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<br /> _ " � 'roGE f1�R wt1H.alt the imp�ov�onu noar or eeir,�ttsr ee�ectea an the p+np�rcy.ana aD easerne�ts:�ppwom�a�s,
<br /> °-_ - � ud tucturos noar`ex,1��i put ot the pioperty. All tieplscements anal additians sd�ti alsa 6e covered by this Savriry
<br /> - ` Instrumeet. /111 af'ttt�fcx�egoiag ta t�efetted to in thls Saurity insur+�nent as the"PtopeAy." - �
<br /> - ,, BORROWFR C01fENAN't`S that Bortower is lav�rf�lly seised ot the estut 1►cieh�.csMVeyed and 6as the right to graat
<br /> - � and coavey th�Ptoperty and ttat the Prope�tl►is�encam8ered.except for�m6�ances�i recoi�Q. Barowa wamnts and �
<br /> -° � tvill defend generaUy dse atk tg the Ptoperty aga'rnst aly claims�nd�emands,sablcct ta�y eaeumbrances of recard.
<br /> � TM� SECUAITY IlVS'IRiflt�l�i'T ooa�s uaffarm cavenatcts for t�tioo�l use aad aaa-uaiform cove�ants wiW
<br /> limited variatiuns by jurisdictioa to cauUtute a w�ifotm secnrisy insmunent cav�ing�eal pro�perty.
<br /> --- = L)NIFQRM COV�NRI�ITS. Borimwer a�c!Lender cov�nant aad agee ac follows:
<br /> = — !.. pl�Sme�at a[Peiddprt andi Iatee�st:PrepaJm�ai ardl.ate Ciat�es. Bomnwer shaIl pr6mptty pay wi�en due the . .
<br />-.,.,,r of a�d inttrest on ttue debt evideacecl DS►the Note�a�ry PrepaYma►t as�d late charges due vnder tRe Note.
<br /> - �FM11ds far T��led I��arAne� Sob�ect to applieabte taw or co a aritten waiver hy 1-endet.Bonower shall�y to
<br />:y�+ L.eader on d�e day mAesthiY PaY��ue due�nder t6e Notc.until th�e Nate is paid in f�I�a swn t"E�tnds'7 fos:(a)YeartY
<br />- _ raaes�d as�s►neM�_which may.auaia prioriry over this Sec�ritY lnsnumeat a�a tiea on the Ptoperty;@).,yeatrlY kasehol4
<br />' p��ymeeus or gmunr�,teius at thc Pt+apetty. if any; (c) YearlY ha7.aN oE pmperty ic�suc3nce pre�aiums: (d) Yearty.fIood
<br /> -_ in,su�ance pncmiums, I�;an� (e)Y�Y�Be�ce P��•if 3ny:and(fl anY�P�Y�e bY Borrower to
<br /> . L4ader.iA anwrdat��w�tb�the pravisiaos uf par�gaph 8.in lieu of ehe payment of rtwrtgage insu�ancc pramvms. 7t�ese
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<br /> its�ms are calted"Fstxuw ttea�s." I.eader may.at any fime.collect and Aotd�5trtds in an amount nat io eaceed the tnaximum .
<br /> � aanamt a lender fas a federr�;ty telaud taostga�gc taau may ceqn'ue foF Bormwec's essrow accaunt wtder the�federal Rea!
<br /> • ce
<br /> . ti : Ests�SeWe:n�aient lPracedures Acx of I9?4 u artxmdec�fsa�tisne to ti�e 12 U.S C.$Z60!a seq.("ItESPA'�,unless anotlter
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<br /> . /aw that applies to the tvads sets a lesser azn�ovnt- Tf sa l.ender maY.at any tirtte.collect aad 6old FunQs'tn at►aax►tmt nat to _
<br /> . excee0 the lesser amou� l.aider�may estimate the as�auat of Fvnds due on tbe basis of car�ent data aad c�t�sble
<br /> estimates of expenditu�es of firtus�Escrow Items or othe�wise in aecocdance wit6applicaEk law. . . .� -
<br />- Thc�itads shall be Uetd in•a�instimtioo whose deposits are insuied 6y a•fedetal ageRCy.instriimentaliry,aar�cy ---
<br /> (6utuding.[.e�dei.if I.ende�is such an institudan)ar in any Federal Hame Loan Banic. Lender shali appty die�to PaY
<br /> . - the Fscrow Itemg. Lendec rnay not charge Sorrower for hoiding and pppiya�g the Funds,armually anatydng the esi,mw
<br /> ..r'�,��;;`; accownt,ot v�ritying ttye F.saow Item�.unless l.ender gays Botrower intet�st on the Funds and applicable iaw permits �_.
