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<br /> 93�
<br /> s. p�wwrd or pn�perty Iprur�nae. Horrower dull keep �be impiovanenu now exiuinQ or herodter erected ouu tho
<br /> � Propaty fnwrod a�ainst low by flro.furaed�includad wllhin tha term'exwKlod cavorn�a' aM my�tfier h�r�nd�� (nclndia�
<br /> floods or tlooding.for which I.,aider roquira inw�a�ce.Thin iiucut�noe dwli bo m�itNait�cd M�ho amoutqs and for tha palad�
<br /> thAt Lcnder requirea. TI►e iruurancc cutier provtding tha inau�nca rhdl he cho�cn by Borrower wbjoct ta Lcndar's approvW
<br /> which �11 oot be unneacorubly withheW. If Bonawer fiilx to m�int�in oave�e clacribod above. t.ender m�y.at Lader'�
<br /> optian.obtain rnve�aga to protect L.ender'�dghts in tha Propany in��cordAnce with p�ngraph 7.
<br /> All insuranoe policie� �nd rcnew�shWl be aooeptwblo to l.aider ud slwll include w rwidrM mort�r�e ciwre. l.ender
<br /> .�.,� ctwll have tho ri�ht to haW the policics and r�newda. If Lender roqui�,Bomower slwfl promply Qive to L.cnder all raxipts of
<br /> paid premiumR�nd rcrwswal notioav. In tho eva�t oi loss.Bomower ohall Qive prompt notica w�ho incuranoo curier u�d l.aKler•
<br /> �!;;,• L.etder may make proof of laa�if not mwte PromPt1Y bi'Borrowcr.
<br /> . �:.�-. � � Unless Lmdar and Barrower atherwfse aBrre in writing. insuronce proceads shdl be appliod to restoration or Kpxi�uf�he
<br /> ���l l, Property damaged,if the rcstoratlon or nep�ir is oaanamicAlly fwsible and Lender's zecur�ty is noi tassened.If tt�e RswrAtion or
<br /> �� �ir is not eoonomically feasible or 4ender's secuniry would be lessenod.th�i�uu�aace proceods shall be applied co�lie cumr
<br /> �• ' ;t��: aecuced by thia Secudty I�rr�rnt. whethe�or not �l�en dua, with Any exccs�paid to Borrower. !f Borrower abandoru the
<br /> � .: ' °:�t�`�''�` P�operty,or does not anawer within 30 daya a nntice fnnm Lender that ttia insu►ance carrier hAS offarcd to settio a cinim.�hen
<br /> (1(� � '- ;i'e' Lender may colloct the insurance pra�eods. Lender may us�th� procoeds to rcpair ar rcstarc thc Ptvperty or to pay wm�
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<br /> ,,,t�,�,�: .� secured by this Security InStrument. whe�her or not tt�en due.The 30-day periad will begin when tha tatice ia givan.
<br /> �� r� �<<�. Unless L.ender and Borrower ahenvise agrce in writing. any Applirxtion of proceods w principal ehAll not extcnd or
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<br /> �_�C postpone the due date of the monthly payments refemed to jn paragraphs 1 aad 2 or change Itw wnount of the payments.
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<br /> �. • , ,�����(i�e, undcr paragroph 21 the Properry is acquirod by Lender.Borrower's right to any insurancc policies and proceais rcwlting from
<br /> �L�'�•,.':'. 1 . �r,,�Qj �� damage to the P�'oPenY Ptior to the acqui�ition shall pass to[.endar to the extent of the cums cacurod by thiR Security In4trurr�aq
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<br /> ,�i.. . �,�'}p,� ;:�.� !`'' ��i• irnmediutely prior ta tha acquisitlon.
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<br /> 4!;�,'�: �'"•,���•�`�,�?�,"�; 6.oocu P�i':son+nwer•s 1.o�n A ,
<br /> r.: �, ,.... ppncy,PreservaUon�Maitnenaace and Pnoteclion ot Ihe Pro ppllcatloa-I.easeholds.
