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<br /> TOI3BTN6R WITH alllhe impmvernerus now or hetepftpr e�ected on�Ih�pt�oP�y.�nd dl .opputernuxxs�u�d
<br /> ' fixturea now or hereAfter w p�ut of the property. All replu�mp�ttd and. Addidonx ehall �Iso be covetwd by tbia 5ecurlty
<br /> Inmument.All of the foregoing Is refomed to in this Sav�ity Insuvmont�,�a Ibn'P�+nperty."
<br /> HORROWBR COVENANTS thu Borrowor i�lawfully ceisod of dIR c�tute hcrcby conveyed and ias the rlg6t to�rant md
<br /> convcy 1he Prup�ty end tlwt the Pmperty fs usGis�umises+cd.except fqr rneumbmnca af r+ecoM. Borrower wamuqs wd wH1
<br /> defend generally the title to the Property Again�t aIL cl�ims�nd damwnda,subject a�ny encumbrancea of rxurd.
<br /> THIS SECURITY INSTRUMBNT cambinca un�form cavonanl�i for nadorwl use and non•uniform cavenwats with limitod
<br /> vuUtiana by Jurlsdiction to conatituto r unifurm eecurity inslrument covaring rcal property.
<br /> UNIFORM CpVENANTS. Bonower An4 I.Rndee cavenunt and agrce ns follows:
<br /> 1. PMyaKat ot iMncip�l�nd lntere�t= �'rep�ymait and I.de Ciuu�a. Born�wer �lwll pmmptly pay whcn due 1he
<br /> principal of iud iatero�t on tha debl evidenced by the NcNc�rul uny p�e(wymeM And�atc rturacr duc under�he NcNe.
<br /> 2. [�hnd�tor T�xa�nd In�uance. Subject to�pplicwble Iww or to a w�fllen waiver by l.c�xie�, �onawcr ch�ll py�to
<br /> Lender an the dAy mamhiy paymentd wrc due under�he Nde,unlil Ihc N�He iK paiJ ln full,w xum("Fu�uis"►for:(a)yearly taxa
<br /> and�esxmenlr which may ul�ain prio�ily��ver thiw Security Inxtn�mcnt oa p lien an the Pn►pcny;lb)ycruly le�chold poyrnents
<br /> nr Rawnd tenlr�m Ihc Propchy,if uny:!rl Yearly hawrd or pn+pcny insurax�e premium.g:(d1 yrarly fkial insurance promiums.
<br /> if wny; Ie1 yculy rn�mgngc insuruncc premiums. if uny; und(Il ony sums puyablc hy Bom�wcr la l.etKler. in aca►rdarcc with
<br /> the pmvia{�►nr of pn�wgroph 8, in licu of Ihe pnyment of im►ngaga inKUr��Me premium.r.These items ure called"8�craw Items,"
<br /> Lcnd�r mAy,al any lime, c��ile�� and hald Funde in un umount nat ro exceod the maaimum umaunt u lender fnr a foderally
<br /> relatod monQoge I�wn muy reyuire for Borraw@�'s e�scrow acc�wnl undar ths federnl Rrul BsWtc Seulement Pr�codur�s Act of
<br /> 1974�c nmcndod!mm�im�tn Umc. I« U.S.C. Section 26Q1 el seq. ("RESPA"),unleqs w�other law that applies ta tFie FundA
<br /> � . �^° seta n Ic�sse�wnnunt. II'sa. l.ender may. ut any time. collect and hold Funda in un amount not to exoeod the lesser arnount.
<br /> ;.` I.ender muy extlmute the artx�unt of Furtds due an the bsu�is of cunrnt duw and reaxonubla eatimates of oape�xlilurax uf fu�ure
<br /> Fscrow I�ema or otherwfse i�accordunce with upplicable law.
<br /> ...�:r:ie;'�;� The Funds shall he held in un institution whose depusits are insured by a fa+dural s�tency. instnimentality. or entity
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<br /> ' r �,;�k' (including L.ender,if Lender is such an institution)ar in uny Fedeml Hame[.onn Hank.Lender shall apply the Funds to pay the
<br /> , �., :��'.;'` E.gcrow Itema.i.ender may nat charge Bornower fur holding And applying the Fund�. nnnunlly analyzing the escraw acrnunt,or
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<br /> ,• ""�• veri(ying the�.ticrow Items, unlexs Leixier pays Bonower interest or►tha Fundx and ppplicable luw permits L.ender to make such
<br /> �`"'�'`' a ciwr e However, I.ender mu re uire Borrower to u one-time chur e far an inda ndent real es�ate tax re nin service
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<br /> at�C-��� •�- ` used by Lender in connecti�m wiih �his loan, unless upplicable law providce cxhenvise. Unles� an agreement ls made nr
<br /> . '•'u;� r`:�•' �` : �s applicable law requirea intcrest ta be puid,l.ender shail not be required to pay Bunower any interest or eurnings on the Funds.
