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<br /> petiodr th�t l.ender requira, Tho inaunnce curkr�xavidin�1he insurnnca�h�11 bc ehoun by Borrower subject to Lenderl�
<br /> r �ppwv�l which sh�ll not be unreuonably wi�hheld. IP Bomuwer faile to m�int�in covea�e dcudbed�bava,L.ender nMy.�t
<br /> 1.a�deuti opion�obnin cover�o ta pcotea Laulerk dtht�in the P�u�x�ty in�ccordanoe with pua�ph 7.
<br /> All insurance polkles�nd reeawals�ull bo�eptable ta Lendcr snd a�hall includo�sw�dard mcxt��ae clw�e. l.eodor
<br /> � �ludl I�ave the d;ht to hold die policiea�nd nenew�i�. If l.ender roquiro�.Borrowa ah�ll promptly�ive w I.ender dl roceipq
<br /> otpaid prcmlums�nd renewal notices. !n tlie ovent of loss.8ortower�IWi Rive prompt notice w tho inwnnco c�rder atd
<br /> Lender. I.ander rn�y m�ke paof of locr If nd m�de psumptly by Borrower.
<br /> Unks�l.ender and Swmwer aherwi�e�groe in wridng,insurwtce Nroceoda xhdl be�pplied w rator�tion or rep�ir of
<br /> �operay d�ed,If the restoration or n:pair i�cconomicully feusible ond Lender�securlry is not Icaseaed. lf tt�e
<br /> ton or is not ecawmically feiuible or Lender's securlty would be leuened,the lnsurance procoods sludl be
<br /> applied to dia sutpa secuMd by�hia Secudty Inswment,whether or not IheR due,wjth any exceas p�id w Borrowor. U
<br /> Barrower abandona thc P�vnerty.or doea rat answer withln 30 days a�roticc from L.endar ihot tho insu�ance cartier haa
<br /> uffe�ed w settle a claim,ttKn Lender maY wllect the insurance procads. Lender moy use the pmceeds w nep�ir or reatae
<br /> the�rcy or w pey auma sxwed by chis Secudry Insuument,whether or not thrn due. The 30-doy period wiU bagin when
<br /> the e ia giren.
<br /> Unless Lendcr and Barower otherwise agrec in writing.any appllcation of proceeds to principal shall not extend ar
<br /> ! postponc the due dat�of thc monthly payrrwents rcferned to in parag�aphs I and 2 or chongc the�nount of the pryments. !f
<br /> ; wider parag�aph 2l the Pmpe�ty js acquired by l.ender.Bortower�a rigM to any insurance policies and procads rcsuldng
<br /> � from domage to tha Prnperty pdor ta the acquisition rhall pass to Lender to the extent of the aums secu�ed by Ihis Secudty
<br /> � Instrument immediately pric+r to the�quisitian.
<br /> 6. Occupn�cy, Pre�servatioo. Msintenaace and Protectba ot the Propetty: Borrovrer•a I.opn Applkutbn;
<br /> I.easehoWs. Etorrower ahci!}occupy.estaWish.ond use the Roperty ac Borrowerk p�inc�pal residenco within sixty daye after
<br /> tho oxecution oY thls Secusity Insdumont and shall continue to occupy the Property as Botrower�s principal rKSidence for ot
<br /> le�st one year after the date of occupancy. unless I.ender otherwise agrees in wridng. which consent slwll not ba
<br /> unneasonably wlthheld,or unlesa extenuating cincumstences exist which are beyond Borrower§control. Borr+ower shaU not
<br /> de�tmy.damage or impair tiie Property.allow thc Property to deteriomte.ar commit waste on the Propeny. Barower shall
<br /> - 6e in default if any farFeitute acHon or procading, whether civil or cdminal. is begun that in L.etNier�s gaod faitb judgment
<br /> cauld rcsult in forfeiture of the Property or otherwlse materially impair the licn created by thia Secudty Listrument or
<br />_ I.rnderk security interes�. Borrower may cure such a default and reio�tate,ns provided in peragraph IS.by cnusing the action
<br />- - or pmceeding to be dismissed wlih a ruling�hat.in Lender's gand faith determination,precludes forfeiture of the Borrower3�
<br />-� interest in the P�+nperty or other materiel impaimiant of Ihe lien crented by this Secudty Inatrument or I.enders secudry
<br /> ; interest. Borrower shnll ulso be In default if Borrower, during the loan applicwion process, gave maierf�lly false or
<br /> ' inaccurate informatlon or statements to Lcnder(or foiled to provide I..ender with uny muterial informatlon)in connection wfth
<br /> _ tho loan evidenced by the Note. including,but not limited to, representations conceming Borrowerk occupuncy of th�
<br />' P�operty as p principal rcsidence. !f this Security Inswment is on a IeuseMold.Barower shall comply with all the provisionx
<br /> of the kese. !f B�xro�rer acqnl�+ft�tilk to�h�Pmre�y,the leaxehold and�he fee tiile shall not mcrge unless l,ender�g�res
<br /> _ w 1he merger in writing.
