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<br /> - -� 't�OQE'TEISR wrrEt ali thc�mpcaYamem�norv or herevter eceadd an me prnpe:cy►.ma ait eaumeab..pptirca�u�css.�d - .
<br /> fi�unes aaw os'hec�fter � p�rt of thc propetty. Alfi rrpl� and addittons s$ait aisa.be mvaod by.this Sa�r�ry
<br /> - iasttumeni.All of tLe fot+egoing is refert�ed to in this Sxudty Insttua�eat as the"Prb�ty' � , , � -
<br /> � HOItROWER COVENeRNTS that Sorrawer is tawfiilly seisod of t4�e e�ate hereby oonveyed and has the right to gr�nt a�l
<br /> cemey the prope�t}r aad that the Property is�u�ea,um6erod.exvept for envmbr.+noes of cecord. BomoweR wa�rants aad will
<br /> _ defetta geise�aUy dx titte to the Pr�perry a&1i»st a11 ciaims and dem�ds•subjert ta any eacumbranoes of recoid•
<br /> THIS SECt3RTTY Il+iSTRUME1�bT cambines uniform coven�ts for national use and non-uniform covea3nts with limitod
<br /> — variations by jwisdiction tu oonstitute a wufbrtn savrity instcument cavering rea!pmperty ` � .
<br /> ��_ �ORM C�VENAN7'S:Borrawer and i.ajder covetiaat at�agrte as follaws: ------_ ._,._____ _
<br /> - 1.Fayment ot Peinciprt and Intazsh, Pk+epa�Ym�t�d L�te�. Borrower shalt pmmptlY P�Y ahe�due ttje
<br /> principat of and interesc on thc de6t evidenoea by the Nate and any pre�ayment aad tau=char8es due under tiie Note. _ -
<br /> �=--
<br /> 'T 2.��ads for T�xx�s and I�•Subject to applieable Law or to a written waiver by i.ender. Bo�to�arer s6a11 PaY w _��
<br /> �- L�der on the day monthly payments are due onder the Note,nnW thc Note is paid in ful1.a sum t"F�nds')for:(a)Ye:utY taxes �, -
<br />` ':�' ---
<br /> ` and assessments whicb may attain prioriry over this Security ii�suument as a lien on the PropertY;(b}yeady ieasel►o! p:tyments
<br /> = or gmuud reuts on t6e Prup�cy.if any:(c)yearlY h�ara or propert3r insurance premiums:(dl Y�Y�uod insurance premiums. -
<br /> - if any:(e)YeariY mongp8e insurance premiums.if atry;and(�.�►Y sums p�►yable by Barrovver ta Ixnder.in acenrdance with
<br /> �`'• the provisians of pardgraph 8.in tieu of the payment of rtrortgage insurance premiams.'Phese items are called°Escrow Items.' -=__
<br /> i.ender may.at any d�ue,collect and hold F�nds in an amavm not ta exceod the maxiiraucn amount a lendes far a federalIy -°'�
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<br /> • ' " rttated martgage lw3n may reqair+e for'Borrawer's escruw aaonnt under the federal Rea1 Fstate Settlerneru Procedures Act of, �,�-
<br /> ,'•.�_{r�. 1974 as ame.nded fram time to time. 12 U.S.G.Section 2601 et seq. ("RESPA").unless another!aw that applies to the Funds - - ;,;�.
<br /> ��.� sets a lesser amaunt:lf so. Lender may.at any 6me.coltect and hold Funds in asi anwunt not to exceed the lesser auwum. '���
<br /> � L�nder may estinrate the amovni of Funds due on the basis v€current data and reasonable estimates of expenditutes of future :'����
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<br /> Fscrow Items or athc�wise in,aocordanoe with applicable law. : ;-`�-�
<br />• � The Funds shall'be hetd in an institutiaci;:whase depasits are insured by a federal agency. instrumastality, or entity -,`._:°_�
<br /> ' (inclading I,ender.if Lender is such an institu°nrt�ti�r in a�r Federal Home I.oan Bank.L.ender shall apgty the Funds to pay tUe ����-
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<br />: ` � Escrow Items.i�ender may not charge Bortower�:r hotding and applying the Funds.annually analy�in�the escrow accoum.ar : -a. ._�.
