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<br /> 7'OCiBTA�IBR WITH�It the improvanenta now a heneaher etected on tho propetiy,wnd all ea�ert�ents�rPPurte�ur�ca.
<br /> �nA flxture�nuw or ha+afler�qR of Ne propaty.. Afl iepl�oemaua and�dditiaa�hd!�w be oovered by thi�S�cwity
<br /> Inqtutna►t. Alt of 1he fare�oirt�i��faned w in thi�Securiry buwnxnt u�he"Pnoputy."
<br /> BQRROWFR C'OVENAN7'S�iut Barower i:UwfLlly Rcisad oP Il�astato hereby convoycd aM h�s th��I�ht to�nnt
<br /> ancl convey thepropecty�nd ttwt�he Praperty is unea�cumbered,except for encumbru�ces ot recard. Bortower w�rr�nt��nd
<br /> will dafeM�e,neraliy tha tltb ro the Propaty�inst tll cidnu and demu�d��wbJect W�ny arcumbnnce�of rocaM.
<br /> TMS SECURITY INS7RUMBNT oomWaer unifam covaunt� far r�ilc�l u�e wid nan-unifam coveniwq wi�h
<br /> Wni�ed vari�tio�ui by juri�dictia�w consdwte a unifortn Kcurity inst�ument covain�roa!prcpeAy.
<br /> UNIFORM OOVBNAN7'S. Botr�wer u�d l.eoder covaunt�nd�groe�s follow�:
<br /> l. RMy�ot ot Princtpal aod Iata�ati Preps'meot w�l Lat�e C6�r=a. Barrowec�Iwll promW�Y WY wh�n due�he
<br /> princip�at�nd Guena�t oa the debt cvldenced by the Note�nd any prep�yment end I�Ha char�es due under 1he Notc.
<br /> 2. Flwde for 7Lxcs aad l�enrusa. Subjec[aapplicable low or to�writteo wdver by Lender,Barower�hali{wy w
<br /> — - -� l,ertaa on dtG day moetltly psyments nre due under tlte Nae.undl tlie Note i�pAid frt fu!!,e a��m("Punda")for.(n)yculy
<br /> tucs and auessmenu which may wtain pricuity ovcr thia Secwity Insttument as a Uen on tho P�operty:(b)yearly leasehold
<br /> pymente a ground reots on the Pro�aty. if any: (c) YeulY hazerd or property insu�nce prcmiums: (d) Yearly tlaod
<br /> insurance premiums.if aqy: (e)Yeuly mortgage insur�nce premiums, if any:and(��ny sums paYabk by Borrower to
<br /> l.ender.ln�ccordance with�he provisiais of paragraph 8.in lieu of the paymcnt of mortgoge insurance prcmiums. These
<br /> itenw arc e�lled"Baeraw Items." Lender mAy.at any time.collect and hold Funds in an amount not to excad Qie ma�cimum
<br /> amount a lrnder for a federally related mortgage loan mciy requirc for Borrower�escrow account under the federa! Resl
<br /> Fsute Seukment.P�+nc.�cdures Mt of 1974 ws amended fram dme to dme. 12 U.S.C.$2601 er seq.('•�PA").unless�r
<br />-- IAw that spplies to Ihe Ft�nds aets a lesser unount. If so.L.ender may.at any time.collect u�d hold Fw�ds in an anwunt not to
<br /> _ — exceod the lesser amawu. Lender may esdmate the amounR af Funds dua on the bacis uf cuRent daw wid reasonaWe
<br />'; esWnates otexpendituras of futune Escrow Items or otherwise in accardance wlth Applicable law.
<br /> The Ponds shall be held in an institulion whose deposita are insured by a fedoral agency,inswmentality. or endty
<br />_- � (includfng Lender.if Lend.r is such an instimtion)or in any Federa!Home L.oan Bank. Lender shall apply the Funds to pay
<br />__ -- the Escrow Items. Lender may not charge Homower for holding and applying the Puada,annually anelyzing the ascrow
<br />�, — - - account, or verifying the Escrow Items,unless L.ender pays Borrower interest on tha Funds and applicable lew permits
<br />,.,�..�; 'v Lendu to make such A olaarge. Howeva,l.ender may require Borrower to pAy a ane-dme chargc for an independent rwl
<br /> '��a� estate twt nporting service used by Lender in connecdoa with thia loan,unless applicablo law provides otherwise. Unless an
<br />�^ agrament ia made or eppliceble law�quires intercst to be paid,Lender shall not be rcquMed to poy Borrawer any interest or
<br /> �} eamings on the tiinds. Bomowzr and L.ender may agree in writ�ng,however,that intcrest sh�ll 6e paid on�he Funds. Lender
<br />`�t` shall give to Bomower.without charge. an annual accoundng of the Funds,showing credits and debits w the Funds and the
<br />_; putpose fot which each debit to the Funds was made. The FY�nds are pledged as additional secudty for all sums secwrd by
<br /> -- — thie Security Inswment.
