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<br /> TO(3�THBR WI'!'H�II thc improvemrntr now ar tureafter erocted nn tiw property� �nd a���ts,rppurtanu�oro.and
<br /> flatun� now ur horcafter o p�ut af thc propeny. All rcpl�nta w�d addillon� dwll alw.bo covat�al by tAl� Secu�ity
<br /> in�trumcnt.All of the forcgoing is reFemod to in this Secu�lty lnu�uman er the"Pn�porty.'
<br /> BORROWER COVBNANTS thu Bormwar is I�wtLlly ui�ed of�he e�tae henby canvoyal�riJ Iw�Ua ri�ht ta�rsitlt wd
<br /> canvey the Property wd tlut the Property ia unencumberod,ezcept for encumbrs�nca�of rocord. Bornnwer warrtux�a�ad wUl
<br /> defend gencrally thr tftle ta thc Propeny�gainu dl cl�im�w�d demands.subJay to nny encum�br��ces of r+exoni.
<br /> THIS SECURITY tiNSTRUMBNT cambines unfform aove�tc for�wtiaiwl use aM n�uaifom�oovwnts witb limftad
<br /> vari�lians by ju�i�diclion to conatitute A uniform socudty inst�ument rnvering real prape�ty. •
<br /> ` UNIFORM COVENAfJTS.�orrower and l.etuicr covct�nt wwl s+gra.su fullawi:
<br /> ' �✓ l. FiyaKal ot Principd and Inta�ati �'p�Ymeat and I.ote ChaRa. Barnnwar shall�prampt�Y P�Y �►'hm dua da
<br /> � .•: pdncips�l af And intenct an the debt evidenixd by ihe Notc ard any propaymem and IMe charga�due under the Note.
<br /> 2. Fund4 tor Tivaes�nd Ineunmoe. Subject to Applicable law or�o a w�iuen waivar by I.ender, Borraw�r ahall pay w
<br /> Lender on the day monthly paymenta ore due under the Nate,until lhe Note iF paid In full.a aum("Fund.v")far:(a)yearly taxa
<br /> and assessmcnts which may aqain priority ovcr ihis Socu�ry Instniment ag a lien an tha Prnpatty;(b)yearly k�sehold payments
<br /> " N.u�,�•xr: . or gruund renta un the Property,if any:lc1 yearly h�w►rd ar pmpeny insurnnco premlumR;(d)yenrly flaod insurance pmmiums,
<br /> ii any; (e)yeArly mortguge insurnnce premiums. lf any;wd(fl any sums puyAbla by Barmvrer ta Lender,in axordat�ce wiU�
<br /> the provisions oP paragraph 8. in lieu of the pnyment af mongage insum�ce premiuma.Theee itpns are called "Bscrow Itemx."
<br /> � ••- '- ,.�, Lender ms�y, at any �ime, rnliect and hald Funds in an umount not ro excee� �he maximum wixwnt a lender far a federally
<br /> , ,. ,�,�,,,,;,.-�,C,�• relnted mc►rtgagc lonn may require for Barnower'x escmw uccount uncler tha fedarul Reul EsWte Sctqement Pracodures Act of
<br /> �' '" � �;*�,;,;,,,,_, ' ' 1974 as wnended fmm time to time, 12 U.S.C. Sectian 2601 ei seq. ("RESPA'). unlc�s otr�r law that applies ta the Funds
<br /> ' � • ''�'°�" ;- sets u lesser amount. If so. Lender may, at any time. collect and hald Funds in an amniunt�not ta exceed the lesser amount.
<br /> ; F n-�� . ° '"� Lender may estimute�he amaun�oi Fuods due on the t�xis of cument daui axi re�sonabk estlrt�ates of expendituros af futurc
<br /> ,� �. •, •- �_', Escrow Items ar Mherwise in accar�dance with upplicable law•.
<br /> .r �''' q^� The Funds shall be held in sm institwion wlmse deposi�n a� insured by o fed�tral agency, instrumentality, or e�tity
<br /> i ' ;`� y." , lincludinR l.ender, if Lender is such an institutian►or in any Federal Hama Loao Bonk.l.ender shull apply 1he Funds to pay the
<br /> ,; ' ; Escr�►w Items. Lender mny not churge Borrou•er fo�holding and applying tho Funds,Annuaily�analyzing the escrow account,or
<br /> � °,�� veriPyin�the Escrow Itemx,uoless I.ender payc&►rnnwer interest on tha Fumis and applicabk law permits I.ender to make such
<br /> '' � u churge. However, l.ender may�equire Borrower t��pLy n onc-time clwrge for an independnnt real estate�u� repohing service
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<br /> � " • used by Lender in rnnnectian with this lunn, unless oppli��ble law provides othenvise. Uokss an agreement is made or
<br /> 1 ^ , • applicable law requircs interect to be paid. l.cnder shall n�u l+e reyuired Io pny&�rr��wcr any interes�or eamings on U�e Funds.
<br /> �I • '. • 1. ,; Bc�ROwer und i.ender may agree in writing,hoa•ever, that fntercn;t shall bo paid on�hc Funds. L.ender shall give to Borrower,
<br /> wi�hout charge, an annual accounting oF the Fund�,xhiiwing cralits�nd dohits to�he Fumis and the purpnse for which each
<br /> - �"— debil to the Nunds wus made. 1 he Funds are picidged ar additionai recuriry ior ufi cums securcjd by this 5ecuriry instrument.
