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�}. <br /> �.�4�� �' �%� <br /> J , <br /> �� . _.��� <br /> 43�-� �0eo�4s <br /> TOOEfHER WITH dl tbb itnprovements naw or be�erocied on the pmpaty.md�I eremeol+��pptAerMOOa.� <br /> tixtura now or heraAer � p�rt oA the p�o�party. All ropf�oaaeat� wd �dditfa� aiWl �I�o bo oovan� by thi� Seayeiqr : <br /> ImwmeiA, All of tiw tore�oin�ic refarned w in th4 Searity In�tnuaait n tfre'Pecpe�ty." <br /> ; BQRROWFR COV$NANTS th�t Hormwe�i�I�wfWly�oi�ed of the aate he�eby oauvcYed ind hr Ihe d�ht w{�at wd <br /> oonvey thn l�ro�eKy ond tluit�he Pe�npe�ty i� unenambered, exapt tar a�cumbranas of t+oocrd.Bomuwer w�r��d will . <br /> defad generqllp titp�illa Ip the P�ape�ty ay�aina�dl clalnu and dematdi,wbjax to any arcumbranow uf rea��d. <br /> THIB S�CUR�fiY:INS"['itUMENT combina unitam oovetu�nu fot.nNRic�wl we and noM+wifonn oovaw�b wi161��iMi <br /> wrirt�ini by.Judklintlan w oon�tiwte a unifotm eocuriry in�tniment wvc�ing ral propoity. ' <br /> UI111FfJRM.C��ENAN7'S.Borrower�nd I.ea�der oovaunt and�nco�s follaw�: <br /> 1: P�y�tt�at�ot PH�elpd sod ida�+aRi Prep3npent�nd L�te Cl�a. Borrower aMll P�PUY P�Y wbea dne tl�e <br /> prinoipwl�af wnd,hltarest.an.tha dcbt evidenood by the Nate and�n!'prep�Yment ud I�te chu�a�due uMer tha Note. <br /> 2. �Y1pt1�tqfl T�ptes►a1M�luwnnoe. Subjpot ta appliable law or to a writtp�wdver by I.a�der, Bormwer dull pry to <br /> Lendar an,�ha dAy�mqnthlr t►Rymante u+e due unda�he Nocc,until tlu Note is pid in full.�sum('k�unds")for:(a)Yculy tua <br /> a�d�ssassmpnt�wi�lab�m�ly;ttain priodty over this Soadty I,utrumene aa A lien oa the Properqr:(b)yearly letsel�old p�ya�ente <br /> or gmu�d nrnta un�thA Pr4potty,if onY:(�)Yearly FwzArd or prapaty iitrunnoe pt�miwns:(d)YearlY flood iosurmoe preadtt�n. <br /> if�nKr le)Y�Y�nB�Bo insuranve prcmiums. if�ny;and(�airy sumg payable by Borrower to l.ender, in a000rd��e w[�h <br /> tha pm�ir,ianp aE pAmgmph,8.in lieu of d�e payment of mongage insuran�x pran[uma. 11�nse items are called'flx�r+ow Items." <br /> 4endar mqy� al�au�K time.oollect and hold Funda in an amount not to�aoaed tt�e m�utimum amount a la�der for a fedeNly <br /> ml�tad�mp�tgaBa IpAn maY roquiro for Bomnwer's escrow acoount under the federal Res�i Fstate Setdemau Procedwa Act of <br /> 149A,ps amanddd,fmm lime to Nme. Ix U.S.C. Section 2601 er seq.("RFSPA'). unless anaher I�w Uiat Appliea w thc Fw�ds <br /> �' set�a las6er amnunt� if so, i.ender mrry, at any titne.mllat and hnld Fundc i� an amount not to euoe�e�d ibe lesru amount. <br /> ' I,endar mqr•,ectlmAta tbp amount of Funds due on the basja of cument data and re�twWe suimwes of expenditu�s of iWure <br /> . . �scmw.�l�amp an othemu�r+a in accordance wlth�pplioabk law. <br /> 'I'he Fund� sl�ulb be hald in.an�insdtutian whose deposits arc insurod by a fede.ral agency. lnsnumentality. or emity <br /> .p} (including►.endar. if Lemier is s�ph�An,institution)ar in any Fedcral Homc L.oan Bank. Lende►shall epply�he Fwids w pny the <br /> . '�;?'�, 8scroa�[tems�.lumd�t mny not charga Borrower for holding and applying the Funds,annua{!y analyzjng the escrow aceount,or <br /> � � verifyinp 1h�Bccma�Dama,unless Lcnder pays Borrowa interest on the Funds and applicAble law permits Lender to nwlce such <br /> a chtuge.Hn�YOVAr, Lender may require Borrower to pAy a one-time charge for an independent rcal estate wx re�oKing service <br /> used by Lender in rnnnec[ion with thia loan, unless epplicable law provides othenvise. Unless an agronnent is mAde or <br /> appUcable law requims interest to be paid,l.ender shsll not be rcquired to pay Borrower arty intenst or eamings on the Fuods. <br /> Bomower and I.endor may agree in writing.however.