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<br /> 3. !l�swd ar P�operty �sce. Harowa� rhdl keep the improvacnaps naw e�clninR or heraAer emc`ed on the
<br /> pnupeity inwral a�irut la�w by flro.haTa�ds included wlthin tho tam "ca�axled coven�e'ro�d my al�a Iw�u+d�,i�cludin�
<br /> tloa4 or flaodinQ.for whic6 l.a�der raquircs inwnuxx.Thh inwr�oco vull be mdtn�ined in the�nounti►�1 for Ihe perfoda
<br /> dut I�r roquin�.The inwr�nee carriier providin�tho inwranoe�hall be cl�ea by Bor�nwir wbjax to I.etider'��pprovd
<br /> which�fwll nat be unraawn�biy witi�held.If Borrower fail�to maipain wver�e dncribod above. Le�dot may, �t L�ndet's
<br /> opllon,obtain coverage to protxt I.ender'o rights in the Propetty in�urdmco wltf�puynph 7.
<br /> All l�uuranoe palicies�nd r�newals shdl bo�aepptbla 10 l�eider and slull i�cluda w�nl mort�{e ciwso. L,ender
<br /> shall have Iha�ight to twtd the pulicic�and rcnowalc. If Lender teq�ui�a, Borrower slwll promptly�ivo to L.cnder dl rovdpta of
<br /> _° °���"'"""'""- p�id prcmiums and rcnewsl notices.In[he evera of loss.Borrowar sfn�il Yivo prompt notice to tha i�urYnce carrier�1 Lencier.
<br /> L�dide�may make proof of Ioss it iat mside promptly by Borrnwer.
<br /> Unle�s l.endar nnd&xrower oUicnvisc agroe in wtiting,inwcancc proceeds shail be q�pliod ta rexwration or�ir of Ih�
<br /> property damaged.if the restoration or np�ir is econon�fcaliy feasible and Lende�'R zxudty is not(essened.If thc r�ertoration or
<br /> -- �qsair ia not cconomically fcssible or Lender'a aecurity would be leuemed��he iiuunnx prnceeds�ball be apQlied w tt�e wwm _
<br /> socurod by thia Secudty InFtrumrnt, wl�elher or not tlKn due. witti any atcess paid to Barrawer. If Bomower abmdons �he
<br /> Property.or 4ues not anewer within 30 days a notioa irom La�der tiwu tl�e insurar�ce carrier has offered to settle a claim.ther�,
<br /> L�der may c�lloct the insuranoe proceodt. I.ender m�y use the pmc�eeda to rcpair or r�eswro ihe Property or W psy wms
<br /> cocurod by thia Secudty Instniment,wheth�r or not then due.The 30�y pedod wfll begin when the notict is given.
<br /> Unless L.endcr w�d Borrower othenvise a8rec i�writing, any appliauion of proaods to principal slwll not extemd or
<br /> patpone thc dua date of the monthly paymenta refenod to in paragrapha I and Z or change the unaunt of the payments. If
<br /> ander Qaragr�ph 21 1he PropeRy is acquirod by L.ender,8orrowePs right to any insu�anx policios w�d proeoeds�ult�n�from
<br /> -- datnage to the P[operty prior to the aoquisition slwll pa�c ta Lender w the e�u of tbe suma cocumd,by thls Secur�ty Instrurnent
<br /> -� _= immediately grior�o the ocquisition.
<br /> ;� -- b.(Iccupnacy,Yrezervotbn,M�inten�nce Aaa Pnotection of tre P�ope�ty;Borrower's I.oan Applkadoni Laisdwlda.
<br /> '� Borrower shall oocupy.esWblish.and us�the Property as Borrower's principal residence within siaty ds►ys ARer the esecution of
<br />-'::';; thia Security Instniment and ahall rnntinue to occupy the Prvperty as Borrower's principal residenoe for at leut one year after
<br /> �°�`�: the date of aocupancy. unless Lender othenvise agrces in writing, which oonsent sh�ll not be unrcasatwbly wlthheld,or unless
<br /> -,��N,'! extenuating cir+cumslance.c exist which are beyond Bortnwer's control. Borrower shall not destroy. damagc or impair 1ha
<br /> f'roperty. allow the Property to deteriorate, or commit wastc on the Property. Borrower shall be in defeuit if any forFeiture
<br />`'-_;` actian or pra��eding,whether civil or criminal, is begun that in L.ender's good faiti�judgment could result in forfeiturc of the _
<br /> - PropeRy or aherwise materiaily impeir the lien created by this Security Inslrument or l.ender's security interest.Horrower moy
<br />� � cure such a default and relnstate,as provided in parugraph 18,by causing thc action or pnoceading to be dismissed with a ruliag
<br /> that. in L.ender's good-faith detertninatian, prerludes forfeilure af�he Horrower's intercst in the Prope�ty or other material
<br /> � impalrment of the lien created by this Security Instrument or I.ender's secu�ry interest. Borrower shall alsa be in defaWt it -:
<br /> '' �° i Norrower.dur�ng the loan application process,guve materiuliy false or inaccurare inforniation ar sut�emetNs to Lender(or failed
<br /> .';' � to provide L.ender with any material information)in connection with the loan evidence�d by the Nae, including.but not limitod
<br /> _ , •t;�.
