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<br /> � � - --_ - � � ---�-- =� ` ` - -----=�-�.��=-y � fd5435_ -_.
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<br /> .- ' '!�O(1ETHER WITH alt tlrc improvcnfeMs tww�nf A!'(�Li�IK�'fCCtCd Ofi U1C pf0�lCll�i�ilI{C�.iQt110M�.appurterw�ccs.
<br /> � �nd fi�turcs now or fKre�tkr s put o�the pmpaty: All nepfacements and additinns sh�ll�1scr be cor�red by tAis Sacur3cy`
<br /> — - —— a€!hc[�rgoU��►�ec�rird m,in this Securlty.lnsaament as thc"PropertY•° . � � .
<br /> —� BORItOW�R C4V�NANgS tAat Sarowcr i�lawtull�sciscd ot thc cstate hereby catvcyed ar��s t��igM io gran�
<br /> �canvey ttie Property�and that the Pte+perty i�unenciunb¢�ed.�except[or eneumbrances af reeord. Bam�rer wamnts anA
<br /> • � will defrnd geaecalty thr titk to the Ptoperty agalnst al!claims aed&mand.c.sut�jcct to w�y e�cumbrances of ncord. .
<br /> — �llS g�(JIttTY 1KSTRUMENT.combines unafom� coven�nts for natianat use and non•unifamt eoven�tnt� wiW
<br /> -- r_.__ i�mited vuiatioas bY jurisdiction to consiitute�►unifam security ulsuumeat c�vering tratpcopecty. ° . . .
<br /> ` UNIPURM OOYENAI�7'S. Bonower arid Lende�covmant u�d�nx as followc: —
<br /> l. Pane.t d Pri�cipal�aa Leerat;Prew�at��.soe cl�sne�4 eorroV�er stsaii promptly p�+y when aue tl,e
<br /> '�_� ptincipal of and inte�st an 1he debt ev�drncod by the Note and any prepaymrnt and late ctiarges due t��r the Note. �
<br /> � 2. Fi�ds tor'11ues ad La�uca Subject to applicaMe law or to a written waiver by I.ender.Barowtr sh�ll pay to
<br /> __- • L,errder on the day montl�ly paymaus arc doe under the Natc.und{the Nae u paid in full.a sum C'��)for:(a)yeuly
<br /> ��=_ -taxes�d assessm�ots whish may auain priority over this Security[nstrument as a litn on the Property:(b)YeadY kaqeirold
<br /> �=r'° , PaY��B�tents ort d�e PtopertY. if any: (c) Y�Y ���ProP�Y insutance premiums: (d).Year1Y flaad
<br /> insurance premiums,ff any: (e)Y�Y��SaSe��e P�iums.�if any;and(�any sums payabte by Borrower w
<br /> L�nd�;in y�ccacdap�ce with tlxe provisions of paragraph 8.in lieu of the payment of mongage insurar�ce prem�ams. 3'hese
<br />'-"�`' items are calied"Escrnw Itemc." I.ender may.at any time,collect and hold Funds in an amount not w exceed the maximum --
<br /> `- amo�t a lender for a fedecally ielaipd moztgAge toan may cequire far Borrowei's eseraa account under tt�e federal Real --
<br /> Fstat�S�plsment Pcocedures.Act of 1974 as amended from time to dme,12 U.S.C.�2601 et stq.l"RFSPA").unless another <�
<br /> � Lcnder may.at any time,collect and hotd Fnnds in an amountnot to L�-Y
<br /> � � - taw that appliss to the Fwids seu a lesser amaun� If so. -�.----
<br /> -�� excad the iessa amou�u. Leader may esamate tbe amount of Funds due aa the 6asis of current data and reasonable �=�
<br /> estimates of ea�penditurts of futwe Escrow Ttems or oiherwise in accordance whfi applicabie law.� .��
<br /> • ' 11ie Funds shall be held in an institution whose deposits ate insuted by a federal agency.uutramentality.or entity ���-�__
<br /> (including Lender.if Lender is such an instiw6oQ)w in any Fedetai Home Loan Bank. L,ender shall apply the Punds to pay s�=�.
<br /> .:- the Fscrow Items. Lender may not charge Borrower for holding and applying the Fands,annually amlyzing[he escrnw ..��--
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<br /> � �' account,or verifying tUe Escrow Items, unless i:ender pays Borrower intecest on the Funds and appiicabte law pemuts -•-;_;�: :,-. -
<br /> � %' Lender to make such a charge. Howeve�.Lender may require Bomuwer to pay a one-time charge for an independent�eal -:�.. ` �.,•_
<br /> � ' estate'tvi repocEing se�vice used by Lertder in connettion with dris�oan,unkss applicatsle law pmvides oWe�wisc. Unles�an... - . �•__y.:;`-
<br /> �%.'.` � , agreEment Ls made or applicable law requires interest to be paid,Lender shall not be reqaired to pay Bomower any intemst or '.'�_:,.;
<br /> � ` � eamings on the�t►nds. Bomuwer and 1-ender may agree in wnunS•h°wever.t h a t i n t e c�e s t shal!be paid on the Funds. [.ender .; ..� _-
<br /> -- ,�:`��. shati give to Sorrower.wiihout charge.an annua}accoanting of tl�e Funds,showing ccedits and debits to t6e Tvnds and the ��;:,r.:r:;� ='
<br />, ,` �=::_" purpose�or whicA each debit to the Funds was made. 'i'he F un d s are p le dg e d as a d d►do n a l s e c u r i ry f o r a l l s a ms secured b y . .`_�,;',;�"
<br /> ;,.t.;,.�_
<br /> thisSecauitylnstrumea� . . . �` �;.:,.; `:;.;�.rs-_.