<br /> � � �; . if the Punds hcld by [.ender eaceod the amounts permitted to be held by applicable law, Lender shall account to
<br /> �=' �y,�y Borrower for the excess Funds in accordence with the requirements of applicable low. If the umount of the Funds held by
<br />:+:;r �°.•� Lender at any time is not sufficienl to pay the Escrow Items when dae,I.endar may so nodfy Bomower in writing,and,in
<br /> ' r.' such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the
<br /> ;1 .`' � � deflciency in no more tfwn twelve monthly payments,at Lender`s sole discretion.
<br /> ���" � Upon payment in full of all sums secumd by �his Security Inswment, Lender shall prom p t ly refund to Borrower any
<br /> .�uY �'7
<br /> . :`":;,, "Ms 's" - FLnds held by[.ender. If.under paregraph 21,L.ender shall acquire ar sell the Properry,Lender,prior to the acquisitton or ___
<br /> ' Mb'�SI° +^y sale of the
<br /> ' ,�.,.;,. Property.shall apply uny Funds held by Lender at the time af acqulsition or sala as a credit agafnst the sums
<br /> :�. + +?+ secured by�his Security Inswment.
<br /> ;i� , 3. Applicwtion of P�ymeats. Unless npplicabk law provides otherwise, all puyments received by l.ender under
<br /> • ,,�-,+,,., paragraphs I and 2 shall be upplied:firsl,tu nny prepayment charges due undcr the Note;second,to emounts puyable under _
<br /> �;,�.� , pangraph Z;third,to interest due;fourtl�,to principai due;and last,to any late chnrges due under the Note. _
<br /> �, Liepa Borrower shall a all taxes, assessmenls, char es. finas and im sidons c►taibutabla to�he
<br />- �, ,��..,� 4. Char�esp P Y S Po _
<br /> ' �'�'�� PropeRy wpfch may anein priorily over Ihis Security Instrument.end leasehold puyments or ground rcnts,if any. Borrower :
<br /> ::;� '-'d' ,�.• .. .��. shull puy ttiese obligations in the manncr provided in paragraph 2,or if not paid in thut rnanncr,Bormwer ahall oay them on
<br /> �:�' � �,�, �"'�`"�fY!; time directly to Ihe person owed payment. Borrower shall promptly furnish lo I.ender ull notices of amounts to be paid under _.
<br /> ��.+��1��F1;`;' �����•:� this paaigraph. If Borrower makes these payments directly,Borrower shall prompdy fumisH to Lender receipts ev�dencing _
<br /> r � .�. ,.
<br /> �r; �•,;,:,;�,,�`�::' the paymenis.
<br /> ��'�'��.���� ..� Bomower shall promptly dischorge ony lien wflich has prioriry over this Security Inslrument unless Borrower:(a)agrces -
<br /> ��` �f.,�.... ... e
<br /> - ' ' �'` in writing to the payment of the obligatian secured by the lien in a manner acceptnble to Lender.(b)contests in sood faith the -
<br /> ��_ ;~°-�,,.y� licn by,or defends ugainst enforcement of thc lien in,lega!proceedings which in the Lender's opinion opernte to prevent the
<br /> _ �n.,..
<br />- ��,.:� -- enforcemeat of the lien;or(c)secures from the holder of the lien an agreement sutisfactory to Lender subordinating the lien _
<br /> «�,,. •• ; to this Secudty lnstrument. If Lender detertnines that any pan of the Property is subject to n lien which may attain priori�y -
<br /> �"'`�a-��''. over this Saurity lnswment,L.ender may give Borrower a notice identifying thc lien. Borrower shall satisfy the lien or take -
<br />°� i;•�.;.:": ona or more of the actions set forth Above within 10 days of 1he giving of notice.
<br /> _ .�w=tc._�„ . -:. . 5. Ho�rd or Property Insurance. Borrower shall keep the improvements now exis�ing or hereafter erected on�he
<br /> �,,�, 4 ;.• Propeny insured againat loss by fire,hazards included within the term"extended covernge"and any other haznrds,including
<br /> . �:�.°, . flaods or flooding.for which Lender requires insurance. 71�is insurance shull lxs mAintuined in the amounts and for U�e _
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