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<br /> 7�OCiB'['ldER 117'i'H dl!he ienprove�aus now ar Ap+erller crected oa dte prop�ety.t�d,�tlia�aenb.y�puitee�qaes.�ed'
<br /> Axwr�a now or here�Aar • p�rt of tho ptaperiy. Ali nepl�aeawu� �nd Ndditiont sl�l)i�ba,be oowtnd by tid� t�cuti�►
<br /> iMqmnent.All bf tue tae�oiu�i�referred w in thls Seauity Intlrun�ent a tbe•Proparty,•
<br /> BORROWBR OOVBNANTS Ih�t Bchmw�i�lawfblly�i�ed at tl�a e�t�te Ikneby a�tveyed�nd ha the ri�1M to�na�t art
<br /> oonvry tGe Propeny wM th�t�he Propaty i�unencurt�bened.exoqx Por ancvn�nncrs of roa>►d. Bonowa wanaol� aad�vll1
<br /> det'pd renernlly tho tiQe to the Property�aiiut dl cWm�aad dexn�utde.s�bjoct to any mcumbr�noea of�eoond.
<br /> THIS SECl1R1'I'Y WSTRUMHNT��ombina unifonn oovcaunt�for n�tianal usa and�qn-uNfomt covan�rM�witb Iltnited
<br /> v�rl�tioro by jucl�dlct�oa ta oonuitute�uaiform�eaidty it�tatutrrciu caverit�ra!praperty.
<br /> _ .__��__�. UNIFORM COVENANT3.Borcower and ir��ticr coverwut aod agroe u foilow,�:
<br /> 1. Pryseat o� Pelnclpl �ad idte+ati �P�9� �d L�te ClrRea. Bon�ower alwll P�Y PoY whn duo Ihe
<br /> prL�cip�i of ead intoiest oa tho debt evidencad by tho Nata and ray,ppe}wyme�M and late ch�gea duo utder the Note.
<br /> 2. �nds tor Taxa and Ima�r�aoe. Subjoct to applicable law�rn to�writtGn w�iver by I..ender. Horrower aIm11 paY w
<br /> �����Y��Y P�Y�s+�'�due under tMe Note.until the NMe ia pqid��n�fii1��,A wm("Funtls')far:(a) ytuly wua
<br />_ - --_� snd assessmems whicls rt�y att�in pdortty over thls°�rlty inctrument as a lian,an�tha F�Ya�rty:(b1 yeuly Ic�schaid payn�u
<br /> or ground rGUS on the Property.if ony;(c)yeariy htn�rd or pmpe�ty insurn�c3 ptttptiUntsC�(d)ytarly flood ioturaooe prcaniums,
<br /> if any:(e)Yeuly mortgage incuranoc pro�iums. if�ny� �nd(� anr•sums payabl�a bK Barmwwr ta.[.ender.in acoord�noc with
<br /> the provisioiu af pwagraph 8.in lieu aLtha paymer►t of martg�a insuranpe ptomiums.7't�so itans sue called "Escmw Itoms."
<br /> LeMer may, at Any time, callaa and hald Fuals in on amaunt�nm�ta.a�eed•tha m�ximum amount a le�de�for a federAlly
<br /> related mongage lo�n may require for Borrower's exornw a000unt under tho fad�al RealBatate Settlanent Pmcedurcs Act of
<br /> 1974 ag ameadod from dme to time, 12 U.S.C. Soctino� 26(11 et seq..("RESiP�►"),unless another law lhat epplles to�he Funds
<br /> iets a lessu aumaunt. lf io. Leader may, at any time, wllact And�hald•Fwds In an arnount not to excoed tho lessa amount.
<br /> Lender may estjmate the amount of Fumis due on the basis of cummt data end rc�nable estimatcs of cxpendituax of future
<br /> Fscrow Items or otherwise in�xondence with applirable law.
<br /> The Funds shall be held in an institution wbncc dcposits ane insnrod by a federal agcncy, instrumentality, or emity
<br /> _ (including LendeF.if Ixnder fs such an institulion)or in any Foderal Home Laan Bart{:.Lender shall apply the Funds to pay the
<br /> Escrow Items.Lender mry not charge Barrower for holding and applyfng the Funda.annually snxlyzing tho escrow a000unt,or
<br />-- - � verifying the Escrow Items.unless Lender pays Burrower interest on tha Funds end applicable iaw permits Lender to make such � �
<br /> �;�;�F. ,
<br /> —"`" ="� a charge. liowever.Lerder may require Borrower to pay u onc-time cherge for an indepeadent real est�te tax reporting service
<br /> - j usod by l.ender in connoction with this loan. unless applirable Isw provides otherwise. Unless an agrcement ls mede ar
<br /> applicable law requites intet+e�t to be paid. Lender sbail not be requined to pay Bo�rower any interest or earnings an the Funds. �
<br /> Borrower and Lendcr may agrec in writing.however.thet interast shall bc paid on the Funds.l.ender shall give to Borrower,
<br />- . — without charge, an ennwd aocounting of the Funds. showing credha ond dabits to the Funds end the purpose for which eacb
<br />''"`� — dehit to th�Fimda wac nfacle.The.Fundc arr:�ladgecl u.a aclditi�nal Fecurily f�{811 sums seClli�M by i!!Is SeC!!!ity IsTStltstlleat.
