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<br /> _ '� , �j��rpquioes. ',tlx ins�uaocx ca�rier pcovidingiA�insunnce shali be cbosa�Dy Boaower su6j�[to Lender s ' `
<br /> , _appnnral which shall rqt be uanasoasbly withheid. ff Boaowerfaits to maint�in wvenge descii6ed above.I.mder m�y.at �
<br /> ---- --l�e[�o�ption.ubtaiqomcenge to_�mtxt l,rnder�s rigWs in tbe Prep�rt�+in accord�ut�e with�['agr�yh_7=- ,.--. _
<br /> ------ Aiiuu�rrnce poticies and renewats sdalt be a�c+ep�tabte to Leitder and shall inc a s�-mortgage cTause. .ea�- ,
<br /> shaII have the`right to hotd tLe poticies and ienewats; If LerKler reqnires.Barmv��er shatl p�amptly giveto Lender alf traipts
<br /> of Faid p�emuims anQ rert�wai notices. Iri the event uf loss,Btxruwa shall give prompt natice co tl�e ins�ce cazricr and . � .
<br /> L,ender, i,eoder may make proof of loss if not made prompiiy by Borrower. < ' �
<br /> Un�.c i.adet and 8orrower whemise ag�ee ia wr�tieg,insuiance proceeds shall be appiied to r�storation or�epair of
<br /> ` tite Propetty damaged,if the mtoration or iepair is economically feasible and Lender�savrity is not tessened if the - ,
<br /> �eswiation or nepair is not ecanomically feasi6le or Lenders secta'ity would be lessened,the insutance procerds shall be,
<br /> applied to the�ua�s seeured by this Security Insuumen�whether or not thrn due.witb any excess paid to Borrower. If
<br /> Barower abu�dons the Pmperty.oc does not answer witfin 3b days a nQtice from Lender that the msurance rurier has
<br /> off�+nd fo settle a claim.ihrn LaMer may collec[the insurance proceeds. �.ender may use the pcoceeds to nepair.or reswre
<br /> , '� .the Propettg�or to pag snms seca�d by this Security lns�t.whether or not fhen due. T4e 30�day periad wiU.begirt when
<br /> _ . � the notice is given. ' • � .
<br /> Unkss Lxnder and Borrower ottiecwise agree in ss�ritsng,any application of proceeds to prit�cipa[shal}�tioe�eaEend or.
<br />_ � postpone the due date of tf�e monthiy payments refemed to in pacagraphs i and 2 or change the amount of ttie paymerts: If
<br /> �� under paragrapi�21 the Ptoperty is acquir�by I.ender,Bonower's right to any insnrance poyicees;and proceeds�esuUing
<br />_:.-} from damage to the Property prior to the acquisirion s6ai1 pass m l.ender to the extent of the sums secuird by Ihis Security
<br /> Insunment immediately prior to the scqaisition: ' _ .
<br /> `'z� � 6. Ooc�acy. Freservstlon. Maintenance and Protection of the Properl9. Borrower's l.oaa Application,
<br />_'�� 1.aseboWs. Borrower simll accupy,esta6lish,and use the Propeny�s Barrower's principat residence within siany days after
<br /> `'-�•� the execuaon of tbis Security lnstriiment and sbatl continue to occupy the�roperty as Barowers principa!residence for ai �
<br />-�.� teast one year aftef.the date of occupancy, untess Lender.oti�erwise agnees in wri�ng, which consent shall not tie --
<br /> '`•:�- u�reasanably wit�eld,or unless extenuating circumstances exist which are beyond Botrower's conmol. Borrower shafi not
<br /> ' '� desdmy,damage ar impair the Property,allow We Ptuperty;io detedora[e.or commit waste on the Property.�Borrower sGall
<br /> -- -_ i�ia defauIt if any forfeiture actian or proceediag.wdether civil or ctiminal,is begdn that in Lender's gaad faitb judgment
<br /> ' could r�esutt �falfeiture of tlte Propeety or otlienvise materially impair the tien created by this Security lnstrument or =__-
<br /> Lender s security interest. Borrower may cure such a default and reinstate,as provided in paragraph t8.try caasing the action �-�=-?-.
