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<br /> 'D�1'H�{A W17H W�be impweaww aaw or henalter a�ected an Wa papmrly.ind dl eauma�tt.,�
<br />� aid A�clun�on�w a bee�fler s p�A d the ,. All�repl�aae�w�nd addlNaa ub�U da 6�ouv�ed.bx��8eawity
<br /> l�aMnt. Au at d�e tawtaN�Is rd�u a�S�oudty In�neat a d�e Rrape�ty.
<br /> gppRPJW81t QOVBNAPI'I'S tb�t�amwet i�4wNUy kited ot tbe a�dMe 6e�ob�oonveyad aad h�u�he d�ht w p�at�
<br /> wd cortvey�y�ad dw tba Pnaparty i�wionaumbered�a�coeQt[a�of record. Bixru�w�er wrr�Ms aad .
<br /> wil)deEad y�be dtle ea�bo Aropla�ty apink�II cl�inn�ad dem�nrb.subJect to any a�cwr�bancaa of rocad.
<br /> THIS �B�llRl1'Y M9'IRUMENT oombina� uniPam covenuw tar n�dmMl we aad na�-unitaa cavm�nn aid�
<br /> {iaoited v�rt�tia�by juricdictlon ta conuiwte a unitotm eecurlty Mewmant�vQti»g ne�l pmpeny.
<br /> UN�ORM COVBNANI'8. Harower�ad L�ender covea�nt�nd�ee wn follow�:
<br /> 1. P�ot Pri�ci�wl�ad 1at�t+nti P�p�Y�M wd L�p Clu��e�. Borrower sb�ll�pnemptlY P�Y wha�due We
<br /> �ot and i�ua�e�t an We deM evidaneed by We Nae�nd�nY A�PpY�t�nd late charge�dua w�der�be Nde.
<br /> Ih�ob far'I�a a�d Ia�asca SubJact w�pp1ic�bla law ot tq�wrinea wdver by Lendar.BcNrowAr�11 p�y ro
<br /> Lsed:s oe�e dnY��Y DaY�te nre due un�ier the Ncwe.unW tba Na�o i�p�id ia tWl.a wm("Fimda")fpr.(s)Ye�rlY _
<br /> Wta aod�set�aieaa whkbmry �in priority ovat tlii�Securlty Ltwumontu a Uen on the P�mpeatyt(b),y9�}+louehoW
<br /> ypiean ar Qra�od raia on Ibe Propatty, if any; (c) YculY h�a�d or i��7 insuranco premlumw�(d!'.� �Y.flaad
<br /> ps ea
<br /> inwrurc�e pnsmivaa. if+my:(e)Yewly �nortQeBe iasuwtwe p�amiumw, if any�and(��nY �Apyablo bg tt+OwAr,d►
<br /> �,pider� in acoad�nce with�6e provlsiom of pwngrq�ti S. ia lieu of tha payment of martgege inaurenao pnsmium�. '11�e
<br /> item�are cdled"Fscrnw Items." Lender awy.�t any time�collact and bold FLnds in an�rmunt�noi o�exceod the m�ximum
<br /> amount a Ie�kr for 4 feder�lly oeletod mortgage loan may rcquira for Bormwerti escrow�eeount wMar,tha fqdenl R�al
<br /> Fsqro Sedlaiaeot Proc�dum Act of 1974�s ruaended frotp dme ta tinto. 12 U.S.C.�260t et aeq..l"ltESPA")��unleca�
<br /> !aw fhat qiplin�co�he P,ad��ete a la�ser�a�ouaG If so.t.endBr may.�t any cimo.cdlxt and•bnld FLnda in�on,amaunt nat�w
<br /> exaed the leeeer emount I.amder may estime�e �he �mou�� ot'Fund�due °" the b�sis of awranl•data And�unabla
<br /> es8mttes of eapendituros of Poture Escrow Itams or othenwlse in accadunca with appliaable law�
<br /> 1t�e f�nds shwU 6e hcld in an instlwdon whae depacits w�c iosund by a fiderd Agenay, iacpumsntaliby�or entiry
<br /> (including Leader.if L.ender ia such an insdtution)or fa eny Fedara!Nome l..uan Banlc. Lendar shull�apPlytha hlmdc to PaY
<br /> the Fscrow items. I.erder may not charga Bomowor for holding atut applying the Pluide�.annuaUy analydng tha esaruw
<br /> accoun�ar vaifying tde Escrow I�sms. unless Lendar paye Botrowe� iaterest on tho Flmda and appliapbla law.ppm�ile
<br /> [,e�a to make such a charge Howevcr.Lender may rcquire Bomowe�co pay a one•dma charge far an jndopa�denu naal
<br /> esta►e tax�eporting service used by Lender in cameedon with this loan,,unless applicabie law provldes otherwise. Unlecs nuu
<br /> agrametr i�made or apPl�e�ble law requines inte�st to be paid.Lender shall aw be requined to pay Bamower any intemst or
<br /> eamlogs aa the P�nds, liarmwer and Lender may agree in writing.how6ver.that intcrcst shall be paid on the HLnds. Lendcr
