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<br /> �I�OBTNER WIT�RII II10(III�IMYdp1G111 f10W Or Ml�REI'QOC�Od d11t10 pfNpql�l./11B�I piMO�fW'�p���Wd
<br /> � flxtura now ar herafter � p�rt af the prnperty. All �amwN� �ud additlotu awll �la be oova+ed by 1bb�au�ly
<br /> „jmaumait.All of�he[orc�ain�l�refernod to in ehl�Security lmurun�ia the'P�q�e�cy.•
<br /> BORROWBR O�VSNANTB tiw Borrower b I�wNlly�elied of the aWe haroby conveyed and tws�be rf�ht to t�K�
<br /> convey the Pmperty and UW Uw Proparly i*utte�un6ere�,�,� ra��a or r000�+a. Horrower w�r�w wd wiU
<br /> • dektd�enerally thc tltie lo tlio PiapeRl►�aftut dl cf�inu�nd dertur+d�.wbjact a any c�cunibnnxa oP reoord.
<br /> ' TMS SECURITY INSTRUMBN7'combina unifam uovonrnt�for nrtion+d uao and non-udform ooveu�uMs w1W liaiftaed
<br /> vari�tiau by jud�diction w oautltute�uniform�ecu�iry inuroment wvui� rcal P��Y�
<br /> Uf�IPORM COVENANTS.Borrowcr xnd i.cn�k;r uuv�iani and�e.�us folbwc; �
<br /> 1. P�yme�t ot Peiaclpd and IMa�ti �'e'eP�la��nd Ute ChsrQa. Hompwer siWl Pro�Y WY whea dua tbe
<br /> + principal of and intercst an the debt cwidcnoed by�ho Note ud anY pcq�Yment and I�tc chwr�er duo under the Note.
<br /> � 2. EI�a�M tor T�xea and Iosurmc�e,Subj�xt to applic�ble(aw or to A w�ltten w�ivar by l.cr�der, Horrowcr ctwll pry w
<br /> � Lendor on the day monthlY paYments ue duc unde�thc Note,umil the Notc ia paid i�fl�ll,a wm('Funds')far:(a)Yculy wca
<br /> Iatsd assessmente which may attain pdarlty over thi�Security Inctrument as a Hcn on tue Avpetty:(b)Yearly leaselwld pryrtxnt�
<br /> or graund rents on the PropertY.if�y: (c)Ycarly hazard or pmperty insurancc premiums;(d)Yeuly flood inauranoe prcmiunn,
<br /> if any;(e)yearly mortgoge insunnce premiums.if any;a�d(�Any sums p�yable by Borrower to L.ender, in accordaioe with
<br /> thc provisions of parag�ph S.in lieu of�ha payment of mortgage iavurance premiums. These items arc called'Escrow Items."
<br /> lender may. at any time. rnllect and hdd Funds in an amount not to exceod the maximum amiwnt a le�der for a faderally
<br /> related mongage loan may requirc for Borrower's escrow axowit undcr the fbdera!Real F.state Setdement Procodures Act of
<br /> 1974 ns amended from tima to time, 12 U.S.C. Soction 2601 et s�q. ("RESPA').udess enati►er law that applias to�he Fw�ds
<br /> ` sets a lesser wiwunt. lf sa, l.ender may,at any time,oolloct and hold Funcls in an arnount not to exceed the lesser Arnount.
<br /> - `••�`• ` I.endar may eslimate the amount of Funds due an the basis of currcnt dwa and rrasonsble c�timote�of ezpenditurw of futurc
<br /> ' �.�;;:;f, � ' Bscrow Items or otherwise in accoMance with applicable law.
<br /> ��� • Tha Funds shall be held in an iastitution whasc dcpasit� are insured by a kder�l agency. instrumentality. or entity
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<br /> (Including l.ender.if l.ender is such an institution)or io any Federal Hame Loan Bank. I.ender shall apply the Funds to pay the
<br /> ,__Y*. „ Escrow Items.l.ender may not charge Borrower for halding and applying the Funds,u�nually a�wlyzing the escrow acrount, or
<br /> , ' `y, verifying the Eserow Items,unless Lender paya Borrower interest on the Funds and appl icable law permits Lender[o m�lce such
<br /> • �" J �'4'�`4��� a churge. However,L.ender may require Barrower to pay a one•time charge for an independent real estate tax ne�orting servia
<br /> " �j��`�'��%�?�'�-''•` usod b Lender in w�nection wi�h �his loan. unle�ss a licable IAw rovides otherwise. Unless an a reement ia made or
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<br /> � ���" "'�:�''` '^��a� a licable luw uires interest to be id,L.ender shall not be uired to Borrower an interest or camin s on ihe Funds.
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<br /> �° �• •�'��•<:�t '�••"�'-'''�°`' Borrower and l.ender may agree in writing, however,that intcrest shall be paid on the Funda. Lender shall givc to Borrower.
