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<br /> � :j" TOOI37'HUR WI"f}i oll�ho ImprovemcNe now on c�rcafler crectcd on Ow property,and ail casemente,eppuncnances,
<br /> ,l md Oxwra now or herwRer a pmt of�Ae propen�. All replacemrnu end additlone eholl also be covercd by ihb Sewdty
<br /> �" �'� InslmmenG MI of tho fmygoing b rcferted to in ih a Secudry Instrument m ihe Rropeny." :._.
<br />�-��d'�n�� DORROWCR COVCNAN7'S�hal Oorrowcr ie Iawfully scised of thc cs�e�c hcrcby convcycd end hee tl�o dp6t m grent — -
<br /> and convcy thc Ptopeny md U�a�thc Propeny fe uncncumbercd,cxttpt for cncumbranms of record. 6ortowcr wartanta ond =,--�
<br /> - wlll defend genemlly the tiiie to�he Pmpeny ogainsl ull clalme and dtmsnds,subjeet�o eny encumbrancee of record. � ,�-:__
<br /> � -- -�` THIS SP.CURITY IN57'RUhiCNT mmbince unlPonn m�•cnmts for naUonal usc md non•un(farm covenants with _`-s -- �
<br /> Iimi�cd vadatioro 6y Judsdiction toconsiiwtc n unifntm sccud�y Insm�mrNCOredng rcal property. . _
<br /> `- �' UNIFORM COVGNAN"fS. Oorrower and Lcndcr eoccnam ond agrcc as follows: ( i � _,
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<br /> , -_; 1, P�yment otPdnclp�l�nd[nlerestt Prcp�ymenl�nd lah Charga. Qarower shall promptly pay when due�he - �
<br /> , � pdnclpaloinndintercslonthedebicvldencedby�heNoieondonypropaymemenAlaiechargesdueunAer�l�alloto. ��.,_ _.
<br /> --..� 2. Elmd�Por 7Yxes and Insurantt. SuM1Jccl lo uppilcable lew or to o wd�mn waiver by Lendcr,Oorrowcr shall pay to ° L,S, � �-�-�
<br /> - ,-�;� I.ender on�he day monthiy p3ymcnts nro d�r urcJcr the No�c,until�hc Notc is paid in NII,a sam('Nnda")(or.(n)ycarly .�t _ .°_ ,r - _
<br /> �,-:��:.,�.,: taxee nnd assessmems which may eualn pdod�y over�hia Secudty Inswmem es u Ifen on lhe Propeny:q�)�•carly leasehold -;;--_-
<br /> Paymcnts or ground r.nts on ihe Pmpsriy. if any; (c) ycady hazard or propcny insurancc prcmfunu; (d) yca�ly Ilaod -� -�
<br /> nsuranco prcmiimu, if eny; (e) yearl� mongag¢ insu�mce pnmiums, If ony:and(O eny sums payable by Oortower�o —
<br /> ? Lender.In acmrdam+e�viN[he provis ons of pungnph 8,in Iicu of thcp�ymem uf mongage insumnm premiums. These -
<br /> ^ �• items ere called'I3sna�v liems." I.ender may,a�eny�ime,colla�end holA Wnds in an amomm�m ro exceed�he manimum r;• - --
<br /> _ �°� nmouN n lencler for n federally rclaied mongage loan may require for�orron•er's escrow eccount under Ihe federal Real �-+'-_�_.w,iPF.-���t:-.
<br /> Estate Sentemem Prcecdnrcs Act of 197d os anxnded from tlnx to timc. 12 U.S.C.9 2601 er.req.('RCSPA"),unles�enother �-?��s,;;
<br /> � �' law ihat applies�a�he Iimds se�s u Iesser emoum. If so.Lcnder map,at any�ime,collcei and hold I'unds In an amount not to ',-,''*_�??'-�
<br /> . ����� excecd �Ae lesser amount. Lender mny esqmate the amount of Nnds due on the bazis ot wrten�dute end masonable ��c.�j;:
<br /> -__ estlnuteso(expenditurceoffummCscrowltemsorothcnviseinattrordancewi�happiiu�6lolaw. -_. .
<br /> ` "fhe Wnds shall be hcld in on instiwqan o�hose deposie� are insurcd by a kdeml egcncy, inswmrmality,or entiry ����•
<br /> .•''��; 1`:, (including Isnder,if Lender is such an InsiiwHon)or in any Fidersl Ilome Loan Uenk. Lendcr shall epply the Ponds to pay �.-.!.-H3_�'�
<br /> ^ �'�� �he P.scrow Ilems. Lender may no�chuge Domower for holding end applying �he(�nds,annually enalyztng the escrow _��-'-`�
<br />� - - aaounl, or veri( 'n the Escrow hems,unleu Lender a s Dortower intercst on�he [�nds ond e Ilcable luw milu `>«•�"`,'���
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<br /> . I.ender to make such a charge. Howerer,Lender may roq��im Dertower to pay a one•time chazge for en Independent rcai -�qF..,,s��.e�_�
<br /> � - estate tox rcporting servim used by Lender in connection tivifh this liun,unless applicable la�v provides o�henviu. Unless en .;-,.,.;},',,,„��
<br /> - egrxmen�Is made or applica6le law requime imens��o be paid,Lendtr shall no�be nqalrcd lo pay Qortower eny iNCrcst or :;�x.`;`°.�.
