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<br /> pNioda tIW Lander raqulrra. Tho ineursnce carrkrpravidin��he inaur�nce ihall bo cl�en by Borrowerwbject W Lenderti
<br /> , yfp�ovy whlch�11 not be uurc�bly withheld. It�orruwer fdla ro maint�in cover��e de:cribed�ave.lx�(r tn�y��t
<br /> L�nderti apdon,abtain ooven�e w pmte�K f.e�rk.d�hts In the'�ty ln�ocordwx wid�pr�r�pb 7.
<br /> All�nturana policb��ad t�cnewals sh�lf,be�ccepcable to Le +u�d�Il include�uancirrd mu�t j�e clNU�e. l,ender
<br /> aull Iwwo�ha rlght to hold tho policie��nd rot�wql�. If l.cnder�rquir�e�.Bcxrowor ahUl promptlY aivo to Lender�II nxeiptr
<br /> ' af p�ld premiums and ronow�i nodcea. In.thG event of Ioas.Hcxrower shall Qive prompt rwUce W lhe inwrmce caer�er�nd
<br /> L�ander. l�ender m�y m�ko pvof of las if not made p�amptfy by Borrower.
<br /> Unleu Lendcr and Bortower otherwirc ugnx in wrltfng.iniurance�roceods ah�ll be applicd to rostor�tiorl or re�air of
<br /> the Prope�ty dmn��ed.if the testontian,or t+epair is econoimcdly feasiblo a�x! Lendorr recuri�y is �wt lenr�nal. If'tho
<br /> neetocation or repair is nat e�bnartlipallK�Pqasibta ar Lenderk secu�ity would be Ic�ened. the in�wrance proceeda eliall bc
<br /> appl�ed to thc eums secunxl by.th1�SAourity,�instnioxnt, whothcr or nat then duo,with any eaceas paid to Borrower. li
<br /> Barower�b�ndons the Prqporty,,oT,dt�os�nM answer withio 3Q duys a notice from Lender thnt the incur�nce carrier has
<br /> offered to seule a claim,,thCn t,andqr•rr1�y.callect the insuronce proceedx. Lender muy use the procada to ropAir or restorc
<br /> �h�+Prot+esty or to pay aumaaeeanxi•by��thlp Socu�ty Insuumcnt.whcthcr a•noc thcn due. The 31Moy pedod wj116e�in wha� -
<br /> the nodcc ia givcn. �
<br /> Unlass Lendor and�Botmwpr athwrvvis� agrae in writing,uny appUcAtIon of proceed�c to princi�ul shall not eatend or
<br /> postpono[he duo doto of�t�a maolhi�rp�!momH mfaned�o in puragraphs 1 and 2 or chunge ihe amo+,n�of�he paymen�s. If
<br /> urder parngraph 2f thp Prop�cty is�aac�qir�!•by��l:ender,Hartowerh right to any insurance policies artd procxds resulting
<br /> from damage to thc PropFrly�pridr,tp,tha,ac�qisdllPn,Ahl�hp�ss to Lender to�he extent of the suma securcd by tAis Securiry
<br /> Insdument Immediataly r�ar�w tha.a�aq i�iilan�, . '
<br /> 6. Occupapcy, I�i�eservadan�,�i►�atnt�nanae,�nd��Protectbn ot !be Praperfy; Barrower'a Loan Applkadoa;
<br /> I.e�selwWa Bamower shall�occupy;pstAltNch�and use tho Property us Bormwerk principal residence within sixty days after
<br /> the executinn oF this Secu�ity Instn�mt!�t:atql;sh�ll continue to occu�y the Pm�+eKy as Be>rrowerx��incipal�aidence f�r at
<br /> least one year nRer the deta of accupRnpy. unless Lender otherwise pgrees in wriUng, whlch consent shnll not be
<br /> unrcasonably wi�hheld.or unless extsnqaling circumetances exist which or+e beyond Barrower'R cantrol. Borrower shall not
<br /> deslroy.damAge or impais the ProE►erty,allow the Property ta deteriornte,or commit wa�te on the Ptnpeny. Borrower shull
<br /> bo in defeulhif any forfeiture pction or pmcecxiing,whether civil or c�iminal,is begun that in L.enderk goad fuith judgment
<br /> could rcsull�in fafeiturc of the Property t�r othenvise materially impair the lien crea�ed by this Security Instrument or
<br /> Lender�s isecurit�inte�st. Aorrower may cure+uch a default und reinsiate.as provided in paragraph 18,by cuusiog the action
<br /> or proceeding to b�e dismissed wl�h a ruling th�t,in Lender H good faith determinntion,precludes forfeiture of the Borrowerk
<br /> interest in 1he 1'roperry or other material impuirment of the lien created by this Security Instniment or l.ender� security
<br /> interesl. Borrowcr shall� also bc in defuult if Baruwer. during the but�uppliculion pracess. guve mutedally fulne or
<br /> inoccurate lnfamation or statements to Lender(or failed to provlde Lender wi�h any matedal information)in cannection with
<br /> the lam evidrnced by the Note, includinF, but not limited to, reprer+entudons conceming Borrower'� occupancy of the
<br /> Propeny as a principal residence. If thiR Security Instrument is on a leu.cehold,Borrower hhall comply with all the provixions
<br /> oFit�leasc. If Sarrouer acquirc�s fee dtlu io the I'�uperty,it�e ieacehold and ihe iee Sile shail nai nterge utltess i.zttder ag�es
<br /> to Ihe merger in writing.
