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<br />				TOOBit{8R W►Tli dl tho ImprovemenU now or herca(Ier eiuted on�he property.and�ll easements,eppurtenancta,
<br />   			ud Iixlurc�taw or�ereafter�put ut Uw propeny, All rcpi9cemenu and eddldoro ehall plso De corercd Ay�hie Saurity
<br />   			Insvament. AIIotNePorcgolnpbaferrcd�olntN�Secudtylnswmentm�lw"Propeny.'
<br />				ROR1tOWIiR COVBNANi9�hai Borrowcr I�lawfully selsed of thc csiato hcrcby mnveyed and h�iht dght to grent
<br />   			�nd eonvey thep�p�rty ond Uut No Propeny ts unencumbert4.excep�for encumbrencee of rccord. Borrower wurtants end
<br />   			will deknd genenity the title to t1w Propeny ag�Ini��I cl�ma and demarMs,sub,a�to uny encumbrances of raord.
<br />      - - ---^ 		TiRS SECUBiTY (NSTRUhtBNf combinct unifotm mvenanu for nalbnnl use anA non-un(form .evenants with   	�      	.__
<br />   			IlMled vui�Uone by Jurisdiction lo constilule a unlfomi security instrument covedng real propcny.
<br />				UNiFOAM(XJVENAN7'S. Bortowcrandl.endercovenwandagroa+foltowa:
<br />				!.  Wymtot otPrtntipd�od interesli Pnp�ymenl vd L�k Chargea. Bortowcr shall pcompilyp�y when duo�hc
<br />   			principal of snd Inttrcst on Iho debl evidtnced by the Note and eny prepaymem end le�e churges due uader iho Nao.
<br />				A  ELnda tor'hees u�d Irounnca Subjat to appIlwbte law or ro n wr(tten wniver by Lender,Oortower Ehall p�y lo
<br />   			Lenrkt on ttw day moNhly paymenb ere due under tlw Nac,until the Notc is p�id in full,e sum('Punds")tor.(e)ycarly
<br /> -   .     �    	tuu end assessmenla which may oueln pdaity orer�hls Saurity Imwmcnt es e licn on thc Propeny;N)year1Y leasehold   	-     - -
<br />       ..---    	payments or ground rents on �he Ptoputy, Ii anyt (o) Y�ly M1� or propcny Insurance prcmlums; (d1 ycarly (load
<br />     -.�.�,�    	insuronco prenilumv, if eny;(c)yauip mnrtp.agc lasmxnw premiums,if any: end(p enY sums payebla by 6ortowcr to
<br /> -    -----    	Lendcr,in eccord�nco wt�h the provisians of paregraph B,in 1[eu ot the paymem of mongage Insurance premiums. 7Tese
<br />      "-  "_    	(tems am cailed"Cscrow ilema.' Lender miy,at eny tUne,collta and hoid Mnds in en amount nne lo exceed tAe maximum
<br />    —=-—=    	omount u kndcr for e fcdcrally rclated mongagc laan nuy require Por RortowcrY escrow nocount under thc federal Rcal
<br />     —    	Estato Settlement Ptocedurce Acl ot I974 a�emended[rom ume ro�ime.12 U.S.C.4 2601 er seg("RESPA"),unlese ano�her
<br /> ���,�'---    	Isx thst epptles to the Nnd+sets e Icsser amW nt If so,l�cndar rtuy,at nny time.mllect end hold funds In on nmoum no�to    	e   _      _
<br />  ^=^ -�   		excecd the lexur emoun6 Lender may estlmate tAe nnwun� of Pond+ due on �he basis of curtem datu end rcasonable
<br />    h'   		estlma�a of expendimrcs of Nmrc Cscrow Uems or ahenvise in eccordance wf�h oppHcable law.
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<br />  �-`''��*`�-    		lt:c Wnds shall be held in en institu3on whosc deposit� nr.insurcd by o federd agency, insvumcnlality, or enliry
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<br />_� a^c.-•.,:�       	(ineluding Lendcr,if Lender is such en instiation)or in any Federal Home 4oan oank. Lcnder shall apply�he!�n e a pay
<br />   - :.;^,f-„      	the Cscrow Ileme. Lender may not charge Oortower for holding end aPplying the I�nds,annually enalyzing�he escrow
<br />�,�•����qy.       	aecoum, or vedfying ttw Cscrow ftem+, unless Lender pays fiortower mterest on �he Ponds and appllceble lew pem�i�v   	R__
<br />"�,��, 		I.enEer to make such o charge. fiowerer,Leader mayrequirc Uorrowcr to pay a onatime chnrge for en independent nal    	-
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<br />;:.;i�_;,,.:,_       	es�ate tax mponing urvice used by Lender in connatlon wi�h this loan,uniese appiicable law proddcs oihenvise. Unless en
<br /> 4 j''-� +'-;:,:      	ngrxment is made or epplicablc law roqufrce intcrcst to be paid,Lendcr shall not bc rcquired w p�y IioROwcr eny Imen:s�or   	__
<br /> -  	�°      	eamings on Ihe F�nds. Rortowcr nnd Lendcr may agrcc in writing,howevcr,tha�intcrcst shall bc paid on thc 1'vnds. l.endcr   	__
<br />'%�i`�!   ���.'��      	sh�ll givo to Bortower,wlU�oui charge,an annual xccounting of�he I�nds,showing crcdils end debitc�o Ihe ILnds ond�he
<br />-   " ;z='��t;,;:,     	purpose for which each debft ro�he i�nds wu made. The Mn&nre ptedged es addi�ional sauriry for ell sums secuned by    	_—  		— -
<br />   	.		ihie Sccurity Inst`uinuid.													-  - �     �   `�       °�
<br />    	��i'  		If Uio Wnds held by LenGr eacced �he nmoun�s pemilaad to bc held by epplica6le la�v, Lender shall account to    	R-��---
<br />      � y- 		6ortower for�he excess Wnds in accordanee with�he rcquircmenu of applica6le law. If ihe amoum of ihe�unds held by    	GE�   _—
<br /> �    '� ii1=J�     	Lender al eny�Ime is not suffidem to p�y thc Escrow I�cros when due,Lender may so notify Bortox•er in�vrf�ing,and,in     	�    		�.
