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<br /> ITOOBTHER VNITH�111t�a improveawntw naw ot��ta�flor emcted aa.'[h3 propaty.and dt w�at�.��wd
<br /> � flawro� now or hvs� • p�ut ol�he Pro�tq+, IUI��iap�n�cnx�nq ad additioiu �1uli dw b� cova�ed by 16t� Swuriqr
<br /> i Imuuq�qit.All ot the(brc�dng i�rcfen+ed ta in tbiA Saoudty,buteuman a tho'Pmpeny.• �.
<br /> BORROVVBtt COVBNANI'S tbwt.Ha:rowor 1�Iqw�lla�,�+i�ed ot tbe auce heroby oonvoyod�ad iu�tho dYht to p�ot�nd
<br /> � oonvay the Property and tlut tha Propetty Ir unanaumbatpdi ezoept for a�cumbt+��of r+eoord. Bormwer wrrrws aod will
<br /> detead Qenerally cl�e tltk�o�ha PropaKy�g+�inK dl claim9 iind denunA+.wbJoct a any rncun�brana�oi'recotd.
<br /> THIS SECURITY IN97RUMENT combinas unifarm,+cove�ua for n�tjaul ur�and�cov�wp�witt'liq�ed
<br /> varWiau by jud�dialon to conrtitu�a a unifortn Focur�ty:in�ru�rient aove.�ia�r+e�l propacy.
<br /> llNiFORM COVEIVANT3.Barrawoc aad Lcndar�E�tmnnt nnd a�r+ee as folbwa:
<br /> l. Pay�aaN ot Hindp�l �ad latee+mt: I�+eAPl�aqt�lud � �� Barrowc� ciull P�N�Y P�9 wuen duo�he
<br /> principNl of atd intcrcst on tha debt cvidenood by tha Nata.pntl�nY�rnep�aYmeru�nd t�te ch�rges duo under the Note.
<br /> IZ. Fuodo for Tiutea �ad iawesace. Subjact�ta a�►plips�hlo low or a� wdtten waivcr by Le�der. Borruwor chall pry ta
<br /> � L+a�der on tha dAy manthly pwyments aro due undar tha Nota�umil the Note is p�id in full,a sum("Funda')for.(a)yearly pua
<br /> , �nd arceasments which mwy ottain priariry over thiA Seoudty�inwrument or a Ikn on the PrnpeRy;<b)Y�Y le�d►old pymaits .
<br /> or grairid rents on tho P�aporty.if uny:(c)yculy h�atd,ar prope�ty insunnce promiume;(d)yearly flood in.wt�noa P�rmiums.
<br /> if any: (e)Y�Y��Be incuranoo premiumc, iF sutyt �nd(D any sume ppyaMe by Borrowcr to Lendar. in acco�danoe with
<br /> tho provisions of pwtragroph 8, in lieu of tha pwYA►�nt�nf mort�oge inw�ncc p�rmiums.77�ese itcros are plled"Eacrow Item4."
<br /> I.ender may. at any dmo. coFl�ct and hutd Fund�ln�an amaunt not to eucoed thc maximum amount s lerdcr for o falor�py
<br /> relatod mongage loa�mwy �eyu3ro far BoROwor's erccrow�nt undcr ihe fodcral Real Estatc Sddement Hooedura Act of
<br /> 197�i As amendad from time to dma. 12 U.S.O. Section 2601 et s�q. ("RFSPA'I. unless another law t6ot appliea W We Fuade
<br /> `�.' a' cets a lesser �x►nt. If sa. Lcndar mwy. at�an���Ume, colloct end hold FuMs in an amount not lo euceed the le.sser+moimt.
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<br /> •�r�y L,ender may estimAte tho omaunt of Funde dua�n the basis of curte�daW�url rr�cwwWe ectjawtes of expendlUUt�of fi�pua
<br /> " F.sc�ow Items or otherwise in accarolanae with,applicoble law.
<br /> <;,, The Funds shall ba held in �n inctitulfan whose dep�oeits arc invwod by x fedaral agcncy. instrurnentsdity, or auity
<br /> '� p• '' (including I.ender,if Ixnder is such an inuitulion)or in any Federal Home I.oan Bank.Lender shall apply the Fwids to pay Ihe
<br /> +�. Escrow Items. l.endar may not cha�ga Ban»n�er fbr holding and applying Iha Fwids,annually onalyzing the acrow a000u�.or
<br /> verifying the Fscrow I�ms,unl�s lxnder nays Borrower interest on�ha Funds�td opplicable law permlts I.ender to�r�ke wch
<br /> a charge.Howcver, Lendar ma}�requiro&�ROwer to pay a one-timc chargc for an independe�t n�al estate tax repo�titt�service
<br /> . :, �_ ,A�;.,J, •,� usecl by Lender in•cann�ction whh dtis loan. unless applicable law provides otherwise. Unless an ag�t ix n�rde or
<br /> epplicable law�ires intamsl ta be ppid. l.ender shell not be requirod to pay Borrower any intcrest or earnings on ihe Fwida.
