i�topetty Addtas or ai such other aQdtas
<br /> . . a��orrawa may designate Dy aodae ro Leader as Drovided Aerein.and t�)any notice ro Lender shall be given by fint class mall ro Lrnder'�
<br /> � .� addres�uazeq hereis os to sucA othu aQQress as Leada may designate by nmtce to 8ottower as proviQed herein.My noNce provided tor in thl�
<br />-- -_'_-�-`'�`°�"_-'�_' aKwiiYiawument�haUbedeemedtohavebesagivmto@onowerorLenQer�hmgiveninthemannerQesigtfatedherein.
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