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`i� .. .. .... ,.,y <br /> . . � . � ,•n.Aw� <br /> ., :� � . . <br /> � ...-.. <br /> �83- iOBi:�3 <br /> TOO6TH�t WITH dl tMi Imparemenu now ar hencaRa aroctal an the ptiperty,wd�II ea�emenu.�ppuitenancm, <br /> wd Axtww now ar MraMr�pat ot�he prope�ty. All nepboemenu wd addiUau�hall da b�covmwl by U�Sec�ity <br /> IawtwnaN. All of Ihe fo�oiaa i�ndarod to ie il�is 9ecudty Irouurnent r the"Prop�ety." <br /> BORROiWER C'OVBNAM'8 tIW Brxrowa is I�wtully�ebad of Ua asute haeby oot►vayed�ad tw�Ihe riQht to�at <br /> �nd canvay tho�p�y�nd that the Property 1�w�a�cumberad�oxcenl fa oncumbr�nces of rxad. 8a�rower warr�u aod <br /> �rW defend�eianlfy Ilio dtb W Iho PropeAy a�inat dl cldm�and demrnd�,subJect w�ny encum6ranoe�ot rocad. <br /> 7HI8 SECIJRlTY INSTRUINEIVT oombines uniform covenant� for �wtion�l uce and naa-udfana covan�nts vv�th <br /> limited v�iadoa�by Jurisdiction w constiWto a aniform aocurity imtrument coverinQ roal property. <br /> UNIPURM COVENAfV7'S. Bormwer tend l.enda covrnant wnd a�ee w followr: <br /> 1. Prymeat ot Princlpd aad Iate�+aai Preqya�eM aad I.de Clu�t�e�. Bomower ahnll pamPUYpa�Y whea duo Ihe <br /> pripcip�1 of�nd intereat on the debt evideaced by�he Note and any prepayaient and lwto charge�due under the Note. <br /> Z. Fluads[or'ltiuca�od Inwraoca SubJect w applicablo Ipw or w A written waiver by Lender.Bartower:hall p�y to <br /> Lender on tho day monthly payments ar�e due uader�he Note.undl the Note ia paid in full.a sum("Hu�dr")for:(a)yearly <br /> t�ces wid�ssessment�which mey attain piiority ovcr�his Socudty Insuument as A lien on the Prope�ty;(b)yearfy les�ehold <br /> payments or ground renis oa the Prnpetty, jf eny; (c) yearly hazaid or property insuranc� pramiums;(d1 yearly flood <br /> iasud+ace premlums. if eny: (e)Yearly mortgage insurance premiums.if any: and(fl any cums payabk by Bomnwer w <br /> I.ender.in accotdance with the provisions of puograph 8,in lieu of Wepayment of moctgago insurance premiums. Thesa <br /> itams are callod"Escrow Items." Lender may,at any time,caQect and hold Wndx in an amount not to exceed�he meximum <br /> amount s►lender for a federaliy mlatod mortgage loan may requi�e for Borrower'c escrow accouat,uodcr the federal Real <br /> Eatato Settlea►eat Procedw�es Act of 1974 as emeoded from dme to time,l2 U.S.C.$260!e�seq.("RBSPA").unlesa a�other <br /> �ti} � �M� law t6at epplies to the Aundc sets a lesser su�wunt. If so.Lender mey.at aay dme.collect and hold Punds in an amount not to <br /> exceed the lesser amouat. Lender mey estimate the amount of t�nds dua on tha basia of ewnwt�dau� and n�aconable <br /> ,- p�� ��••�:�•� estimates of eapa►ditwcs of futun Excrow Items or Wherwise in accordance with applicable law. <br /> ," The FSmds shell be held i�an institution whose depasits are insured by a federal agency,jnswmentality.or entiry <br /> t•�'� ` (including l.eader,if Lender ia such an institution)or in any Federal Hame I.oan Bank. L.ender aba41 apply Ihe Flu1ds to pay <br /> ` '��'�'`� `'�, t`��` ihe Escrow items. [.ender may nat chac�e Bartower far holding and applying the FLnds.annu�ily analyzing the escraw <br /> 1 �••• . �,... ,,,., <br /> �:Ic t e"� � ` �,.:�iuC':;:5`1t <br /> ,.:.,• ! a;„ accounb or verifying ihe Bscrow Items, ur�less Lender pays Borrower interest on the Funds anc] applicable law permll� <br /> r •-' ,1; <br /> ���'!� ., ,,�„F „ , .:�i,,, Lender to make such a chtuge. Howevec, I.ender may rcyuire Borrower to pay a ane-time charge for an independent real ::�_ <br /> eatate tax reporting service used by L.ender in connection wilh thia loan,unless applicable law provides otherwise. Unleas an '�;;�� <br /> ` �'`;'�'., �.:,.� :: <br /> ��?,s•-',•� ag�eement is made or applicable luw requic+es interest to be paid,L.ender shall not be reyuired to pay Barrower any intemst or <br /> '"` .'�<�',i?�!�-�p.•�.°�": •� eamings on the Funds. Harrower and I.ender may agree in writing,however.�hut interest shall be aid on ihe FLnds. Lcnder <br /> .�1.,!•.;�,�..:.. <br /> • , "" • � ahall give to Hortower.without charge,an annual accounHng of the FLnd�. shawing credi�c and b�ts to the Funds and the <br /> . ;�;y. � ,' ', ,'t�:. <br /> ,(,�`�t,.: =•,�,.