<br /> � . br prace�ng to be�smissed with a rul'ing tliat;in Leiidei�s gaod faiih detetminalion,precludes forfestiue of the Socrower's ��_
<br /> interest in the Property or ather material impairment of the,lien created by this Secucity lnsuument or l.enders security �
<br /> �=` interesY. Borrower shail alsu,i�e in default if Borrawer.�during the laan applicariot! pracess. gave materially false os : ���;�
<br /> inaccutate infarmasion or stateiitents to Lender(or faited to provide Lender with any maferia!infomtationy in connectian with ��._
<br /> �f� � the toan evidence0 by the Note, including.but not limited to. rzpr��entations canceming Borrocyer's occupancy af the —=�T--
<br /> Property as a princ�pal re�idence. If this Securiry Inmument is on a teasehotd.Borrowec shail comply with all the provisions �"`�"��
<br /> of the tease. If Borrower acqnires fee title to the PtoPerty.the leasehold and the fee tiite shalE not merge nnless l.ender agrees i'�
<br /> to the merger in writing. �
<br /> Z Protectlon of Leader's Rights iq tAe Praperty. If Borrower fails to perform the covenants and agreements ��`�-
<br /> � • eontaintd in this Secwity Instrumen�or.there is a tegul proceedins that may significantiy affect Lender's righ�v in the =,�;=-
<br /> Pc+operty(such as A pcoceeding in bankniptcy,probate,far condemnatian or fo�feiture or to enforce laws ar regulations),then �" �+�.``
<br /> Lende�may da and pay fac whatever i�necesy;+ry to protect the vatue of the Property and Lender:s rightc in the PrapeRy. , • , �':� .
<br /> l,ender's•actions may inctude paying any sums secured by a lien whieh hac priority aver this Security in�trument,appe�aring s':.:,:�,;�;''"
<br /> irt conrt,paying reatinnable attameyti fees and entering on the Property to make repairti.Although Lender may takc actinn _ - '.
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<br /> . -�. under thi�paragraph 7.Lendcr daey not huve to do so. '� � '` -
<br /> Any amaunts dishuncd by L.ender under this par�graph 7 rhall hecrnne additional dcbt of Batrawer sec:ured by Ihi+ , .�
<br /> ' Security Instrumcnt. Untetis Barrawer and l..endrr agrce w u�hrr tcrm+oi payment,the.e amounn tihall br�ar interetit from the �`:``�- `'
<br /> datc uf di.bur�en�nt ut the Nate rate and_tihuU Ae p�ayable.with intere�t,u�xm notice fram I.ender to Barcower rcque�ting .. . , -,
<br /> payment. `
<br /> � S. Martgage Insurance. li'Lender rcyuimd mortg:ige in�urance a.u candition of making ihe loa»tiecured by thi. � • ��
<br /> ,'" ' , ' Security lnstrumem,Borrawer tihai! pay ihe prcmiums rcyuimd to maintain ihe mem�.ige intiurancc in effect. 11: f��r:�ny '. •-
<br />• mason, the mortgagc insurance caverage rcyuircd by l.cndcr lap+c� ur ceaye� tv t� in cffect. Borr�,wer rhall pay �he , :
<br /> ��t, premium4'reyuired tn ubtain caverage sub.rtantially equivalent t�the mortgage insurance previously in effect. at a c�st
<br /> sub�tantially equivs►lent to the eost to Barrower of ihe mortgage inyurance previously in effect,from an altemate martgage
<br /> - . insurer approved by Lender. If sub�t:�ntialty cyuivalent murtgage intiUrancc cover.�gc is no1 available.Barrower!.halt pay ta -
<br /> Lender each month a yum eyual ta one-�welfih of the yrarly mong:�ge in�urancc premium being paid by$arrawer when the • . ;r�
<br /> � '` insurance caverogc lapsed or ceused ta be in effect. Lender will accept.ua�and retain the�e p•rymencti�.s a tos�retierve in lieu , , _ -_
<br /> � nf mongage in:curance. l.osx reserve payment�may no tonger be reuuired,at the aptian af Lender.if martgage insurance - .._,
<br />• coverage fin the amount and far ihc period that l.cndcr rcquircy)pravidcd by an in�urcr apprnveQ by Lender again beromcti .. .
<br /> available and is obtained.Banower tihall pay Ihe prcmium�required ta maiMain morlgage intiurance in effeci,or ta pravide.e "'
<br />• ' loss re.�erve.un�il thc rcquiremem f��r mnngagc in.rurance rnJ.in.iccurdancc wi�h any written s�zr.cement 6ctwecn Burrawer �
<br /> .i:.;�;;:a��. , and l.ender or�pplicabic law.
<br /> �. • �f�"��•'." 9. inspeetinn. l.ender or itr agent may makc rra�unablc entricti up�►n and in.pectiun.uf'thr Prnperly. l.ender tihall .
<br /> �.� :� give Borrower notice at the time of or prior to an in.pectiun�perifying rea.runable r.iak for the impection. '
<br /> , "� 10 CondemnaUon. Thc prcxccdr nP any uwurd ur claim ti+r damagc�.dirrrt ur can+cyucntiai.in runnccti�m�vi�h s�ny � ,
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