<br /> "�` • �� '• �� Borrower und Lender may Ag�ee in writing, howevcr, thnt interest shull be paid an tho Funds. l.ender shall give to Barrower,
<br /> � � ''�`~�'`v-f •„,.1:,,,;; wilhout chnrge, an annual accnunting of�he Funds, ahowing credits and debits tu the Funds and the purpose Por which each
<br /> �,,�:,'�. � . . , debi��o�he Funds wos mAde.'i'he �ut►da are plecigal u.�tulditionul aecrority for ali aurr�newurrai Ly fl�{a Se�:urity insinimer�i.
<br /> 'y,, -�• •w:;;..;.-`.:�' If the Fund�held by I..cnder exreed the amounts permitted to bc held by applicable law, Lender shall uccount lo Bormwer
<br /> � •,;.. . fa��he ezcess Fund+in uccardance with the requirements of applicable law. !f thQ mm�unt of Ihe Funds held by Lender at any
<br /> #; . •:�r,,� .� � ; time is na sufficienc ta pay the Escrow Items when due,Lender muy so notify Burrawer in writing,and,ln tiuch cuse Bnrrower
<br /> � , ,: •, ,;}�<, '�� shs►!! pay ta l.cnder the umount necessary to make up the deficicncy. BoROwer shnll make up die deficiency in no more than
<br /> ' ,;.;;, twelve montBly paymenta,ut l.eixier's sole discretion.
<br /> ��� • �r'' Upon payment in full �if ull tiums ,ccu�ed by this Security Inslniment. L.cnd�tr qhull prampNy refund to Borrower any
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<br /> ,i��;�'`. ,,, , Funds held by L,endcr. If,under purugraph?1,I.ender shull acquirc��r sc0 thc Propeny, L,�nder, prior to the acquisition or sale
<br /> . ��1;:••�• . ,._ , ':,;' of the Pmpeny, shall upply uny Fundr held by l.ender ut the time of xquixition or sala ae a credit t�gainst the sums secured bJ•
<br /> �.� .,.�, �,":� this Security Instrument.
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<br /> ��' ����'��`::.�� 3.A Ilcatton of Pa mem�.Unle��a h�ablc luw rovides othcnvire,all u mcn�s rereived b I.cnder undcr ura rn hs
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<br /> ' � �'`°�•'' `' '��� ' I Alld 2 Sllilll IfC A lied: fir.rvt. to an re vmenl chur �w due under the N�ue: �econd,ta amounts able under s�ru ra h 2;
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<br /> �� : ;.... • . ; s. ' ',,,,..� third.to interest due;fi►unh,to principal due;Aad la�t,to uny late charges due unJor thc N�xc.
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<br /> '" '��� • �;�;;.r 4.Charges; Llens. Born�wer shall pav all �axes,asscrtiments, churges, fine�:and impusitions utiributuhle lo thc Property
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<br /> ;,:;.;;•;: ••• '��•��; whiah nwy attain priority �►ver thi, Serurity lntitrumcnt, and leusehold puymentk �►r gnwnd rents, if any. HoROwcr �hull pay
<br /> '"'• ' '•`-•"'r`���i`�".'''•'' Ihese ohli ation:�in thc manncr rovidcd in a�u �a L?ur if uul uiJ iu tliut wnmwr.(k�rr��w�cr tihall a�thcm on tinu dirc�ll
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<br /> to the persnn owed payment. &�rrowcr shalt prornpdy furni,h to l.cnder ul� m�tircn��f anumnt,t��lx paid undcr this paragruph.
<br /> °�e ' � If Borrowcr mnkes thcsc payn�eniti Jir��cd�.&xrower shull prumptly furniah io L,enJer rcceipts cvidencing the payments.
<br /> �:, �� ti,�"'`'"' Bormwer shall promptly dizrhurgr an,r lien which has prii�rity�wer thi�:Srcurity In�.lrununt unles.Borrower:W►u�r��e.in
<br /> ;�''�'� . • . , writing to�he pAyment nf the��hligation xecured by thc lien in a munner ncccpwbl�t��I.�nder;Ib)rontetit�in gocxl fuith thc lien
<br /> ��':,��; by. or dcfend.r• ogain.t enfixccmrnt ol' th¢ lien in. Irgal pr�wrcJings whirh in thc I.x:nd�r'. opininn uprrntc to prevent �he 1 .�
<br /> ���'` ����'�' � ' enforcemcm of the lien:ar(cl xtiurc.l'r��m thc h��ldcr of thr licn un agrccmenl.alisfacton�to I.rndcr�uhoniinating the licn to ,�����
<br /> �� , . this Security Inxtrument. II'lAnder determines that uny pan ��1'�hr Prop�n� 14 WI1Jkl'l l0 J licn whirh nwy •rttvin priority uver
<br /> o .F . ; ;s tMs Scrurity InstrunKnt. LcnJcr mav givc Ri,rr�,wcr a m►tirr id�mitving thc li�n. &�rrou�cr shull sutisf�•th�licn ar�uke une or 4, •
<br /> � ,, �,,���;:` �,'; more of the nctiona set tiinh abuv�within lU dav.i►f�he givinp u(iHiti�c. 5,•,
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