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�y ixi. �, ��C� �. - � - <br /> � . _:--; _ _- - � � i+w�w�w.�w►.�r` ._ n =T ' __ _- .. . — <br /> '�.� - , _ - 1 � . <br /> , .: , :g3•��� ,. . <br /> TOQ6Tt1L'A WITH xll Ihe lmprovemenls noW or hercafter eratal on tho property,uM all eulmeDte,.�ppurtenineee,ind <br /> fixmrcr nOw 6r heteafler w part of�he propeny. All replacemente an4 addiqona stwll aiao be covcred by thts Sadrity <br /> Inst�ument All of the foregoing Is tefcncd to In thls Security Jnsuvnkn�us tho'Pmperty,' <br /> BORRQWHR CpV6NANTS thni Borrower ls IewPolly selscd of thc utnto hereby conrqyM and has tho right to grnnt vid <br /> , wm•cy�tq Propeny and that�he Propeny is unencumbertd,uxccpt for cncumbmnaa of nxoM. Barrovrcr warrente and will <br /> detend generaliy Iho tltle to�he Propetly agalnst ell cleinu ond dcmande,subJect a any encumbranaa ot rccord. <br /> 7'lil9 SCCURITY INS7'RUMBNT mm�irrts uniform mvcnems tor national uso end non•unitomi covenant�with IlmiteA <br /> varl�tlone by juflsdlction�o wnstiluto a uNfomt uwdty instmment covedng rc�l propeny. <br />_ _ ., _, UNTFORM COVI3NAN'P9.Rorrowcr and Lcndcr rnvenanl and agrac es follows: <br /> � 1. Payment ot Rlnclp�l and IntercstS fl'�Pa3'ment and Lata Chargcs� Bortower shall prompUy pay when duo Iho °° -'°-- -'°-�-°-�---� <br /> princlpal of end Intercs�on IBe debt ovidenca!by�ho Noto end eny prepaymen[end leea chargea duo under the Note. <br /> 2.FUnds tor Tazes and Insurance. SubJect to epplicablc law or�o e wriuen weivcr by Lendcr, Oortower shall pay to <br /> I.ender on tho dny mon�Aiy pnymente ueduo undcr�ho Note,until�6c Note is pald in full,e sum('Funds")for:(e)ycariy�exes <br /> nnd ussessmenls wltich may aflaln prlori�y over�hls Security Instrunxnt n�a Iien on tho Propeny;@)Yearly leasehold paynxnts <br /> or ground rtnle on Ihe Propeny,if any;(c)yearly hazard or propeny insurance prcmlums;(d)yenrly flood insurence preMunv, <br /> - �� � if any;(e)yeady mortgaga (nsuranco premiunu, if eny;and(�ony sunu payeble by Oorrower to Lender, in eocordance with .-- <br /> tho provislons of paregreph 8,In Ileu of�ho paymen[of mongage insurance premiums.Th�.so icems ere called"Escrow Itenu." __ <br /> l.ender mey, e� eny �imo,rnllecl nnd hold Funds in an emount not m exceed t6o maximmn emount e-IcnAer for a (ederally _ <br /> rdated mongago laan may requGe for Borro�ver's escrow eccount under tho fedeml Real 8s�eic Se�qement Pmcedures Act of - - <br /> 1994 az smcnded from�fine to Ume, IP U.S.C.SccUan 2601 et seq. ('RESPA')�UOICSS fll101hCt IHW ll1fl�flPPIIG l0 II1C I'OOE9 <br /> seta o Icsser emount. if so, Lendcr may,a� nny time, mllat and hnld FunAs in an emaunt not to ezcceA �hc lesscr amount. <br />..., . . .,.� I.ender may esNmam the mnoum of FunAs duo on�he basis of curtent da�a and reasonable esUmutes of expcnAiroru of future - _ <br /> — I'scrow Items or othcnvise in ecoord¢nce with applirnble la+v. <br /> The Furcls shnll be held in nn institution whose deposits nre Insurcd by e fedcml agency, InsuunxntelRy, ar entity <br />---= pncluding Lcnder,if Lender is such en Inslliu�ion)or in any Rederal Home Loan 6ank.Lendcr shr.11 npply Ihe Fund:m pay thc <br /> Csttow Iienu. Lender n�ay nnt charge�orrower for holding and epplying the�unds,ennually annlyzing�he exero�v accoum,or <br />-�;s;_s� verifying�hz Cscrow Ilenu, unleu Lender pays Oorro�ver inlerest on�he Punds and applicable law pemiits Lender�o make such <br /> a charge.However, Lcnder mny rc.quire Itorrower ro pny e one•time charge for en independent rcal raiate�az reponing cervirn <br /> -- <br />