<br /> :,�,: , 1;.<�.:'`.�.r.. -:�n.�,.}. Borrower shall occu Property as Borrower's dnci Y Y
<br /> � ��• . py,esta6lish,and use the p pal residence within sixt da s after ti�e exaution of
<br /> , • •�� �;''���~ x, thie Security instn�ment and shall continue to axupy�he Property as Batrower's principal residence for at least one yesr afler
<br /> ' ' "' ''` the date of occupancy.unless L.ender ot�erwise ogrees in writing. which consent shall not be unreasanably withheld.or unlesg
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<br /> % r:'�� � �°�-�``"� �� extenuating circumstances exist which ane beyand Borrower's rnntrol. Horrower shall nat destroy. dart�age or impair lha
<br /> '��'4' �;- � ;1.:'.;�,�� pmperty,allow the Property to deterioretc,ar cammit woste on the Property. &►rrower shall be !n dcfault if any forfeiturc
<br /> : � �'! �. ' •>'���` action or proceeding, whethe�civil or eriminal.is begu�that in Lcnder's good faith judgmem cauld result in farPeitune of the
<br /> � � • ' �' Property or otherwlse materlally impair 1he lien created by this Security Instnnnent or l.ender's secu�ity interest.Borrower may
<br /> � � •• `� curc such a dafault end reinstate,as provided ia pazagraph 18.by causing the action or proceeding to be dismissed wi�h a Nling
<br /> _ that. in Lender's good foith determination, Qrecludes forfciture of the Borrower's interest in the Property or other m�terial
<br /> . , ci, impaimient of the lien created by this Security Instrumem or I.ender's securiry interest. Borrower shall also be in default if
<br /> � � . Barrower,during the lonn applicgtion process, gave muterially false or inuccurote intom�ation or statementa to l.ender(or failed ,w�.�
<br /> �;;;;� �� lo provida L.ender with any material information)in connectian wilh the loun evidenced by the Note. including,but not limited ;.''
<br /> to,representutians cancerning&►nower's occupancy of lhe Froperty us a prim:ipul residence. If this Security Instrument is on a
<br /> ��;;�t:;°,�1. Icuschold. Borrawer shall �r►mply with all thc provisions of the lease. If Bormwer acquirc� fee title to the Property, 1he
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<br /> IeaschoW und the fee titic shull rxu merge uoless I.ender Agnees to the merger in writing. 't;,
<br /> 7.Protection of I.ender's Riyqhts in tAe 1'roperiy.lf Borrower f�ils to perform�he covenants�nd asrecments rnntainod in :��,
<br /> �)•'`,, thi�Secu�ity Instn�ment, or there i��legal procealing thut muy tiignificantiv affect I.ender's rights in the Properry(such as a `
<br /> .d�t�'" • . . ' praceeding in bankn�ptcy. pmbatc, fiir condemnation or forfeiwre or tn enfiirce lawti or regulutionsl,then I.ender mey do end
<br /> �'. . � pay for whutever is necesx�ry to pm�ect the vplue of the Pr.�peny a�d l.ender's rigMs in the Property. Lender's actions ms�y
<br /> �� • include u in an sum� secun�i b a lien which hn. ri��rit over this Se��urit Instrument, a rin in court, payin '
<br /> P Y F Y • Y P Y Y PP� E 8
<br /> /' � reasanable attorneys' f.�ee,and enter�ng on the Propeny to nwke rrpuirs.Al�hough I.en�lcr muy take action under this parAgraph
<br /> �. , 7,Lender docs not huvt to dn so. �t�
<br /> " Any umounts dishur.�eu b�� Lrnder u►xlcr �his paragruph 7 shnll become udditional deM ��I' Bormwer secured by this ���''
<br /> '�' c '_ • Security Inxtrument. Unlcx,Burcoacr and Lendcr�grer ta uther term.of puyment, �hese amow���shull beur interest from Ihe
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<br /> -,- � da�e ot disbursement �� �lir Nadc �ute an�i .hutt be puyoblc, with intere�t, u�x�n n�xi�c t'rom l.cndcr ta Barrowcr myucsiing -
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<br /> � �� 8.11fo�tgaRe Insur�nar. If l.ciulcr rryuirc�l martE•rgc in,uruncc a�u cundition.,f makin�thc lu:u�secured by�hix Sccurity •;�,;=
<br /> • � ' Instn�ment. &►rrower sholl ps�y thc premiumx n�yuinYi �o muintain the m��ngrgc in�uranrc in effect. If, for nny reau�n, the a;
<br /> � mortguge inwr�nre c��verage reyuir��!hy Lcndcr lupx+or cw�c.ai!x in cl'fctit.Burn�wcr sh•rll pay thc premiums reyuireci to
<br /> S '�� olxain raveruge+ub.tuntiully rquivalent w Ux nx►ngagr in.uranrc pr��•iau�ly in eff�Yt,ut a cost �ubr�antiully cyuivulent tu�he �
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<br /> c�r.t to Bnrn�w•cr of the m�mg;��!e in+urun�r prrvi��u�ly in c17�tit. fmm an altcmatc nN�rtgage imurcr approvcd by l.ender. If �:1}�
<br /> • ' suhstsntially cyuivalrnt nx�ngugc in.urunrc ru��cra�±c i.�hn arailahlr. &�rro���rr�hall pay tu l.cndrr rach month:i aum eyual to r�`•
<br /> �-: one-tw•cllih of the ycurly mongagc in+uran�c prcmium tx�ing p•rid N�� &►rn►w•cr ahcn thr imur.�ncc c���•eragc lapsed��r rea.x�to f�;i'
<br /> ; �_'• � bc in et'1'�t. Lender will ur�tpl,u.r uml rewin thcyr pa�•mm�t.u. �I�s. re�rvc in licu i�f nx�n�ape insumncr. Ln.s rescrve
<br /> �,.t'� Form 3028 8/9� l
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