<br /> � 7. ProtecNoo d l.ender's Rights in the Properly. If Borrower fails to perf'ortn the covenants and agreements
<br /> contained in this Securiry Inswment, ar thene is u legul praceeding that muy significonUy affect [.endor's rights in the
<br /> Property(such ac a pr�oceeding in bankruptcy,probute,for condemnation or fori'eilure or to enforce laws or rcgulu�uns).then
<br /> Leitder mAy da and pny for whatever is necessary to protec��he v�lue af the Propeny and Lender's rightx in�he Propeuy.
<br /> l.ender�actions rnuy include paying uny sums secur�d by u lien which has priority over this Security Instrument,appearing
<br /> ' in court,paying reasonable uttorneys'feex and entBring on tha Property to make repairs.Although Lender mAy take action
<br /> under�his pazagraph 7,Lender dces not have�o do�o.
<br /> Any amounta dixbuned by Lender under this pan�gruph 7 shall becom�Additionol debt of Borrower secu�d by this
<br /> Security insttument. Unless Borrowcr and Lcnder ogree to other termr;of pnyment,ther,e amounte shall bes�r interest from thr
<br /> dete of dixbursement ut the Notc rnte ond shnll be paynble,with interest,upon noticc from Lender to Bomower requesting
<br /> _ p$yment.
<br /> 8. Mortgage Irourqnce. If Lender reyuired mortgage insurnnce as u condiiion of making�he loan secured by this
<br /> � Securiry lnstrument, Borrower shull puy the premiums required to muirnuin the mor�goge insua+nce in effect. If,for any
<br /> •` reason, the martguge inxur•u�cr cuvrr�ge reyuired by I.ender lapaes ur cru�c, t�I� i�l CPI�CI'l. 8orrower shall pay the `—
<br /> premiums required to obtain coverage subsiuntiully cyuivalen� to the mortgoge insurc+nce previously in effec�. at u cdst
<br /> substantially equivalent to Ihe cost to Borrower of the mahguge in,u�ance pmvioutily in effect,from an niternWe mortgage
<br /> ,. �.' i insurer approved by Lender. If xubsmntiully eyuivulent mortgage inyurance covernge ix not uvuilublo. Borrower shall pay to
<br /> ".+:'�#'' •;�, Lender euch month a sum equul to une-twclllh of the yeurly mortgage in,urunce premium being puid by Borrower when the
<br /> �°'`'�i.�°• insurance coveroge Inpsed or ceused to be in effert, Lender will uccepl,use and retuin iheuu puyments us u loss reaerve in lieu
<br /> � g�`?'{:`,�; of mortgage innurance. Loss reservr paymentx may no longcr be r�yuired,u�the option of Lender, it mottguge insurance —
<br /> -' �V°�� covernge(in tha suiwunt und for the period �hat Lender reyuireti>provided by an insurcr appmved by Lender agafn becomes
<br /> �i"����'��: uvailuble and is obtained.Borrower shnll puy�he premiums reyuired to muintuin mongabe inrurnnce in effect,orto provide u
<br /> ����'�-.�i.Mcfl�tu.L.
<br /> = 5;�:� loss r�eserve,until�he requirement for mortgage inwrance ends in ucconiance wi�h any written ugnement batween Bornower
<br /> � r't�h �.;,-;,:, and Lender or opplicuble IUw. —
<br />--'� '����` 9. InspecNon. Lcnder or its vgent may mul:r reuwnuble rntries upon :uid inspections of thc Propcny. l.endcr shall �.
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<br /> - '�:,.;,��,'1' give Bormwer notice ut the time of or prior to un inxpec�ion tipecifying reasonable cause f'or the inspection. —
<br /> 10. CondemRpdon. The procecds of rny uwurd or cluim for dam:�ge:,direct ar conkyuenlinl,in connectwn w{th�ny --
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