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. .. __ _ . � .. .M . . ,. -.� _— . - � _ . ._....�.�..�_ _ " .;:; r _ ... --_--� � � - �..� .. ` _ __- �- � ,,.� .: . ,, � 91--iu5��0 - • � FHA MULTlSTATE AUJ USTABLE RATE R1DER TFIIS ADJUSTABLB RATB ttlDBlt ir mwlo�hi� 22nd day oi _ �t 4i �au!is inco�►rated in�o an�l sholl bc dcemMt lo ameM!unJ:upplcmcnt _� -_-_- � 1��a►t�ag�9 Uced of 7tust ar Sccu�ity DecJ t'�+�dly Insln�nkm") of Ihc �anw �to givcn by U�c undcni�{ned — ("Bo�mwer")to secure Barowcrk Nwc("Nwo")�n '�-- COl.UMBUS FEDERAI. SAVINGS BANK �.� _� ----° �� (ihc"L,ender')of thc same dt►tc and cuvcriog�hc pru�xny dcxcriM:d M ihc S��u�iry Inxmin�enl u�ul luea�cd ut: _ -- =------�-`�.� 253 SOUTH K IMBALL . --�_.- •�.j GRAND 1S1-AND, NE 68801 -- __`-�� IlYrhnhty Ml��al ,�rr�._,;, THE NATF. COIV'1'AINS 1'KOVI�IUNti AI.I.QWIN�i MUN CIIAN(iFti IN TIII: -��''. ; IVTERF.S7' RATE ANU '1'lll: M�)t�7'IILY PAYMN:NT. TUR NOTM: l.iMl'1'SS TfIM: �, '" AMUUNTTN613URRU�VFR'S IN'1'MRHtiP RA7'F CAN CIIANI:l:A'1'ANY UNH:'1'1111M: ---�-..• �-y� ANUTHE MAXIMUM RA'1'k'1'lli:l{l1RRl11VM.N MUST PAY. s�?;��" . — :'�;; ' - __ —__;.i .��z��. =�'°� �` " ADD1TlONAL COVENANTS. la uddiUnn tu thc ruvenants w�d aarcement� mud¢ fn d�c Sccu�fty louuwnom, ,v__�4� -�::�;•= Barower a�d Lender fuNhcr cuvrnau�und ng��c uc ic�{kncs: _�;:_Y`:,�"�j,_: •. �,._ INTEREST RAT�ANU MQN'1'III.Y I'AYAf1:N'I'CI IANCiIiS �^�� �=°°•6'":•.=` lAl ChangeUntc �.. �'-�'��'',�;: � Thc imerea�ratc muy cl�ungc on ihe lir��duy ol' Januar Y 1 . 1998 .�1tw��Ay uf cacU xurrc��diu�t ycar. _ - -v;°1k"K "Chan�a Date"mcans eoch datc un whirb die in�crest ratc��uW chon�c. _�:_�� ,a. °��'_ • (U► The ladex _ �— "'c+�R�, �� ;,�u� ..,; Beginning wilh Il�c lin�l Chungc pu�r,dir io�crc,l nuc will Im buvrJ a�mt I�ulex. "Indcx" mcunx�Ik wrrkly uvcru�se �—'"'s:,,�; ylcld on Unitcd Slatc�71'cuwry Sesuri�icx ndjuNrd �u u c�Nisiuut�ouluri�y ��f unc ycar.ps madr uvoilnNlc by IIk Ir�k�rul -_—�----�� . . _ - Rescrve 8oard. "Currcnt Indez"mrunv IIk mi+s�rrcrm I�Kkx Il�turc uvailublc 311 Juyx Ixfurc tik Cliungr ui��r. If U�c I�Hfr� _ ---==��„e,'' (as dcfineJ abnvc)i�nu lungcr nvniluMr.I.cudcr will ux na u�Kw liidex nny io�lrx pmw:ritud by thr S�wretury. Ax uKd in - .�:i-'•- ---� thia Rider."Secrctary"n�cana Ihc Scc�ctury al'Uuu�hi� wid Urhm► Ikvelupn�cu�ur ldx ur her ikxig��cr. l.endcr will give • -� �`� . Borrower nwice of the new Indc�. ��ro: - a•s-T;•�. _=-_:s��r�.