<br />  	.'-%'�     	such caso Bomower shall p�y �o Lcnder�he amount neceunry�o make up�A:deficiency.  Dortoxer shall mTke up �he     	f-   		�,
<br /> r  	- '`     	deticlency In no morc than twdve mon�hly prymenu,nt Lenderk sole dinrc�ion.     						,y#5i- 1.-    	r4;--,
<br />	�    ,1?  		Upon payment in NII of ull sumn accured by this Stturity Instmmem.Lender sM1all promp0y rcfund ro 6orrower nny    	��   1� �r  	' .
<br />   	-,li��;     	I�n&held by Lender. If,under pamgr�ph 21. Lender shall acqnire or sell the Propeny,Lender,priar�o tlie ocquisi�ion or    		���  �   y  3i ;
<br />       t;-  ;:��     	salc of�hc I'ropcny,shall oppty nny Wnds hcid by Lcnd.r m thc �imc of acquisi�ion or sale ns n crcdi� against Nc sams      	^  �'� ��,_       (g.
<br />    			sttund by thfs Sttudty Inswment. 													Yr�- 	--.
<br /> y      _  �:•.;__ 		3.  A   iwtlon ot P� ments.  Unleu a  licab}� Inw  ro�ides othernise,nil payments received by l.ender under      		� �� 	�
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<br />   	,�,;     	paragraphe I and 2 shall be applled: finL�o any Prcpaym.m chug.s due under�he Noie;second,ro amounu payable under  			,i���.
<br />     			ara r� h 2:�hird.�o intercst due:founh.�o rinci �I due:end laa,�o nn late char ec dne ur.der the No�e.      				�•�! �=i-
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<br /> 				4.  CAargesi Llciu.  Dorzowcr shall p�y all �axes, rtssessments,charges, fines and impositions attribmablc ro ihc      	�-     �S }> �
<br />  	- 'y��,     	Property which may mmin pdorily over�his Securily Instrumenl,und Ieaschold paymems or ground rcms,if any. Bortoorr    	-4�.�1    '_�r��(-`:t�i,     ,
<br />  	�f.;.�     	shall pay�hese obligaiions in thc manncr providcd in pyngraph 2.ur if not paid in iha�manner.6ortower shall pay ihem on      	.      .� _r :�
<br />      , ,-::*=�n.     	iimu dinxtly�u�he person ow��d paymem. Uorrou�cr shall pmmp�ly fumixh�o Lender all notices of amounts to be paid under     	�-µ      J�  -��_._o
<br /> .i;`�,', "'   		�hts     ro h. If Qortoa�er makes these   menu din�cil .6orrower shall rom tl  fumish io Lender mcei �s evidencin   		' ,`� ` �'•.  '
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<br />  	-   ,     	the W6orro�cr shall pmmptly dischargt uny licn�ehich has prioriiy over this Security Ins�mment unless 6orrower.(a)ngrees    	-�      J �'i` �    *  _
<br /> �?    y , �'.�    	in�vriling lo�hc payment of�hc obliga�im sccured by thc lim in n mannct accep�able lo Lender,(b)comcsls in good(aith Ihc      	-r     � +�;�y� �      -.
<br /> -  			Iien by,or defends ogainst enforcemem of�he lien in,Iegal proceedings�vhich in�he Lenderi opinion opera�e to prerem�he     	;f  ,�..  '��';�4, . 1 ,��;�`
<br />    �-1,  ;};';,     	enforcement o(�he lien;or(c)secums fmm�hc holder of�he tien an agreement w�is(uctory tu Lender subordina�ing tlic licn     	,�,       r��.;'     �4�-.
<br />  	.::       	ro this Security Inswmem. I(Lender dete(mines ihat any pan of the Propeny is su6jec�w o lien o�hich may mmin prioriry    	i::�      +     	=
<br />  	� 		over this Securily Inswmem.Lender may gire Uofroe�cr:�notice identifying the lien. Dorta�rer shall satis(y thc lien or take    	`}      .-� �:'
<br />	�?11�,-�    	onc or morc of�hc actions sct(onh abo�r�vi�hin 10 days of�he giving o(nolicc.   									.�.,
<br />      •.7,4�t��-�  		5.  Ilezard or Property Inauranm. 6ortoxrr shall keep the improremems no�v exisiing or hrrcaf�er crccteJ on the  		_,  - �  .      ;-„
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<br /> ' '      -c� -    	I'ropeny insurcd ngainsl loss by firc,haaards included���ithin the�em�'extendrd.o�rrage"and any o�her havards, including    			,   . �-i--
<br />-�e��� ��  :-. �:=�     	Ooods or Ilooding, for which Lender nquins inwrance. This irour�nn shall M maimainni in �he amoumc and for the    		_ ,  	��-,
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