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;�Jn�1 - � — - <br /> � �,.,�. �..,�..,� � :r...Q�-: .....:_...W_.. _ _.<. -� __ —� . _ -- <br />_��:�� � � Q ��o�:�a <br /> 'i'ho Pui�ds siwll be hdd in on InstiluNon whow Jeposiu aro insurcd by o frde�P�ency inswnxmell�y, ar entity <br /> (includlng l.ender,If Lende�i�such un Insqwtlon)ar In any I�edervl Homo Loan Bank.Lcnder ehalf upply�ho Fund�w p�y�ho <br /> Lscrow Ita�u.Lender uwly not charge Borcower(or hoiding und applying the Funds,ennually enalyzing tha escrow xcounl,or <br /> verlfying ihe CuroW Item�,untess Lender prye Borrower Imerest on tha Pund�and op IlcaDla law permi�a Lender�o n�aka such <br /> e eharge. tlowcver,Lender r�wyrcq ulrc Borrowcr to pay a onc•tinw chargo for an I�ependent rcal a�e;a mx rcponing scrvica <br /> uscd by Ludcr in conncc�lon wtih thly laan, unics� epplicablo Iaw provides o�hcrwix. Unic�+ an egrccmcnl fe made or _. <br /> oppllcaClo Iew requlrw Imerost to be pald,Ltnder sliall noi bo r�quircd to pay Oorrowor any intcra�or eaminge on tho Runds. <br /> � Portowcr end Lcndcr may egrce in wri�ing,howevcr,�hnt interest shnll bc paid on tho Funds. Lcndcr shall give�o Borrowcr, _- <br /> withoul chuga, un ennuai accounting of�hc�unda, showing crcdics and debits to tl�c �unds enA�ho purposc for which cach -� -- <br /> deb��to the Puttds wes made.Tho Funds ar.p�aleed ae edditiowl secudly for ell sums secund by thls Security Ins�ntmem. <br /> � <br />