�y purpose for which each debi�to the Funds was made. The Funds are pledged as additianal securiry for ali aums secured by <br /> ,�` ,'.1t,S:?C�ti.�..;.., .:,;��,1�:1' �hir Secudty Inswtnent. <br /> ��: `�`1 � If the Wnds held by Lendcr exceed the amoun�v permittcd to ba held by applicable Inw, Lender ahall A¢wunt to <br /> •,,?,;.;�:r�=�:•�:�t.; •••:i•;�,,. Borrower for the eacess F1mds in accardar�ce wllh the requirements of applicnbk law. If the amount of the FUnds held by <br /> '� '•"� ``' "`'''"'''�"''" �''` Lender at any timc is not sufticicnt to pay the Escrow ltems when due,Le�der muy so notify Borrower in writing,and, in <br /> .�.r ,>.:;,-;�:�;,;;.r.:�,;`�?;`:�;:;, <br /> ,_;r;;:�, �.' • . , such case Barower shall pay to I.ender the amount necessary to mnke up the defciency. Borrower shall make up the <br /> �;�''��!:;::'' �I���:� ` deficiancy in no morc than twelve monlhly payments,ut Lender's sale discmtion. <br /> ;;;�,{,:ry,,.;..a,.;,..,..� Upon paymcnt in full of nll sums secured by this Security lnsuument. l.e�dcr shnll prompUy refund to Borrower any <br /> � ' F bn ds held by L.ender. If,under parugmph 21,Lender shull acquire or�ell the P ro p eny,Lender,prior to the acquisition or <br /> ' -*� �• • ��" sale of the Prope�ty,shall apply nny Funds held by I.ender at the time of acquisition or sale os a credit�ogainst�he sums <br /> �� dr�-�• ' - socured by this Security Inswment. <br /> ' . � 3. Appllcodon of Payments. Unless upplicable law provides ahcrwise, ull payments received by L.ender under <br /> i �..-. � pamgtaphs 1 ond 2 shall be applied:fin;l,to uny prepaymenl charges due under the Nae;second,to amounts payable u�uier <br /> • �»� •�• ' puagraph 2;�hird,ro iutercxt due;fourth.to principal due;and lact,to any lute churges due under the Note. <br /> . f; ` ` _ . I. Cbu�es; Liena. Borrower shull pay ull tnxes, u+sessmentK,churges. fines nnd impositians Wtribumble to the <br /> „,, ' Property which muy attuin priority over this Securiry In�trument,and leuseh�ld paymentti or ground ren�s,if ony. Bormwer <br /> �(�f , ;� •�•�; � ';; shall p�y thase obligations in thc munner pnwided in pumg�uph 2,or if not puid in thnt manner,Bormwer shall pay them on <br /> � •3�•::: time di�ectly to the parson owed puyment. Bormwcr.hull prompUy i'uminh to Lcnder all naticeti of amounls to be paid under <br /> � � ` � " this p3ragrnph. If Borrower make�thetie payments directly,Bortower.hall prompUy furnish�o Lender roceipGc evidencing <br /> '., the Payments. <br /> - -- ` -� � - Borrower shull promptly dischurge uny lien which ha�priurity uver�hiti Secwity iu.aw�ient unley,Rorrowcr:(a)agrccs <br /> in writing to the payment of the obligalion r:ecured by the lien in u munneracceptuhle to Lender,(b1 cunteti�c in gnod fiuth the ,•t <br /> lien by,or defends against enforcement of the lien in,Iegal proceeding.which in the Lender�apinion uperute to prevent the <br /> �,;�f';;,; _' � �� enforcement of the lien:or lc)securcs fmm thr halder of�he lirn an agmement tia�isfac�ory to Lender Fubordinating the lien <br /> ..:";T.':'. to this Securiry Inswment. If Lender de�ermines tha�Any purt of the Property i..ubjc�t to u lien which muy attui�priority <br /> .� <<,+ • ;.��. �4 over this Security Inswment,Lender may givc Borrawer o naticc idemifying�hr lie�. Bo�rowcr shall sutisfy 1he lien or take <br /> y• '�t^ •.4.;SSy���.;. , one or more of the uctians set forth nbove within 10 days of the giving of nntice. <br /> w�:(,:F,: <br /> a•s;.; 5. Ha�rd or Property Insurance. Bortower shull kcep�hc improvemen�s now cxisting or hercaper erccted on the <br /> '��:..,... ' �,� . .I', <br /> -r,. . . . �;.l�i;�j��' Property insured agninst loss by Gre,hazard,included wiihin the tcrm"ex�ended caveruge"and any other ha�.ards,including <br /> ;���`•""1 1' %w floods or ilooding, for which Lender requires insuronce. This insurunce shull be maintuined in the amoums and for the <br /> �f c: 1•,:1 , ; . <br /> '�. (��l'..i,�•15� �.f�;�. <br /> }..��'" ;�Ij•.�;� ., . Forta J01A 9�9� 1 frnRr I oj6 pnKrs� <br /> ��..: ..�,��:;:�, <br /> �.. L- ' <br /> ' ' - � . .. . . ' . <br /> �Y, ' ,a�' • . <br /> �k�r't � - -.. . '. . . ,",..-•--•'''. . :,,. 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