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<br /> S. Hq�t�d ot.l�trty Iowuaaoe. Borrower �hall koc{� tho improvemenu naMlScl�tjag or hercafter erected on�ho
<br /> Ptoperty I�.tu�d�aift►�t.��by firo. hu�ud� Includod wlthin tho tertn "extended oovctaga'and�ny otlkr h�rsrdr.including
<br /> floadE a�.flc�oditt��fac•w�bic�b�l.cnder t�uias inrurance.Thi�insu►�rwe shAli 6o mAint�inod In the amouM�and Por tho perlads
<br /> th�t l,a�roQuliros. TtK+itqqnu�ce curfor providin�the insurnnco �II bo chaFen by Borrower subjert ta L.ender'�upprova!
<br /> which�h�ll not bo uorpasot►Aht�+.withheld. If Borrow�r failq lo mpintAin a►v�go descdbad abuve. L.enier rnwy. nt l.ancier'r
<br /> ap�ian,oblain oavemgo ta pnttQOt�.ander':dghta in the Pmpe�t,y in uccordance with puregmph 7.
<br /> All insura�x�e poUpias wK1.1'atiew�ls siwll be acceptable to I.endcr wid sfwll includc a atandard marlg�c clauce. Lendcr
<br /> dwll hAVe the�ghl to hc�ld Iho pc�licies pnd rcnewals. If l.ender rcquire�, Horrower shall promptly giva ta Ixnder YII roceipl�af
<br /> -"��"'� - _ -`�' pdd pt�emlanw und tanaw�l natit�, in,tho evCnt of loss.Bc�rrower shwll givo pmmpt ncitice w tho incurwioo carrier nnd l.e�der. �-�-
<br /> Lender tniy m�ke pmof of Ic►ss if npt.m�cle promptly by Borrower.
<br /> Ur►Icss Lender and earmwer ot!►eruvise agree in w�iting,insurance proceeda shall be applled w restor�tion ar reQair of the
<br /> Properly damwgod,if�ha rostarstian pr repair,is economically feagfblo and Lendot's security is nat lessened.If ttie restoration ur
<br /> �_ _.___ -_-----� ��is nat aoanomiaally fsasibla ar.Lender's secudty would be Icssened.the in�urancc proceeds xhall be apPUa1 to the suma �
<br /> eaurai by tdic Secu�ity ins[rument,�whqhtx.ar.not then due, with any excess puid to BoROwer. If Borrower abandons tha
<br /> - ` �"�: PropeKy�ordacs nat answer withln 30•d�ys a notice from l.�nder thut tha in�ur�nce carrie�has offered to seqle A claim. then
<br /> Lender rnvy oallat tha insumnae pt�ckeeds..Lender may use tho proce�da to repair or restore thc Property or to pay sums
<br /> secutred by thic Serut�ry Instrumemt,whpth�r oT�nat ttien due.The 30-dny periad will begin when Ihe notice is given.
<br />— Unloss Lender and 8c�rmwor.othprwise agrce in writing. any appliratlon af procceda to p�incipal shall nat extend or
<br /> pactpane the due dpta of the manthl�•p�yments referred to in paragraphs I and 2 or chungo thc amoum of the payments. If
<br /> under parng�aph 21�tho Propprry is Apquired by Leader. Borrower's right to any insut�nce policies and proceeds resulting from
<br /> �-- dwnago to tho Ptoperty pri�r to tha aaquisition shell pass to l.ender to tha ealent of the sums secured by this Security Instrument _.__
<br /> - lmmodiatoly prior tn tha aoquiFitian.
<br /> - _-- — 6.Oacu@pnay,PnegervAflan,�Nlnintenance and Protectlon ot te\r.Pncperty; Borrower's Loan ApplicAtion; I.ease6oldc.
