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<br />      			T90BTH6R WITH ail�ho Improvemenu now or hereafla ereccad on�ha prqxrty,ud�II euem:M�.�ppunnnnnr.r�.�nc�i
<br /> 			tixiurcs now or hercafter � put of Iho piuperty. All rcpl�cenxnta and pddhions sl�nll=aisn bo-wverW by tNln.Secui'�f
<br /> 			InstrumeN.A11 of�ho Porcgoin3le referred to In�hle Secudry[ncwmem n�ho'Propeny.'
<br />      			BORROWdR COVCNAN7'S thri Borrowcr Is�uwNliy sciud of�ho eslaie hercby mnvcycd aiM l�n�ha riDhi tu erannond�
<br /> 			convcy the Propehy and tAa��ho Propeny Is unencumbered,exceq for encumAranaa of raorA. aormweT warramu enM1�wllAi
<br />       	� 	dcknd gcncr�lly tha Iitla ro�hc Propeny agalnst all claims ai�d denunds,subJcct to any cncumbrensca ot record.
<br />      			THIS SECURIYY INSTRUMFiNT wmbines unlPonn covenann for n,rilonnl use and non-uniformwvenamx wiifrlimtrn�ki
<br />   	„ 	veAa��ane 6y JurisdiNion to constltute p unifotim scsudly instrunxnt mvcrinp tcn)pmpcny,    					.     ..-.-. .--_ ___
<br />      			UNIFORM COVBNANT9.Hc�rcowcr niM Lendcr covenantand ugnr m follows�
<br />      			1. Payment ot Pr(nc(pd pnd [nterut{ Prepoymen! and late Chorqes. Qorrower sl�aU promptty pay whan duo �io�
<br /> 			pNncipal of end Interat on tha debt evidenced by tho Note arA eny prepayment und late charges duc undcr�6o Nota.
<br />      			2. ELnds for Taxes ond Insuronce, Subject tn appilcable law or to a wd�ten woirer by LuideR 6orro�ver shnil pny tm  		.
<br />       	� 	I.ender on tho day nwmhly paymcnts ere due under tAe Note,umll tho Note i�pald fn PoII,a sum pFund�ry fae(a)y¢ady h�xea
<br />. .  . 	_. 	and assessments which nuy anain pdodry over�his Socumy incwment ae n licn nn�ho Pmperty;(M1)yearly IeasaholJ ppymentn 	-    .-  - ..__
<br /> 			or ground ren�s on tho Propeny.If eny;(c)yearly haavd or propeny 6isuranw premlunLS;(d)ywdy flood fnsumnce pn:mlums,
<br />       --    -- 	if any:(e)yearly mongage Insumnce prcmiunu, if any:and (�eny sunG+prypble by Rormwer�o Lender, (n ncconl�mce wAh
<br />      �=-s�i 	the provisions of paregreph 8,in Ileu of tho paymcm of mottgagc Insuranoo prcmlunu.Thex ittm�aro called'Gurow Imms.'
<br /> 	��"-�' 	Lender may,al eny[tme, allat and hoid Funds in m emount no� ro exceod the maximum nnwunt a IcnAer for o fedur�l[y
<br />     	-- 	rcleted mongege loan may requirc for fMrrowei s escrow acmunt undcr the federal Ra�I Cstac:SctUcmcm Proccdun:e Act af
<br />      --  	19T4 as amended from time to�imc. 12 U.S.C.Seciion 2601 n s�q. (•RESPA'),unleas anottur law tM1at applfes�n�ha fLndu
<br />-    ,��_..�;-_��, 	scis a icsscr amount. If w, Lender may, at eny Unn, rn11eG er.d hoid Funds In an nmount iwl �o exmd �ho Icsser amount_  	""- ' -'�
<br />    f     -_  I 	Lender may esiimatc the emounl of Funds duc on�he basis of current data end rcasonnble es�imates of expcndi�uRS of future  	G°
<br />     ' m�"    	6scrow ttems or mhenvise in eccordantt wl�h npplicable law. 									r--�
<br />   r���f�t't�'`�       	The Funds shall bc hcid in an institulion �rhose depnsiu arc insurt4 by e federal agency, instmmenlidiry, ar entity    	�   -_
<br />   .r�c��a   	(including Lender,If Lender is such an ins�im�ioN or In eny Federal Home Loan Dank. Lender shall opply tha f•LnAx m pay�Bn   	��_    _.
<br />    �,{��t�`zs   	Pscrow items.Lender may not chuge Uorrower(or holding nnd applying Ihe�unds,annually�analyzing ihe escrow necount.or   	�, -t-'��
<br />      ��+ t .  	vedfying�he Escrow Items,unless Lender pays 6orrowcr(nteres�on�he Nnds nnd npplicable law permi�s Lendar�o mnke such
<br />   f�t?i� 3:+  	e charge. However, Lender may require Oorroxror m pay e one•iime charge!or nn independen�rcal estn�e tox rcpoKinp urvice   	+�+   . _
<br />			used by Lender in connec�ian wi�h �hfs laan, unless �pplicable law provides othenvise. Unless un egm.mem is modu ar       	'+`^
<br />      �- _-`•�:  	applicable law rcquircs interest to be pald, Lender shall not be rcquircd to pay Uorrou-er any iraxrest or eamings on �ho FLndh.     	�. ��'s.�
<br /> ��""� �.�•�-:�   	Oorrowcr aid Lendcr ma e rce in writin , ho���evcr,�hat imcrcs�shnll be Zid on�he Furds. Lender shnll  ive�o Qurcawcr,   	���� "`�`�
<br />	�,�-'-_'- 	wi�!!^_�_t cp_•ga� yn er�.a ��n�ing o!h: Fu:x:�,shcxird:;u'iu ut�d.".,,hit; ia�c Fac.a.s ar,: �ht W�Y�:a :.;r�.hEc�cach   	-_',�,     �--.
