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<br /> 7�QUBCHBR WITH dl the impravanenh now or hei+eafter eroctod on the pmpe�t�r.u�d dl auana�u,appurtaunc�.�od
<br /> fUcturca now or heraftcr a �rt of �ho pmpe��ty. All �+eplaRxraenta uid Additionr �fwll d� be coverod by t6L Securlty
<br /> Iaruument.Ali of tho fore�ain�is mfemed to in thia Securlty inst�ument a�the"Property."
<br /> BORROWBR COVBNANTS lhat Borrower i�IAwft�Qy�eieal of thc esqte hereby oonveyed and han the ri�ht to pant ud
<br /> convey tha Praperty and that tho Prope�ty i�unencumberod, except for encumbrancw af ra�ord. Borrawer warrant�ud wUl
<br /> defend generally the title to the Property agalnst all clnlms and demanda.:ubjoct to Any encumbrances of ra�ord.
<br /> THl3 SECURITY INSTRUM61V1'combines uniform coveaants for nationa! use and non-uniPorm covenu�ts with limited
<br /> vuiationa by juricdiction to wnstltute a uniform sxurlty instniment covering real propeny.
<br /> - '�'��£'"--�"'�' UNlFORM COVIENANTS. Borrowcr and Lender covcnant and egra as follows: -
<br /> 1. Pryment ot Principd Aad latenah, PrePvYmet�t aad L�te Ctwrgaa. Harrower shall Prompt�Y PaY when due Ilie
<br /> _ yti�xtiprl of and interest on the debt evldencad by the Note,and any,prepayment and late charges due under ihc Note.
<br /> � 2.�nde tor Twca aad Itu�urAn�x. Subject to applicable law or tu a wrltten wsuver by Lender. Borrower shaU pay w
<br /> �, Lernler cm the dsy monthly paymente ere due encler tlie Nc�te;antil the Nae i,�pnid in fe111,a sum("Fund�")for:(s?Ytarly tazes .- .
<br /> and assessments which may attain priority over this Security[nsuument es a lien on the Praperty;(b)yearly leasehold paytnents
<br /> `�- or ground rents on ihc Property,if any:(c)ycarly hazerd or pmperty insurance premiums:(dl yearly flax!insurance premiums.
<br /> if any;(e)yearly mortgage incurance promium.4. iF any; and(�any sums payable by Bortawer to L.ender, in aocordance with
<br /> the provlsions of paragraph 8,in lieu of the payenent of mortgage insurance pr�miuma. These items are called"Escrow itema."
<br /> l.ender mAy. nt any time, roll�xt wid hold Funds in an umount not to exceed the maximum amount u knder for a federally
<br /> rclated morlguge lcwn may requirc for Barrower's es�cruw account under the federal Rca! E�wte Scltlement Procedures Ast af
<br /> 1974�wnended fmm time ta time, 12 U.5.C. Sec�iun 2601 er ceq.("RESPA"). uole�.r unMher Ipw that applies to the Funds
<br /> _Q" se�s o lexser wtKwnl. If w�. l.ender ttwy.ut any tinx, calloc� unJ hnld Funds in an urmwnt �xn �o exceed the Iesser amcwnt. _
<br /> Lendcr muy estimu�e the�m��um ��f F�unJx duc un thc Mu�ix nf cument do1�and reaconAble eWimatec nP expendilurca of futurc
<br /> =��� E�cruw Itema or i��hcrwl�c in�Yanlunrc with applicablc I�w.
<br />- The Fwxi9 Khull bc hcld in un in�lf�utl�►n wh�i�c dep��xits arc inzunxl by u f�ierul ogency. inctrumentality. or entity
<br />', " lincluding l.ender.if I,enJer is�uch un inhtitution)or in uny Fuderul Home l.c►an Hunk. l,ender xhull apply the Funds to pay the
<br /> Escrow Itcm.r. L.c�xlc�nwy n��t churgc Bnrrowcr ti►r hi�lding unJ applying�he Funds,onnuully unalyxing thc escrow account,or
<br /> ` v¢rifying the E.ccrow Itemx. unlesr Lender paya Bormwer irueres�on the Funds and applicuble luw permits Lender to make such
<br /> = a chargc. However,I.enJcr may rcyuirc Borr��wer to pay u ane-time chargc Por an indc{�endent reul eatate tax reporting service -
<br /> �. used by L.ender in connection with this I��an, unless applicuble law providex othervvixe. Unless an agreement is made or
<br /> :, ;� � � epplicable law rcquirea interest to be paid,Lcnder shall not be requira! to puy Borrower any intarest or earnings on thc Funds.
<br /> ` Borrower and I.ender nwy agrec in wrlting, however, that intere.ct shyll bc paid on thc Funds. l.ender shall give to Borrower.
<br /> �'. .