<br />- , Barrower shdl oaupy,establi�h.and use tho Prnpeny as Borrower's principal residance wlthin sixty days after the execmic►n of
<br />- , this Security InstNment and shall cantinua lo accupy the Property as Borrower's principal nsidence for at least one year afier
<br /> ., the datB of aavpancy,unless Lendeir otharwi�e agrees in wriUng,which oonrent shall not be unreasonably withheld,or unless
<br /> exteauating circumstunces exist whiab�am beyond Borrower's control. Borrower shall nut destroy, damage or impajr the
<br /> � Pmpeny,allaw tha Property tu datariomta,or commit wasta nn the Property. Borrower ahall be in default if any forfeiture
<br />� ' i action or prqceadins. whethdr eivil�or•crimin�5,is 6egun that in l.ender's gac�d faith judgment could result in forf'eiture of the
<br /> Propaty or dhsrurlse matadally impair the lien created by this Seruri�y Inslrumant or[.ender's security interesl.Borrower may
<br /> -- I curo such a dofauh and rainaute,�.�provided in paragmph 18,by causing the action or procee�ing to be dismi�sed wlth a nding -
<br /> ���� that, in l.endor's gaal ioith�datennination. precludes forfeiwrc af tha Borrower's intercst in the Propc�ty or other materiul --
<br /> impaiiment of tha lien creatc*d�y �his Security lns�rumem or[.ender's Security interest. Borrower shall alw be in defauU if
<br /> �''?�.s•, �• Borcowcr,dnring�hc tqan appli�ration process,gAVe rru►tcrially Palre or inaccurate Iniarmation or atatements to Lend�r(or failed
<br /> �' ' '•;� to provida l.ende�with any material infarmatian)in connection with the loan evidenced by the Note,includin�,but not limited --
<br /> � ���-n'�-."`�� to,represenutio�ts oonremin�Borrower's occupuncy of the Property us u principal residence.If this Security Instrument is on a —�°
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<br /> __- ' =`+�'�.'�•'�+•.••;••- +� leasehotd, Borrowcr shpll ramply with ull the provisions of thc leuse. If &►rrower acquims fce title �o the Property, the
<br /> _ � �,xv�,�•;.s�,;; le�sehald end the fac ddo shall nat mergc unle.ys l.cndcr agrces���hc mcr�cr in writing. ---
<br /> �"'''" '� ' � 7.Protactfon af I.ender's Ri hts fn tNe Pro rt If Borrower fa8s to orm the covenunis and a reements contuineJ in
<br /> ws�rv.;:•z,�i, � Pe Y• P� B -
<br /> �' �• � 1��;; � this Security Instn�ment, or there is a legul procceding thut muy+ignificuMly affect I.eader's rights in the Prc�perty (�uch a�a �
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<br /> _- _ �1}:�, . i prooeeding in bunkruptry,prnMato, for condemnution or forfNftune ur w enfi�rce luws or regulali�ms), then l.ender mey do m�d
<br /> ?'� �' •'• ` � ' -,; I pwy fi�r whs�tover is nace!;snry tu protect the vulue of the Propeny•rnd LenJcr's rights in the Prope�ty. l.endcr's uctions may «�
<br />�• '��'���et,;`',�;�� . ` �. i includ� paying uny sums s�vtud by a lien which hus priority uver this Securiry (nstrument, appraring in court, paying
<br />- ��''f3�k�r���"'''��` masonablo uunrneys' foes anti•emoring on tho Property to mukc repuin+.Although Lcndcr muy tuke action underthis paragrnph �� -
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<br />_;,,� .'.-w�.��— ;.,.y" � 7.L.eml�r daa not have to dn sc�.
<br />'� ' ' ��J'`� • � � 'r' . � Any amnuntF dirhun�d•b�� L.ender under this paragrrph 7 �hall bea�rne additic�nul dcbt of &irrower secured by this �`'J
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<br /> ��,y ,;;;,�;:.��. .�; Securi�y Ins�mment. llnlu�s Burr+nver�nd Lender agree to other�emix ot'payment.the,c urnoums shull bcar interest from�he b"��_
<br />. ;��i;�;,%y;,;;r 1. , date af disbur�ement v� thc Nn�u ruta and shull b�: payable, with in�ereal,uq�n noticc ftum L.endcr to Borrower requesting -�
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<br /> ::: � � ,: 8. AloNga�e Insur�nae.If Lendcr reyuired rmmgvge imurance u�a canditiun uf making the luan secu�d by this Serurity —
<br /> _��;"' .;�T .r,�,;7.,,,.. . InstrumerN. Bnrroa�r shmlUpRy the prcmium� reyuired to muintuin �he m�Ktgugr in�ur�nrc in cFfcrt. If, fi�� uny reawn, the ='`-
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<br /> � �,, � mnrtgAge inswunce ro��eruge required by l.cndcr lapses or cca+eti tn tx�in cfFecl, Borruw�cr.hull pu��the prcr.�iumx reyuired to =.-
<br /> �-�: obtain ca��e�ruge �ubstamially equivt�lem di tlk nx►rt¢age inxuranre pr<<�i��usly in et't�rt, at a ruat substuntiully cyuivulent tii�he �;
<br /> �:::� cosc to Borro�vcr af thc m��ngugc insuranre previ�iusly in rffer�. Frc�m an al temu�c miingu�r in,urcr approv��l by Lc�xlcr. If �"-'
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<br />� ,� substnntially cquivalom mnrtgage insur.�nce an•eraFe i. nat availuhle, BorrnN�er.hull puy h� LenJer earh month u sum cyuul tii �.7.-
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<br /> one-tweNllt of the yeari}� mi�ngagc insur•rn�r prcmium heing puid i+y B��rri�wer x•hen�hc in�urancc ravcr�gc lap��tii i►r reati�d to
<br /> '_' ` be in eifc�h. Lenafer will�tccx��p1,use�nd retain thcsc puymcnts ua u lo.s re�rvc in licu of mortguge inxuruncc. Lu,s rc�rrve '�ry
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<br /> - ,'iu�•,:.�•' ' Fam 3028 8190
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