<br /> If the Funds held by Lender exceed the umounts permitted to be held by 3pplirable law, l.ender shall �oount to Borrower
<br /> � = for the excess Funds in accardance with the reyuirementx of applicable law. If the amount of the Funds held by Lender at any
<br />_ •,:�
<br /> time is not suificient ta pay the Esciuv�• Items when due,Lender may r.o notify Borrower in writipg,and,in such case Qorrower
<br /> fj���, shall pay to Lender�he amount necessary ta muke up the deficiency. Borrower shall make up tde deficiency in no rtwre tFwa
<br /> � `��� twelve motul�ly payments,at Lender's sofe discretion.
<br /> ;
<br /> , Upon payment in full of all sums scxured by this Securiry Instrument, Lender shnll prompt{y refund to Borrower any —
<br /> Funds held by Lender. If,under pu�agraph�I, Ixnder shall acquire or sell the Propeny, l.ender,prior to rhe ucquisition or sale
<br /> of the Property,shull apply eny Funds held by Lender�t the time of s�cquisition or sale as u credit agelnst the sums secured by
<br /> ',' this Security Instniment.
<br /> ;�;`- 3.Appficallon of Poyments. Unle�s upplicable luw pruvides otherwi.r•e,nll puyments received by Lender under pa�graphs
<br />'�'` I and 2 shall be applieJ:fi�st,to uny prepaymem churges duo und:�the Note; second,t�amounts payable under paragraph 2;
<br /> c?t:t,. third,to interest due;fourth,to principal due:and Inst.to wiy late cherges due under�he Note. �_
<br /> ' '�'� �. � ' 4.Clwrges; Llens.Bonower chull pay all wzes,assessmerns,churges, fines and impositions attributable to the Property --
<br /> . �tik.;,,
<br /> ••�.i�;�;:t� , which may attein prlority over this;Secudty Instrument, und Ieasehold payment<<ir gmund ren�c, if any. Borrower xhal! pay
<br /> ' • �� ,�-;a�l�`� these obligutions in�he mm�ner pruvidtxl in pum�roph 2,or if not paid in tl�at manner, Borrower shnll pay them an time directly
<br /> �;.::::
<br />��. , .,.,�� !'?��'E;ti to the person owed payment. Borrower slwll pmmptly furni,h�o l.ender all ootires of:m�ounts to t� aid under this ra
<br /> .c,.�..�cy� P P�B Ph•
<br /> •:.�..•.�=�• If Borrower mokes these paymcnts directly, Burruwcr ahall promptly furnish to I.cnder rc�eipts evidencing the payments. --
<br /> „•.:�:. -
<br />•., s,��:• Borrower shall pramptly diachurge any lirn which hur priarity�wcr�his S��urity Instrument unless Borrower:(a)agrces in -
<br /> =- �;;;':;;, writing to the payment of the obligatinn s�cureJ by the lien in a mnnncr accep��ble to L.endcr; Ib1 conte,�s in goad faith the lien —
<br /> ' ��:.Sw��x by. or defends againxt enforcen�ent nf �he lien in, legul pr�xee.-dingc which in the Lender'. opinion uper�te to prevent the
<br />_,• '' ='w`° enforcement of the lien;or Icl serures frum thc h�ddcr nf�hc licn un ugrecment satixfucYory to I.enJcr su(xxdinating the lien to �
<br />'v: � r'"��= this Security Inslrument.If Iw�nder determincs thut c�ny purt uf the Pruperty is ,ut►ject 10 u li�n whirh may attain priarity over
<br /> ;.
<br /> `�'�""�' this Security Instrumen�,l.ender m�y give Borrawer a noticr iikntifyin�:thc licn. Bnrrower shull�ulisfv th�lien ar tnke one or �r
<br /> � � '�N� mor�e of thc actions set fonh above wlthin IU doy,of thc giving ol'n�uicc.
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