�hat intercst siiall be psid�n the Futds. i.ender sl�all give to Borrower. <br /> without charge, an annuul accounting of the Funds,showing crcdits end debils to the Fwids end tho pu�pose for which ewch <br /> `•"�'� ,;,,.,,;. - . r debit ro the Funds was mude.The Funds wr pladgerl as additional secu�ity for s+ll sums secured by ihis Secu�iry Instrume�tt. <br /> ':•', . '` •,,.,.,.,.. ..,. <br /> '�'��'•�'%'� '" a��°•w^�•�=^r��• If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shull acxount to Borrower <br /> '`�•'`'.`'��' �� a�''''" `;�", for 1he eacess Funds in accordance wilh the requiremems of applicable law. If the amount of the Funds held by l.ender at�ny <br /> ��•� r ,�,'�!�,;'�`-`c,''• . <br /> `;`���t'����!' % •��.�... i;•:.`'�.;;�t':' dme i�na sufficient to pay the Eccrow I�ems when due,Lender may so naify Bun�nwer in wridng,and. in such case Borrower <br /> (i4:I��'�.. ...4'�.b•%..j41�,1'i.. _. <br /> ' '" • � shall pny to l.ender the amount necesss�ry to make up�he dePiciency. Borrower shall make up the deficiency in no �re than <br /> % � . .,r� .:. � . <br /> twelve monthly payments,at L.ender's sole discretio�. <br /> •�;;`,; �'.�� " ' Upon pnyment in full af uil ,ums secured by this Security Instrument, Lender shall prornptly refund to Bonower any <br /> �s• ' Funds held by L,ender.lf,under paragr�ph 21,l.ender shull ucquire or sell the Proparty, Lender, prior to the acquisition or sale <br /> " ° ' of the PropeRy,�hall upply nny Funda held by Lender at the time of acquisition or sale as a credit against the sums secured by <br /> 1: � �' Ihia Serurity Inslrumenl. <br /> . �; � " ' 3. AppNcadon oP Payments. Unlcsx npplicable law provides utherwise, c�ll payments received by Lender under parngraphs <br /> �,_--�� • I and 2 4hall be upplied: fi�t, to any prcpayment charges due under the Note;second, to amounts payable under paregraph 2; <br /> � third,to interest due;faunh,to principal due:and lau.�o uny late churges due undcr the Nate. <br /> . ' 'l` 4. Charges; Ltet�. &�rran�er shull pay aq taxes,us�xsmem�, char�tes, fine.and impositions auribulable to the Prapeny <br /> ., . , ' • which may attain prioriry over this Serurity Instrum�:m, sind Ie•r;ehold paymenls or graund rents, if nny. Borcower shall pay <br /> � ' � these obligutinns in the munner provided in purugraph 2,or if not paid in that manner.&xrower shulf pay them on time directly <br /> ,; '��+� to Ihe person owed pAymcnt. &xrower shAll pmmptly fumi�h ta Lcnder ull notices of amounts w be paid under this patagruph. <br /> ''•''• If Borrower m•rkes thesc paymcn�ti Jirecdy,&irrow•er shall promptly furni,h t��Lender r��eiptx eviJenring the payments. . <br /> ,.. .. <br /> , L•,�.-` . Bortower shall promptly Jitirhargc uny lien whirh hox priuriry uvcr thi�S��curity In,trument unless&►rrower:(al aFrees in <br /> • i w ' �• writing ta the paymen�of the obligution serured by �hc lien in a munner ucceptuhle �o lxnder:lb>amtests in gocxi fuith the lien <br /> F��'::.,� by. �ir defenJ� o�!ain,� enfimemrnt of�he lien in. Icg•rl prurectilingti whirh in the L�ixlcr'. opinion uperute to prevent the <br /> �:. <br /> ! j ''•�''"�� � enfnrcement of the lien:�ir Irl scrures 1'rrnn the holder uf thc lirn an•rgrcrmrnt wti�l'art�xy to Lrnder.rutxirdinating the lien to <br /> ' this Securi�y ln.trument. If Lrndrr detrnnine��hat uny pan�►t'thc Pmpcny i�tiuhj�ti t��a lirn ahich muy au�in priarity�i�•er <br /> `�` " this Security In.trument, Lcndcr m;ry givc&�rrower a nutice iJentifyin�:thc licn. &�m�wcr.hall Wti�f�•the licn o�tal;e one ur <br /> s'' � .; .,,�« <br /> � � more of the ac�iuns set fonh ab�we wi�hin 10 day�uf tl�c�ivio�!ul'nutirr. i. <br /> S`, . Form 30�8 8180 <br /> �, ; � <br /> �'� Prya J a�8 <br /> i <br /> i. i. <br /> Y' <br /> Y ' <br /> � a <br /> � ', � ♦ ' .. + �_ . , • � <br /> ��� . .. . , ...,..::�:..;�R�,}'����l�:" � ... . . ..w• .. � ,... . .i ... <br /> �; � ', ' "'___' —' ' ' . . . . _ . ... , <br /> i <br /> T ' ' <br /> �� v�j <br /> 1 1 , �/ • <br /> i _ <br /> 1 .� . . <br /> r ` . � <br /> R i <br /> � <br /> 1 <br /> . � <br />