<br /> 7. Prot�ctlon o�Leoder's Rights in the Property. If Borrower fuils�o perfam the covenants and ugreemenls
<br /> comained in this Securiry Instn�men4 or Ihere is u legal proceeding thut muy cignificantly uffect Lender's rights in the
<br /> Propeny(such as a proceeding in banktvptcy.probute.for condemnation or forfeHure or to enforee laws or regulvtions),then
<br /> Lender muy da and pay for whntever ix necexwry�o praect the value of the Property and l.ender's rlgh�t in the Propeny.
<br /> Lender5�actions may include paying Any rums secured by s�lien which has priori�y over thi�Security Instrument,.appearing
<br /> in court.poying reasonnblcs attorncys'Pee3 nnd entering on th�Property�o make repairc.Although Lender may take action
<br /> under this pumgraph 7,I.ender dces nol huve ta do xo.
<br /> Any amounls disbur.ved by Lemler under thia purugruph 7 zholl becomc uddi�ionul d�bt of Borrower secumd by thia
<br /> Security Instrument. Unless Borrower und Lendcr agree to other�ertns of puyment,these umounts shall bear interest from Ihe
<br /> date of disburnement ut Ihe Note mte und shull be puynblc,with interest,upon notice from Lender to Bo�rower requeating
<br /> puyment.
<br /> 8. Mortgage Insuranoe. If Lender requircd mongage inxunmce as u condi�ion of muking the loan secured by Ihi+
<br /> Seeariry Instrument, Bortc�war shall �Hy�hr pnemiums reyuired to muinlain rhe mnrtbage insurance iu eficY�. if, far uny —
<br /> reason, tha mortgt+ge insumnrr coveruFe rcyuireJ by Lrnder lapses or ceaties to be in effec�, Burrawer shull puy the =-
<br /> premiums required to obtnin coveruge xubstantially eyuivulent to the m��rt�tuge inxuruncc: pn:viously in effecl, ut u cost
<br /> 4ulntsmtiwlly equivalent to �he cost to Ba�rower of�he manguge insurance previou�ly in effec�, trom un ultumutc mongage
<br /> insurer npproved by Lender. If rubstuntially eyuivulem mongage insumnce cover•rge is not�vailuble.8orrower shull puy to
<br /> Lender euch month a sum eyual �o one-�wrltth of thc yrarly mon€ugc imurunce pRmium being paid by Borrower when the
<br /> insurunce covernge lapsecl orccuuJ to lx in effect. Lcndrr will ucrep�,uu�nJ rrluin thc�e p•ryments��.v Ivxs rcserve in lieu
<br /> of morlguFe insumncc. Loss n:scrvc ptrymcnt+ muy�x►lunger br Ryuircd,ut thr option of Lendcr, if morlguge insurunce –
<br /> coverage(in the amount anJ for�ha periad thu�Lender rcyuires►provided by un in.urrr upproved hy Lender ugain become.
<br /> uvuiluble and is obtuined.Borruw•er shul!pny th�pr�miumx nyuireJ to muintuim m�ngogr in�urunce in et'fect,or to providr u
<br /> loss renerve,undl the reyuiremem for munpugc inzum�xe enJ,in urroniunce wi�h uny wriuen ugrrement helween Borrower
<br /> end Lender or upplirable luw. _
<br /> 9. InspecNon. I.ender ar it.iigcat muy muke rcusonublr emries upan anJ in.�xctiom of th� Prc�perty. l.ender shull
<br /> give Borrower notice at�he time of or prior a an in.�xction.pecifyin�rcu+onuhlc cuu�r f'ur the inspertion, --
<br /> 10. Condemnatba. 'Ihe prnc��c�d.of any awurcl ur cluim for JuntaFc�.dircrt ur ronscyurnti�d,in rnnnection with uny
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