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-�, .. <br /> . • ' .��`71 <br /> � ','W <br /> �'Y <br /> • • . � .+...�..�.��.�rlli���� <br /> 93•soa�t3o " . ; <br /> 7�0()B'[1iBR 9V17'H�ll Iha improveax�nu now ar he�+edkr ercctad an tbo pnoperty.aid dl enemenb.�ppmte�oe�� <br /> aad flxwta aaw or�h�h�at�p�ot the AN repiaoanait�and ddlti�oae�hwll alw be covarod by t61s Sra�rlty► <br /> ne <br /> Lupwna�t, AU.af!Na icn�olns i�refa�rod w ia Sacudty Uutrumant a tbo"Pro�aty." <br /> BORROW�[t OQVsNAI�i thu&xr�ower 1�IawiWly eal�ed oI 1he ewto I�a+eby 000veyed wd 6a.t6e ri�hht w�rmt <br /> �ad coavey tbe Prope�ty�t►d Ih�t�tNe P►opatY i�unencumhared.eacept far encumbr�uKxs of rocarl. 8arower w�craau and <br /> wW defmd gaionlly tl�o dtta w tLh Picape�ty a�inu�ll cla9mR wd dem�ad�.wbject w any aicumb�sces a6 recanl. <br /> THi3 SBCUR�7'Y IN97RJUl�'p'.NT aomb�nes uNform covonan�a for aetionnl ube uid non•uMfoim coveru�nu wiW <br /> Umited varl�ulant by 3u�irdia�iaa.w otnuti�ute a unifam Kcwity iastrumant coverinp real p�operty. . <br /> '�. UNIPORM QOV6NAM'9. Bmmwer�ud l.ender covenaut�nd�ee�s fdlowa: <br /> - 1. Pl�y�oneat of P�iqa�pla,snd trtere�t:PireP�yaxnt aad L�te C6aRa. Bortower shxl!PromPUY Pa9 wha�due the <br /> of wid intarazt aa tba dabt ovidenced by thc Nota and anY propayment wid Ipto ciuugaa due under�he Note. <br /> m <br /> ��Fhndo[or 1p�a aiad Utc�tsma. SubJect w Applice�bia law or to p written w�ivor by Lender.Bomowar idal)pAy w <br /> LRnder aa tlw dpy manthlY PpY�+ntF Arc due under tho Nota,until�he Nota Is paid in fulb a ewa("Fiuda')for.(a)yoarly <br /> tues and asscersnxmtp whlnli mqy atta�n priority ova thia Securl lasdu►aent aa a lien on the Property:(b)Yearly le�cehold <br /> a <br /> p�yments or,g�aund reniv on thp Arope�ty. iF any: (c) Yea�1Y or property insurance prrmiums: (dl Yearly flood <br /> insutanoe ptemiumc. if an��i(a)Y+ouiy mat�nge iasurance premiums� if oay: and(� anY sums PaYable by Bon+ower w <br /> Lrndar.in a000tdwnae v►�th:�ha pmvicions of paragraph 8. in licu of tho yment of mortgagc in�urance p�miwns. 7'hosa <br /> na <br /> itoms a�+e cdled*6acmw I�amt" Lrr�kr rnay.at any t�uie.collect and ho d Punds in on amount not to exceed the maximum <br /> mnaunt�a landar fur A f�de�mll�► raWtad mortgage loaa may requirc for Bortoweric escrow aocount under tM federal Real <br /> ?,i� :. r �. �e seWomoni rr400dur�s,�as af�i9�a�amenaea from nme w dme.12 U.S.C.$2601 et stq. ("RESPA").unless wwtl�er <br /> � I�w that spplfea m�Fundp ceta a lesser wmoun� IP so,Lender mny.su any dme.collect and hold FLnda in an amount not w <br /> r.-- � - <br /> _.:,`.' ;,,� � ,.;"�p e�coed tho lvss�unaunt, Leader mey es[imate the amount of Fun� Jue on tl�e basis of current data and�asonable <br /> • � estimptes af expea�dmas of fuwra Escrow Items ar othenvise in acemdance wlth ap licable law. <br /> wr md n p <br /> . ;�,,.,,,u�''�,;-�' Tbo Funda slu�lt'be bqid in an Institution whose deposits a� inswrd by a federai ngency.lnswmentality. or endty <br /> �s' (including l,�ndar,if Lendeff is s�kh an insdtution)or in any Federal Home L.oan Bank. Lender shall apply tha Funds to pay <br /> ,i=.�: :_ .�.,, .. :: <br /> ���,�,,�::�::�;wF'- the Escroe�[taa�s. Lendar may not charge Homower for holding and applying�he FLnds.annuelly analyzing U�e escrow <br /> • . :i account, or verify'u�g the lEscrow Items. unless I.ender pAys Borrower intercst on the Funds and applicable law permits <br /> `. �. ... °,?�:.:-•' °�4° [.ender ta,mAl:e suolt u.chwrgc. However.[.ender may requir�e Bo�rower to pay a one•time charge for an independent rcal <br /> estate uu�paning servia uud by I.ende�in connection wi�h�his loen,unless applicable law provides othe�wise. Unless an <br /> �� • • �• ' � agnaement�is mAda ar oppiiceble law requircs interest to bc paid.I.ender shall not be required to pay Bomower eny intet�est or <br /> r,_���,� ,„ ,� eaminas ua tIN+Pundw 6orrower and l.ende�mpy agroe in wr�dng,however,that interest shall b6 paid on 1he FLnds. Lender <br /> � . shatl�givn W Hornnwt�r,witl�out charge,an annual uccaunting of Ihe FLnds.showing credits and debita to Ihe Funds and the <br /> � - � • "' � Purpose for a�hirJ�'exh�debit to tha hlnda ws►s made. The Fundc are pledgod as addiUonul security for all sums cecwed by <br /> ' '�,.:•.,.,, � ,� tbis Security Insaumemt, <br /> .,, ' � If 1ho Auhds�holil by I.ender eaceed the amounts permitted to be hald by applicable law, Lender shall accounc to <br /> . . Bornnwer far.