<br />     f�		debi��o the Fu�s was made.77�e Funds nre piedged os uddhfonnl securi�y for all sunis xecurcd by ihis Seturity Instn�roem. 		`    t ' -
<br />      �'J  "		If�he Funds held 6y Lender ezceed ihe omounu permiued�n be held 6y applica6le lava Lender shnll ucmunt tu Uarcawer    	��    �   �
<br />  -�":-�"r,,:'�;-�'   	for the excess�unds in ncrnrdance wi�h the requiremems of npplica6le low. If d�e amount of�he �unds hcld by Lendur�t eny   	`�:;�";:�-
<br />�" �bi=�'r ������  	qme h not su(ficient�o pay the Gscro�v Renss�vhen due.Lender may so nmify Uorrower in�eriUng,anA,in such case Qorcua•er       	���'�t:       �
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<br />   ' 	'��  	shall pay to LeMer�he amoum necessary im m�ke up�he deficicncy. Qurrower shidl make ap ihe deficicncy in nn ronro thnn 		r     -_-
<br />    `     - -`"�  	nvelve monthly paymems,nt Lender's sofe discm�iun.   											j,. -�:--
<br />  																				rFf� - -
<br />. . EY*   -_ `  		Upon payment in full of nll swiu secured by�his Secumy InsuumenL I.�nJer shnll prompdy refund m Qu�ro�eer any		.,.�v�r3;�;,ss:°
<br />       --'-- �-�  	Funds held by Lerdea IL under paragr�ph 21,Lend.r shall ncyuirc or scll ihe Propeny.I�nJer,prior ro ihe acquiniiinn or sala   	.,     � +.}���`_
<br />      -s -  �   	of�he Propeny,shall apply nny Funds held by Lend.r a� the�ime of acquisiiinn or sale as a cndii ngninxt�he swns secureJ by    	�   	}.�f;';
<br />    ° " -- `1;  	�hisSaurirytnsuument.    													{'�    i����-lf'�.�_..
<br /> 	-` �`       	3.A  tiratlon at Pn ments. Unless a  lic.�hle law  roviJes oihenvix,all  � mcnln rrrri��e.l b  Lender m�der  araerT!�F    	�'   '��;� `  �
<br /> 	- ,�    		PP    	Y       	PP  	P    		P•Y       	Y     	P  			7F� - � `
<br />  ,,,_ :;...-'_":  	I end 2 shall 6e nppliM:�rs�.m any pmpaymem cM1arges Jue mider the Nnte; semnJ. to amnums payable under paragnph 2;		_��,K�`{d .t�:=.=
<br />     																				y�al  :
<br />	- � .'   	third,m imerest dur,founh,to principal Juc:and Inu,a nny i;ne diarges dua under�he Naa   						,�a w�  �y-
<br />     			4.Chnrges; Liriu. Dorro���er+hall pay oll tnxcs,assessmcmc,chnrges. fines xnd iir.pmllion.,Itrihuta�lc la Ihc Piuptrty     	-      -r�. -•J�;i-�
<br />   	_ �'  	whid� may euain priori�y ovcr�hic Stturi�y Inammcm, nnJ IrasehidJ paymem.or grom:J rems. i(nny. Oorrower shnll pay   		`-. �r  r.�  �--
<br />       � - °:;'  	�hese obligations in�hc manner prm•ided in p�rngraph 2.ar if nm paiJ in�hm m;mncr.Bnrrm�er sh:dl pay ihan nn�ime direaly      		-   .
<br />     --ifi��. '.,-  	to ihe permn owed paymem.13ormwenh:Jl pmmptly�fumi�h in Lnxler:dl nnliccs nf an:numt tn be paid undcr�Bis paragnph.    	_    '��-;  +;;
<br />	-   �   	If 13orrower nwkes these paymems dinrily,Dorrower�hall prompily fumi�h lo l.enJer rcccip�s ecidrncing�he paymemx.    			�-."    -
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<br />  	-.,�,       	6orrower shall promp�ly diuharge any lien which hm priari�y nvcr Ihi.Securiy In+Immem mde��a>rtoiver.(al aprce>in 		_p    	��
<br />       																				�� �
<br />       y -     	writing to the paynnm of Ihe nbligalion securM by Ihe lien in a manner accepla6le to IA�War:Ih1 come.l.in gaod f.�ith the lien   		- �.S :�.   `'��.
<br />  -      		by. or Aefends agains� enfonement of�he licn in. I.g:J pnwvxling. �ehich in Ihe IwnJ.r'. opininn nper.ne ln prerent Ilm      	�   . �'�`.''�'''=.--�
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<br />  	.     	enforeemt»!of Ihe lien:nr(a1 xrure.Gom Ihc holder of the Gen an:�grecmenl.a�i.facmrc lo Lender.uix�rJinaiinp eh.Len�o   		. ..
<br />			this Securily Inswmcm. If IcnJcr Jcicnuinc+�hnc auy pan uf tl�.•Praprn� i•suhJcc� ln.i 6a�which m:q�auain prim�iry accr    	�     -    .,
<br />			this Securily Imwment.Lender may gire 6nrrnuer.�nnli.c idcml)mp Ihc licn. I�+r�m.cr.hall �aGJy Pit lien nr laAe nne nr
<br /> �       		more of lhe aclions xl fotth above wilhin 10 Ja�e��f the gfein�n!uoiiec.      							-     -   -.    -�
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