| Y,�T._   . ;�'�iyw   1       															_       .  ---._-
<br />     			•'�
<br />    		. r  . 	r   												.  .			-'----�   - -�--    .
<br />	s    		I      													�    �('�,�
<br />     --= �-"'  -s_�."°� 	,w'�fai�tl�fY Mulva�lt nnNE�inaunu�ce cover�ge is not�vdhblo. Borrower sFullp�y ta�nder�Hf11D11m1�eqwl w
<br />     					on�tw�illl�q�t!w�y �f!,y mort��e inwrar�e premlum beinQ ppid by Bomower when U�e insurarrce oovua�e lappad or cewod co
<br />     					be in�I�'iM�i�nd�t ywW.x�alpt•us�and rohin U�eso pryments�u •I�sa n�erva in lieu af m�rt��o insur�noe. l.oc� rcaava
<br />     					paymcnto m�y no Ianjer borequirod.�t tht��pion of Lender. iP murtgaQe inw�anuc oovor�c(in the�mount and for tho priio�d
<br />     					th�t Lend�cr requircy)Provlded �by u�inr�rcr approved by l.�Mer a@ain b000n�es�vail�blo aid i�abudood.Borrower�Iwll PNy
<br />     					1he promiunp roqulr+ed to rtuimain moh�a:e i�aura�oe In etfed.or to�xovlde�toa rcaerve,un�il Ihe roqulrement for mort�e
<br />     					iawrmoe a�in�oeord�nco wi�h�ny writttn aQtaern�M bdween Borrower and I..ender or y�pliable Ww.
<br />   						!. terpettlon.Letder or itr�etH m�y nuke�or�ble ent�fes upon uid inspoctk�s ot tho Property. Lender�fWl �Ive
<br />     					Borrowcr r�ico at tht time of or prior to�n inRpo�vion�pocifyin�reaw�uble wusc iar the incpactiun.
<br />   						10. Ca�dmwlloa. 'Ih� proraals oP ony awud or claim far damagcg,diroct or cancequantid, i�rnnnxtion wlth my
<br />     					�rxdemn�tion or dher utin�of my pRtt of the Propeny.or fix conveyanoc in lieu of owidemnulon,ua hereby sc�i�ned ard
<br />      �• _-- --�=-�   	chall be p�W to l.ender.
<br />      =   _ 			�     	In�he even�of a total taking of tho Property.thc procoods siwdl bc npplial to thc�urtw securod by this Secudty I�uumrnt.
<br />      -     				whethe�or nat then due,wi�h any exce.cspaid ta Bortower. ln�ho event af a partia� laking of tha Property ia which the fair
<br />     					market v�luo af the Property immodlately befone Ihe talcing ls equal to or gceater than the amaunt of tha wm��ecurod by 1hi�
<br />     					Secu�ity Instrumcnt immaliatcly beforo 1he taking,unless eorrawu rud Lender aherwise Agta in wriUn�.Ihe cums serurod by
<br />    	-       			�his Sxurity Inctrumenl tfWl be roduced by Iho am�wnt of tho procecdi multipliod by tha following fnction: !al the wta!
<br />     					�utwutu of the sums sxured immediately bePare �he taking, divided by(b) tho fair market valua aF�hc i'ropeny immodi�cty
<br />    		= •   - -__-   	6eforc thc tuking. Aay balapce shall be paid to Borrower. In Ihe event of a partiel taking af the Property in which the fiur
<br />    			----   	market vAlue of the Property immodiately bePorc�he taking is lesa than 1he enaunt of the auma�sccurod inunediwely befan tha
<br /> — 					toking,unless Borrower and Ixrnler dhrrwise agrce in w�ldng or unless applicvbla law olhenvise provides, the praceods �ball
<br />     					be applied w the aums savrad by�his Sacudty Insuument whether or not the sums are then due.
<br /> �'"    					If the Property is ab��doned by Barrow�r,or if,Atler notice by L.eixler to Borrower thwl the mndemnor afFers to make an
<br />   -- 					awerd or settle a ctaim for damages. Born►wer fails ta respond to Lender within 30 days after �he date�he notice is given,
<br /> _��+�' 				Lender is authorized to ool lect andapply the proc�eeds,at its option.either to ratoration ar repair of tho Property or w Ihe wuns
<br /> ��•  					savred by this Security lnsnum�cnt.whethar ur not then dua.
