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<br />       				•     paioda th�t Lender roquire9. Tfio insurnirce c�er provldlnQ �he insuranca xh�ll btl chmien by&���1f�MLendork
<br />     					approvd whk:h�hdl not bo unrauonably wi�hheld. iF Sorrowcr f�ilx tA motnula covera c dos�ditr,d above,Lende�nuy.�t
<br />     					I.aKlerh option.obtdo covaca e to protect I.enderL ri�h�a in�lre Praperty in�cconi�nce w�th p�mgniph 7.
<br />   						All in�uru�ce pdiaiqF�n�.►enewds rhall be�e�t�bk lu l.ender and sh�ll{nrludc�standard m�xfY�Qe clruxa. l.a�der
<br />     					shiJ!hrve the dght to hold ihp p�►Iiciea wid renew�lx. lf Lender rcquirex,Horn►wer ehull promMly sivc lo Lender�ll roceiptt
<br />     					of paid premlums and renowal nrHices. !n thc cvent of losa,Barc►wcr ahAll�ive prompl notke to�he In�uruK:a aurkr and
<br />     					L�enckr. I.encler may make proof of loss if nd mwde promply by Barower.
<br />   						Unless Lender and Borrower othenvise agrcc in writing. inauran�a placeeda shall be appliad tA restornlion or�qir of
<br />       a"-"�    	thep�e rty.dameged, if the rcstoraaon or repair is ecotamically faubihla wnl lxnderi+ �e�;urily i�nut k�:xncd. If�hc
<br />     					reuor�tian ar mpair ia not economlcelly kasible or I.onderts�ecudty would be lesKened, the insurance prw:ceds ah�ll be
<br />     					applied to�hc suma se�vrcd by this SccurHy Insuumnnt.whethar at nc�t then due,with any excoav paid to &fmnwer.  It
<br />     					Borrower abandons ttiB Property,or daes nat anawer wi�hin 30 dnyR o notice irom I.encler�hat�ha insurance carder hps
<br />     					offered to satt��q o claim,thsn Lendar mny collact the insurnnce pmceeda. Lender muy ur,e tho proceeds to repair or restore
<br />     					the Pruperty�nr•to pay sums cecured by this Security Instiumcnt,whc�her or nat then due. 'I?ia 3(�dny podal will be�in when
<br />     					the notice ia$�xen.
<br />  		----			Unless ixndar ond Rarvwe�ahetwi�agrce in wrldn�.ony appNcu�ion af proceedK�o prinai�x►I st�ll not extend or
<br /> -  					ppe.�one thc du�du�af tbe mon�hly paymemH rcFarred to in pan�grnphs I ond 2 w change�lie wnount of ihe payr�enis. !f
<br />     					undctr p�ragr.�h 2} d�ptopaty ix acquired by Lendar.Bornowerk right to Any in�+urrnee policfec und proceedA resulting
<br />     					from dam �e oo�dnr 1?topot�p pnor to�he acquiafti+►n aholl pas�4 ro I..�mdat tA the extent of tbe sums recured by thir Seruriry
<br />     					Instrument f�nu�rdi�ly     w the acquisition.
<br />   						6,  pc��rc9•��rvation. Matntenance asd Prohctiqn. of tbe Property; Borrower's Loro Applkation;
<br />   .:;       				L,esseholde, B�qtYVwer shaE!arcupy.eswblish,and use tha RvpcKy as B�xrower�c principal re.ridence within Rixty dnys afcar
<br />     					tb�exerution rPlhiR Secix?►v iMStrument and shall c�ntfnuo w accupy the Pmpeny a��c 8orrawer�principal rceidBnae for+u    	�,_
<br />    -					Ieast one year aftet the date of accu�wncy, unlevs Lxnd�r athqnvir,e agrees in writing, which cansent shall not be
<br />     					unrca4onably wi�+trrkl,or+u+2NSS exionuat3ng circumslnnces exisl whfah ere beyond Bonowerk cuntrol. Bomower shall na    	—
<br /> _    					desuoy.duma�e a impair th�Property.alluw Ihe Propeny to dctcsri,orata,or commi�wa�ta on tha Pt4peny. Bornower shall
<br />--   					be in default if any farfeinue petion or prqc.�eeding,whethcr civil oc criminal,is bcgun thut•in L,endark goad fullh judgment
<br />  �-;� .�!��       			could result in forfeitut+e of xhc Propeerty or dherwise mmerially impair tha Ifan,crualud by thfs Security Inswment or
<br />  '.L.�':�`.r�`,,} 			Lender's security inteirsi, F.��rrower mny cum such a dafbult nnd rrinstuta,nx prqvidud in pnragraph 1 fi,by causing the uc[ion    	=°
<br /> -_._----     i;:  			or procealiog tu i,c dia���isse�� �+Ith s ruling that.in L:ndci:gar,3 f:�itb det��nitiailqtt.�rGti+�u��FBfEG!!L'!"!�'�h�H�rmwer's    	�'_`'
<br />     					interest in the Property ur c�rt�er materiul impairmern of the licn c�atad by thie Security Inrtnumsnt ar I.enderb security
<br />  •��'					interest.  Barower ahult also be in defnult if Bormwer,during tha I�►nn upplicotion procesv, gpve macrially false or
<br />  "�?       				inaccutate information or s�atements�o Lender(or failed to pn�vide L.endar wilh any mAterial,infnrtnnlion)in connectian wlth
<br /> -- 					the loan evidenced by Ihe Note, including, but �ot limited to, reprel+entationK conceming BartowerK occupancy of the    	�
<br /> `;,;';,_       				Huperty ar,p principal nesidence. If this Security Instrumenl iti un n leusehold,Burrower shulbcomply with�alL tho provisions