�:.: �=;_;�r y., �� ICl Colculaliun nf inlerest Nale C hun�aw --- Before each Clt�n�e pate.Lendrr will calculcnc+i new imrrcx�ra�r I�y uddin�u mur�i�i uf -�-a.;+'1�.. , .«.�., `��'`.�: Two perecnlugc - -==Y�l•�.w�►! :�...,-�-�R: points( 2.0000 �fn) to Uu currenl li�les onii n�undG�g �hc xum w thc ncures� i�uc-ci�!hth uf �+nc �xrcenwgc �wiM :: �°,:- �� , (0.12596). Subject to Ihc limiis sm�rd in Nvugruph lU►uf Ihix Rider.this ruundcJ amaunt will bc d�c i�cw in�rrcu ralc un�il �::-. . . the next Change Dnte. -ti�°��M�+�+s (D) Llmils un Inle�esl Nale Chun�es . ' The in�ercst mtc will nevcr inrrrnvr ar dremn.r hy murc Il�iu�o�k�xrcemugc�x�im t I.U��)un�my sin�lr C'hungc U:�k. . The intcrest rutc will nevcr Nc murc thnn livr�xrc�nluEr �x►im.15.11"/,l hi�lkr ur luacr�hun�he iuili+d intcr�x�rute. . „�. �' �� (B) ('ulruloliun of 1'uyment Chuuue - -,�--- -,=-�'- IP II1C IOICfCSI fU1C l'I1GI1{;C5 l�ll G Chun�;r D:ur.Lcndrr a•ill cnlculut�Ihc umuunl ul'munlldy paymciu uf prinriptd a�xl ° intercst which would bc nrcess�iry �u npay�hc unpuHl prinripal b�duncc in full sH Ihc m:HUrity dule ul thc nrw mlcre�t rcxe � �•` '' Ihrough subxtumiully cquul paynnnt�. In wubin�;.uch r:drulininn,l.cndcr will usr Ihr unp:�iJ principal b:damr which a•utdd bc owcd un Ihc CUungr Uu�c if thrrr had Ixcn a�i d�l';iult in p+�yu�cm on thr Nolc.reducrJ by Un:iun��um ul':my prrpuymcm� i ��.°�. . A� �o principul. Thc rc.r•ul�uf�his rulrulmiun will Ik d�c ninunn�of Uk ncw nxmthly puymc�u uf principul unJ imcrc��. iie�:ic:ra�.�•- ''° _ . . ' � � Ih 1 Nutirc nf Chun�ev - • Lcndcr will givc nudcc to Ilorrua•rr ul'mq�ch;mg�in Ihc intcr��l�ulc uuJ monlldy paymrnl anwunl. 'I'h�nolicc inud ". • , be given ol Icast 25 d:�yx brfurc thc nc�v mumhly pnymrnt iiuuront is Juc. unJ mu.� .rt furth lil thc datc ul'Ihc naticc. , .. , ,. (ii) the Changc Uulc,liiil Iln: old inlrrr�i rmr,liv)�he nra• in�crc.t ri�te. (v1 �hc nrw munthly pnynunt iimount. l�•il �h� :..•�;. . '` Cumen� Indcx and Ihc Jalc i� a•ns �whli.hcd. lvii) �hr mclh�xl uf cadculoting�hc rh:mgr in mouUdy pu�nuut anxium. anMl lviii)any othcr MWrnw�iun whirl�muy hr�K�uired by la�.�frum tin�r tu�imc. ?�� . � , . � ' I�rtM InR�*�u.im+w R�mn.(�e� • �r�M�sn�oia� I�ti1\�'��:�41C�'�I UIMiA1:Y IAPDI:WN,N/d U F�\BI61D1-0111 . ,� � . T '