<br /> �: ;,!:,;,;;? to,representations canceming Borrower's occupunry af the Pmperty as a principal residence. If this Security Instrument is on a
<br />�'��`•' ," � �.�1;.1s+;� leasehold, Barrower sh�il comply with ull !he provisianc of the le�se. If Borrower acquires fec tiUc to �he Property, the
<br /> � .. �`,����r leasehoid and the fee titic shall not mcrge unless l.cnder ngrees to the merger in writing. _
<br /> ' ;,�y� • m �� 7.Pnotectbn of Lender's Itighfs in/he Property.if Borrower fails to perform th��covenants and agreements cantained in °°
<br /> ' �.i ,h..i�:,.. „ :. '�
<br /> ,' rwR�.�. this Securit Instrument,or�here is a IN ol rnce�edin thut mn tii nificanU affec� Lender's ri hts in the Pro rt (such as a _
<br /> �• � �^^x�.. ,- Y B P � Y•'B Y S Pe Y
<br />-- • procecding in banktuptcy,probate, for condemnaUon or forfeiwrc or to enforce lawx or regulAtions), then 1.ender may do and =
<br /> �L . ��7�1'�•��r�i':N {��
<br /> �`�• pay for whntever is neceswry to pmtect the value of the Propeny and L.ender's rights in the Property. Lender's actions rney
<br /> t� �;'�731�I•! .
<br /> •x ,�. :,,, include paying any sums uxured by a lien which has prinrfty over this Security Instrument, appearing in rnun, paying
<br /> � �''�'�'�' rea.wnable attorne s'fces and entcrin on thc Pro rt tu make re irv. Al�hou h Lendar mu take action under this
<br /> . __ Y B P� Y P+� •' B Y P�B� `
<br /> — ��,}�,,��+,-.= ,�i. 7.I.endar does not huve ta do w.
<br /> . ..:a..I�,; ` .�j 4 —.
<br /> •,�?��..,•.:.. '; ���;r Any amounts disbursed by l.ender under this para�raph 7 xhall bemme addi�ional deM oi Borrower secured by this
<br />:,.•.,.< ;, ;�"''�' �'�"�.�:� •'; Securily lnsirument. Unless Born�wer and I.�ndrr ogrce ta cNher temis of payment, these samnunts shall bear interest from the
<br /> .,I;. :;�4; •-'� ,.�' � } :•'•,.
<br /> .•,.��, +�.:•„�,.,�}��' ,. , �,�;,,., date oF di�bur,�ement at the Note rn�e and shull be puyable, wilh interest, upon notice from Lender to Borrower requesting
<br /> • . :�:�;�.;�.�,;�,. .,� �, Payment. -
<br /> a '�- . , 8. MortgAge Itn�uraaee. IF L.ender required mortgage inrurnnre us a condition of muking the loan secured by this Security �=
<br /> " � ',-'�_:, �}, . � Inatrument, Borrower shall puy the premiums requlred Ui muintuin thc mnrtgnge insur•rnce in effect. If, for uny reason, the
<br /> ;;'."°�.��•;;?, mortgage insurance rnverage rcquired by L.ender lupties or cea�es to bc in effect, B��rrower shall p�y the premiums required to
<br /> -� °•• : �;;i�;•;,; obtnin covernge subGUntially equivulent to ihe monguge inwranrc previcw+ly in eft�tit. at u rost substuntiully eyuivalenl to 1he _
<br /> " ,,,:��i�.a'::;�r.��'���' cast to Borrower of the mangage insurance previoutily in cff��1. fmm an altemate mortguge insurer approved by Lender. If _
<br /> �fwrr +4}. ..;
<br /> -_ ��, , subsmntially equivulent mongagc insur�ncc c��veruge i�not uvuiluhlc, &�nnwcr shall puy��.L.cndrr earh month a sum eyuul to _
<br />°' ,,. , one-twelfth of the yearly mortguge innurance premium t�ein�:paid hy&�rrower wh�n thr intiurancc rnveruFc lupr,c�i or cca.�ed to
<br /> ;�i.
<br /> '� , �'�'' be in effect. I.ender will acrept.use wxi retain�he,�paymenn�.� a I��ss reserve in licu of mortgage insurance. Loss rc�serve
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<br />- i ..� ),�•:.: . Form 30Z8 9f80
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