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<br /> � TOdS'MFJt WITN�Il lhe improvamnu now or haeKRer eroctad on the PrapoRY.and dl asmnaw�appurtpu�roa.�pd
<br /> (ixWra now or beraRcr a prrt aP 1he property. Aii replaoemcnt� uid ddltiau du�ll ala bo oov�red by Ibis �wu�y
<br /> la�Wment.Ali ottho�orcgoin�(�roternd to in 1hi�3ecurity ta�troment u the•P�+opertY.•
<br /> 80RROWBR COVBNANI'3 Hut Borrower I�IRwlldly iei�ed of the aN�te haroby amveyad md ha+the d�ht w tra�t�d
<br /> convry �he Praperty ud tiW tha PropenY i�unmcumbered.exoept for encumbnuna oP r000rd. Botrnwer w�rrrM�aad will
<br /> defpr!�enenlly�he Iltla to thc Property�dnst dl cl�ims and dcnonds�wbJat ta eny encumbr+u�oe+oP roeocd.
<br /> � 'l�113 SHCURITY INS7'RUMBNT oombina uniform oovaumt�ior�wtlonal use and noa-unifortn oovetMnts with liu�ited
<br /> v�r�tioro�by jurhAinlon ta cot�titute a wiform iecurity in�wment ooverin�n�l pmperty.
<br /> UNIFURM COV6NANT5. Borrower and l.cnder covcnant and a�m tts fe��mvn.
<br /> 1. P�ymeal ot Prlacipd �ad IMererti �Y�at �od i.�te Ch�a. Barrower stull P�PUY WY wAa� due d�e
<br /> principal of and intenat on the debt evkiawod by the Nota nnd anY P�Yment qnd IAtc chnr�es due undar the Note,
<br /> 2.Fwda tor T�xer aad Insurana. Subject to Applicable law or to a writtan wriver by Lender. Borrower alwll pay to
<br /> L.ender on Ihe day monthly paymetit4 aro due under tha Note.until the Note is pAid in full.a sum("Funds")for:(�)ye.arly tanes
<br /> •nd�nrnts which may attain pdority over this Securiry Insttuma�t as a lien on the Prope�ty;tb)YearlY Icaschold paymaits
<br /> or graund rcnt+�an tiic Pn�perly.if any; (c)Ycarly hazard ar prop�rty insurance premiums:(d)Ycady�nod insumnoe pnaniva�s,
<br /> if any; le)yc�rly rtwngage inwrance premiums.if any:and(�any sums payable by Horrov►�r to I.e••1er, in aocoidanca with
<br /> the provlsions of pa�grnph 8,in lieu of�ha payment of martgage insuranoc premiuma.Thece itgm;ore adlod'E.sc�w Iteais."
<br /> l.ender may,at my lime. collect and hold Funds in an anwunt nat to eaceed the maxima�•.mount A lender for e fede�lly
<br /> relatod mangwge Icwn may roquirc far Borrower's escrow acoount un�ler�he fedcral Reul Fa.ate Setticment Procedurzs Act of
<br /> 1974 as amencled Prom dmc to time, 12 U.S.C. Soction 2601 �seq. ("RESPA"),unless arwther law that applias W thc Fuads
<br /> `� sets u lesser arnount. If�. l.arwkr may, at any time, collcct and hold Funds in un amount not to excerd zhe lesser amount.
<br /> � - - - ?ji�; �J"��C�: Lcnder may estimatc thc anaunt of Funds due on thc basis af currcnt data wd re�u�wble es�iuwtes of eapendituret of futare
<br /> ��� `� F.scrow pems or othenvise in xcordaoce wi�h applicable law.
<br /> ` " �:�.a!���"''ti `' The Funcis shdl tie held in an i�titutian whose deposits ore insured by a federnl agency. inatNmentaliry. or entity � ,
<br /> �'°�'-'':' '"�"��` (including Lender, ii I.ender ia such an i�tiwtion)or in any Fodernl Home Loan Bank.Lender shell apply the Funda to pay the :'�'
<br /> �,.. ,.,
<br /> . '�.'�,�'-���=_, Escrow Items. Lender may not clwrge Borrawer for holding wid epplying the Funds.annually aaulyzing the escrow aocount,or
<br /> - ..4;�,�, •• �` •�' varifying the Escmw Items,unless l.ender pays Bormwer interest on the Funds and applica6le law permits Lender to make such
<br /> �`�'L`'��� a chuge. However. l.ender muy rcquire Barrower to pay a one-time charge for an independent real estale tax rcponing senice
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<br /> , ;��:,;.• , used by l.ender in connection wi�h this laun, unless applicable law provides otherwise. Unless an agreement is m�d e or
<br /> � �tiN���'�"���"``� epplicable law reyuircs interest ta be paid. l.emier shall oot be required to puy Borrower eny interest o�eamjngs bn the Fends.
<br /> ' :.v�:,• � .'�' Borrower s�nd l.endcr may ugree in writing, hawever.that interest shall be paid on the Funds. l.ender shell give to Borrower.
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<br /> '.�..:,��; wilhout charge. un annuul ucrnuming oi the Funds, showing credits and debils to the Funds and the purpose far which eaeh
<br /> ;.�+r••.�n�•,::•�,-"-; debit ta the Funds wac mmte.'�fie Funds w�e piedged as a►idi�innui acxv�ity f.x ail sams ucurcd by ih3s Secufsiy Irs.ssnsmtnt.