<br /> � �� � : If the Funds held by l.ender exreed the amount+permitteJ w Me held My upplicuble law,l.ender shull acrnunt to Borcower
<br /> "` far�he exress Funds in accordunce with�he reyuiremen��of upplirablc luw. If th�artrwnt af•th¢ Funds held by Lender ot any
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<br /> , ' time is not sufficient lo p�y the E�rrow I�emx whcn due. I.�rxler nwy u►nmify&►rn�wrr in wriling,nnd. in such cASe Bc►m�wer
<br /> � � shall pay to Lender the amnunt n��e�sary to muke up tho deficicnc��. &�rmwer shull muke up�the deficiency in no more than
<br /> , :�.� " twelve manthly paymenlx,at L.emicr'x sole di.rretion.
<br /> �� . �� Upon paymern in Pull uf'•rll wm,Kcurrd by �hi�+Sexurity Ins�tniment. l.enJ�r +hull pramptly refund ta Bornnwer nny
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<br /> `�����.� Fund+helJ by l.end�r.If, under par.�graph �I. I-xndcr tihall uryuirc or scll Ihc Propert�•, l.tnJer,pri�x to the acyuirition or sule
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<br /> of the Property.shull apply uny Fund+held Np l.eixler�t tho time of uoyuitiition or xul�ax a credit�against the sumv securcd by
<br /> .;��{'1.. . . . �.:' this Sccuriry Instrun�nt. ��
<br /> ���� • • � 3. AppBcatton oP Ps�ymcnts. Unlrsr applirshlc luw•pmvidr.otherwitic,all pu�•ments rcti:ci�•cd fiy Lendcr undcr parugmphs
<br /> ;°$ , . ',�:• • 1 and 2 �hall be npplied: fir.t. tu any prepayment chargr,due under tho N�itr: .ecunJ.t.,amount� payable under�ra�raph 2; �
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<br /> ':1, third.to intcrest duc:founh,to principal duc:und lu��.to uny latc rharuc�duo unJrr thc Nnt�. .;-
<br /> .��'•;;' � .- 4. Chnrges; Lienc. &irruwcr shull p•ry�II �•rxe.. a.nc.�mrnt�. chur�ec�, linc,unJ Imp�,.ritiim.attribu�ahlc a�tl� Propeny .
<br /> f; � - which muy a�tuin prioriry a��cr thi. Scrurity Ins�rumcnt, anJ Ira.chuld payment, i�r gruunJ rcnh, il'uny. &mawcr�hall pay „ -
<br /> .'`�'��. .�., ". • theu:obliguti�►m in 1he munncr pru�•iJ�KI in panigra�h'. ur il'not paid in thut m+mner. P��rmwrr+h:tll pay th;m on time dircrUy
<br /> , � . ,., ,. �� to the person��wed p•ryrmnt. &�rru��rr,h•rll pr�mipUy I'umish t�►Lcnder�II noticr�u!'anuwnt,tu hc paid undcr thi,p�ragroph. „
<br /> �*,� �',;; If Bnrr��wer mukc,the,c paymrnt�Jirrctl�•. Hurra�ccr�liall prumpU� 1'urni�h tn lxnJcr n�:ei}�t.cviJencinE ihc paynwnt�,. '
<br /> •• ._ �':.;';,`,'�,;« Borrower shull prompUy Ji,rhur�er am li��n��hich ha+priority uvcr thi,Srruri�� )nytrur�nt unle,.Bum►w•cr: �ul agrce.in �.%r
<br /> ' � "•":..('� writing to thr p•rymrm nf thr��hligu�i�►n.rcumJ h�� tlic 1 irn ii►u manncr ac�cptuhl� In I.c►�.1�r:III)l'�lll�l`ti�\ 10�tM7l� �UIIII Illl licn ".,�
<br /> � � ;`•�' ''�`s'�'"� by. i►r defcixl. a�aimt cnli�rccnurn nf Uir lic�n in. Icgal pr�ir��:ding� whirh in the 1_rnJer'. apinian �i�xratc tu prcvent the �'
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<br /> � ��,� ' � `��'• enforcement nl'thc lien:or Irl.erurc� f�mnt Ihr haldrr��f Ihr lirn cm►i�rccmrnt .ati,l'aca�� ia Lriider,uh��nlinaling the lien to
<br /> {`�i' , . . y thi�Security Ins�rument. 11'LrnJrr de�cnnincti thm sim• p:�n nf�h�•Pm�xrl} i. .uhjert 1���ii�n��•hi�h nu���allain pri„rit���n•er
<br /> , , :,, "';:'` �his Serurit��ln�tromcnt. l.cndcr may ci�•e 13nrru��cr a nuiir�iJrmif��ing d�r lirn. H��rrnt�rr tihaR ,ati.lj•thc licn��r�uke onc�ir
<br /> "1;;i', • � " ° � more oi the urtionx ae�tiitih ulxivr wi�ttin 10 da�•.��t U��givin�oi nutirr.
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<br /> 1�.i'� �'�' � Form 3028 8160
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