<br /> ' If the Funds hetd by Lender sxceed the amounts pecnutced to 6e hetd by applicable law.I.euder shall accaqnt to .�,�;- �;G,,_�;:
<br /> - � Borrower fos the excess�Lnds in accordance with the nequirements of applicable taw. If ihe amonnt of the Funds hetd by ,.,:•,
<br /> �. - ryy� .- �..�
<br /> � �y Lender at any time is not sufficiem tu pay the Escrow ltems w1�en due,Lender may so notify Borrower in writing.and.in ,;��;�,_-•-
<br /> ;�_�•: '� " such case Bartowershall pay tv Lender the amount necessary to make up the deficiency. Borrovrer shall make up tt�e �.._'-�^b4°:._
<br /> {"'` ` � deficiency tn no more than t�velve monthly paymenu.at Lender's sole discretion.
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<br /> 2. _:, .
<br /> ; x- Upo�payment in full of ail sums secured by this Securiry Instrument,l.ender shall promptiy refund to Borrower any `� t��- - -
<br /> .'.. � .� ' Funds held by l.ender. If,under paragraph 21,Lender shaU acquire or sell the Property,l.ender.pnor to the acquisition or
<br /> ;,;;;.r saie of the Property.shall apply any Funds held by i.ender at•1he time of acquisition or sale as a credit against the sums�
<br /> ' �.;:�.�:. ., secured by this Securiry Instrument. ,
<br /> . " - 3. Applkatioa ot Fayment�. Unless applicable law provides otherwise. a11 payments reccived by LenAer under
<br /> _:,'�� • paragraphs 1 and 2 shall be applicd:firs�to any prepayment chazges due under the Natc:second.to amounu payable under -
<br /> ' , .�;;:�� paragraph 2:third.to intemst due:fourth.ta principul due:and last.to any late charges due ander the Note. ; - .
<br /> - 4. ChArges: Lkns. Bortower shall pay all taxeti.assessments.charges, fines and impositions amibutabie to the �,
<br /> ``-'�� Property whieb may attain priority over this 5ecurity Instrument.and teasehold paymenGc or ground rent4.if any. Barrower � . .
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<br />, _ � `� 'shail pay thesc obligations in the manner provided in paragraph 2,ar if not paid in that manner.BaROwer shaA pay them on . . .
<br /> � �' ". .;�'J•, time directly to the person owed payment. �ocrower shall promptty fumish to Lender all notices of amounts to be paid under ,
<br /> w�'fa�, , this paragraph. Tf Borrawcr makes these paymen�s directiy.Barrawer shall promptly fumish to l.ender receipts evidencing , .
<br /> �r:• . �.:.�: ' � the paymenu. • ' —
<br /> � '�'�`" • �orrowet shall promptly discharge as�y li�n which has priority over this Security Instrument unless Horrower.(a)agrzes -
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<br /> ��'r�•• in writing to the payment of the obligatian secured by the licn in A manner acceptable to l.ender.(b)contesu in govd faith the ,
<br /> '�.�..; lien by.or defends against enforcement of the lien ia,legal proceedings which in the Lender's opinion operace to prevent fhe ;: :�
<br /> '�• �' enforcement of the fien;or(c)securcw from the hotder of thc lien an agreement satisfactory to l.ender subordinating the lien •
<br /> �'�'��' ' to this Securlty Instrumen�. lf l.ender determines that any part of the Property is subject ta a lien which may attain priasiry � ''r: '
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<br /> � �'�-�• � ove►th'is Security/nswmen�Lender may give Borrower a notice identifying thc lien. Horrawer shall satisfy the lien or3ake �
<br /> `�����i:•: '' one or more of the attions set fosth above within 10 days of the giving of nolicc.
<br /> S. Hazard or Property Iasurance. Borrower shall kecp the improvcments naw ezistin�or hereafter erected on the �.
<br /> � -`��. � 1'roperty insured against loss by fire.hazards iacluded wiihin the term"extended coverage'and any othcr hazards.including
<br /> �;''�''. - ��Y floods or ttooding.for which Lender requires insurance. This insurance shall be maintained in ihe amounts and far the � •
<br /> . . ��.54'e." � _ ' i
<br /> _ ' ,�° : ' Form302d 9l90 (P�+Se2ojbparge�l . '� .'
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