<br /> .aT����,,—
<br /> camings on�M:Punds. Oortowcr and L.cndcr may agrx In wming,howcrcr,�ha�intcrest shall M paid on thc I�nds. L.cnder �?��.:�.J..,�__:__
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<br /> ahall give to Uorro��•er,wi�hom charge,an annual accounHng oi the Punds,showing crcdi�s end deblls ro ihe I•Lnd+and�he �?��`���/ ,yyq, .;_
<br />. , puryose for�vhich cach debii to the f�nds�vas made. "Ihe Wnds ere pledged es addi�ional securiry for ell snme saumd by .««l�b�`�r�,_. .,�_-
<br /> -� = thfs Security Ins�mmem. v t6r}5:�; '-� --
<br /> .'`�%�" - If ihe I�unds hetd hy Lender cxceed �he emouna permincd�o be heid by npptiwblc Iaw, Lendcr simll nccoum w R�";s:(�!fr�_iis -
<br /> �'- �a��.,»ce tar ihc:x.-.-�.:PorN;in:.:VrC:.� •r.ich iM rxtuirea:�r.�s^C_r�!ecz^!e le��. !f�he_m�,.^.!^f t!ic rvc�!�hcld D; �.� �._..
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<br /> i �- - Lender at eny time fs not sutlicient�o pay�he Buro�v Icenu when duc,LenJer may so nodfy Oorto�ver In writtng,nnd,in n_;.. ti���
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<br /> , h_f. such cax Oortowet shall pay lo Lender the amoum necessary �a maV:o up the deficiency. Dovonrr El�all make up �M1e . - :_
<br /> deficlency in no moro�han�aclre nwmhly payments,at Lend.r�solodiscre[ion. !� .,( ""`' -'
<br /> Upon p3ynxnt in fiill of nll sums secured by�hiz Saumy Inswmem, Lender shall promptly rcfund to Bortower ony °
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<br />� -�';;.a:��-.' ibnds held by land:e If,under par�graph 21,Lender shall acquire or eell�ha Propeny,Lender,prior�o�he ocquisitlon or :`,-q';`--'�?r;-�"
<br /> "•.i:.. -- sale ot�he Propany,shall nppl�-any FLnds held by Lender a��he tim:of acqnisiilon or salo as a crcdit ogninst�he sums ��"�<���.'=�
<br /> securcd by this Sccurily Imwmcm. +T,+,,�'
<br /> t '`, 3. Appllrnqon of Px��menR Unless applicablc law prorides ethenriu, all paymems rcceived 6y Lender under � �_ �F �=-
<br /> paragraphs 1 and 2 shall be applitd:fir+4�o any prcpaymem charges due under ihr Note;second,�o nmounts paynble under -^'`-� �tN+-_s
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<br /> - � paragraph 2;third,lo interest dua:founh,�o prifr.iEnl due;nnd lasr,io any late charges duc under the Note. t - .
<br /> '� � 4. Chorges; Llens. Oonoxcr shill pay all iexes, acsessnxms,charges, fines nnd impositions ettributable to �he - ." ;; l�,�s-
<br /> :Y�' Property which may nnein priority m�er�his Security Inswment,and Ieaseliold paymems or ground rcnts,If any. Oortower � �, `-
<br /> ❑3 Ti;. sAall pay�hese obligationc fn the manner provided in paregmph 2,or if no�paid in that manner,Dortower shall pay thcm on � �k -
<br /> ;f��,��j� �ime d(rce�ly�o Ne penon awed paymem. Uorrorver shall promptly fumtsh�o Lender ell notices of emonnts ta 6e paid under �� -: �s p
<br /> �his pa�agraph. If Uortower mnkes these paymems direc�ly,porto��rr shall promptly fnmish�a Lender rcceipts evidencing �y�. ' � ,y
<br /> .-�' thepaymenls. Ss y`, ..,:
<br /> Dofro�ver shxll promptly discharge any lien which has priority oeer�his Seturiry Ins�mment unleu Qortower.(e)agrcee �,�,� . . . Sy.,,:,_
<br />` �s;�:;,;_ in wri�ing�o�hr paymem o(ihe obliga�ion securcd 6y ihe lien in e mmner occcpiable io Lender,(6)rnmes�s in good fNth the a$��;�, ;'
<br /> - �== lien by,or defends againci enforcement nhM lien in,le�al proceedings a�hich in�he I.endert npininn nperete to prcvent�he ti'�� �tr. 7 �-�'
<br /> ' -' enforcemem of�he lien:or(c)secures from�he holder of�he licn en agreemem sa�isfactory�a Lender subofdina�ing�he lien rt�--_ �* � ._
<br /> � � lo Nis Sceurity InsirumeN. 1(Lender demrniina iM1at nny pan of the Fropeny is subjec��o a lien�vhtc6 mny enain priority � �t% �" t ..
<br /> :- �, ovw thfs Security Insuunmm,Lender mxy gSvr.Oortm��er n no�ice idemifying the lien. 6ovoo�cr shall satisfy�he lien or�ake �, .�, ';�� �..
<br /> -{ one or morc of�he ec�ion�set fonh above�vl�hin 10 days of ihe giving of no�ice. , �.�':� -.
<br /> ':`'';';� 5. Ilava�M or Property Incurance. 6ortowcr shall kecp�hr impmvemems norc existing on c�rcalter enxtcd on U�e � ��`"�: - "it',�.=�'��'
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<br /> '�E,;,���. %operty insun�d against loss by fire,hnnuds included within�he Ierm"eclended rorer�ge'aud nny other hamrds,including •� � :._-,�f�`,�; _
<br /> Ooads or Ilooding, (or which Lender requires insurance. This insurance shall be maintained in�he amounlx and for�he �,;'_,;'�,�',... -.z
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