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-�f:v '�� : ' ,S, � .�..... . .. ' i __. .__".___- _--_ _.. _-..-.. _.. _.... . � .. _ _ a � �93-' .so��s p�yn�ta m�y no longer ba required�at Uro option of Lendor.if mort�a�e inwr�cc cuver�e(in the wmuM+md for the p�aiod thpt(,ader requi�ts)p�+uvidod by on insurer approval by l.ender�ydn becoma�vdiAble�nd fi obWned.Horrower�h�ll pky - t6e prpniunr requirod to rmi�win mortpBe insururce ln effect,or w provlde a Im�s rcxerve.untll tho requiranw�t for a�ottNp irou�ce ads in acenndanca wlth�ay written ABtoetneet betwan Borrower and i.ender or applicable law. !leqiecflon.L.ender or ite age�m�y mAka rauon�bla entrie�upon and inspectiona of the Property. Lerder�iull Sive Barmwor nodce at the tink of or pdar to an inspection�pxifying reasonable cause for the inspoclion. 10. CoadematNoo. 77�e procad�of my awud or cloim tor dsrn�ger, dircct or conaequential, in cannectian wilh �ay ,��.�_ rnndertuwtlop or other Wclna of any port of�he Pmperty.or far conveywrce in Iku of candemrwion,ue hercby wl�ned�nd �11 be prid to Lnder. In the oveat of��ot�l taking af Ihe Aropeny.the procoods riall be AppNod to tho rums socurod by thi+�Socuri�y Ins��ument. whether or not then duo. with�ny exceu ppfd to Borrawer. In the event oi a porUal takin�of the Pmpeny in which�ho fdr muket vduo ot�he Property inunaliutely beforo�ho tAkin�i�oqwi!ta or Qreater ttwn the amcwnt of�ha sumr�avrod by�hi� — --- cnruri�y Inwn,�n�+nt Imm�liw�ly hrf�ur tho lekles,enle��IM�mw!�r am1 I.endcr dMcrwfae oaree in urrltinp.�he wau�cun+A hy � _ th{� 5xu�lty Imlrument dwll lne roducod by the amount af tho proceod� multiplied by the fnllowinp fraction: (�) tho wtul iutxwnt of the aums�ocurcd immodiately beforc tho taking, dividod by (b) tho fair murket value nf thc Property imrmdiately before lhe talcing. Any bnlance siwll be pAid to &►rrower. In tho event oP u patti�l wking uf the Property in which the f�ir markct valuc aE the Property imrtxdlately before�he tnking is le�s�twn the cimount oP the suma sccu�d immediotely before the taking,unles�Bornower and Lendar othcrwise agroc in writing or unlcss epplicable law otherwisc provldea.the procaedo ctu�ll be Applied to the sums securod by thia Secu�ity lnstrument whether or not 1he sumv are then due. If the Property le abandoned by Borrower.or if,after notice by l.ender to Borrower that the candemiror affen to make�n _ - _ award or settle n claim for demages. Borrower iails to respond to Lender within 3Q days after tl�e date the notice la gfven. - Lcnder is nulhodud to collect and apply thc proceads,at its option,cither to restoration or repair of thc Property or to the sums �ocurod by Ihis Security lnstrumcnt,whethcr or nat then due. Unless L.ender and Borrawer athernise Agree in writing, any Applicutian af proceeds ta principal shull not extend or postpone the due datc of the manthly payments referred to in pnrngrnphs l end 2 or change the amount of such payments. '� Il.BomAwer Not Releaced;Forbearaoce By l.ender Not a Waiver. Extension oithe timc for payment ar madification � of amortization of tho sums secured by lhis Security Instrument granted by I.ender to any successor in interest of Borrower sh�ll not operate to release thc liability of the ariginal Borrower ar Barrower's ruccessars in intcrest. l,ender shall not bc required to commence proceedings again.0 any successor in interest or refuse to extend time for payment or otherwise modify amonization _ "+• of the sums secured by this Secu�ity Instrument by reason of pny demand made by the original Borrower or Borrower's - successors in interest. Any farbearance by l.cnder in eaercising any�ight or remedy shall nat be a waiver of or pmclude the __ -- - — exercise oP any right or rerne�ly. 12. Successors anA Ass(Qns&►und; Joiret and Seveml l,iabilily;Co-si�ners. Thc covenants and agreementa of this ,.. Security Itwtrumeni sha�l bind and benefit the successors and assigns of l.ender and Borrower, subject to the provisions of - pa�graph 17. Horrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security --. ,�'. 4 ;!�; Insttument but dces not execute the Nute: (a) is co-signing this Security Instrument only to mongage, grnnt and canvey thet ` . Borrower's interest in the Property undcr the tenns of this Security Instrumenr. (b) is not persunally obligated to pay the sums secured by this Secudty Instrument;and(c)agrees that Lender and any other Bonower rnny agree to extend.modify,forbear or "�� make any acrnrnmodations with regard to the tertns of�his Security Instrument or the Note without thnt BoROwer's consent. �,.�r,�: .�,.�� 13. Lo�n Charqes. If the loan secured by this Securiry Instrument is subject to a law which sets moximum loan charges, _ "' and that law is Gnully interpreted so thnt the interesl or other Inan charges cullected or �o be coliected in connection with the = _ � . ; loan exceed�he permitted limits, then: (p)uny such loan rharge shuli bc reduced hy the amount necessary to reduce the charge _ 'ti' to the rmitted limir and(b)an cums alread rollected from Borruwer which exceaied rmittcd limits will be refunded to '.�.�i� � y J P� Y• Y Pe -- � ��° Borrower. l.ender may choose to muke this refund by reducing the principni owed under the Note or by making a direct __ �` ```�''°�`� payment t� Bc�ROwer. If a refund reduces principul, the reductiun will be ueated su u partial prepayment without any , � �- .., t�,.:r• = ��r' " ;��'.'i� prepayment chnrgc under the Note. - '�`�� 14.Notkes.An naice ta&+rrower rovided for in this Securit Instrunx�nt shull be iven by deliverin it or b mailin .::a�:' ,: ,. ' �?�':, 9 P Y F� 8 Y 8 _ • ;' '�''�'��• it b first class mail unless a licablc law• re uires use of�rxNher muhod.The nntire shull be directed to the Pra rt Addresc - h��,;rr��.:� Y PP� 9 � Pe Y � �.,4f�u � ,r5`�np`••.•.. •s., nr any othcr address Botrower designates by notice �a L.endcr. Any ncxicc to L,endcr shull be given by first class mail to � •t� �: Lender's address stAteJ herein or any other uddress L.ender designuteti by notice to &irrower. Any nutice provided for in this "'? � � Security Instnirnent shull he deemed tu have t►cen Riven to Borrower nr Lendcr when given u.+provicicd in this parngraph. �_ '.�;, � �;;:;:.r:K....:.' K`�"1 '�� `�'�; > l5.Governin� law; Severabillty. Thix Security Inr�trumcnt �hall Nc govemeci My feJerol luw and the luw of the ` - . ��i��„ jurisdiction in which the Praperty iti locuted. In thc rvem thut uny provision or rlautic uf thi�Security Instrument or�he Note