�tfa excxss Funds in accordance with the mquirementa of applicubte law. If the amount of�he Fu�ds held by � <br /> ;, �• - Leader at�wny Utno is nat suflicient to puy the Escrow llems when due,l.ender msiy so notiCy Bomower in wdang.and.in <br /> ' auch case 8orrower shall pey to l.ender the amount necessary to make up the deiiciency. Bomower sh�il make up the <br /> �• � ' ,. deficiency in no mona than twelve monthly puymem�,ut Lender s sole discrefion. <br /> � �� Upon payment in full of all sums secured by Ihis Secarity Instrument,Lender shall promptly refund to Borrower any <br /> � � „ FLnds held by l.ender. If, under paragmph 21.L.ender shall acquire or selllhe Property,Lender.prior to the acquisition or <br /> �� � sale of�he Pro chall p I an �nds held b Lender at the time of ac uiaition or sale as A c►edit a wnst the sums � " <br /> ,},,.;;.�. perty. PPY Y Y q B . <br /> secured by this Security Inrtrument. �-- �� <br /> 3. Application of P�yments. Unles� app!icpble law provides otherwi.se, all puymants received by L.cnder under <br /> :� �- paragraphs 1 nnd 2 shall be upplied:frst,to unv p�epAymem charge�due under the Note;second,to amounts psiyuble under <br /> � . parugrnph 2;third,to interesr duc;fourth,to princ�pul due;and lact,to any lAte charges dur under the Note. <br /> �, ' ' � ° � 4. Chnrges; Llena Borrower shull puy all tuxes, a.+xc�smencti, charges, �nes und impositions attribumble to the <br /> �P " � � Properry which may attuin priority over this Security]nstrument,and leusehold paymems or ground rents,if nny. Bomower r'; <br /> !� , � " -� " shall pay these obligutions in Ihe munner provided in pamFraph 2,or if not pnid in that manner.Borrower tihall pay them on <br /> . � � •� ''"" � time direcUy to the person owed payment. Borrowcr shull promptly fumisb�o Lender nll notice.of amounts to be paid under <br /> . � , „ �is paragroph. If Borrower makes these payments direcily,Burrower shall promptly fumi+h to Lender recefpts evidencing <br /> _. ' , _ ;, _ 1he payment�. n;:;;;� <br /> ° Borrower shall prompdy dischurge uny lien which hati prioriry over this 5ecurity In.tn�ment unlesti Borrawer:(a)aprees w:;. <br /> ,,, in writing to the payment of the obligution�ecurrd by the lien in•r munner ureeptu6lc to Lendrr,lb)comests in gcxid failh the `� ` <br /> � Nen by,or defends uguimt enforcement uf the lien in, Iegal pruccedingx which in�hr LenJer�opinion operute to prevent the '��'��' <br /> � ' ,',• enfurcement of the lien;or Ic)secures from thc holdcr of tlrc lien un uEmrmen��uti.factory w Lrnder tiubordinating the lien <br /> ' !` to this Sacurity Inswmem. IP L.ender detem�ine�that ony pun of the Property i�.uhject to u lien which may attnin prioriry �. <br /> � � � `�'��� over�his Securit Inswment,Lcndcr mn ivc Bnm�w•er u nntirc idcntif in thc licn. Borniw•cr shall sati.f �he lien or take � `}�' <br /> .- �,�;�.::•:... , Y Y 8 Y R Y I,.;!.; <br /> l'� ,,��?t`°�:.,.:% orte or more of thc uctions�t fonh utwec within 10 d•ry�of�hc giving uf noticc. ''•• <br /> " S. Hazard or Property Insurance. Bum�wc�.hull kcep�hr impm��emcm.now�cxi.ting or hercafter erected on�he � '.•�' <br /> ':+�� � ~� Property insured ogainst loss hy fire,hoz-rrdx inrludcd u•i�hin lhc lerni"cxtcndrd ro�erage"anJ any other hoxurds,including � � <br /> '� •�� , floods or flooding, fbr which Lender requirrs insurun�r. Thi,in.uramr .hall i+r muintuin�d in�he umount� und for �he � <br /> ti ' ,� . : ,.. <br /> ,� . , ., r•orm JYZa vl4i �ry�x�2���e p,.Qp.., ; . <br /> ' r � ' . <br /> � �� . . <br /> t � , <br /> ) � <br /> . 1 _.._....---....-_.. , - - r <br /> . {' _ . . , , <br /> 1 <br /> 1'� �� J d " : � <br /> j �� „ • � .. .. ., . . <br /> �. � . <br /> '��( ,�, ��.� • .. . . . <br /> P � . <br /> �.9 � "1 ''F, . . „ .xr ' . <br /> ; � .. � <br />