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<br /> 7�oo8'r'HBR wm�t dt�Ae Unprovariad, now ar ho+aMar,oiaoteld�nt�u�e propeny..nd al�e�emarx�.apEwhen.n�e�. ..
<br /> and Aalara now ar he1+M(Nr�pR ot the pio�nty. All n�p�NpemantN�Ill��ildditlo�u+�hNl�I�o bs cw�nd by�S�cwiy'
<br /> Iaiauma+t All ot t1a forejoin�i�ret�ned w in thb secudty,In�+ymait01V1►the"lhop*�Y•» �
<br /> BORROWER COVBNANI'S tlw Bon�uwdr I� 4wfuQy,�eirod af Rhe ewua hereby amvayed ud ha�tha d�ht ta�
<br /> u�d canvey�hop�p�ty ud th�t�ha Property is wiencumbared,�p�tR tor er�cumbr�x:of rocord. Baaower wunuit�
<br /> wIH defa�d�ate�dty 1lie dUe a die Prope�tY�iiut�II cl�lm��nd.8imtand�,wbject w�ny enaum[xsaca�of rocord.
<br /> THlS SECUItITY WS'fRUMSNT oombine� unifixm,ca�a�unu for tuitlond usa +�nd nan•ualtarm coven�ms wHb
<br /> _.�..�_�.a_�� limited variWau by Jurisdict�an to caudtute�uNfomi�aau�ity jlt�tument cov�eeai propariy.
<br /> UNIPORM COVSNANTS. Bamwer�nd L.a�dm cavo�nt�wid a�roo�u folbw�:
<br /> 1. PMywa�t af Pri�dpl�ed I�terali R+'ePqal�nt�and LHe Cbsr�a. Borrower�rll P�'o�Y WY wden due the
<br /> princip�1 of and intenst on the debt evldencad by Ihe lVotn�utd��ny peWYmrnt+uid��te chuges due u�edcr thc Notc.
<br /> $. �ad�for 71��cea�od Larsnea Subjact ta�pp'ivabb I�w or w a wrltten waiver by l.enrlar.Bamwer shall p�Y w
<br /> Lender on the d�y monthlY p�ymrnts ue due under the�1ote.until the Note i�poid ln full.a sum("Aude")foc:(a)Yeu1Y
<br /> taxes am!�essmen[s which may attain pri�y over t�ia 3ecurity Instrumcnt ae�lirn on the Property;(b)Ycarly IeReehold
<br /> PaY�nta a ground oente on the Propaty.i� any: .fa) YculY hwrd or praperty insuranca pReirdums: (d) YeulY ilood
<br /> insurance p�rmiums.if any: (e)yeuly martgRge ulsuu+tice premiems.if any: and(� anY awns payabk by BoROwer to
<br /> i,,ender,in Accordanoe with the pmvisians of paragmph 8,in lieu of ttic paymant of mortgagc insuranco premlums. 7tiese
<br /> items aie caUed"Escrow ltems." Lender mAy,at iu►)�tima,collect�nd hold!'lutd�in an amoi:nt not to exceed t1�e mauimum
<br /> �rnounl a Icnder for A fedeteUy rol+►ted mo�tgs►$o Iqm may require for Borrowerl�cacrow account widar the federal Re�!
<br /> Fsute SetUement P�nocdu�e.v Act of 1974 As wnondad irom ttme to dme,12 U.S.C.�2b01 er seq.("RESPA").unless another
<br /> law ttat applies to thc Funds sets a lesscr�mount, if so,Lender may,at any t�me.collcet artd hnld Phnds in an emount na to
<br /> eaooed the lcsser sanoun� L.enrkr m�y esdmt�ta the amount of PUnds due on the twsia of cumcnt data ar�d oeacn�nbk
<br /> " ` esdmates of expa►ditures of fudue Escrow Items�or otherwlse in accoMance with applicable law.
<br /> 71ie Phnds shaU be heid in en IncNtution whose deposits ar�e insw+ed by a federal agency. instrumentaliry.or entiry
<br /> (including Lender.if Lender is such an instituiian)or 1n eny Federal Home Loan Bank. Lender ahell apply thB F'vrids to puy =
<br /> "° the Esciaw Items. Lender msy not chauge Borrower for holding uid opplying 1he Rmds,an�ually analyzing the escrow
<br /> acxount, or vcrifying the Escrnw Items, unlass Lender pays Bc�nower intercst on the i�nds�nd applicable law permits
<br /> - L.endar to make such a chuge. However, Lendor may require Bortower to pay a one-time charge for en independent rcal
<br /> eatate tac reporting service used by Lender in cannection with�his ban.unless appticable law prnvldes otherwise. Unless an
<br />:,j�f, agrcement is mede or applicabla I�w requires iniercat to be paid,Lender shall not be required to pay Bort+nwer eny intercst or
<br /> �+,� ewninge on the Wr►ds. Borrower�td Lendar may agne jn wr�dng.bowever.that inte�est ehall be paid on tha Funds. L.endor
<br />= shall give to Barower.withaut ciwrga,an annual accoundng of the Flmds.showing credils and debits ta the Fi�nds and the
<br /> ,��� purpose for whlch each debit to tha Fundc was mde. Tha Funds are pkdgod as addltiwud security for all sums secured by
<br /> thi�Security lnswment.