<br /> • verifyiitg the Escrow Items.untess Lender pays�orrower inte�st on the Funds and applicable law permits Lender to make sach �i�- - , =_
<br /> V �'''`• a charge. However.Lender may require Boriower to pay a cre3irae c harge for an i n d e p e rt d e n t r e a l e s t a t e t a u r e p onin S service --
<br /> ' � �ct tiy L,ender in co�ection with this loan, unless applicabte law pmvides otherwise. Unless an agreement is made or . ___
<br /> *� , appficable law requims interest to 6e paid.Lender shall not be required to Qay Borrawer azry interest or eamings on ihe Funds. ��:--
<br /> ,';;�r ��••��• gorrower and Lender may agree in writing.however.that interest shall f�e paid on the Funds. l.ender s6a11 give to$orrower. , �;,-��,�
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<br /> . widECtciE charge,an annual acaa;i�:7^..n�of the Funds, showi�c*ediu nnd de6its ro the Funds and the purpose for which each ' ;r:
<br /> `•� deLat trr,the Funds was made.'f��z L'�::.�ds are pledged as additi��►�1 security for all sums�ed by this Security I�t. , s= __
<br />�� � � ° �.�I€r.He Funds held by Lendec�xeeed the amaunu pemri:��to 6e held by applirable,P.a.v.l.ender shall accour.z�'a�i;,�,-rower r �-
<br /> `�� � ''"� • for the excess Funds in accordance with the r�.:emenis of applicable taw. If the amoum of the Funds.L-:.'d b�;��.�'.�at any � �f � i,
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<br /> °� ' ;;..�,�;t: ; time is not sufficient to pay the Fscraw I.�s��:a due.Lender may so notify�orrower in writing,a��_c�'stc.`�+�$oaower -=.H.�__
<br /> '"`' • shall pay to l.ender the amount nt^..:ssart i3 r�.a�e up the deiiciency. Borrower shall make up the deficiency in na more than �R_i_
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<br /> �:�,:.;.;�;�l�_ twelve monthly paymenu,at L.endes s seie'�scretion. . � _ .
<br /> • `.:�s=�'`�..'" Upon payment in full of all sums secured by this Security Instrument. i.ender shall promptly refund to Borrower any
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<br /> '"•:�:5,���r " Funds held by Lender. lf.under paragraph 21.Lender sfwll acquire or sell tho Propeny.l.ender.prior to the acquisition ar sata , -
<br /> -� ` of the Property.shall apply any Funds heid by i..ender at thc time of acqarsEdon or sale as a credit against the sums secured by , . _ .; �:`
<br /> ° ' � '�,.�. . this Securiry instrumeni. •.;':�;`�
<br /> • 4 3.A cation of Paymersts.Unloss app::�hle Inw provides otherwise.a11 payr�es�s received by Lender undee�xeragraphs , ' 'F-�
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<br /> - • 1 and�2 shall be applied:first.tu any�prepa}sss�t charges due under the Note; seca��..co amaun�s able undec ra h 2; � �'.k.=
<br /> P�Y �'� P �-r,_'
<br /> ' � third.to interest due:fourth,to principaf due:a��d last.to any late charges dz�e�nder t�:e Note. .' � : �. . ;"y'-"
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<br /> '. af�:z.,t� -; � �;� 4.Charges.Ueng.Borrowcr shal�r�a.4��.taxes, a5+essmentc,char�c:.�.tiaes and impositions attribvtable to[he Property • .••g;�;,;
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<br /> ..4. �: ��� . which may attain priority ovcr this Security��cirument,and lea�ehotd payments or g�eund rents, if ar,y. Barraw�r chall pay ;.•,. ��:;=t=�:.
<br /> , �4 - � these obligatians in thc manner provided in paragraph 2.or ii not paid in that manner,Fi,.�r-awer shall pAy them aw�'.:�:�directly •��a�;;�ti.'� "'`- �
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<br /> �'r�•,.' i to the per.wn awed payment.Bbrrawer shall promptly fumish to Lcnder all notices nf a.-�asnts to be paid under t:-us r,�ragraph. r', �.-�.,.n.
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<br /> ,. ' � • � � If Borrower makes thcse paymentti directly.Borrowcr shall pramptly fumish to l.cnder receiptti evidencing the pay�r,-a.:-�. ; • •� � �"=-
<br /> '•N , "�<?�.'•_% �. Banower sh�ll promptly di�charge arty lien which ha.�priarity over this Security In�trument unless Borrower:(af s�;rees in : , ;;�::.
<br /> � _ �.��•1'`��. � writing to the payment of the obligatian securect by the lien i^�a manncr wc�table to l.ender:(!+l contests in gaod faith the lien a ,., " •�';�.;
<br /> �'=;��'•;� ' + by.or defends againct cnforcement af the lien in. Icga! F���"redings which in thc L.c,:�zr's opinion c�perate ta�reven� thc '. . E`� ,:;r�y;�� •. ; . ��
<br /> ` '�� ' � en�"or.�ment�f the lien;or(c)�ecures Prom thc hotder nf fi;�;;en an agrecment tiatisf;r:.s:r�to Lender wbnrdinati:s_the lien to � ,r.ir'!,'' " .
<br /> .. ;�: _ . �, .
<br />�. � thiy Security lnstrumem. tf LcnJer dctermines that any par nf the Praperty is �uHject to a lien which may attain p:imity over � ..•
<br /> ' ';��•�,. � � this Sccuriry In�trwncnt.Lender may give&�r.r�wcr a notice identifying Ihc licn. Bnrrowrr�hall sari.hg+.he lien or take one ar
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<br />- • '� ��'� ' more of the uctions set forth a6ove within 10 e�w���f the gi�•ing of nntice. . : �
<br /> _ .��`ti�+f;. .u' Form 3028 9190 �
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