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<br /> TOaBTHE�Iit WlTH dl the Improvements row or henafler emtad on Ihe ptoperty. aad all e�anaw�appu�teaanoa.ud
<br /> flMurcs now or herafter 4 part of 1hc propertY. All repl�oema�ta �nd �dditians �hall d�o be ooverod by this Saairity
<br /> Lwtrument.All of the fore8oing i�rePertad w in thfs SocuNty lnurument�tho"Properry."
<br /> BORRORiBR COVENAN7'8 tlu�t Bonowa'ia l�wlUlly wi�od ot the e�te hercby oor►vcyod and hu the dQht w �rant ad
<br /> oonvey the Property�nd ttW tho Pmperty ia anencumberod.excYpt for encumbnnca of reoard. Bamower w�rranta wd wW
<br /> defend genenlly the tido w the Poupaty a;dnst all cleimc and demar�d�.subjoct to�ny a�cumbratnces af r�ecoid.
<br /> THIS S�CURITY INSTRUMENT canbines uniform rnvenant�Por n�lional use u�d non•uniParm cavenanta witb limlwd
<br /> wriationa by juri�diction w constitute p unfform iocu�lty instniment coverfn��eal praperty.
<br /> - ---- -�°� UNIFORM CdVENAN7'S.Borcuwa;r und[.eoder wvenunt nnd ngm as follows:
<br /> 1. P�ymeat ot Hiucipd ond Iaterati �P�l�t and I.de Cb�a�. Borrower shwll pmmM�Y PaY whcn duo the
<br /> principd of and interest on the debt evidenca!by the Nde and any prepayment erd lato cFuuges duc unier the Note.
<br /> �.Fund�[or Taxe�at�d Im�uranoe.SubJect to applicable law ar ta a wrinen waiver by I.tnder, Borrower ehall pay w
<br /> Lender on tha day monthly pnyments are duo under the Note.until the Note is paid in fidl,a sum("Funds")for:(a)yearly taus
<br /> " �--- _-� and asseFSments whic6 may aUaun priodty uver fi�tt S�xurity Luirun►rut a,n Il�n un the Pcaperty:(b)Ye:uly leasthald paysm�t� �
<br /> or g�ound rents on tha Praperty.if any;(c)yeurly fwTaud nr property insurana premiva�:(d)yearly flaod insutanoe pnmiums.
<br /> lf any; (y ycarly mortgage insurance premium.g, if any;and(�any sums payable by Borrowcr to Lender, in aornrdpnoe with
<br /> the provlsions of parag�aph 8,in lieu of the pnyment of mortgage insurunce premiums.These items are callod"Escmw Items."
<br /> Le�er may. at any time, rnllect and huld Funds in en amount not to axceed the muimum anwunt a lander for a fader�lly
<br /> rclated mortgage loan may requirc for Borrower's escrow account under the federul Real Estate Settlement Pracadu�es Act of
<br /> 1974 as Aa�etded from time to time. 12 tI.S.C.Section 2601 et seq.("RESPA").unless another law tFiat applies to tho Fund�
<br /> seta a lesser emount. If so, Lender may. �t any time, oollect and hold �unds in an vnount not to exceod the lesse*tmount.
<br /> _ � Lender may estimate the omount of Funda duc on the basis of cument duta and msanabic eslimales of expenJitures of fulurC
<br /> - Bscrow Items or otherwise in accordance with applicuble law.
<br /> The Funds shall be held in an ins�itution whose deposits are insured by o federal agency. instrumentality, or e�tity
<br /> (including l.ender.if L.ender is such an institution)or in any Federnl Hame Loan B�nk.Lender shall apply the Fu�ds to pay the
<br /> �,nr� Esctow Itema. I.ender may oot charge Borrower for hulding and applying the Funds, annually analyzing the escrow wc.�rnunt,or
<br /> �`-��'� verifying the Fi�crow Item�, unless I.ender puys Borrower interest un the Funds and applicable Inw permits Lerder to rnoke such
<br /> a char�e. Hoaever.l.ender may require BoRawer to pay a one-time charge for an independent rcal estate tax reportfng service
<br /> used by l.endcr in connection with this loan. unless applicable IAw provides otherwise. Unless an agreement is made or
<br /> `1 applicable!aw requires i�uerest to be pafd.Lender shall not be reyuireii to pay Borcower�ny interest ar eami�gs on the Funds.
