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<br /> S. Hwed or Property Isruran�. Borrower �l) keep the impmverne�t� now exfq�"n�or��iFt�� on tbe
<br /> Proporty inturod qain�t lo�by flro. luv��d� included withfn the term "extended covorage" and any other hwrd�. includin� .
<br /> flaodi or Iloodin�,fa whk�h L.a�der raryires inwr�rx�c.Thi�Inwr�nce sh�ll ba mainuunod in the amounu and for the periadi
<br /> that t.a�der roquira. 7'Ue ituwnnce cartio�provWing the insu�xe siuill be chosen by Burmwer aubject to L.ender's approvd
<br /> which shall not be unmASOn�bly withhelJ. IP Borrower fail»to maintain coverage descrl6al�bove, Ixnder may. a� Lender'�
<br /> optfon,obuin wverage to protecl Lender's�lghta in the Property in�ccordance wlth puagraph 7.
<br /> All inwra�e pdicia and�+enew�ls sbaU be acceptable to L.ender�nd shall include a a�and��+d manga�e clause. Lenda
<br /> ___ _______ �twll Iwve�he rlght tn hold�he policiee and rcnewais. If L.cnder rcquircs,Bormwer shell promptly give to l.endcr atl rcccipta oP -
<br /> poid premfu�and renew�l notices.ln the ovens at'loss,Borrower sh�ll�ive prampt notice to 1he incuranee caMer And I.ender.
<br /> Lender m�y make proof of loss if aat rrwde promptly by 8ormwer.
<br /> Unless Lcnder a�d Borrower cNhetwise agroe in wdting�insurance praceads shall be appliod ro restorsuion or repafr of t6e
<br /> Property d�rtiaged.if the ncstorati�n or rcpair is aanomlcally feasible and Lcnder'a security is not lessened.(i thc r�estoratian or
<br /> repair is nat economieally feasible or Lender's cecur�ty ww�ld be I�srned. the insurunee procveds shall be applied to the suma
<br /> - secured by this Securiry Instrument, whether ar not then due, with any eacess paid to Borrower. !f Borrower abandons the
<br /> Properiy.ar does not enswer wilhin 30 days s notice from I.ender tl�at the insurance carrier h�s offered to xetde a claim,then
<br /> Lender may wllect the insurnnce procoode. Lender may use the proceeds to r+epair or restare the Property or to pey sums
<br /> securod by this Security Instrument.whether or not�hen due.The 30-day periad will begin when the notice is glven.
<br /> Unless Lender and Barrowor otherwise agree in writing, any applicalion of proceeds to prfnclpal shall not extend or
<br /> pastpone the due dnte uf the monthly payments referned to in paragraphs I end 2 4r change the amount of thc paymunls. 1P
<br /> under paragrnph 21 the Property is acquired by l.ender.Borrawer's right to any insurnnce policies and procecda resulling fk+am
<br /> -_ � danwge to tha Property prior to the acquisition ahall puss to l.ender to the extent uf�he sums secured by this Security instr+imant -
<br /> immediacely prior w the acquisition.
<br /> _ 6.OocupAncy,PriservANop�Mnintenance and Protection ot the 1'roperty;Borrower's Loan Appllcntion;I.a�seholdp�
<br />- Horrower shall occupy,estabiish,and use the Property as Borrower's principal�esidence within sixty days uRer the execution of
<br /> this Secur�ry lnstrument atid shall cantinue to occupy the Property as Borrower's prineipal residenm for at least one year after
<br /> "' � ""`'�°� the date of occupancy,unless L.ender otherwise agrees in writing, whicb consent shall not he unreasonably withheld,or uoless
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<br /> eatenuating circumstan�es exist which are beyond Borrowcr's control. Borrower shall not destroy, dama�e ar. impalr the
<br /> Propeny. allow the Propeny to deteriorate,or oammit waste on thc Property. Borrower shall be in defaulu•iN any foN'aftu�
<br />- f.:.{
<br /> �, >� action or proceeding. whether civil or criminal,is begun that in l.ender's goai faith judgment c�uld result in fodeitur�of Ute
<br />_;.,, Property or otherwlRe materially impair Ihe lien created by this Security Instrument or l.ender's security interest.Barrower may
<br /> •� ' � cure such a default end reinstate,es provided in paragrnph 18,by causing the action or proceeding to be dismissed with�U NI�flB
<br /> _--- — — _-- that. In Lensler's good falth determinstlon, preclud� forfeiturc af tf�c Borra�;er'a lnterest iit ti�c Fiuprriy or uiher mafuriui
<br /> ��;;�� � •`` impairment of the lien c�eated by this Security Insirument or [.ender's security interest. Borrower shall also be ln defuult if
<br /> '�"��•'� � Borrowcr,during the loan applicatian process,�ave materially false or inaccurate infonnation or sWtements to L.endcr(�r failisd a.