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<br /> �•�::., �<�..;,; without charge,an annual accaunting of�he Funds. shawing credits and debits to the Funds and the purpose for whk:h each
<br /> • _,6�;,�,.•,,;w, ,�. debit to tha�Unds was made.The Funds are pledged as udditionai securiry for ali sum�secure�by[bia Security ins�rument.
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<br /> ! • ,,,,.�ti�, .;. . �, IP the Funds hald by Lender exceed the umounts permitted to be held by opplicable law,L.ender shnll account to Borrower
<br /> �• � � '� for the eacess Funds in accordnnce with�hc requirememr nf upplicable luw. If the amount of the Runds held by Lender at any
<br /> j.;. � .� ; ;�ti?i:;' time is n�t sufiicient to ppy Ihe Escrow Uems when due,l.cnder muy tic►notify Bnrrower in writing.and, in such case Borrower
<br /> ,., �� i.�:�'' shall puy �o I.ender the umount necessAry t�make up the deficiency. Boirower shall make up the deGciency ln no more than
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<br /> . �..: •���,,'•. . twelve monthly payments,at Ixnder's sok di�cretion.
<br /> � • � � ''' Upon paymenl in fufl aP all xums securetii by thix S�urity Instrument, I.ender �hail promptly refund to Borrower any
<br /> �", { � '! • Funds held by l.ender.lf, under puragruph 21,I.endcr,hull ucyuire or sell�he Propeny,Lender,prior to the acquisition or sak
<br /> ,2�'-� .; of the Pmpeny,shall apply any Fuiulx heW by Lencier at the time of acquisition or sde a�a crcdit against the sums secured by
<br /> ' ��4 ' �• ��. � �° '� thic Security Ins�rument.
<br /> ' A��'�� „ ; • 3.Application oP Payments. Unlcs.upplicrhlc luw pn►vide���thcnvi+e, ull payn�ent�received by I.ender under paragraphs
<br /> :�.���:• � 1 und 2 shnll lx applied: first,to uny prepnyment churge�Jue under the Note: �econd, to nmoum�payable under parograph 2;
<br /> Fj.i% ;,,,";,�.;. ,_: , third.tc�interest due:founh,to principal dur;und last,to uny Ivte rhurgeti due under ihc Nutc. F
<br /> � ; :� .,r�: ' a�v , 4.Charges; Lienq. Burrnwcr shull pay all tuxen,u�ks,men�.r•, churge+, Pines and impc�sitians attributabte to the Property
<br /> ' ' • ` � which may attuin prio�ity over�hi+Security InshUmcnt, unJ Icu�ehuld puyrnen�+ur gr�wnd rents, if any. Borrower shall pay
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<br /> - - --; ';;., ;� lhe+��d�liKuliou�iu dic inunnei p�rn�iJ�ai iu purugraph?.ur if uut NuiJ in�8at manncr.[3.xr:�w•er shall pay them on tiine directiy �
<br /> .,� �:`�"��i to the person owed puyment. &xm�ver shall primipdy I'urni.h ai Lendrr•rll notice�of umount.t��he puid under thix parugruph.
<br /> '' � If&�rcowcr nwke.thesc puymcnt.Jirerdy. &irrowcr+hull prampd�• furni�h to I.cnder rrccipl+cvidcnring lhe p•ryntents.
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<br /> • � 4;�;�f;,i�.,... &►rrower.rhull promptly disrhargc•rny licn whirh ha�priority uver�hi,Scrurity h�+irumenl unles,&►rniwcr:IA)u�trceti in
<br /> .•�ir;� �'r�":. � ' writing to thc puymrnt nf thc�ibli�tati��n u�urcJ by tBc licn in u nwnncr ar�tiptuMc to l.endcr;(b)runlctit.in g�xxl fuith the licn
<br /> ''i;��, :� ' , ° by, or d�fendr against entiircement ul' the Ikn in. I�gul pr�ir�ti�Jin�. whirh in �he Lcnder's opiniun operule tu prcvcnt thc
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<br /> ���'-'�� ��!`�_�:' ' �. � cnforccmrnt of Ihc licn;ar�cl ticrurcti 1'rom thc IwlJcr of'Ihc licn un agrccmcro s.�lisfartnry• 1��l.cnd�r+uhurdin•rting Ihc licn tn �n��
<br /> `� . `;':•��.:, . thf�:Security In.�rumcnt. IT L.rndcr dc�crnifnr� thut any pan �if Ihr Pru�xn�• i+,uhjcci tu a licn ehirh may �ttuin priurity n��rr ';'•;?y°
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<br /> u� . � , thia Se�uriry In�trumcm, I.ender muy gi��c Rorr.►N�cr a inuicc identil'yin�ihc lirn. B�xr�ia•c��h;dl .ati.fy thr licn ar tuke one or �'•.;,
<br /> r t � k . :r.. more af the actions sct forth ubovc within 10 dn��,uf the giving��I'nu�irc. +a�.
<br /> �,iy � , Form 3028 8/80 ;`�
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