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<br /> roCiB7HER wrn�.0 tha bnprovmnem.n�w or nerewftar erocteu oa ub propeRy.+ina d�ea��meata�pv�+�•�•�
<br /> �d tlxiure�now or henaRar�prt ot the pmpetty. All�n�u�ud�dditiniu�lu�ll rho be oaveeod by thf�Sacuri�Y
<br /> Inqrumen� All of the farcQoia�i�netem+d w in dii��ecutity la�trument u d�s"Ptap�rtY."
<br /> BORROWFR COVBNANT3 tDW Bortow�c l�I�wtblly�el�ed of the esute henby canvayad ond 1w Ihe d�ht to�rae�t
<br /> �nd conv�y��e p�,�Dpty�nd tlut iho property 1a w�aicumbe�d,exapt for eacumbnr�cc�of rxord. 8amwer w�mnu�ud
<br /> wW defatd arx�liy tlie dtb w We Prcpariy n�aln�t�ll ol�inu utd demands.wbject w�ny encumbr�nop of t�ecad.
<br /> TH13 S�C[JItITY WS7RUMENT c�mbines uniform covamnts for nAtMn�l ure �nd non-unlform covaaat+ wHb
<br /> � � -�� Walted vari�daas by juri�dictlan w conuituw�unifortn�cur�ty in�o�uu�xn[covcrinQ rcal pnopeny. —
<br /> UNIPORM COVENANTS. Bartower and l.ender coverunt and a�ae iu followe:
<br /> --- l. P�yment af 1Mndpd�nd lntere�ti PKp�7mea!aad I.Ne C6�ry�a. Bormwer slull P�►�p�Y PaY whea due the
<br /> princi of�nd lntercst ap the dcbt evldenced by the Note ond my prcpaymcnt and lato charge�due under tho Note.
<br /> � �Ladr for 71u��nd Inoarou►oe. Subjxt wapplicable law or to a written waivo�by Lender.Harrowcr ohell p�y w
<br /> — --
<br /> ,-_—_--. A,e�1nr nn�he day awnthly paY�ntx ane due uader the Note,until�he Note i�paid in full�a cum("Punds")for.(a)Y��Y
<br /> --- - . ._���— tsues a�d sssessmenta wdich aaay atteln pdorlty aver thi�Secudty lnsttument aa a Gcn an tha Frupeiiy:(b)Y�au1y Icaecltal �- -
<br /> �yweats or p,�ouo�d rents on the Property. iP �ny: (c) Year1Y ita�ard or PropertS' insura�e P�miums: (d) Yearly fload
<br /> �nsuraiaoe p�emitoms.if wny; (e1 Yearly martgege ineurartce pramiuma�if any: aad (fl any surna payable by 8arrower w
<br /> , l.eader,in�ccordaace wl�h the proviefons of ptuagruph 8,in lieu oP the yment of mo�tgaga ia�urance premiwas. 77►ose
<br /> ua
<br /> items a�ne called"Escrow Items." I.ender may,at eny time,collect and ho d Punda in an amount not W eaoeed tha maximum
<br /> ___ umo�a lcnder far� fedetaU�r relaled mortgage laan may raquim for Borrower'c escrow Account under tho federxfl Iteal
<br />:.,_:�;;: P.st�te Setdement Pfoced�ues Act of 1974 as amended from time ta dme.12 U.S.C.�2601 et seq.("RESP14�"),unless anathe�
<br /> . law that applies to tde iau�ls sets�lesscr amounl. lf so.l.ender may.s�t any time,collect and hold Eiu�ds m an emount oot w
<br />`°;';��;i eaceed the lesser amount. Lender may cylin�ate Ure amaunt of Fw�ds duc on�he basis of currmt date ond �t�son��k _--.
<br />'� .� �.^�;;�: e�dmates of expendltut+es of futum Eserow Items or otherwise in accordance with applicaDle law.
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<br /> ,.;,;.< The Fi�nds shall be hcld in an inatltudon whose d�posi�s are insured by a fede�a Agency, inswmentaliry, or eatity
<br /> (including Lender.if L.ender is such an institutioR)or in any F�ederil Home Loan Aanl•. Lender shaU apply�he Funda to puy
<br />=- the Escrow Items. Lender may not charge Bomnwer for holding and u�plying�he Funda.anaually anelyzing the escrow
<br /> ''-'t�s: aocount, or venfying the Escrow Items, unless l.cnder pays Borrower mterest on the Funds and applicable law pernuts
<br /> ""' L�mder to make such a charga. However,l.ender may requi�e Horrower to pay a one-time charge for an independent real
<br /> ' esta�•tnx reparting servlce used by Lender in connectfon with thic loan.unless applicable law provides odierwise. Unless an
<br /> • agreement js made or applicable IAw requires inter+est to be pai�,l.ender shnll not be required to pay Borrower any intercst or
<br /> � , ' eara�Sngs on�he Funds. Bomower and l.ender may agrcc in wridng,howcver.that interest shall be paid on�he[�unds. i.ender
<br /> - .• � shnll give to Borrower,withaut charge,an annual eccoun�ing of the Funda.showing credi��end debits to the Punds and the
<br /> ;;�•.. .; purpose for whicb each debit to the FLnds was made. The Funds are pledged as addidw�el security for ell sums secured by
<br /> tlua Sxcurity Instrumrn�
<br /> � _'!IC.Sil�itii.!!%�.f,;S�::;'�. . .