<br /> _Y �      					Unlrss Ixnder u�d Borcower otherwise egrce in writing,any npplication of pcac�eeds to principal ahAll rx►t ex�end or 	_.
<br />    , 					postpone the due dute of�he mo�thly payments refemed to inparagrapbs 1 end 2 or changc the amnunt of such payments.
<br />      		. � 			1l.Borrower Not Reka�ed;Forbearance By Lend�NW a Waiver. Extension of the time for payment or modificsuion
<br /> '      	. <`     � .����     	of amortization of the sums secured by this Security Instrument grunted by Lender to any successor in interest of Borrower slu�ll
<br />     	�j��i�����   .      	�ot aperata ta releise che liability of the original Borrower or Borrowe�s sucressors in mterest. l.ender shall not be required to
<br />      	;. .	'    		rnmmaice proceedings against any succes.gor in ituerest or reiuse to extend time far payment or otherwise modify emortizatioa
<br /> 		'��'  			of the sums secured by this Security Instrument by reason of any demand made by the original Borrawer or Borrower's
<br />     	���"'t`  �a+�   		suoc�essors in interest, My forbea�mnce by Lender in cxcreising any r�ght or remody shall not be a waiver of or precludo th8
<br />     	.3►;,s�4�L�4;�.�1�    					rb
<br /> _  ,	;��.,�,,, .�,.,,, ;, ...,     	e�rrisa of any right or remody.
<br /> �   -   	'" `��      •   f'  		t2. Su�cessocs and Asstgng Bound;Jdnt and Several Liabiflty;Casigners. The covenants and agreements of this
<br /> -    	r;;r:.., ,.�-•.;
<br /> .. .  	p:.. ., ��s,,  •�;�t�r•     	Securiry Instrument d�all Wnd and benetit the successors and assigna of Lender and Borrower. subject ta the provisions of
<br />    •	��f:�f:,;:•;;,,;{:�:��•'�y, �     	paragraph 17. Aorrower's rnvenants and ag�ecments shnll be jolnt and several. Any Borrower wha casigns this Socurity
<br />     �    		•,�		Insavment but daes not execute the Note: (a)is co-signing this Security Instmment only to mongage, g�nt and convey�hat
<br />     	�'�"`��� :�����       	Bumuwer's inirmi io iix Fr       under the tcrms of th'ss S.:arit  Ir�st�um�e: !b)is sscs   s5ona!!  e�li�ated m     �he wm�
<br />       	'7!i}:�r`�!'+{:o-`;,   'i       				��i'       			3�       		� �     Y    o 	Y
<br />  ,  	:'".s`,;,:,1;+t<s'�;,";i' ' , •,r    	secured by this Security Instrument; �nd(c)agrees�hut l.ender and any othe�Borrower may agree ro extend,madi y.forbearar
<br />    	,t•;•;;>{,",tiEy"�,�r?!i`���`   ��      	make any accommodations with regard to the terms of this Security Instrument or the Note without that Bvrrower's consent.
<br />    	�,°�f"�.�,.;�.�`•;�,<<'1, '   '.t� 		13. I.oan Cdtug�a,[f Uie loan securcd b  this Secudt  Instrument is sub ect to s�law which sets ms�cimum loan charges.
<br />       	,,�, ...,�.ti�i�,;,,�.,  , .     							Y    	Y
<br />		�  ",��;��.••. �+r`•    •    	and that law is finally imcsrpreted so that the interes[or aher loan charges   lected or to be cullected in connection with Ihe
<br />       	�� � ``��'`''`�'� � 		loan execed the permitted timits,then:(a)uny such loan chstrge shall be reduced by the amount necessary ro r+educe the charge
<br />   -    	y.   �I�.�,!.:•.-.51=1. �.y.