<br /> ' '�=`•1�;�;� to provide l.ender wlth any material infarnwtion)in connectian with the lo$n evidenced by the Note, including, but nat IUnited __
<br /> �+.c.a•at��.�r�..��.
<br /> •�,:=:;�::;_��;``:::'�` tu,representatbns macerning Borrower's occupency of'the Pmperty us a principal residence. if this Security Instniment�ix an e —
<br />-, + �.�•'a���.��,,".�.` T�:µ° leasehold. Borrower ylwll comply with all the provisiaus of thc len.4e. If Borrower acquires fee tide to tha Pmpeny; the
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<br /> _ ., ;�.,.;�.; • •�� :, leasehold and the fce tille shall not merge unless Lendcr agree�to�he merger in writing.
<br /> s•• `;'a�1^�'"'"'""'; 7.Protection of Ixnder's Ri�hts in the Prnperty.lf&►rrowcr fails to perform Ihe cuvenants nnd agreemems cantuinsd in
<br /> :`�'�"S'!��"'n ` �` this Security Instrumcnt, or there is u legal proceeding Ihat may significantly uffect I.ender's rights in the Property {yuuh as a a-
<br /> .�� ;,,,r�.'„�;,;,il proceeding in bankruptcy. probnte, for condemnation or forfeiture or to enforce laws or regulatiom), then [xnder mey�dn And
<br /> °` �:'.`•:s,-,.., �'.;,..,? pay for what�ver ia necessary to pratect the value of the Propeny and Lender's righ�s in the Propeny. I.ender'� ections mny
<br /> �. �: --
<br />!��� `�Y �:_.: . • include paying any sums securcd by a lien which hac priority over this Security Instrument, appearing in court, payins °
<br /> .':� ,. , .� • �easonable attorneys' feeQ and entering on the Praperty to make repain. Although Lender muy takc action under�his paragraph ��
<br />_ _ -. `.��1.`'Y'R•` ' 7.Ltnde-daz;noi havr tu do so. i-
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<br /> - • �a• ,.:.;•,. Any amounts disbunai by [.ender unJer �his paru�rnph 7 shall become additional debt of Borruwer secured• by thib a�
<br /> • =f''' ��� `:'�i, Security Instrument. Unless Borrower und Lender agrec to uther tcrmx�f puyment, thetie umounts shull 6ear inter�st fMm tha --
<br /> , ' '^tt�rHl'', •"!1 ' ' date of disbursement at the Note rrte and xhull be payable. with intcrest, up�m notice from Lendcr to Bumnwsr requesting =_
<br />_ '-:i�.�'•'_�`.. paYment. :^-
<br />�';� y ;, S.Matgage Insurance. If Lendcr required mortgaRc in,urunre ati v rondition of muking the lo:�n secured by tl�ir,Securiry �
<br /> .� • .:..,.:�,� ��. Instrument, Borrower shall puy the premiumti required io maintuin Ihc nwngagr inxuranrc in effect. If, for uny raasnn, the F:
<br /> � "`��j` mortgage insumnce cover�ge reyuired My l.ender lupks or ceusc,to he in effect, Borrower shull -
<br /> pay thc prcmiums requimd tu
<br /> -- -, ^ obtnin coveruge substumially equivalent tn the nxmgu�e insuranre prrviuusly in rff'ec�,at u co�t substantially equivnlent ta ehe
<br /> ;,.� " cost to B orrower of t he mortgs�ge insuruncr prrviiiusly in effcr�, fr�im an ahcrnu�c mi�ngagc intiurer approved by l.ender. If �
<br /> .'t{' ' substantially equivnknt monguge in�urancr coveraFe i�nut vvrilablc, Borrowcr �hall pay 1��Lc�xlrr cach munth u sum equnl «i --
<br /> �� one-tW-elith of the yes+rly mong�gr inruranre pnmium 6eing p•riJ b}• &►rri�wer whcn the insurunce covcrage IapticYl or cear�t to --
<br />— ,� � ' be in cffect,l.ender will acrept, usc and rerrin thc�c puynxnts us a lo�ti re�crvc in licu of mortguge inxuranre. Lnss rvservc
<br /> Fam 30it8 8140 u,:
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