<br /> slWl give W Bormwer�withaut charge,an ennual accounting of tha FLoda shnwing credits end debits to the Funds tuM the
<br /> pu�pose for which each debit to�he FUndA was made. The I�nde are pledgad as addltional sacurlty for all swas secu�d by
<br /> titis Security Instrun►en�
<br /> if t;,u I�unis i►�W Gy Le�+der escecd ina asr:ount� �etmitsed to be htld by eppllcable le�v. Lender shn!! nc.�Mint to
<br /> Borrowcr for�he cxcess FLnds in accadanae wi�tiu reguinamante of applicable law. If tha arnount of�ita Punds held 6y
<br /> i.ender at any time is not suflicient to pay 1hc F.szmw I�ems when due.Lender mey so noUfy Bornower jn�wrldng.annd.in
<br /> suc6 cuse Bwrower shuII pay w Lender th6 amonnt neceaga�y to make up the doficienay. Bomowar shall�moke up t6e
<br /> defkiency in no more than'trelve moathly poymants,at Lender�sola discrction.
<br /> Upap Qs►yment�n fuil of aIl•sums seciu�ad by this Securf.ry Inswmenl. Lender shalb prom�dy refund to Bomower any
<br /> Punds held by Lender. sf under paragraph 2),Lendar shall acquirr or sell the Property,i..ender.prior to the acquisidon or
<br /> salc of the Roperty,shali apply any PUnde hald by.Lendar at the time of acquisidon ar sale as a credit against the sums
<br /> secu�ed by this Security inawment.
<br /> 3. Applk�Hon aP H�ymant9. Unless nppliaablu iaw provides oth�nv)scs. aU peymeNs �ceived by Lender under
<br /> puagcuphs] and 2 shall be opplied:first,to any prapnymant�charges duc under the Note;second,to omounts payable under
<br /> pa�raph 2•ihind.to interesl due;foucth.to principal due;and last,to ony late cherges due under ti�e Note.
<br /> 4. Cdwrgeai I.ieae. Bortower shall�pay all taxes, assessmenGg, charges, fines and imposidons anribuwble to the
<br /> property whlch mny attain pdorny over this 5ecurity incuument.and leasehold payments or ground rents,if any. Bomuwer
<br /> sh�li pay these obligations in the manner pro��ided in paragraph 3,or if not paid in�hat manner,Bomower shall pay them c►n �_
<br /> dme direclly to the person owed ps�yment. Borrower vhull prompdy fumish to Lender all notices of amounts to be pnid under
<br /> this paragraph. [f Borrower makes these paymentx dinecdy.Horrower shall promptly fumissh to l.ender receipts evidencing
<br /> the peymenta.
<br /> Borrower shall promptly dischwge any lien which has priority over this Security Inswment unless Borrower.(a)egrees -
<br /> in writing to the payment of Ihe oblignuon secumd by the lien in a manner;icceptable to L.ender,(b)contests in good faith the
<br /> lien by.or defends aguinst enfomement of thc liun in,legnl proceedings which in the Lender's opinion operate to prevent thc _
<br /> enforcement of the I�en;or(cl secures irom the holdcr of the lien un ugneement satiafaclory to Lender subor+dinating the lien
<br /> to this Sxurity Inswment. If I.ender determines that nny part of the Property is subject tu a lien which may attuin priority
<br /> over�his Security Insdument,Lender may give Burrower a naicc identifying the lien. Barrower shall sadsfy the lien or take —
<br /> one or ma�of the act�ons set foith above within!0 days of the giving uf ndice. -
<br /> S. Hwzard or Property Insurnnce. Barrower ghall keep thc improvements now existing or hereafter erected on the
<br /> Property insured ageinst loss by fire.hnzards included within the tertn"exlended coverage"und uny other haxards,including —
<br /> floods ot flooding,for whfch Lender requires insurance. This insurunce sholl be mainwined in the amounts and for the "
<br /> �orm J028 9/90 I paRe 2 oJ6 pagerl
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