<br /> -   _       -       --   		of ti�1�a.�. 3i oaisotiver:uquires fee titie to thc I'm�cm�.thc icaschotd and thc fcc t!t!c sha!!noi sacrgc tml�!_endcr agr�ees    	--
<br />  '  			�       	to the merger in writing.      													_'`-
<br /> 			t .�„�   		7.  Protectan of l.ender's RigBhi in•the Properly.  If B�im�►ver i'Ailx to pert'orm �he covenuntK und ugreemente
<br /> 			7''
<br /> _,      		,:� ,�;,�>�;      	eex�tuined in this Security Instrumenl, or there ix u legul praceeding thut mnp s{gnificantly affect Lender}: rights in the    	�_
<br /> _r. 	•'�  ,, .     o,,�„,       	Propeny(�uch as p proceeding in bankruptcy,probate,for rnndemnAtion ar fodaUum or�o enforce laws or regulu�ionsl,then    	_
<br />  ` 	�,rt�;�;�_ti���  tt�w�t�!,-      	L.ender ma do und  a for�•ha�ever is necessu  to mtect the value of tha Prn �rty und Lender:s ri h�s in�the Pro  rt .    	°--
<br />  o•''. .		� . �   			Y	P Y       		rY   P  			D   		8     	Pe Y     	-_
<br />     	+'�`''•+���;�; '�•";��       	Lender's octianc may include paying uny tiumx+ecured by u lien which huh prfnd�y a�er�his Security Instrument,appeuring
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<br />   		f.r•       ,.ti;.      	in court.paying rea.vonvble nttomeys'fees und emerin�e�m�he Prc�perty to make�pairr►.AUhough L.ender may wke action    	,
<br />-_   			r•      	under this paragroph 7.Lender docs not have to do tio.
<br />       		'�� � •  :�+   		Any amounts dixbuned by Lender under this parugraph 7.hull�tkYOme additionul debt of Borrower securcd by ihis
<br />      					Security Insi►ument. Unles�Borrowcr and Lender o�ree to wher�cmi�ol'paymcnt,thexc amounts,hull bear interes� from the    	a
<br /> �'      	��,,;_,;_,.,:      	date of disburr,ement ut the Note mte und shall br pay,�bla,wiih intrresl,upon notire from Lender to Bortuwer requesting    	-
<br />,;;�, 	�r�L,  ,..-- . • 		payment,     															-.
<br />- `  	�"�`' �      "`'�"    		S.  MoMgage Insurance. If Lend@r required monga�e insuruncc ati a condition of making the lo:u�xecured by this    	-
<br />'-.>r  	�����'  ��.`x,		Security Instrument. Borrower shull puy the premiums rryuired to muimain�hr mortguge inwronce in effect. If. for any    	---
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<br /> �3<       	�...-••� f� '      	reason, the mortg4ge insuranee coverage reyuircd by Lendcr lap+eti or ceuses to be in effect, Sorrowrr r.6al! pay the    	-
<br />     	.'     ,T,t,:.. +ror:..
<br />     	'��:�'  .   , ,,,       	premiums reyuired to obtain coverage xubstantially eyuivulent to thr monguge insurunce prcviously in ef'�ect, at n cost
<br />     	.:�.i:�:`;t:'���f'`�.�,. �   									�  									�"-
<br />   ,  	Ta�,�^,, Y      . 		substantially equivulrnt to the ca.r•t to Borrower of It�e moeEc�ge in,urance previuu,ly in effect, from an s�lternnte mortgage    	i__
<br />-    	.-•,.�;�;;• .�  b'��       	ingurer approved by Lender. If sub.tantiully eyuivul�nt moAguge insurunce cnverage is not avuilnhle,Born►wer xhall puy to
<br />_     		.    �       	L.ender euch monlh a sum eyual to one-twelflh of�hr yrnrly mortguge insur.�ncr premium being puid by Bormwer when the    	�''V
<br />-T?  		��::.•�...'     	insurance coverage lupsed or crused to hcr in rffect Lendrr wi 11 ncccpi,use anJ retuin the,c p•rymrnts u.o lo�s mtierve in lieu    	`
<br /> '* ��''	�, �;y�,��, :.      	of mortgage insuranre. Los.r• reservc paymems muy no I�Mgcr Ix reyuircd, ul Ihe oplion of Lender,if m.xtgage insurancr    	�-
<br />    	•t,: :a;,�       :�.
<br />     					covera�se(in the amount und for the periocl�hut Lcndcr reyuirex►providcJ by un in�urrr appmved by l.ender ugAin t�ecomes    	_
<br /> �  �      	`     , �		s�vuilable and is obtuined.Bornower.Fu�ll puy the pnrniums rcyui�d io m•rint�in mongsige imurunre in effec�,or tc•provide a
<br />    		'! '�'""`'��'      	loxs reserve,unlil the reyuimmem fcx mongu�te intiurm�c enJ�in ucrordunce with uny written a�rcrment between Borrower    	�V
<br />   ;  					und Lender or applicuble law.
<br />			�::.  .
<br />  i''' �    					9.  Ins ecdon. Lr:nder or ils u�en1 mu mukc rcuxonablc rntrics u m and in+  �uons of the Pn�  n   Lender+hall    	=-
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<br />       	"'�:�:_�.• ..   ��;��•     	give Bonower notice a�the time of or prior to an ins�rtion+�cifyin�rcusonu6l�ruuhe fi�r thc ins�xction.				_:
<br />       		'   			10. Condemnatfon. The proceed.of uny aN•�rd or clairn for Jamug�s,dirert�►r rnntieyucntial,in runnection with uny    	Y`u
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