<br />�.�    	.-   ��'�;•��,',.:;.;     	to Une permitted limi�: aad lb) any sums almady collected from Borrower which exceeded�ermitted limits will be refundad ta
<br />  -   					&�rtower. Lender may chooxe w make this rcfund by reducing �he principul owed under the Noto or by making a di�et
<br /> ,�  	�       	�-'     	payment to Borrower. IF o rcfund reKiu�:ex principul, the reduction will be �reated as u paniul prepayment whhaut Any
<br />      			�       	prepay�nent charge underthe Note.
<br />  -  	'     	'•'�    		14.NoUces.Any �wtice to Born�wer provid��d f'or in thi�Security Instrumcnt shall be given by delivering it or by mailing
<br /> -0 x       				it by first class mail unl�ss applicnble luw reyuires u�e of another n�ethai.The notice shall be directed to the Property Addiess
<br /> ,A:  					or any ather address Burcower de�ignutes by n�xice to I.ender. Any ndice to Lender shall be given by frst cict�s mail to
<br /> :s��� 					L.ender's address sw�ed herein or any other uJ�lress Lender desigrwteti by notice to Borrower. Any notice pruvided for in lhis
<br /> '�      		--- --      	Securlry Iactrument ShA11 bedeemed to have bcen given to Borrower or Lender when given as provided in this parngraph. _
<br />�� ,�    	-   				lS.Govcrnlnp� Law; Severabillty. This Security Instrumcnt �hull Ne governcd by federul law and �he lawof the 	_
<br />      	'�`� ���       � �       	jurisdiction in which the Ptoperty is located. In the event thnt any provision nr cluuse af this Security Instrument or the Note
<br /> ,`''   �    		.;ti. ,     	conflicts wi�h applicable law,such conflict shull not�ffert��ther provisionti of�his Scruriry lnstn�ment or the Note which can be 	-
<br />����j�;�,�..      ,       			given effect without the oonflicting provi�ion. To thiti end the provisians ot this Security Instrument And the Nate are dec4rc�d
<br />;1;ri,.': .   r y�': : .�� '`'��  .    		to be severnblc.
<br />'���,:�••.      •     				16.BorrUwer•s Copy.Borro�ver shall be Fiven one conformed cop�•ot'�he Nute und uf this Security Instrument.
<br />�:;.,,�.`.,..       '� t,�     ..
<br />�-.. . •�t;   ";1;;?�%t				ly.Transfer ot tlie�roperty or a 8eneficial Interest in Burrower.lf all or any purt of the Property or nny interest in it
<br />�'.�   	• �='� �    �.   		is sold or transi'erred(ex if a bencficial interest in Bonower is sold nr transfened und Borruwer ic not u nawrul person)without
<br /> -    	�✓�'�     			Lender's prior written consent, L.enJer mny, at its option, require imrnedisur payment in full of all sums secured by this
<br /> °�+�       �,     			5ecurity lnstrumcnt.Howcver. this option shall not be exercised by l.ender if excrcise i�prohibiteJ by fedeml luw s�s of U�e date
<br />� ���	'-�� � ''    		ofthisSecuritylnstrument.
<br />�x .'     					lf Lender excrcius this option, Lcndcr shull give Borrowcr natirc of accelcrution. The notice tihall provide u periad of not
<br />�!°.	� 				less than 30 days from thr Jute�he notice ia delivered or mailed within which Burr��wer mu�t pa}�:+I1 sums secured by�his 	_
<br /> i .a	; 	�   q  		Securiry Instrument.lt'Borruwcr fails tu p•ry thesc sum.priiir t��thc cxpiratiim of this perial, l.enJcr may invake any rei»edi�s
<br />- ,�.-	'_ �      			permitted by this Sccurity Iro�rument without furthrr r�uirr��r demanJ��n Bcirn►wcr.
<br />'..     		,   			18. Borrower's Ri�ht to Reinstate. If Borrowrr mectx ccrtuin rc�nJition�. Borro�ecr ,hull huvc thc right to havc
<br />,.z.�  	+       			enforcement of this Security In.trunxnt di.runtinu�ni ut any timc prior in thc rarlirr of: l:�) 5 Jays�or wrh��thcr periad ci}
<br />�.�. 	' j,.      			appliwblc luw nwy sp��cify ti�r reimtutcmcnU hcli�rc +ale of thr Property purauunt to uny powrr nf wle wntuined in this 	�,
<br />!-'; 	. � �•    			Security Inurument;or Ib)entry of u judgmenl enforcing this 5ecuriry Instrument.Those condilions am that Borrower.(u)pays 	-
<br /> n�.   					Lender all sums which then would be due unde�this Security Instrument unJ the Notc a.ti if nu;KCeleratian hud occurred;(bl
<br /> f•   	f       �       		cures any default uf uny othe� covenuntti or agrcemem�: (c) pnys all expenses incurr�l in eoforcing thi,Security Inatrument.