<br />= without charge, an annual acrounting af thc Fundg, showing credits and debits to the Fundr and the purpnse for which each
<br /> ' • - --- debit to the Funds wa�made.The Funds are pledged as auiditional security far all sumg aecured by this Security Instrument. —
<br /> s` '�'"S" � IP the Funds heid by l.ender eaceed�he amounts permitteal to be held by epplicublc luw.Lender shnll arcouni to Borcower
<br /> ' . .�":,'F;'�::y�o.
<br /> ` ;:��.yN'•�,fi;. for the excess Funds in uccordance wilh the requirements of applicable law. If the amount of the FundS held by Lender at any
<br /> "���' :, time is not sufficient to pay the Escraw Items when due, l.emlrr muy so nntify Borrower in writing,and, in such case 8orrower
<br /> •:E^�►'`���� :r��'�'�� shall pay to Lender the �unount necessury to make up the deficiency. Bnrrower shull muke up the deficiency in no more than
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<br /> ;;��,,;,� _o:;':'{,`�� twelve monthly payments,at l.cnder'h u�ic discretion. _
<br /> _ ,;,�,,,.y��.. . Upon payment in full of ull sums secured by this Security Ins�rument, l.ender .r•hall promptly refund to Borrawer any
<br /> �:.,�:'";c ; , Funds held by LenJer. If,under para�raph 2I.Lcnder shall arquire ur sell the Propeny.lxnder,prior�o the ucquisition or sale
<br /> � `".�•�.a�-.�:a,�:` of the Prc►pert��,sholl upply any Funds held by L,eader at the time ni acquitiition or salc ati a credit against�he sums cecured by �'�
<br /> � ^:£� ... "'K+wr
<br /> '" �' "' this Security Instrument.
<br /> :. '�. . . 3.Applkatton of Payments. Unless upplicuble luu•providex otherwise,all payment,rceeivec!by Lender under parugraphs r•
<br />-��t'` -' �""•�'�' 1 and 2 shall t►e a lied:first,to an re a meot char es due und�r ihe Nc�te; .eronJ, tu umc�un�s r able under ura ra h 2; �`.
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<br />_r�:�t ,�a�.�,y,•;x.,, third,to interest duc;fourth,to priixipal duc:and la.t,to uny latc chrr�es due under th�N�ne. `;;_.
<br /> -- =�;��•a�y-�•• �Yi��� 4.ChAr�es; I.Iens.Borrowcr shall pay All tuxc.,uz�es�memz, rhurFe., lines und imp�nitiam uuributable ta the Property -��-'``
<br /> � •+ `' which ntay attain priority ovcr this 5ecurity Ins�rument, und Ieaschold payment� or gr�wnd rcnls, if uny. BoROwer shnll pay - °
<br /> "' � � • �� •�• these obligetions in the munner prc�vided in�ragr:�ph 2,��r if not paiJ in thut munncr,&►rruwr��hall pay them on time direcdy �~.
<br /> �� � • =, ' ��j��� to thc perxcm��wcd paynxnt. &►rrowcr+hall promptly furoi�h t��LcnJcr all nutirr,uf anwunt.a�hc paid undcr this paragraph. L. -�•
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<br /> °^}'• w`• '''�' If Borcower muke,the+e pa ynuntti directl y. liurruw cr z h u ll p m m p U y f u r n is h t o L.c n J c r re c c i p tz e��i d c n c i n g t h e p a y m c n t s. �- -
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<br /> ` `' ' � `•�` &►rrowcr Shull ram tl Ji.char �any licn whirh huti riorii iwcr Ihi�Sccurit In�trumrnt unlcs�Borrowcr: lu)u rcrs in `
<br />-.,,,:. ,�.-.g,,, ., � :,: ',� P P Y !�' P� 5' Y S �-
<br /> � •r�'�!>,:�..,'`+� writin to the a rnent of Ihc ubli anon�ecurcP u bhc licn in a manner urce taBle ta Lrixlrr:Ih1 rcimc��ti in nod faith the lien °"�'
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<br /> by, ur defenJ, uguin.t enfarcemrm ul'�Ik licn in. Icgal pr�iceeJin�.r whirh in thc l.endrr'� upiniun i�perate to prevent the -�:
<br /> ,���� �• ' ,. enforcement of thc licn: iir Icl�crure.r frinn thc holder ot'thc li�n an aErumcnt�ali.lactun lu I.enJer suix,rdinuting the lien ro �.:.�
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<br />'.��� • �:�. , this Security Instrumcnt. II' I.endcr Jet�rminr,tha� any pan„f thr Proprm� i..uhjrri ���a licn �el�ich ma} a�tuin priarity �wrr �.4
<br /> � this Sccuri�y Intitrunxnt. I.cnJcr may gice li��rmwrr a nutir�i�l�nlilying thc lirn. Burr�i��cr.hull raiirf�•thc lien or�:�kc�mc ur
<br />�� more of the uctians set fotth abo��c within 10 Jay���I'thr giving ul'nutirc. �
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