<br /> , . L.ender to maice such a charge.. Nowever.Lender may requite Barrawer w pay a a�e-ti�charge far an independem teal
<br />. �_� estate tas reparting setvice used!ry lxnder in connection with this loan,unless applicabie law provides otherwise. Unless an �__
<br /> � . . _ a��is made vr appiia�6tr iaw trquires intaest to be pai�Lender st�+il not be requiced ta�ay Borrnwec aay inierest or , ��.---
<br /> `�;'• ' earaings on the Flusds. Borrawer nnd Lender may ag�e in writing,hoarever,that interest sha11 be paid ccrr►i�he Funds. I.ender ��,-,,.�..�,�
<br /> ..` `` without an ann�at accouatin of the Funds.showin ccedits and debits:tli�We Funds and the ��---�
<br /> �� - shall give ta Bnmawer; chazgc. � 8
<br />`- , � . p�irpose for which each�ebit ta the Furtds av�made. The F'�nds are ptedged as ad�tional security fas�JL"u�ms secured by �-:-_
<br /> .., ``' this Security InsUUrneti� ' ---
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<br /> •�•_�: . . If the Funds hel�by Lesc'��xe,�rt t6e anwanu Penn"sued to 6e held 6y applicabfe law,Lender shaU accmmt to �_.--4
<br /> . � , �r - �- Borrower foe We excgss Funds i�t aacondartce��tD the requirements oE appliq6le taw. ff the amrnmt of.'tlie Funds held by � _--
<br /> _ Lender at any dme i�:Aot.su�cieru to pay t�e Escrow Items when due.L�c-s!°r may so notify Barrower in wtidng.and.in '�"'�
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<br /> '� ��� such case BorroKec.�ix'-�'pay to l.ender tli.°�amount necessary ta make ag tfie deficiency. Bonower syall make up the
<br /> , .z �. •� deficiency iR no m�x�r�n tae�ti�e�thly Paymenu.at Lender s sole discre':sn. . � —__—
<br /> �`��;�' : •; Upon payment in fuli of s1D s�us-s secured by this Security inswment,Lender shall promptly refund to Borrower any � =;;.,:
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<br /> •� y�`..' Fvnds held Dy Lendcr: lf,undes�uc,graph 2I,l.ender sfiall acquire or set!the Ytoperty;t,ender.priar to the acquishian or .-:,:�s�%NS:,._�_
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<br /> r�: :�" sale of the Propetry.ahall appty arty Furrds f:�d.by Lender at the time of acquisition or sale as a credit against the sums :. ,. , �+��;a,
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<br /> .��,3�t; secured by this Secusity instrumen� .
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<br /> ,��. 3. ApplkAtion ot A�yments. Unless a�ticable law provides otherwise,all payments teceisat[ry l.ender under �•�';a'[
<br /> �-����r.-;.: paragraphs 1 and 2 shall be applied:frst.to arry prepayme�t charges due under the Note;second,ta as�s!.a._ss'payab1e under �•"�.?`°"
<br /> '",' � patagraph 2:third.to interest due;founh.to priacipal dae;and last,to any late charges due under the Note. + , . - _�.-t�:
<br /> J �°;,, � 4. C6uges; Liens. Bonower shari pay all taxes.assessments.charges,fines and impositions attributa6lr ti�rfie ,�� .
<br /> :•�,..^�: :�.�� Prop�Ry which may attain priority over�is 5ecwity lnstrumenti and teASehotd paymenis or ground rems.if any. B6:rawer ' . ;�,.
<br /> ,, ��=-.�,,;;, . sha11 pay tftese ob1'i^��sLOns in the manncr provided in para�raph 2.ar if not paid in that matmer.Borrower sfial!pay them on }-, . = ..� j F-
<br /> , ,.��;�} -r.:;, :.:,;. • time dinecU y t4 the��an owed p a y meni. Horrower shaii promptly fumish to Lender all notices of amouns�•co be paid under , . �, �y::
<br /> � ;���,f ,.=r�;;�.:. this paragraph. If��rrawer m2l:es these payments directly,8orrower shull pramptly fumis h eo l.en der c�eipts evi dencing ' s,.,:•,.� g�:-_•
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<br /> .3'y,,, . the paymenta , :.1•Ma�:�=Y;:
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<br /> � � Bonower shall prompQy�is�i4 r�e any lien whtch has priority over this Security InsuvrrEnt unless Borrawer.(a)agees ��•. '"f�..•:.�,.,,_
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<br /> :.,,�;' � in wriung to the payment of the�!��;5atton sec::r;d by the lien in n manncr rrxi-�.�ble to LeiiCer:(b3 ca�tte�"..s in good fzpli the �� " . ;,�-�-
<br /> ' .�:'�: ;�;• �' lien by.or defenda aguinst enforcement of tY.e i:��w-�.legal praceedings wiu��Lz the Lender's opinian c�ra"�e to prevertt the • _-=�_
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<br /> ,,!�t ;-�, enforcement of the tien;or(c)secures from�..C�.r_er of the lien an agreest-�:t satisfactory to Lender w13►;c„�nating the lien . f �t�e.
<br /> � • " to thie Secuflry Instrument. If L^Q�r deters��=s Yhat any par�:of ihe Propecty is subject to a lien whic�►rnay attain p�rity . •'�"��
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<br /> , �,,;��� ovet�i,Y,Securlty Inswment.Le�.vt-.�r may give Borrower a r.cr.:ue identifying the lien. Bu�rower sha11 satisfy the iten ccc�a:e .
<br /> •>�a�;,_: �ne ar r�re of tho aclions set fcesEc E�t�ove withlrt 10 days of tt:e 3ivin�of notice. �
<br /> �.�•�j: � .-��i�• ;�°•,� • g, Hazard oe Ptoperty�`�r�nce. Borrower shali keep the improrcmenls now existing or hereafter erected an�e ,
<br /> , .°"�" "'� � Proporty tnsumA z�a;�nst loss by fi:e.hazards ineluded within the term"extu�wed caverage"and any oiher hazards.inctuding , .
<br /> � '.'�' �� � floads or floodi��. fu�which l.ender requires insurance. 'It►is insurance shall be maintained in the amounts and for the . . •
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