<br /> f`•�.	�.   	'   		including, but not limitcd to, rcaumublc auorney.' ti�e,: and (d)trkes such action u� Lender nuiy rea+onably require to assure
<br />     		:�:t.,`;;_  � 		diat Ihe lien of this Security Instrument. L.endcr',r nght. in the Prupeny:�nd&xroWer's ob{ig�tion to pdy Ih�sums secared by
<br /> �,�  - `       	. �•  •�		thi� Security Instrumenl  shall �rntinue un�hanged. Upon rcinswtcment by &►rmwer, thiti Security Imtrunxnt and tEi�t
<br /> k`�s_:     ��;��,�_� ,._     	obli�ations securcd hemby shull renmin fully �6fittivc as if nu accelcra�ion had a:curred, Huwever, thic righ�to reinstute shall
<br />												._L 19
<br /> —� •••       				troinppiy inincca.xoi K�iic�aiiuii iiin�ci j,u��K:aN�� �,.
<br />,�.   '1`'  					19. S�le of Note;Clw��e of Loun k�rvicer. The Nate or u prnial imeR,t in the Nutc (wgether with this Securiey
<br /> �.       	��  .:       		instrumentl muy Ik sold one or more times wi�hiim priur noticc ta &�rrower.A sale mt) result in a chunge in the entiry Ik�u�wn
<br />	�,   	,	, ''      	as the"l.oan 5ervieer")ihat cullctts munthly payment�due unJer thc Nutc unJ thi�S��uri�y h�.irument. Tlwre ul���muy tx one 	_
<br /> -  � .�      	,,     		o�more cianges of the l.oan Serviccr w�rclutc�l tu u�alc ul'thr Nute. If thrr�ia u rhungc of thc Luan Scrviccr, F3��rruwer w•ill tx 	-
<br /> =     	�:.:..�   			given writtcn nrtirc of the changc in Lrronlan�ti witl�p•rrugruph I�3•rtxwe:uxl appli�aMc law•.Thc n��ticc v►•ill ,tate�hc numennd
<br /> i     ��;;�    	'_       		ucldresa of the new Loun Servicer uixi the uddre�r tu which payments sh�iulJ ln nwJe. Thc n��tice will ulKi cantain an�� dher
<br />  		����-      		infomu�tion n.�yuiR�l by applir.ablc luw.
<br /> .     +     	.  	`   		20. 11�,ardoug tiub�tance.s. &im�u•cr shall nu�r�w.: ��r�xm�it ttx: pnsrnre. u.r. Ji.p�►�•rl. �turugc. ur rcicaxr�.f an�
<br />       •     		�		Hazaninus Substun�rs un ur in thc Pn�perty. &�rr�►acr ,hull nut du. nor allow anyune cl.c u� d�►. :m�•thin� atfcr�ing tt�r
<br /> -      		,�*.   ,`      	PropeRy that is in vi��lu�ion��f:my Envimnmental [.aw. Thc prc«ding two kntcnceti�hull nut appl�• t��Ihc pr�xnrr. u.e, c�r
<br />     	,.  '     			sturage un thr Property ol'small yuanti�ic.��f H;v�nl��u.Sub+wncc� �hat arc Ernrrully rcrugniiad tu tk apprupriatc tu num�rrl
<br />      		�:;3�`Y`�.,..
<br />  		•   			residentiul uecs wKi to m�iruenvnce��f the Property.
<br />   o   -     	,   � .�... 	�
<br />    ..     												N,„n�.,r a     				�':�Fo►m 3028  8190
<br /> 		•     .    	'
<br />  		.
<br /> 		lk		� 														_
<br />		�   		-
<br /> |