<br /> ., 5�,.���';:...;5,� lf the FLnds hcld by I.ender exceed the amounts permltted to be held by appiicable law. Lender shui m��,rot io
<br />.. _;�;�;�.,,:'t;i�:.;, ;- Borrower for the excess Funds in rkcordance wlth the mquirements of upplicable luw. A��hz amount of the Fundti�ld by
<br /> �• :��•� • ��'' Ixmder at any tirne is not su3ficient to pay the Escrow Items when due,Len3rr may Qo nntify Bomnwer in writing, nnd, in
<br /> ����"�'`"� '�� � '• � such case Borrower s�all•pay to L.ender the amount necessary to make up the def3ciency. Borrower shall muke up W�e
<br /> - ' �'".',�f: :. . S .' �C
<br /> • •� �,;_ •• ' deficiency in no more than tweive monthly paymenla,at l.enders sole discrztion.
<br /> �� �',;��;'�+"�'�' Upon payment in full of all xums secured by this Securiry Inswment,Lender shall prompdy refund to Borrower any
<br /> • '��.�r:,.
<br /> �" " ';�'�%�� �'~` FLnds held by I.ender. If.under paragraph 21. Lender shull acquire or sell the Propeny.L.ender,pdor to the acquisition or
<br /> _ �ni�:. �•��s:�:�•�r�+ '' sale of the Property,sholl upply any Funds held by Lender w the time of acquisition or sale as a credit against vl�e sams '
<br /> - ,�: .�r';=y� , ^: . secwcd by this Security Inswment.
<br /> � -• �-••.- ,•� .• 3. Appllcation at PAymeats. Unless appllcable Iaw provides othcrwisc,all paymcnts received by Lender under �^_•_-
<br />-�r �• • � �: ,� paragraphs 1 and 2 shall be applied:fint,to smy p�pnyment chcuge+due uncfer the Nae;second,to Arnauntc payable under _
<br /> 1�� ^ ••����-� paragraph 2;third,to intcrest due;fourth,to prn�cipal duc;and Inst,to uny luic charges due undcr the Notc.
<br /> � �� .':����;;.� � 4. Clu�rges; Llens. Barrowcr shall puy all taxes, u�sessments,charges,tines �md impositions uttributable to the -"'—
<br /> � • •��� ;- • PropeAy which muy attain priority over this 5ecurity Insuument,and leasehald paymeni+or grnund rents,if any. Hvrrower �-�~
<br /> - - - shall pay these obligations in the m:umcr provided in paraRraph 2,or if n�t puid in that mnnner.Barower shall pay them on —
<br /> � '.','; .• " . ' Ume direcUy to the penon owed payment. Borrower chall promptly furnish to Lender ull noticec of emounts to be paid undrr
<br /> - �; � • , this paregraph. If Borrower makes thetie payments dircctly. BorroWcr�l�all promptly furnish to Lender receipts evidencing �:;_:-
<br /> - . the payments.
<br /> „ Borrower shull promptly disch:uge any lien which has priority uver this Securily Imtn�mrnt unless Borrower.(u)ngrees
<br /> .- • ������" in writing to the payment of'the otdigution secured by the lien in a manner acceptuhle to Lender,(b)conte+�s in good fsulh the _ _
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<br />_ ".. ;,,,'�: ��� � i lien by,or defends against enforcement of the lien in,legal prucceding�whirh in the Lendcr�opinion operutc to prevent the ��
<br /> enforcement of the iien;or(c)secur+es frnm the holder of the licn un ugreement sutisfuctory to Lender subordinuting the lien
<br /> ' ".'•°"�y,"� to this Security Inswment. If Lender de�ermines�hat •rny part ot'�he Property is subject t�i u lien which may attnin pdorlty
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<br /> -_ , � i over ttiis Security Instrument,L.ender may gl�•e Bortnwer u notice identifying the lien. Borrower shall satisfy the lien or take
<br /> � �.;:?`�:��.�;�•� ' ,., one or more oi the nctions set fonh�bove wid�in 10 days uf the giving of nutice• ��"F'
<br /> r >��' ,,';;�(�;.-;:;t 5. Huxard or Property Insurpnce. Borrowcr shall kcep ttk improvemen�s now rxisting or hereufter erNCted on the �,w''
<br /> ,,y rr.f Propetty insured ugainst loss by fire,hnrudti included within thc term"extencled caverage"and any o�her haxurds,lncluding
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<br /> _ , � .. I floods or flooding,for which Lender rcyuirex in,uranre. "fhis imuran�e sha)I Ix maintnined in the umoums and for the ��,�
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