<br /> :; .�, ; ,�... Bortuwer and l.endar may agroe in�w�eting.however.that interest shall 6a paid on the Fwids. Lender slwll givo w Borrower.
<br /> �`� without cha a an�annuwl�aocaunlinp of the Funds, showing credits and debits to tf� Funds and the pu�pose for which e�ch
<br /> ed
<br /> k � debit to the F tsiF was msKie.Tna Fund�arr pJc�ig�xt us�tditionoi szcu�iiy fas all svms sccstrcd by sl�fs Sxusity Isss�stsxas.
<br /> ' ,�`� " •�.:'?�,�� If the Funds hold�b���Lrndor excced the umountx permitted to be held by applicable lew,I.ender shell ac.�count to Borrower
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<br /> � ��''t:;";'� �•.:r for the excrss Funds in�u«vrdanee witi�the re uiremen�s of a licable law. If ihe amount of the Funds held by L,endcr at any
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<br /> i� , ��� - ;�,�'.jy..�_;ti;,,�;±,�� time is not suflioicnt to pay the Escrow Items when due. l.ender may so naify Borrower in writing,aad,in such case Horrower
<br /> `;''�•�....-,':::,E;.:�z�; shall pay to lxnder the arnount neceseury ta muke up the deficiency. Borrower shall make up 1he deflciency in no morc lbiut
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<br /> . ;:;''4 .:;.:•:.A r:,;..^. � twelve monthly payments. at L.ender's sole discrcti�n.
<br /> ,,y .._ �,, , .��; Upon payn�ent in full of all �um�secured by this Securiry Instrument. Lender shnll prompdy refund to Borruwer any
<br /> . . Funds held by Lender.lf, under puragraph 21, I.ender shull ncquire or sell the Propetty.Ixnder.prior to the acquisition a�sale
<br /> �, , ,��,.�..�•,.. - - of the Property, shnll apply any Funds held by I.ender al tha time of acquisitiun or sale as a credit agttinst the sums ser,ured by
<br /> :_''�: .�,°,.:,;.°:,. � . ihis Securiry In��rumeM.
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<br /> ,�ti'u��� °:•:��::.S•:� �.. � 3.Applirjttion af Payments.Unlcss upplicublc luw provides otherwise, ull puyments received by Lender under paragr�phs
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<br /> ti;,,,.-. 1 and 2 shall 6e applicd: first, ta uny prepaym�nt churges dua under the Nute;tiecond, tu amounts payeble unde�paragraph 2;
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<br /> �. . , •.;����;�;: f third,to interest dus;fuurth,to principal due:aixi last,to aoy lute rhurgeti Jue undcr the Note. ?n.
<br /> f• � '"�.,.,-�..., � 4.Clw�ry;es;Liens. Borrower shull pay aU wxcs, assestimentz, churgec, fine+und impusitians uu�ibutable to the Property
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<br /> � ' which muy Attain priod�y mer this Srcurity ln+trument, und Icusehuld paymem� or ground rents, if nny. Borcower shell pay
<br /> '�� �• � � - Ihece�hligationc in the m:innar prnvideei in p��rapraph�, ��r if reit �u�id in�hal manner, B�rrower shall pay them on time direAly
<br /> �'���f �• to the peru�n nwed puym�nt.Horrowcr,hall promptly furni�h to lxnJer ull nutirc.oP umoum�to hc puid under this pAragraph. +,,,,
<br /> :,.:�1�'���� If&�rrower makc.thex pa��m�nl�Jircrdy. &�rrower+hall prompNy funti+h tu l.�nder re«ipts e��idencing the payments. �?"+
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<br /> ';' +� &irmwer shull prompdy dischargr any lirn which hu,priority av��thi+S��urity In.trument unleti�Borrower:Ia1 agrees in •!, .,
<br /> ''T , �,' ��- • ° • writing tn thc paymem ot'the��bligati�►n ucu�J by thr li�n in u munner accepwhle tu LcnJcr,Ib1 c��me�t.in gocxl fuith the lien
<br /> • � � , � ' , , by. or defenJ� uguin�t enti�re��mm uf ihc lirn in. Icgul pmcc�Ylin�ti whirh in Ihe I.cndcr'. ��piniun oprrule to prevent the
<br /> �;�' '�:`X`�.'� enfiircemem ��f the lieic ur 1.1 �crurc+frnm Ihr huldrr ol'Ihc licn un ugrecmrnt+ati�fsKtap•to l.rndrr.uM�nlin•rtin�the licn ta
<br /> :'h . this Security Imtrumcnt. If LrnJcr dr�cnninc.thul any purt uf tlu Pru�xrty i,whjer� tu•r lirn w�hirh ma�• �nain priarity uve�
<br /> "��,i� ' ' .... , this Seruriry In+tniment. I.enJ�r may givr H��rroarr a notire iJrnlil'ying�hr lirn. Barnn�rr,hull.ati.fy�hc lien ur�ukc one or
<br /> ; ' .. ' ', mot+e of thc artion�set forth utxwe wi�hin 10 J:ryti ul'thr giving uf n���ire.
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