<br /> �rrowcr and Lender may agree in writing, however,tbA[ interest shall be prid on the Funds. I.ender shall give to Borrower.
<br />- without charge. an ennuul accounting of the Funds. showing credits and debits to ttie Funds and the purpc►se for which each
<br /> - debit to the Funda was m�eie.The Funds are piedgeci m wldiiiww�i�curity io�u11 �u�iia�za:ured by ihis Securiiy tasi�rricnt.
<br /> If the Funds held by L.ender exceed the amounts permitted to be held by applicabk law, Lencier shall acoount to Borcower
<br />:. for the excess Funds in accordnnce with the requirements of applicable law. If the amount of the Funds held by 1.ender at any
<br />'°�• ��� time is not sufticient to pay the Escrow Items when due.Lender may sa notify BoROwer in writing,and, in such case Borrower
<br /> � - � � � shall pay to Lender the amount necessary to make up the deficlency. Borrower shalf make up the deficienoy in no rnore Uwn -
<br /> •. twelve monthly payments,at Lender's sole discretion. _
<br /> n"'"�� ' Upon payment in full af all sums secured by this Securiry Instrument, Lender eh�ll pramptly refund ta Horrower an��
<br /> • � ��*: Funds held by I.ender. lf,under paragraph 21, l.ender shall acquire or sell the Praperty.L.ender,prior to the acquisi�ion or sele
<br />'-,:_ - of the Propeny,shall upply any Funds held by Lender at the time of vcyuisition o��le as a credit against the sums secured by -
<br /> _ this Security Instrument. -
<br /> • a•, 3.Applicadon of Pt�ymenf�.Unless applicnble law provides utherwise,all payment-• received by L.ender under pumgraphs �.
<br />. �.: ,: .�� -
<br /> � �"''�°"� I and 2 shull be applied:first, to any prepayment charges due unJer thc No�c; x�rond,lc�nmount.r• payable under paragruph 2;
<br /> _ •' ,�;�`'`'; thjM,to intere�t due;fourth.to principnl due:and las[.to any lute chur�!es due undcr the Nme.
<br /> 1�;::'' .'. _.
<br /> �4• 4.Chu�es; I.fens.&�ROwer shall pay all taxes,ass�ssments, charge�,fines and impo�;itions uttributuble to the Pruperty
<br /> � r.�r ' � which may attnin priority over this Securi�y Ins�rum�nt, und Iwsehold payn�cnt.or ground rents, if uny. B��rtower shall puy _
<br /> - - '-_,�-_s��;-�'� these obligations in the msnner provided in paragruph 2,ar if not paid in that munncr,&�r►ower shull puy them on timedirectly -
<br /> „„ -��-•� �- ro the person owed payment. Borrower shull prc►mptly furnish to l.ender all notices of am��unt�a�he paid undrr�his pnrograph.
<br /> � """ ' ° If Horrower makes these a•n�em.dirc�A Burrowcr shull rom tl furnish to Lcndcr mref t�c�•idcnrin thc a ments.
<br /> p'> y• P P Y P € P'Y
<br /> '� "''�'��'~' ° Borrower shnll promptly di.r-charge uny licn which hus priority nver�hi�Srcurity ln.rtrument unle�s&�rrower: (a)ngrees in -
<br /> � '`�v � ±��� '�= writing lo the payment af the obligution ticcured by the lien in u n�rnner uccepuhle to l.ender: (b)rontestti in guixi fuieh thr lien _
<br /> �� ►1k'',-.:' =
<br /> _ �,,4,1 by, or defends ogainst enforcement of the lien in. Iegrl pnxcc�ling� which in the l.cnder'� ��pinion o�rate tii prevent the _
<br /> ,5..�M.�"°'°'�,,, enforcement of thc lien;nr lr1 secuR�(rum the holJer af thr lien an ugrrrment .ati.f:�r��ry tu Lender.uFx►rdinating the lien tu -
<br /> �;� � :� ,rn �his Security Instrument. If Lender Jetcrrnine. that iiny purt��f the Pru�xn)• is .uhjcri k� a licn whirh muy uttain priurity o�•er =
<br /> - � �'�' this Security Instrument. LenJcr meiy gi�•r Borri,wer a nntirr idrntif��ing th�licn. H��rmwer,hall .ali�fy the licn ur lukc�ine or �
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<br /> _ , . , more of the actiuns set farth above wi�hin IU Juys at'the giving��f nutirc. -
<br /> .�a�,:� ����' Form 3028 9180 __
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