<br /> - ';,,� If the Plmds held by [.ender exceed tho amounts permitted to be helA by applicable law. L.ender shali account to
<br /> ; Bwrower for the excess Punds in secordwnce with the requiremenis of applicable luw. If the amount of Iha FLnda held by
<br /> Lender at any Gme is not sufficieat to pxy the Escrow Items when due,l.ender may so notify Borrower in writing,and,in
<br /> � such case Borrower shall pay to Lender the amount necessary to meke up the deticiency. Borrower shall meke up ihe
<br /> ;�' �'�° detkiency in no more than twelve monthly pRymenls.a1[.ender�sole diecreGan.
<br /> �'t"'``,', U n a ment in full of all snms socured b this Securi Iasbument,l.ender shel! rom refund to Borrower an
<br /> .��,ts:w ' Pp P Y Y �S' P P�Y Y
<br /> e . , � Funds Aeld by Lender. !f,under parngraph 21, Lendcr shall acqu�rc or sell thc Propetty.Lender,prior to the acquisition or
<br /> �¢ sale of the Property.shall apply eny Fundc held by I.ender nt the ume of ucquisiUon w sele as a credit ageinst the sums
<br />� ;S� .,r'��: ..�. I securcd by this Security Insaument.
<br />. "-` 3. Appikatba ot Poyments. Unless applicable law provides otherwise,all payments received by Lender under
<br /> . _,�,:y.,�,, � ps+r�gnphs I and 2 shull be appliod: flrst,to any prepayment charges due under the Note:second,to amounts payAble under
<br /> < .I��.y' 1
<br /> ,;;. �•�•.; ��`e;� pangrapt�2;third,to interest due;fouAh,to principal due;and last.lo any late charges due under�he Note.
<br />- - � _rwTa1;.',�'�"•. ' 4. Cl��es; Lkns. Bormwer sh�ll pay oll laxes,asscasments,charges, fines and impositions attributable to the
<br /> �•�. ,', • ..��+- ��. Prope�ty whVch may anvin priority ovcr lhis Security Instrument, and Ieasehold puyments or graund rents.if any. Borrower __
<br /> ' '� '••-'�"�"'" sholl pny these obligAtions in the mannc�r provided in paragraph 2,or if not pnid in that manner,Borrower shnll pay them an
<br /> '.► t� ��)�� � time dircctly to Ihe person owed pxyment. Borrower shall promptly furnish to Lender all naices of amounts to be paid undet
<br />� ;..:', �:fi���';•�'��`'�'�,'` this rr h. If Horrower m�ices tlxse a menls dire�:tl , Borrower sliall rom tl fumish to Lender recei evidancin
<br /> . �;�,,;. ,:::,1�.. P�B P P Y Y P p Y P� S
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<br /> isr'��� • •t: Borrower shall promptly dischsuge nny lien which has priodty over Ihis Security Instrument unless Borrower:(a)agrees ��
<br /> -,a��;,�:;; :!�~ in writing to the payment of the obligatian secured by the lien in a menner acceptable to Lender,(b)contests in goad faith the ��
<br />_ •.,,. licn by,or defends against enforcement of the lien in.legal proceedings which in the Lender+s opinion operate to prevent the
<br />�;' �M.��.: .�:: enforcement of the lien;or(c)secures fmm the holder of the lien an agreement sntisfactory to Lender subordinating the lien �'
<br /> �'"n"'"••• ta�his Security Inswment. If Lender determines that uny part af 1he Property is subject to a lien which may nttain priority __
<br /> _ , over lhis Security InsdumeM.I.ertder may give Borrower a notice ident ifyi�g 1he lien. Borrower shall satisfy thc lien or take ��
<br />--- �,�° � ., one or more of the acuons set forlh above within 10 days of the giving of notice. �
<br /> ��'='"�' � S. Hazard or Pro�ty Insurana. Borrower shall keep the improvements now existing or hereafter erected on the
<br /> �r � ''"• Property insured against loss by flre,hazerds included within the tertn"extended coverage"and any other fwza�ds,including �
<br /> e
<br /> ;��: tloods or tlooding, for which Lender requires insurunce. This insurance shall be maintained in the amounts and for the
<br /> 'i-�.
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