<br /> ' , � , � • If the Funds held by l.cnd�r exceed the umoums permiued to be held by applirable law, I.ender ahall uccaunt to Qorrower
<br /> ' ,. ' ., for the exce�� Funds in actiordance wi�h�hr rcyuirements of applicuble luw.If the amount of the Funds held by l,ender at any
<br /> ;:,: : l �, ' time i�not�cuff icient ta puy the Exn►w• Itum+.when due.Lendcr may so nntiiy&iROwer in w�iting. and.in such case Borrower
<br /> ;�a;:�,: � . shall pay ta Lende��he amount nerctisary to muke up the deficiency. Borrower shall make up�he deficiency in no mote than
<br /> �}���.: , , twelve mcmthly payments,at Lender's uik:diticrelion.
<br /> � �,, i `r,,.,.a;:`� Upon paymenl in fuU �if all wmr securcd hy Ihir: Security In�trument, l.ender �hull prompdy rePond to Borrawer any
<br /> �' , • Funds held by Ixnder. If, mxler parugruph?I,LenJrr tihull ucyuire o�sell thc Property,Lender,prior ta Ihe ucyuisition or sale
<br /> ,; .•. ' af the Pmperty.chall apply uny Fu�xis tiald hy Lunde�at thv timr of ucqui�i�Km or wle as u credit agains�the sums se.cured by -
<br /> .;.,
<br /> �►•�.�, ...�'' this Security In�uurncnt.
<br /> ,`�.�' ; .` „ 3.Appllcallan of PoymentK.Unlcti�applirablc luw•pr�ividc.othcrwi.c.ull paymenls r�eceived hy I.ender under paragruphs
<br /> <<: 1 and �shall tx;uppli�Yl: tirnt, tii uny pmpaymrm rhs�rgc.dur under�he Na�c: �crond,tu amounts pnyable under paragraph 2;
<br /> .,/, .. '�'.�;.1= .' � F.,
<br /> thitd, to intcrc,t duc;ti�unh.U�prinripal dur:anJ lati�,tu any I•rte rhurgc�duc under thc Note.
<br /> } �; ��'`''� � 4.CIwrR�t A.Icnx. &�rruwrr shull pay ull luxe.. •r�.c..ment..rhurge�.linc�anJ imp��sitionx ut�ribwuble to the Property
<br /> •};�f�1,��� _ which n�ay atwin priori�y over thi� Srcurit�• In+irwn�nt, and Iraxhold payment,��r grounJ rentti, if uny. BoROwer shall pay
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<br /> -••x••• • �� - • �: �� tl�ek ubligutiunti in thc manncr pra��ideJ is�par�graph 3.��r if nnt paid in tha�munner. It��rn�wcr shull pay them on time directly
<br /> .t.;;+,. . .r.'fi.,' ,�* � ''�' to thc penun c�w•�Yf Mynun�. H�►rma•cr.h:dl pmmptly 1'umi.h�a l.rnd�r all m►�ire.�il'amuunt.to t�e puiJ under thix paragraph.
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<br /> ±� �;;:;',,,4,t .. It'&�rc��wrr muke./hr.e paymrnt.Jirectly.t3��rru��er.hall pr�,mptly fumi,h ia l.�nder rcceipt,evidencing ihe paymm�ts. ..
<br /> ',y�*,`';,. �,�,�:� • ' ,, . R�,m,wrr,hul I pmmptly Ji.�harge uny lirn w•hirb ha.priurity u�•cr�hi,Sccurity In.trunxnt unlc»&�rruwer:lul agree+in �.' .
<br /> ;`�. ,:.�:°: • •,;;;;,:,..•. wri�in�to thc p•rynn��1 ai Ihc uhli�u�iun K cur�til by thc licn in a manner urr�ptuMe a,LenJcr:Ibl rontc.ts in g�xxi faith Ihe lien
<br /> ,S . ';';.,��:�'` by, or drl'ct�1� •r�uin,1 rnli�rremcm ul'ihr Ncn in. Irgal pr�xr�ding� «•hich in Ihr l.cnJrr', opinion uperate to prevcnt the
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<br /> •1':'�.". �;'�i�' : enfiirrrnknl��I'�hr licn:nr Ic1�crurc. 1'mm Ihr h��lder al'th�lirn an ugrcc�ncm,ati.fur�ury tu Ixnder.ul�►rdinatin@ the lien to ; *
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<br /> ,�, �.,-yL.;. , thi.Sc�vri��• In,vunknt. If I.�nder Jctrm�iuc.th:u any pan ol'tl�r Pru�xrt�•i,.uhjrrl Iu•r licn N•hich may altuin priority uvcr .�_
<br /> ; .s.�i'.° ` , this Sccurity Inatrunknt. l.endcr m�y Ei�•c B��rro�+rr a n���irr id�ntif�ing�hr lirn. &irruwcr shull suti+f�•Ihc licn ar take�inc or
<br /> �r�� '• ; ,, '�,.h:.. . more oilhc�tion. �t li�nh ulx�vc w•ithin 10 Ja�+uf thc gi�in�!al nulirc. t��
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